NATIONWIDE MUTUAL INSURANCE COMPANY for NATIONWIDE MUTUAL INSURANCE COMPANY

Bankruptcy BNK

HR 6312 - "Credit Union and Thrift Regulatory Relief Act of 2008" - Reduces the minimum net worth ration requirements of credit unions and provide for changes to thrift institutions

Contacted: HOUSE OF REPRESENTATIVES; SENATE; Labor, Dept of (DOL); Justice, Dept of (DOJ); Internal Revenue Service (IRS); Housing & Urban Development, Dept of (HUD); Office of Thrift Supervision (OTS); Treasury, Dept of; U.S. Copyright Office; Federal Emergency Management Agency (FEMA)

Bills named: H.R. 6312 (110th)

Copyright/Patent/Trademark CPT

HR 5638 - "To amend title 35, United States Code" - Allows for the use of non-original equipment manufacturer auto repair parts HR 1908/S 1145 - "Patent Reform Act of 2007" - Amends patent law to among other things address venue, willfulness, etc.

Contacted: Treasury, Dept of; Housing & Urban Development, Dept of (HUD); Justice, Dept of (DOJ); HOUSE OF REPRESENTATIVES; Labor, Dept of (DOL); U.S. Copyright Office; SENATE; Office of Thrift Supervision (OTS); Federal Emergency Management Agency (FEMA); Internal Revenue Service (IRS)

Bills named: H.R. 5638 (110th), H.R. 1908 (110th)

Taxation/Internal Revenue Code TAX

HR 25 - "Fair Tax Act of 2007" - Fundamental tax reform's implications for companies and life insurance plans HR 150 - "Life Insurance Employee Notification Act" - Corporate-owned Life Insurance HR 411 - "To amend the Internal Revenue Code of 1986 to make permanent certain temporary provisions applicable to individuals, including the sales tax deduction, the child credit, the repeal of the estate tax, and the deduction for higher education expenses" - Estate tax reform HR 1810 - "To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies" - Life/non-life consolidation HR 1929 - "To amend the Internal Revenue Code of 1986 to exempt certain farmland from the estate tax" - Estate tax reform HR 2380 - "To make the repeal of the estate tax permanent" - Estate tax reform S 14 - "A bill to repeal the sunset on certain tax rates and other incentives and to repeal the individual alternative minimum tax, and for other purposes" - Estate tax reform S 1025 - "Fair Tax Act of 2007" - Fundamental tax reform S 1111 - "Fair Flat Tax Act of 2007" - Fundamental tax reform's implications for companies and life insurance products S 1366 - "A bill to amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other" - Life/non-life consolidation HR 377 - "Insuring Families for Their Future Act of 2007" - Dollar limitation on employer-provided group term life insurance HR 3361/S 1974 - "Pension Protection Technical Corrections Act of 2007" - Monitoring all provisions to prepare for practical implications HR 4172 - "To amend the Internal Revenue Code of 1986 and the Economic Growth and Tax Relief Reconciliation Act of 2001 to restore the estate tax and repeal the carryover basis rule and to increase the estate tax unified credit to an exclusion equivalent of $3,500.00" - Estate tax reform HR 4235 - "Estate Tax Reduction Act of 2007" - Estate tax reform HR 4242 - "Certain and Immediate Estate Tax Relief Act of 2007" - Estate tax reform HR 4042 - "Family Farm, Small Business and Home Tax Relief Act" - Estate tax reform S 1994 - "To amend the Internal Revenue Code of 1986 to exempt certain farmland from the estate tax" - Estate tax reform HR 3170 - "To make permanent the individual income tax rates for capital gains, and for other purposes" - Estate tax reform HR 3475 - "To amend the Internal Revenue Code of 1986 to increase the estate and gift tax unified credit to an exclusion equivalent of $5,000,000 to adjust such amount for inflation, to repeal the 1 year termination of the estate tax, and for other purposes" - Estate tax reform HR 4839/HR 4195/S 2374 - "Tax Technical Corrections Act of 2007" - Monitoring all provisions to prepare for practical implications HR 3970 - "Tax Reduction and Reform Act of 2007" - Fundamental tax reform's implications for companies and life insurance products

