NATIONAL ASSOCIATION OF FEDERALLY-INSURED CREDIT UNIONS (FKA NAT'L ASSN OF FEDERAL CREDIT UNIONS) for NATIONAL ASSOCIATION OF FEDERALLY-INSURED CREDIT UNIONS

Banking BAN

Interchange Fees; Debit interchange fees; Consumers Payment System Protection Act (H.R. 1081-Entire Bill);Debit Interchange Fee Study Act of 2011 (S. 575 Entire Bill and S. Amdt #392);Flood Insurance; National Flood Insurance Program (NFIP); Flood Insurance Reform Act of 2011 (H.R. 1309 - Entire Bill); A bill to amend the National Flood Insurance Act of 1968 to include a system for indeterminate loss insurance claims, and for other purposes (S. 1091 Entire Bill); National Flood Insurance Program Extension Act (S. 1548 - Entire Bill); Flood Insurance Reform Priorities Act of 2011 (H.R. 1026 - Entire Bill); Housing Finance Reform; Fannie Mae and Freddie Mac Transparency Act of 2011 (H.R. 463 - Entire Bill);Fannie Mae and Freddie Mac Taxpayer Payback Act of 2011 (H.R. 2436 Entire Bill);The Housing Trust Fund Elimination Act (H.R. 2441 - Entire Bill);The Market Transparency and Taxpayer Protection Act (H.R. 2440 - Entire Bill);Cap the GSE Bailout Act (H.R. 2462 - Entire Bill); Removing GSEs Charters During Receivership Act of 2011 (H.R. 2439 - Entire Bill); Fannie Mae and Freddie Mac Accountability and Transparency for Taxpayers Act of 2011 (H.R. 31 - Entire Bill); Equity in Government Compensation Act of 2011 (H.R. 1221 - Entire Bill); GSE Subsidy Elimination Act of 2011 (H.R. 1222- Entire Bill); GSE Credit Risk Equitable Treatment Act of 2011 (H.R. 1223 - Entire Bill); GSE Portfolio Risk Reduction Act of 2011 (H.R. 1224 -Entire Bill); GSE Debt Issuance Approval Act of 2011 (H.R. 1225 - Entire Bill); GSE Mission Improvement Act of 2011 (H.R. 1226 - Entire Bill); GSE Risk and Activities Limitation Act of 2011 (H.R. 1227 - Entire Bill); GSE Bailout Elimination and Taxpayer Protection Act (H.R. 1182 - Entire Bill); Housing Finance Reform Act of 2011 (H.R. 1859 - Entire Bill); Secondary Market Facility for Residential Mortgages Act of 2011 (H.R. 2413 - Entire Bill); Member Business Lending; Credit union member business lending cap; Small Business Lending Enhancement Act of 2011 (H.R. 1418 - Entire Bill); Small Business Lending Enhancement Act of 2011 (S. 509 - Entire Bill); Communities First Act (H.R. 1697 - Entire Bill); Small Business Jobs Act of 2010 (PL 111-240); Data Security; Secure and Fortify Data (SAFE) Act of 2011 (H.R. 2577 - Entire Bill); Data Security Act of 2011 (S. 1434 - Entire Bill); Personal Data Privacy and Security Act of 2011 (S. 1151 - Entire Bill); Data Security and Breach Notification Act of 2011 (S. 1207 - Entire Bill); Personal Data Protection and Breach Accountability Act of 2011 (S. 1535 - Entire Bill); Data Breach Notification Act of 2011 (S. 1408 Entire Bill); Patent Reform; The Leahy-Smith America Invents Act (H.R. 1249 Entire Bill); America Invents Act (S.23 Entire Bill); Servicemembers Civil Relief Act; Financial Institution Access of Military Bases; To amend the Servicemembers Civil Relief Act to provide surviving spouses with certain protections; relating to mortgages and mortgage foreclosures, and for other purposes (H.R. 1263 - Entire Bill); Protecting Servicemembers from Mortgage Abuses Act of 2011 (H.R. 1566 - Entire Bill); Protecting Veterans' Homes Act (H.R. 1911 - Entire Bill); Ensuring a Response for Servicemembers Act (H.R. 2329 - Entire Bill); Veterans Opportunity to Work Act of 2011 (H.R. 2433 - Entire Bill); Don't Default on Military Families Act (H.R. 2654 - Entire Bill); Protecting Servicemembers from Mortgage Abuses Act of 2011 (S. 486 -Entire Bill); Credit Union Tax Exemption; Statutory Federal debt limit; Legislation making appropriations for financial services and general government for fiscal year ending September 30, 2012; Budget Control Act of 2011 (P.L. 112-25); Joint