BANK POLICY INSTITUTE for BANK POLICY INSTITUTE

Agriculture AGR

Farm Credit System; Derivatives and Market Transparency

Contacted: Treasury, Dept of; Housing & Urban Development, Dept of (HUD); Securities & Exchange Commission (SEC); SENATE; Council of Economic Advisers (CEA); Patent & Trademark Office (PTO); Federal Communications Commission (FCC); Small Business Administration (SBA); HOUSE OF REPRESENTATIVES; Office of Management & Budget (OMB); Transportation, Dept of (DOT); Justice, Dept of (DOJ); Commodity Futures Trading Commission (CFTC); Federal Deposit Insurance Corporation (FDIC); Federal Housing Finance Agency (FHFA); U.S. Trade Representative (USTR); Natl Economic Council (NEC); Federal Accounting Standards Advisory Board (FASAB); Office of the Comptroller of the Currency (OCC); Federal Reserve System; Homeland Security, Dept of (DHS); Federal Trade Commission (FTC); Office of Thrift Supervision (OTS); Commerce, Dept of (DOC); U.S. Copyright Office; Environmental Protection Agency (EPA); White House Office; Government Accountability Office (GAO); Farm Credit Administration; Office of Personnel Management (OPM)

Trade (domestic/foreign) TRD

International Trade; Currency Reform

Contacted: Office of Management & Budget (OMB); Commerce, Dept of (DOC); Federal Housing Finance Agency (FHFA); SENATE; Treasury, Dept of; Federal Communications Commission (FCC); Federal Accounting Standards Advisory Board (FASAB); HOUSE OF REPRESENTATIVES; Justice, Dept of (DOJ); Environmental Protection Agency (EPA); Housing & Urban Development, Dept of (HUD); Office of the Comptroller of the Currency (OCC); Natl Economic Council (NEC); Government Accountability Office (GAO); Transportation, Dept of (DOT); Farm Credit Administration; White House Office; Securities & Exchange Commission (SEC); U.S. Trade Representative (USTR); Federal Reserve System; Office of Personnel Management (OPM); Small Business Administration (SBA); Commodity Futures Trading Commission (CFTC); Federal Trade Commission (FTC); Homeland Security, Dept of (DHS); U.S. Copyright Office; Federal Deposit Insurance Corporation (FDIC); Office of Thrift Supervision (OTS); Council of Economic Advisers (CEA); Patent & Trademark Office (PTO)

Small Business SMB

Small Business Issues to include fairness and lending

Contacted: U.S. Copyright Office; U.S. Trade Representative (USTR); Justice, Dept of (DOJ); Homeland Security, Dept of (DHS); Office of Management & Budget (OMB); Transportation, Dept of (DOT); Farm Credit Administration; Office of Thrift Supervision (OTS); Commerce, Dept of (DOC); Federal Trade Commission (FTC); Federal Reserve System; Federal Deposit Insurance Corporation (FDIC); Federal Housing Finance Agency (FHFA); Small Business Administration (SBA); Federal Accounting Standards Advisory Board (FASAB); Federal Communications Commission (FCC); Commodity Futures Trading Commission (CFTC); Housing & Urban Development, Dept of (HUD); Patent & Trademark Office (PTO); Securities & Exchange Commission (SEC); White House Office; Office of Personnel Management (OPM); Office of the Comptroller of the Currency (OCC); SENATE; HOUSE OF REPRESENTATIVES; Environmental Protection Agency (EPA); Treasury, Dept of; Government Accountability Office (GAO); Council of Economic Advisers (CEA); Natl Economic Council (NEC)

Consumer Issues/Safety/Products CSP

Data Breach / ID Theft / Spyware; Internet Spyware Social Security Number Protection Non-prime/Anti-Predatory Lending; Social Security Verification; Employee Free choice; Student Loans; College Student Debt Relief; Unfair Practices in Credit Cards Credit Card holders Bill of Rights; Fairness in Nursing Home Arbitration Act; Fair Mortgage Practices; Borrower protection; Optional Federal Charter; Financial Literacy