Contacted: Housing & Urban Development, Dept of (HUD); Federal Emergency Management Agency (FEMA); SENATE; Internal Revenue Service (IRS); HOUSE OF REPRESENTATIVES; Treasury, Dept of; Justice, Dept of (DOJ); Labor, Dept of (DOL); U.S. Copyright Office; Office of Thrift Supervision (OTS)

Bills named: H.R. 4242 (110th), H.R. 4195 (110th), H.R. 4839 (110th), H.R. 1810 (110th), H.R. 4172 (110th), H.R. 4235 (110th), H.R. 3970 (110th), H.R. 3361 (110th), H.R. 3170 (110th), H.R. 1929 (110th), H.R. 25 (110th), H.R. 2380 (110th), H.R. 377 (110th), H.R. 150 (110th), H.R. 411 (110th), H.R. 4042 (110th), H.R. 3475 (110th)

Retirement RET

HR 2205/S 1010 - "Retirement Security for Life Act" - Tax incentives for the purchase of annuities S 1288 - "Women's Retirement Act of 2007" - All retirement savings incentives and support, automatic IRA, savers credit HR 2167/S 1141 - "Automatic IRA Act of 2007" - Automatic IRA's for small employers HR 3361/S 1974 - "Pension Protection Technical Corrections Act of 2007" - Monitoring all provisions to prepare for practical implications HR 3185 - "The 401K Fair Disclosure for Retirement Security Act of 2007" - Unbundling, mandatory index fund, so-called guaranteed investment contract fees, basis point issues S 2473 - "Defined Contribution Fee Disclosure Act" - Unbundling/categories of disclosure HR 3765 - "Defined Contribution Plan Fee Transparency Act of 2007" - 457 plan fee disclosure HR 5160 - "SAVE Act" - Automatic IRAs for small employers HR 2831 - "Lilly Ledbetter Fair Pay Act" - provisions related to "each time compensation is paid" HR 4839/HR 4195/S 2374 - "Tax Technical Corrections Act of 2007" - Pension Protection Act technical correction provisions HR 2419/S 2302 - "Farm Bill Extension Act" - Potential Roth 457 inclusion HR 3997 - "Defenders of Freedom Tax Act/Heroes Earnings Assistance and Relief Act" - Pension plan provisions HR 2/S 2 - "Fair Minimum Wage Act of 2007" - Potential inclusion of "Portable, Lifelong, Universal Savings" (PLUS) accounts HR 7327 - Worker, Retiree and Employer Recovery Act of 2008

Contacted: Federal Emergency Management Agency (FEMA); Internal Revenue Service (IRS); Office of Thrift Supervision (OTS); U.S. Copyright Office; SENATE; Housing & Urban Development, Dept of (HUD); HOUSE OF REPRESENTATIVES; Treasury, Dept of; Justice, Dept of (DOJ); Labor, Dept of (DOL)

Bills named: H.R. 2205 (110th), H.R. 2 (110th), H.R. 7327 (110th), H.R. 2831 (110th), H.R. 3765 (110th), H.R. 3997 (110th), H.R. 4839 (110th), H.R. 2419 (110th), H.R. 2167 (110th), H.R. 3185 (110th), H.R. 5160 (110th), H.R. 3361 (110th), H.R. 4195 (110th)

Housing HOU

S 1100 - "Federal Housing Enterprise Regulatory Reform Act of 2007" - Establishes a new federal regulator of government sponsored enterprises HR 3221 - "Housing and Economic Recovery Act of 2008" - Reforms Government-Sponsored Enterprises and provides for a low-income housing tax credit HR 1424 - "Emergency Economic Stabilization Act of 2008" - Establishes the Troubled Asset Relief Program

