FIFTH THIRD BANCORP for FIFTH THIRD BANCORP

Banking BAN

HR 3036, Systemic Risk Designation Improvement Act of 2013 (all provisions). HR 1341, Financial Competitive Act of 2013 (all provisions). HR 2547, Determination of Appropriate Risk-Based Capital Requirements for Community Financial Institutions Act of 2013 (all provisions).HR 1911, Smarter Solutions for Students Act (all provisions). HR 2767, Protecting American Taxpayers and Homeowners Act of 2013 (PATH Act) (all provisions). S. 1282, 21st Century Glass-Steagall Act of 2013 (all provisions). S. 1217, Housing Finance Reform and Taxpayer Protection Act (all provisions). Issues related to government sponsored enterprise (GSE) and housing reforms, House and Senate draft proposals and concepts (no specific bill). Issues related to employment and job retraining programs (no specific bill). Issues related to Too Big To Fail (TBTF), systemically important financial institution (SIFI), and regulatory relief (no specific bill). Issues related to deposit advance products and use, mobile payments and non-banking entities providing banking products (no specific bill). Issues related to housing and lending, mortgage lending, qualified mortgages, qualified residential mortgages, small business lending, online lending, student loans and auto lending (no specific bill). Issues related to bank, card fees and rate caps (no specific bill). Issues related to credit card interchange and debit card interchange (Senator Durbin amendment, electronic debit card transactions) (no specific bill). Issues related to the administration's budget, Troubled Asset Relief Program (TARP), and financial crisis responsibility fee/bank tax (no specific bill). H.R. 4173 (111th Congress, P.L. 111-203): Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act); regulatory implementation discussions covering rules and regulations, including discussions with the Consumer Financial Protection Bureau (for which there is no CFPB listing on Line 17 available), on structure, regulatory implementation, oversight, process, enforcement and compliant handling. General discussions covering the Dodd-Frank Act and provisions (Act repeal, amending and technical fixes), Volcker rule, Financial Stability Oversight Council, Office of Financial Research, systemically important financial institutions designations, prudential regulations, mortgage regulations (qualified mortgages, qualified residential mortgages), corporate governance, enhanced prudential standards (165/166), stress testing, capital planning, living will, remittance, 716, push-out, Title VII (swaps/derivatives), Title II, section 1071, overdraft, pre-paid cards, examinations and other banking and financial services related provisions. S. 1353, Cybersecurity Act of 2013 (all provisions). Issues related to cybersecurity and privacy, general discussions (no specific bill).

Contacted: SENATE; Federal Deposit Insurance Corporation (FDIC); Federal Reserve System; Natl Economic Council (NEC); White House Office; HOUSE OF REPRESENTATIVES; Treasury, Dept of

Bills named: H.R. 2547 (113th), S. 1353 (113th), H.R. 1911 (113th), S. 1217 (113th), H.R. 2767 (113th), S. 1282 (113th), H.R. 4173 (113th), H.R. 3036 (113th), H.R. 1341 (113th)

Taxation/Internal Revenue Code TAX

Issues related to tax reform general discussions covering individual and corporate tax reform (rate and base discussions), including the bank tax/financial crisis responsibility fee, business interest deductions and tax expenditures, new markets tax credits, low income housing tax credits, and financial transactions tax (securities tax and VAT) (no specific bill).Issues and general discussions on legislative discussion drafts (including the Financial Products Tax Reform discussion draft), plans and initiatives related to tax reform (no specific bill).

Contacted: HOUSE OF REPRESENTATIVES; Natl Economic Council (NEC); Federal Deposit Insurance Corporation (FDIC); White House Office; Federal Reserve System; Treasury, Dept of; SENATE

Budget/Appropriations BUD

Issues related to fiscal cliff, debt ceiling, national budget, deficit and sequestration (no specific bill).

Contacted: Treasury, Dept of; Natl Economic Council (NEC); SENATE; White House Office; Federal Deposit Insurance Corporation (FDIC); HOUSE OF REPRESENTATIVES; Federal Reserve System

Immigration IMM

Issues related to immigration reform, general discussions (no specific bill).

Contacted: HOUSE OF REPRESENTATIVES; Treasury, Dept of; Federal Reserve System; Natl Economic Council (NEC); Federal Deposit Insurance Corporation (FDIC); White House Office; SENATE

Copyright/Patent/Trademark CPT

HR 2766, Stopping the Offensive Use of Patents Act (STOP Act) (all provisions). S. 866, Patent Quality Improvement Act of 2013 (all provisions).

Contacted: Federal Reserve System; SENATE; HOUSE OF REPRESENTATIVES; Treasury, Dept of; Federal Deposit Insurance Corporation (FDIC); White House Office; Natl Economic Council (NEC)

Bills named: H.R. 2766 (113th), S. 866 (113th)

Postal POS

Issues related to postal reform, general discussions (no specific bill). S. 1486, Postal Reform Act of 2013 (all provisions).

Contacted: SENATE; Federal Deposit Insurance Corporation (FDIC); Natl Economic Council (NEC); Federal Reserve System; HOUSE OF REPRESENTATIVES; White House Office; Treasury, Dept of

Bills named: S. 1486 (113th)