Contacted: Commodity Futures Trading Commission (CFTC); Small Business Administration (SBA); Environmental Protection Agency (EPA); U.S. Trade Representative (USTR); Farm Credit Administration; Patent & Trademark Office (PTO); Office of Personnel Management (OPM); Council of Economic Advisers (CEA); Securities & Exchange Commission (SEC); Federal Deposit Insurance Corporation (FDIC); Office of the Comptroller of the Currency (OCC); Justice, Dept of (DOJ); Federal Communications Commission (FCC); White House Office; HOUSE OF REPRESENTATIVES; Homeland Security, Dept of (DHS); Commerce, Dept of (DOC); Office of Management & Budget (OMB); Federal Trade Commission (FTC); Office of Thrift Supervision (OTS); SENATE; U.S. Copyright Office; Federal Housing Finance Agency (FHFA); Housing & Urban Development, Dept of (HUD); Federal Reserve System; Transportation, Dept of (DOT); Natl Economic Council (NEC); Federal Accounting Standards Advisory Board (FASAB); Treasury, Dept of; Government Accountability Office (GAO)

Government Issues GOV

GSE Reform; Federal Housing Finance Reform; Terrorism Insurance Reauthorization; Farm Credit System,

Contacted: Transportation, Dept of (DOT); U.S. Trade Representative (USTR); Natl Economic Council (NEC); Small Business Administration (SBA); Securities & Exchange Commission (SEC); Commerce, Dept of (DOC); Federal Trade Commission (FTC); Homeland Security, Dept of (DHS); Environmental Protection Agency (EPA); Justice, Dept of (DOJ); Federal Deposit Insurance Corporation (FDIC); Patent & Trademark Office (PTO); Council of Economic Advisers (CEA); Commodity Futures Trading Commission (CFTC); Office of Thrift Supervision (OTS); Office of Management & Budget (OMB); Federal Reserve System; Government Accountability Office (GAO); Office of the Comptroller of the Currency (OCC); Federal Accounting Standards Advisory Board (FASAB); Federal Communications Commission (FCC); SENATE; HOUSE OF REPRESENTATIVES; Treasury, Dept of; Farm Credit Administration; U.S. Copyright Office; White House Office; Office of Personnel Management (OPM); Housing & Urban Development, Dept of (HUD); Federal Housing Finance Agency (FHFA)

Energy/Nuclear ENG

Significant Tax Issues; Renewable energy and energy conservation; Farm Credit System; Energy & Tax Extenders;

Contacted: Federal Accounting Standards Advisory Board (FASAB); U.S. Trade Representative (USTR); Natl Economic Council (NEC); Federal Communications Commission (FCC); Homeland Security, Dept of (DHS); White House Office; Office of Management & Budget (OMB); Securities & Exchange Commission (SEC); HOUSE OF REPRESENTATIVES; Commerce, Dept of (DOC); Commodity Futures Trading Commission (CFTC); U.S. Copyright Office; Office of Personnel Management (OPM); Federal Deposit Insurance Corporation (FDIC); Federal Reserve System; SENATE; Small Business Administration (SBA); Government Accountability Office (GAO); Justice, Dept of (DOJ); Office of the Comptroller of the Currency (OCC); Office of Thrift Supervision (OTS); Transportation, Dept of (DOT); Federal Housing Finance Agency (FHFA); Council of Economic Advisers (CEA); Environmental Protection Agency (EPA); Housing & Urban Development, Dept of (HUD); Federal Trade Commission (FTC); Patent & Trademark Office (PTO); Treasury, Dept of; Farm Credit Administration

Immigration IMM

Immigration Reform/Matricula H-1B

Contacted: Federal Housing Finance Agency (FHFA); Securities & Exchange Commission (SEC); SENATE; Office of Management & Budget (OMB); U.S. Copyright Office; HOUSE OF REPRESENTATIVES; Farm Credit Administration; Commerce, Dept of (DOC); Transportation, Dept of (DOT); Federal Accounting Standards Advisory Board (FASAB); Federal Deposit Insurance Corporation (FDIC); Federal Trade Commission (FTC); Office of Personnel Management (OPM); Office of the Comptroller of the Currency (OCC); Housing & Urban Development, Dept of (HUD); Natl Economic Council (NEC); Federal Communications Commission (FCC); Commodity Futures Trading Commission (CFTC); Justice, Dept of (DOJ); Government Accountability Office (GAO); Federal Reserve System; Council of Economic Advisers (CEA); Small Business Administration (SBA); Office of Thrift Supervision (OTS); U.S. Trade Representative (USTR); Treasury, Dept of; White House Office; Patent & Trademark Office (PTO); Environmental Protection Agency (EPA); Homeland Security, Dept of (DHS)

Science/Technology SCI

Data Breach / ID Teeth / Spyware; Social Security number privacy and Identity Theft prevention; Global Online freedom protection; Internet Gambling & Tax Enforcement; FCC - Autodialers