Select Committee on Deficit Reduction; Internet Gambling; Internet Gambling Prohibition, Poker Consumer Protection, and Strengthening UIGEA Act of 2001 (H.R. 2366 - Section 202); The Dodd Frank Act (P.L. No. 111-203) as it relates to the credit rating industry; Mortgage Servicing Standards; Credit union supplemental capital; Responsible Consumer Financial Protection Regulations Act of 2011 (S. 737 - Entire Bill); The Dodd-Frank Wall Street Reform and Consumer Protection Act (H.R. 4173 - Entire Bill P.L. 111-203); To repeal the Dodd-Frank Wall Street Reform and Consumer Protection Act (H.R. 87 - Entire Bill); The Responsible Consumer Financial Protection Regulations Act of 2011(H.R. 1121-Entire Bill); The Consumer Financial Protection Safety and Soundness Improvement Act of 2011 (H.R. 1315 - Entire Bill); The Bureau of Consumer Financial Protection Transfer Clarification Act (H.R. 1667 - Entire Bill); National Credit Union Administrations Central Liquidity Fund; Community Development Revolving Loan Fund Appropriations; Community Development Financial Institutions Fund Appropriations; Consumer Financial Protection Bureau; Consumer Financial Protection Bureau interim final rule relating to investigations; Consumer Financial Protection Bureau interim final rule on disclosure of records and information; Consumer Financial Protection Bureau Notice and Request for Information concerning consumer; financial products and services offered to servicemembers; Consumer Financial Protection Bureau Notice and Request for Comment regarding non-depository financial service providers; Consumer Financial Protection Bureau prototype mortgage disclosure forms RESPA and TILA; Federal Reserve and Federal Housing Finance Agency proposed rule regarding qualified residential mortgages; Federal Reserve interim final rule on the fraud adjustment for debit interchange fees; Federal Reserve proposed changes to Regulation Z with respect to consumer ability to repay their mortgage; Federal Reserve proposed changes to Regulation E regarding international remittance transfers; The Electronic Payments Association (NACHA) proposed rule to modify pain points and areas that cause misunderstandings among network participants; National Credit Union Administration proposed rule regarding Credit Union Services Organizations; National Credit Union Administration updated lost estimates with respect to the corporate credit union stabilization; National Credit Union Administration and implementation of President Obamas Executive Order (13579), Regulation and Independent Regulatory Agencies; National Credit Union Administrations Advance Notice of Proposed Rulemaking regarding derivatives; National Credit Union Administration proposed rule on the Community Development Revolving Loan Fund; U.S. Small Business Administration and legislation that would lift the credit union member business lending cap; The White House and implementation of President Obama's Executive Order (13579), Regulation and Independent Regulatory Agencies; The White House and legislation that would lift the credit union member business lending cap; Real Estate Settlement Procedures Act; Regulation of non-depository financial services providers; Interchange fees and network routing requirements; Incentive based compensation arrangements; National Credit Union Share Insurance Fund; National Credit Union Administrations Budget; Troubled Debt Restructuring; Financial Regulatory Reform; Remittances; Credit Union Capital Reform and Alternative Capital; The S.A.F.E. Mortgage Licensing Act of 2008; National Credit Union Administrations corporate stabilization plan; National Credit Union Administrations proposed rule on Interest Rate Risk Management; Risk based capital standards;National Credit Union Administrations rule on mergers and credit union conversions.