Contacted: Federal Emergency Management Agency (FEMA); Internal Revenue Service (IRS); Justice, Dept of (DOJ); Labor, Dept of (DOL); U.S. Copyright Office; Treasury, Dept of; HOUSE OF REPRESENTATIVES; SENATE; Housing & Urban Development, Dept of (HUD); Office of Thrift Supervision (OTS)

Bills named: H.R. 3221 (110th), H.R. 1424 (110th)

Budget/Appropriations BUD

S 3261 - "Transportation, HUD, and Related Agencies Act of 2009" HR - TBD

Contacted: Federal Emergency Management Agency (FEMA); HOUSE OF REPRESENTATIVES; SENATE; Justice, Dept of (DOJ); Internal Revenue Service (IRS); Labor, Dept of (DOL); Housing & Urban Development, Dept of (HUD); U.S. Copyright Office; Office of Thrift Supervision (OTS); Treasury, Dept of

Insurance INS

HR 3200/S 40 - "National Insurance Act of 2007" - Creates a federal insurance regulator HR 1065/S929 - "Nonadmitted and Reinsurance Reform Act of 2007" - Changes to the regulation of surplus lines and reinsurance markets HR 5611 - "National Association of Registered Agents and Brokers Reform Act of 2008" - Multi-state licensing of insurance agents HR 1081/S 618 - "Insurance Industry Competition Act of 2007" - Amends McCarran-Ferguson Act of 1945 and expands Federal Trade Commission (FTC)/Department of Justice (DOJ) oversight of insurers S 2621 - "Terrorism Risk Insurance Improvement Act of 2008" - Provides for a reset mechanism of the Terrorism Risk Insurance Act of 2002 HR 3355/S 2310 - "Homeowners Defense Act of 2007" - Establishes a state bond selling consortium, Treasury loan program, and reinsurance sale HR 537/S 292 - "Commission on Catastrophic Disaster Risk and Insurance Act of 2007" - Creates a bipartisan commission to study natural disaster proposals HR 3121/S 2284 - "Flood Insurance Reform and Modernization Act of 2007" - Reauthorizes and reforms the National Flood Insurance Program S 1693/HR 6357 - "Wired for Health Care Quality Act of 2007" - Proposed amendment to inhibit life insurers use of data HR 5633 - "Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008" - Prohibits use of credit scores with personal lines of insurance HR 3926 - "Safe Building Code Incentive Act of 2007" - Provides incentives for states to adopt and enforce building codes through grants HR 4461/S2458 - "Community Building Code Administration Grant Act of 2007" - Provides grants for increased staffing of building codes administrations HR 5840 - "Insurance Information Act of 2008" - creates a federal oversight office to provide advice and expertise on insurance regulation to the Administration and Congress HR 6062 - "Personal Lines of Insurance Fairness Act of 2008" - Prohibits use of credit scores with personal lines of insurance Enhanced Homeowners Insurance Policy (EHIP), proposal would add flood coverage to a standard homeowner's insurance policy HR 2638 - "Consolidated Security, Disaster Assistance, and Continuing Appropriations Act of 2009" - Continuing Resolution which includes an extension of the National Flood Insurance Program

Contacted: Labor, Dept of (DOL); U.S. Copyright Office; Treasury, Dept of; Internal Revenue Service (IRS); Justice, Dept of (DOJ); Federal Emergency Management Agency (FEMA); SENATE; HOUSE OF REPRESENTATIVES; Housing & Urban Development, Dept of (HUD); Office of Thrift Supervision (OTS)

Bills named: H.R. 3121 (110th), H.R. 3355 (110th), H.R. 1065 (110th), H.R. 6357 (110th), H.R. 3200 (110th), H.R. 537 (110th), H.R. 2638 (110th), H.R. 5633 (110th), H.R. 4461 (110th), H.R. 5840 (110th), H.R. 3926 (110th), H.R. 5611 (110th), H.R. 1081 (110th), H.R. 6062 (110th)