Contacted: Treasury, Dept of; Environmental Protection Agency (EPA); Natl Economic Council (NEC); Transportation, Dept of (DOT); Homeland Security, Dept of (DHS); Small Business Administration (SBA); Government Accountability Office (GAO); Commodity Futures Trading Commission (CFTC); Federal Trade Commission (FTC); Office of Thrift Supervision (OTS); U.S. Copyright Office; SENATE; Council of Economic Advisers (CEA); Office of the Comptroller of the Currency (OCC); U.S. Trade Representative (USTR); Justice, Dept of (DOJ); Farm Credit Administration; Federal Housing Finance Agency (FHFA); Securities & Exchange Commission (SEC); White House Office; Federal Accounting Standards Advisory Board (FASAB); Commerce, Dept of (DOC); Federal Communications Commission (FCC); HOUSE OF REPRESENTATIVES; Patent & Trademark Office (PTO); Office of Personnel Management (OPM); Housing & Urban Development, Dept of (HUD); Federal Reserve System; Office of Management & Budget (OMB); Federal Deposit Insurance Corporation (FDIC)

Banking BAN

Credit card, interchanges fees and practices; H.R. 1081, Consumer Payment System Protection Act; S. 575, Debit Interchange Fee Study Act of 2011; GSE Reform; H.R. 1182, GSE Bailout Eliminator and Taxpayer Protection Act and S.693.

Contacted: Federal Trade Commission (FTC); Office of Thrift Supervision (OTS); Treasury, Dept of; Securities & Exchange Commission (SEC); Federal Reserve System; Government Accountability Office (GAO); SENATE; Federal Communications Commission (FCC); U.S. Trade Representative (USTR); U.S. Copyright Office; Transportation, Dept of (DOT); Federal Accounting Standards Advisory Board (FASAB); Commerce, Dept of (DOC); Federal Deposit Insurance Corporation (FDIC); Small Business Administration (SBA); Federal Housing Finance Agency (FHFA); Environmental Protection Agency (EPA); Housing & Urban Development, Dept of (HUD); Council of Economic Advisers (CEA); HOUSE OF REPRESENTATIVES; Office of Management & Budget (OMB); Office of Personnel Management (OPM); Homeland Security, Dept of (DHS); Farm Credit Administration; Commodity Futures Trading Commission (CFTC); White House Office; Natl Economic Council (NEC); Office of the Comptroller of the Currency (OCC); Justice, Dept of (DOJ); Patent & Trademark Office (PTO)

Bills named: S. 575 (112th), H.R. 1081 (112th), H.R. 1182 (112th), S. 693 (112th)

Financial Institutions/Investments/Securities FIN

AML/Regulator Relief; Financial Services and General Government appropriations; Credit Card/Interchange Fees; Retirement Security/Annuities; Carried interest income; GSE Reform; Automobile, Arbitration fairness; Nursing home arbitration; Regulatory Restructuring; Executive Compensation; Proxy Access;

Contacted: Commerce, Dept of (DOC); Federal Trade Commission (FTC); Office of the Comptroller of the Currency (OCC); Natl Economic Council (NEC); Justice, Dept of (DOJ); White House Office; Securities & Exchange Commission (SEC); Federal Deposit Insurance Corporation (FDIC); Treasury, Dept of; Federal Accounting Standards Advisory Board (FASAB); SENATE; Federal Housing Finance Agency (FHFA); Government Accountability Office (GAO); Small Business Administration (SBA); U.S. Trade Representative (USTR); Commodity Futures Trading Commission (CFTC); Housing & Urban Development, Dept of (HUD); Office of Personnel Management (OPM); Patent & Trademark Office (PTO); Federal Communications Commission (FCC); Office of Thrift Supervision (OTS); Council of Economic Advisers (CEA); Office of Management & Budget (OMB); U.S. Copyright Office; HOUSE OF REPRESENTATIVES; Federal Reserve System; Environmental Protection Agency (EPA); Transportation, Dept of (DOT); Farm Credit Administration; Homeland Security, Dept of (DHS)