Contacted: Internal Revenue Service (IRS); Office of the Comptroller of the Currency (OCC); Small Business Administration (SBA); Federal Deposit Insurance Corporation (FDIC); SENATE; Financial Crimes Enforcement Network (FinCEN); Housing & Urban Development, Dept of (HUD); HOUSE OF REPRESENTATIVES; Natl Credit Union Administration (NCUA); Securities & Exchange Commission (SEC); Government Accountability Office (GAO); Federal Trade Commission (FTC); Commodity Futures Trading Commission (CFTC); Treasury, Dept of; Defense, Dept of (DOD); Federal Reserve System; Homeland Security, Dept of (DHS); White House Office; Federal Housing Finance Agency (FHFA)

Bills named: H.R. 1309 (112th), H.R. 1566 (112th), H.R. 2441 (112th), H.R. 2439 (112th), S. 1535 (112th), H.R. 87 (112th), S. 1151 (112th), H.R. 1227 (112th), S. 486 (112th), H.R. 1263 (112th), H.R. 1182 (112th), H.R. 4173 (112th), H.R. 2366 (112th), H.R. 1226 (112th), S. 575 (112th), S. 1408 (112th), H.R. 1667 (112th), H.R. 1121 (112th), H.R. 1081 (112th), H.R. 2462 (112th), H.R. 1911 (112th), H.R. 2413 (112th), S. 1207 (112th), H.R. 1697 (112th), H.R. 2577 (112th), S. 1434 (112th), H.R. 1225 (112th), H.R. 1418 (112th), H.R. 1222 (112th), H.R. 2433 (112th), S. 737 (112th), H.R. 2436 (112th), H.R. 1224 (112th), H.R. 1315 (112th), H.R. 1221 (112th), S. 23 (112th), H.R. 2329 (112th), S. 509 (112th), H.R. 1859 (112th), S. 1548 (112th), H.R. 31 (112th), S. 1091 (112th), H.R. 2654 (112th), H.R. 1223 (112th), H.R. 2440 (112th), H.R. 1026 (112th), H.R. 463 (112th), H.R. 1249 (112th)