Taxation/Internal Revenue Code TAX

Significant Tax Issues: Subpart f/BAT/SILO, Subpart f Exemption,

Contacted: White House Office; Council of Economic Advisers (CEA); Homeland Security, Dept of (DHS); Federal Accounting Standards Advisory Board (FASAB); Federal Trade Commission (FTC); Farm Credit Administration; Government Accountability Office (GAO); SENATE; Patent & Trademark Office (PTO); Federal Reserve System; Transportation, Dept of (DOT); Justice, Dept of (DOJ); Office of the Comptroller of the Currency (OCC); Office of Thrift Supervision (OTS); Treasury, Dept of; Federal Deposit Insurance Corporation (FDIC); U.S. Trade Representative (USTR); Federal Housing Finance Agency (FHFA); Office of Personnel Management (OPM); HOUSE OF REPRESENTATIVES; Commerce, Dept of (DOC); U.S. Copyright Office; Office of Management & Budget (OMB); Housing & Urban Development, Dept of (HUD); Federal Communications Commission (FCC); Small Business Administration (SBA); Environmental Protection Agency (EPA); Commodity Futures Trading Commission (CFTC); Natl Economic Council (NEC); Securities & Exchange Commission (SEC)

Disaster Planning/Emergencies DIS

Federal disaster planning;

Contacted: Federal Housing Finance Agency (FHFA); Housing & Urban Development, Dept of (HUD); Environmental Protection Agency (EPA); Commerce, Dept of (DOC); Patent & Trademark Office (PTO); Transportation, Dept of (DOT); Justice, Dept of (DOJ); Government Accountability Office (GAO); Federal Accounting Standards Advisory Board (FASAB); HOUSE OF REPRESENTATIVES; Farm Credit Administration; Office of Personnel Management (OPM); Office of the Comptroller of the Currency (OCC); Treasury, Dept of; Council of Economic Advisers (CEA); SENATE; Federal Communications Commission (FCC); U.S. Copyright Office; Office of Management & Budget (OMB); Securities & Exchange Commission (SEC); Federal Reserve System; U.S. Trade Representative (USTR); Office of Thrift Supervision (OTS); Small Business Administration (SBA); Homeland Security, Dept of (DHS); Federal Trade Commission (FTC); Commodity Futures Trading Commission (CFTC); White House Office; Natl Economic Council (NEC); Federal Deposit Insurance Corporation (FDIC)

Retirement RET

Retirement Securities;

Contacted: Federal Reserve System; Securities & Exchange Commission (SEC); Patent & Trademark Office (PTO); Federal Trade Commission (FTC); Office of Personnel Management (OPM); Farm Credit Administration; Treasury, Dept of; Justice, Dept of (DOJ); Housing & Urban Development, Dept of (HUD); Commodity Futures Trading Commission (CFTC); Small Business Administration (SBA); Environmental Protection Agency (EPA); Commerce, Dept of (DOC); Federal Housing Finance Agency (FHFA); Homeland Security, Dept of (DHS); Transportation, Dept of (DOT); Office of Management & Budget (OMB); SENATE; U.S. Trade Representative (USTR); Federal Communications Commission (FCC); Federal Accounting Standards Advisory Board (FASAB); Council of Economic Advisers (CEA); U.S. Copyright Office; Federal Deposit Insurance Corporation (FDIC); Natl Economic Council (NEC); White House Office; Office of Thrift Supervision (OTS); Government Accountability Office (GAO); HOUSE OF REPRESENTATIVES; Office of the Comptroller of the Currency (OCC)

Copyright/Patent/Trademark CPT

Patent Reform; Tax practitioners for infringement of a patent for tax; H.R. 1249, America Invents Act; S. 23, America Invents Act

Contacted: Federal Communications Commission (FCC); Justice, Dept of (DOJ); Homeland Security, Dept of (DHS); Federal Deposit Insurance Corporation (FDIC); Transportation, Dept of (DOT); Housing & Urban Development, Dept of (HUD); Office of Management & Budget (OMB); U.S. Trade Representative (USTR); Federal Trade Commission (FTC); HOUSE OF REPRESENTATIVES; Securities & Exchange Commission (SEC); Commodity Futures Trading Commission (CFTC); U.S. Copyright Office; Commerce, Dept of (DOC); Office of the Comptroller of the Currency (OCC); Federal Reserve System; White House Office; Federal Housing Finance Agency (FHFA); Small Business Administration (SBA); SENATE; Federal Accounting Standards Advisory Board (FASAB); Patent & Trademark Office (PTO); Natl Economic Council (NEC); Farm Credit Administration; Office of Personnel Management (OPM); Government Accountability Office (GAO); Office of Thrift Supervision (OTS); Council of Economic Advisers (CEA); Environmental Protection Agency (EPA); Treasury, Dept of

Bills named: S. 23 (112th), H.R. 1249 (112th)

Housing HOU

GSE Reform; Federal Housing Finance Reform; Homeownership and responsible lending; Fair Mortgage Practices Act; Borrower Protection;