Financial Institutions/Investments/Securities FIN

Interchange Fees; Debit interchange fees; Consumers Payment System Protection Act (H.R. 1081-Entire Bill);Debit Interchange Fee Study Act of 2011 (S. 575 Entire Bill and S. Amdt #392);Flood Insurance; National Flood Insurance Program (NFIP); Flood Insurance Reform Act of 2011 (H.R. 1309 - Entire Bill); A bill to amend the National Flood Insurance Act of 1968 to include a system for indeterminate loss insurance claims, and for other purposes (S. 1091 Entire Bill); National Flood Insurance Program Extension Act (S. 1548 - Entire Bill); Flood Insurance Reform Priorities Act of 2011 (H.R. 1026 - Entire Bill); Housing Finance Reform; Fannie Mae and Freddie Mac Transparency Act of 2011 (H.R. 463 - Entire Bill);Fannie Mae and Freddie Mac Taxpayer Payback Act of 2011 (H.R. 2436 Entire Bill);The Housing Trust Fund Elimination Act (H.R. 2441 - Entire Bill);The Market Transparency and Taxpayer Protection Act (H.R. 2440 - Entire Bill);Cap the GSE Bailout Act (H.R. 2462 - Entire Bill); Removing GSEs Charters During Receivership Act of 2011 (H.R. 2439 - Entire Bill); Fannie Mae and Freddie Mac Accountability and Transparency for Taxpayers Act of 2011 (H.R. 31 - Entire Bill); Equity in Government Compensation Act of 2011 (H.R. 1221 - Entire Bill); GSE Subsidy Elimination Act of 2011 (H.R. 1222- Entire Bill); GSE Credit Risk Equitable Treatment Act of 2011 (H.R. 1223 - Entire Bill); GSE Portfolio Risk Reduction Act of 2011 (H.R. 1224 -Entire Bill); GSE Debt Issuance Approval Act of 2011 (H.R. 1225 - Entire Bill); GSE Mission Improvement Act of 2011 (H.R. 1226 - Entire Bill); GSE Risk and Activities Limitation Act of 2011 (H.R. 1227 - Entire Bill); GSE Bailout Elimination and Taxpayer Protection Act (H.R. 1182 - Entire Bill); Housing Finance Reform Act of 2011 (H.R. 1859 - Entire Bill); Secondary Market Facility for Residential Mortgages Act of 2011 (H.R. 2413 - Entire Bill); Member Business Lending; Credit union member business lending cap; Small Business Lending Enhancement Act of 2011 (H.R. 1418 - Entire Bill); Small Business Lending Enhancement Act of 2011 (S. 509 - Entire Bill); Communities First Act (H.R. 1697 - Entire Bill); Small Business Jobs Act of 2010 (PL 111-240); Data Security; Secure and Fortify Data (SAFE) Act of 2011 (H.R. 2577 - Entire Bill); Data Security Act of 2011 (S. 1434 - Entire Bill); Personal Data Privacy and Security Act of 2011 (S. 1151 - Entire Bill); Data Security and Breach Notification Act of 2011 (S. 1207 - Entire Bill); Personal Data Protection and Breach Accountability Act of 2011 (S. 1535 - Entire Bill); Data Breach Notification Act of 2011 (S. 1408 Entire Bill); Patent Reform; The Leahy-Smith America Invents Act (H.R. 1249 Entire Bill); America Invents Act (S.23 Entire Bill); Servicemembers Civil Relief Act; Financial Institution Access of Military Bases; To amend the Servicemembers Civil Relief Act to provide surviving spouses with certain protections; relating to mortgages and mortgage foreclosures, and for other purposes (H.R. 1263 - Entire Bill); Protecting Servicemembers from Mortgage Abuses Act of 2011 (H.R. 1566 - Entire Bill); Protecting Veterans' Homes Act (H.R. 1911 - Entire Bill); Ensuring a Response for Servicemembers Act (H.R. 2329 - Entire Bill); Veterans Opportunity to Work Act of 2011 (H.R. 2433 - Entire Bill); Don't Default on Military Families Act (H.R. 2654 - Entire Bill); Protecting Servicemembers from Mortgage Abuses Act of 2011 (S. 486 -Entire Bill); Credit Union Tax Exemption; Statutory Federal debt limit; Legislation making appropriations for financial services and general government for fiscal year ending September 30, 2012; Budget Control Act of 2011 (P.L. 112-25); Joint Select Committee on Deficit Reduction; Internet Gambling; Internet Gambling Prohibition, Poker Consumer Protection, and Strengthening UIGEA Act of 2001 (H.R. 2366 - Section 202); The Dodd Frank Act (P.L. No. 111-203) as it relates to the credit rating industry; Mortgage Servicing Standards; Credit union supplemental capital; Responsible Consumer Financial Protection Regulations Act of 2011 (S. 737 - Entire Bill); The Dodd-Frank Wall Street Reform and Consumer Protection Act (H.R. 4173 - Entire Bill P.L. 111-203); To repeal the Dodd-Frank Wall Street Reform and Consumer Protection Act (H.R. 87 - Entire Bill); The Responsible Consumer Financial Protection Regulations Act of 2011(H.R. 1121-Entire Bill); The Consumer Financial Protection Safety and Soundness Improvement Act of 2011 (H.R. 1315 - Entire Bill); The Bureau of Consumer Financial Protection Transfer Clarification Act (H.R. 1667 - Entire Bill); National Credit Union Administrations Central Liquidity Fund; Community Development Revolving Loan Fund Appropriations; Community Development Financial Institutions Fund Appropriations; Consumer Financial Protection Bureau; Consumer Financial Protection Bureau interim final rule relating to investigations; Consumer Financial Protection Bureau interim final rule on disclosure of records and information; Consumer Financial Protection Bureau Notice and Request for Information concerning consumer; financial products and services offered to servicemembers; Consumer Financial Protection Bureau Notice and Request for Comment regarding non-depository financial service providers; Consumer Financial Protection Bureau prototype mortgage disclosure forms RESPA and TILA; Federal Reserve and Federal Housing Finance Agency proposed rule regarding qualified residential mortgages; Federal Reserve interim final rule on the fraud adjustment for debit interchange fees; Federal Reserve proposed changes to Regulation Z with respect to consumer ability to repay their mortgage; Federal Reserve proposed changes to Regulation E regarding international remittance transfers; The Electronic Payments Association (NACHA) proposed rule to modify pain points and areas that cause misunderstandings among network participants; National Credit Union Administration proposed rule regarding Credit Union Services Organizations; National Credit Union Administration updated lost estimates with respect to the corporate credit union stabilization; National Credit Union Administration and implementation of President Obamas Executive Order (13579), Regulation and Independent Regulatory Agencies; National Credit Union Administrations Advance Notice of Proposed Rulemaking regarding derivatives; National Credit Union Administration proposed rule on the Community Development Revolving Loan Fund; U.S. Small Business Administration and legislation that would lift the credit union member business lending cap; The White House and implementation of President Obama's Executive Order (13579), Regulation and Independent Regulatory Agencies; The White House and legislation that would lift the credit union member business lending cap; Real Estate Settlement Procedures Act; Regulation of non-depository financial services providers; Interchange fees and network routing requirements; Incentive based compensation arrangements; National Credit Union Share Insurance Fund; National Credit Union Administrations Budget; Troubled Debt Restructuring; Financial Regulatory Reform; Remittances; Credit Union Capital Reform and Alternative Capital; The S.A.F.E. Mortgage Licensing Act of 2008; National Credit Union Administrations corporate stabilization plan; National Credit Union Administrations proposed rule on Interest Rate Risk Management; Risk based capital standards;National Credit Union Administrations rule on mergers and credit union conversions.

Contacted: Office of the Comptroller of the Currency (OCC); HOUSE OF REPRESENTATIVES; Natl Credit Union Administration (NCUA); Government Accountability Office (GAO); Securities & Exchange Commission (SEC); Federal Reserve System; Commodity Futures Trading Commission (CFTC); Housing & Urban Development, Dept of (HUD); Defense, Dept of (DOD); Treasury, Dept of; White House Office; Small Business Administration (SBA); SENATE; Homeland Security, Dept of (DHS); Internal Revenue Service (IRS); Federal Housing Finance Agency (FHFA); Federal Deposit Insurance Corporation (FDIC); Federal Trade Commission (FTC); Financial Crimes Enforcement Network (FinCEN)

Bills named: H.R. 1182 (112th), S. 23 (112th), H.R. 1221 (112th), H.R. 4173 (112th), H.R. 1315 (112th), H.R. 1418 (112th), H.R. 1697 (112th), H.R. 1222 (112th), H.R. 1226 (112th), H.R. 1566 (112th), H.R. 1081 (112th), H.R. 1309 (112th), H.R. 1224 (112th), H.R. 87 (112th), H.R. 1911 (112th), S. 509 (112th), S. 1408 (112th), H.R. 2329 (112th), S. 737 (112th), H.R. 31 (112th), S. 1207 (112th), S. 1535 (112th), S. 575 (112th), H.R. 1026 (112th), H.R. 2413 (112th), H.R. 1121 (112th), H.R. 2366 (112th), H.R. 2433 (112th), H.R. 1859 (112th), H.R. 2436 (112th), S. 1151 (112th), S. 1434 (112th), H.R. 1227 (112th), H.R. 1223 (112th), H.R. 2441 (112th), S. 1091 (112th), S. 1548 (112th), H.R. 463 (112th), H.R. 2577 (112th), H.R. 1263 (112th), H.R. 1249 (112th), H.R. 2439 (112th), H.R. 2654 (112th), H.R. 2462 (112th), H.R. 1225 (112th), H.R. 1667 (112th), H.R. 2440 (112th), S. 486 (112th)

Taxation/Internal Revenue Code TAX

Credit Union Tax Exemption; National Commission on Fiscal Reponsibility and Reform final report entitled, "The Moment of Truth"; Statutory federal debt limit; Joint Select Committee on Deficit Reduction; Budget Control Act of 2011 (P.L. 112-25).

Contacted: Office of the Comptroller of the Currency (OCC); Homeland Security, Dept of (DHS); Federal Housing Finance Agency (FHFA); Commodity Futures Trading Commission (CFTC); Housing & Urban Development, Dept of (HUD); Defense, Dept of (DOD); White House Office; HOUSE OF REPRESENTATIVES; Internal Revenue Service (IRS); Federal Reserve System; SENATE; Treasury, Dept of; Financial Crimes Enforcement Network (FinCEN); Federal Deposit Insurance Corporation (FDIC); Federal Trade Commission (FTC); Government Accountability Office (GAO); Natl Credit Union Administration (NCUA); Small Business Administration (SBA); Securities & Exchange Commission (SEC)