Contacted: Patent & Trademark Office (PTO); Federal Deposit Insurance Corporation (FDIC); Justice, Dept of (DOJ); Treasury, Dept of; Office of the Comptroller of the Currency (OCC); Securities & Exchange Commission (SEC); White House Office; Office of Personnel Management (OPM); Office of Thrift Supervision (OTS); U.S. Trade Representative (USTR); Federal Housing Finance Agency (FHFA); Federal Communications Commission (FCC); Office of Management & Budget (OMB); Housing & Urban Development, Dept of (HUD); Transportation, Dept of (DOT); Commerce, Dept of (DOC); Environmental Protection Agency (EPA); Natl Economic Council (NEC); U.S. Copyright Office; Farm Credit Administration; HOUSE OF REPRESENTATIVES; Federal Accounting Standards Advisory Board (FASAB); Council of Economic Advisers (CEA); Commodity Futures Trading Commission (CFTC); Small Business Administration (SBA); Government Accountability Office (GAO); Federal Trade Commission (FTC); Homeland Security, Dept of (DHS); SENATE; Federal Reserve System

Budget/Appropriations BUD

Financial Services and General Government Appropriations

Contacted: Farm Credit Administration; U.S. Trade Representative (USTR); Office of Thrift Supervision (OTS); U.S. Copyright Office; Treasury, Dept of; Federal Reserve System; Securities & Exchange Commission (SEC); Commodity Futures Trading Commission (CFTC); White House Office; SENATE; Natl Economic Council (NEC); HOUSE OF REPRESENTATIVES; Commerce, Dept of (DOC); Federal Accounting Standards Advisory Board (FASAB); Homeland Security, Dept of (DHS); Office of Personnel Management (OPM); Government Accountability Office (GAO); Federal Communications Commission (FCC); Environmental Protection Agency (EPA); Office of Management & Budget (OMB); Justice, Dept of (DOJ); Housing & Urban Development, Dept of (HUD); Transportation, Dept of (DOT); Office of the Comptroller of the Currency (OCC); Federal Deposit Insurance Corporation (FDIC); Federal Trade Commission (FTC); Small Business Administration (SBA); Council of Economic Advisers (CEA); Federal Housing Finance Agency (FHFA); Patent & Trademark Office (PTO)

Insurance INS

Optional Federal Charter, Terrorism Insurance Reauthorization; Flood Insurance; Long Term Care;

Contacted: HOUSE OF REPRESENTATIVES; Homeland Security, Dept of (DHS); U.S. Copyright Office; Commodity Futures Trading Commission (CFTC); Federal Deposit Insurance Corporation (FDIC); Council of Economic Advisers (CEA); Patent & Trademark Office (PTO); Environmental Protection Agency (EPA); Office of Personnel Management (OPM); Transportation, Dept of (DOT); Securities & Exchange Commission (SEC); Natl Economic Council (NEC); Commerce, Dept of (DOC); Treasury, Dept of; Housing & Urban Development, Dept of (HUD); Federal Reserve System; Small Business Administration (SBA); Justice, Dept of (DOJ); Office of Thrift Supervision (OTS); Federal Accounting Standards Advisory Board (FASAB); Office of the Comptroller of the Currency (OCC); Federal Communications Commission (FCC); Federal Housing Finance Agency (FHFA); Farm Credit Administration; U.S. Trade Representative (USTR); Government Accountability Office (GAO); Office of Management & Budget (OMB); SENATE; Federal Trade Commission (FTC); White House Office

Bankruptcy BNK

Student loans and repayment options

Contacted: Treasury, Dept of; Federal Trade Commission (FTC); U.S. Copyright Office; Environmental Protection Agency (EPA); Federal Communications Commission (FCC); Council of Economic Advisers (CEA); Office of Personnel Management (OPM); Federal Accounting Standards Advisory Board (FASAB); Natl Economic Council (NEC); Farm Credit Administration; Commodity Futures Trading Commission (CFTC); HOUSE OF REPRESENTATIVES; Small Business Administration (SBA); Office of the Comptroller of the Currency (OCC); Homeland Security, Dept of (DHS); Securities & Exchange Commission (SEC); Federal Reserve System; Federal Deposit Insurance Corporation (FDIC); Federal Housing Finance Agency (FHFA); Patent & Trademark Office (PTO); Government Accountability Office (GAO); Transportation, Dept of (DOT); White House Office; Justice, Dept of (DOJ); U.S. Trade Representative (USTR); Office of Management & Budget (OMB); Housing & Urban Development, Dept of (HUD); Commerce, Dept of (DOC); Office of Thrift Supervision (OTS); SENATE