BANK POLICY INSTITUTE for BANK POLICY INSTITUTE

Financial Institutions/Investments/Securities FIN

Anti Money Laundering (AML)/Regulator Relief; Financial Services and General Government appropriations; Credit Card/Interchange Fees; Retirement Security/Annuities, Department of Labor definition of fiduciary duty; Data Breach; H.R. 749, Eliminate Privacy Notice Confusion Act; S. 1927 Data Security Act of 2014; S.1193 Data Security and Breach Notification Act of 2013, H.R. 3211 Mortgage Choice Act of 2013; S. 1577 - Mortgage Choice Act, Fair Credit Reporting Act Changes.Government Sponsored Enterprise (GSE) Reform; Arbitration fairness; Regulatory Restructuring; Structure and Activities of the Office of Financial Research Implementation of Proprietary Trading and Funds Investments Restrictions of the Proposed Volcker Rule H.R. 1105, Small Business Capital Access & Job Preservation Act; H.R. 2457 - Basel III, The Determination of Appropriate Risk-Based Capital Requirements for Community Financial Institutions Act of 2013 Line 17 Continued: Consumer Financial Protection Bureau (CFPB)

Contacted: SENATE; Securities & Exchange Commission (SEC); Treasury, Dept of; HOUSE OF REPRESENTATIVES; Natl Economic Council (NEC); Office of the Comptroller of the Currency (OCC); Housing & Urban Development, Dept of (HUD); Labor, Dept of (DOL); Federal Reserve System; Farm Credit Administration; White House Office; Office of Management & Budget (OMB); Defense, Dept of (DOD)

Bills named: H.R. 749 (113th), H.R. 1105 (113th), H.R. 2457 (113th), S. 1927 (113th), S. 1577 (113th), H.R. 3211 (113th), S. 1193 (113th)

Taxation/Internal Revenue Code TAX

Issues related to Tax Extender Mortgage Debt Forgiveness Act;

Contacted: Defense, Dept of (DOD); Federal Reserve System; HOUSE OF REPRESENTATIVES; White House Office; Securities & Exchange Commission (SEC); Treasury, Dept of; Office of the Comptroller of the Currency (OCC); Housing & Urban Development, Dept of (HUD); Farm Credit Administration; Labor, Dept of (DOL); Office of Management & Budget (OMB); SENATE; Natl Economic Council (NEC)

Trade (domestic/foreign) TRD

Issues related to International Trade; Issues related to reauthorization of Export-Import Bank of the United States.

Contacted: Farm Credit Administration; HOUSE OF REPRESENTATIVES; Office of the Comptroller of the Currency (OCC); Treasury, Dept of; Defense, Dept of (DOD); Housing & Urban Development, Dept of (HUD); White House Office; Natl Economic Council (NEC); SENATE; Labor, Dept of (DOL); Securities & Exchange Commission (SEC); Office of Management & Budget (OMB); Federal Reserve System

Disaster Planning/Emergencies DIS

Issues related to Federal disaster planning; Terrorism Risk Insurance Act; Specificially to extend the reauthorization of terrorism risk program. National Flood Insurance Program, S. 2244 Terrorist Risk Insurance Act, H.Res. 775.Providing for consideration of the bill (S. 2244) to extend the termination date of the Terrorism Insurance Program established under the Terrorism Risk Insurance Act of 2002, and for other purposes; providing for consideration of motions to suspend the rules; and providing for proceedings during the period from December 12, 2014, through January 3, 2015.

Contacted: Treasury, Dept of; Federal Reserve System; Labor, Dept of (DOL); Defense, Dept of (DOD); Securities & Exchange Commission (SEC); Farm Credit Administration; Office of Management & Budget (OMB); White House Office; Housing & Urban Development, Dept of (HUD); HOUSE OF REPRESENTATIVES; SENATE; Natl Economic Council (NEC); Office of the Comptroller of the Currency (OCC)

Bills named: H.Res. 775 (113th), S. 2244 (113th)

Retirement RET

Issues related to Department of Labor's proposed rule fiduciary rulemaking, which defines when a person providing investment advice becomes a fiduciary under the Employee Retirement Income Security Act of 1974 (ERISA).

Contacted: Treasury, Dept of; Securities & Exchange Commission (SEC); HOUSE OF REPRESENTATIVES; SENATE; Federal Reserve System; Office of Management & Budget (OMB); Natl Economic Council (NEC); White House Office; Farm Credit Administration; Defense, Dept of (DOD); Labor, Dept of (DOL); Housing & Urban Development, Dept of (HUD); Office of the Comptroller of the Currency (OCC)

Copyright/Patent/Trademark CPT

Patent Reform; Tax practitioners for infringement of a patent for tax; H.R. 2024, End Anonymous Patents Act; S.866, Patent Quality Improvement Act of 2013; S.1013, Patent Abuse Reduction Act of 2013; S. 1720 Patent Transparency and Improvement Act of 2013

Contacted: Office of Management & Budget (OMB); Treasury, Dept of; Labor, Dept of (DOL); SENATE; Federal Reserve System; HOUSE OF REPRESENTATIVES; Defense, Dept of (DOD); Securities & Exchange Commission (SEC); Housing & Urban Development, Dept of (HUD); Office of the Comptroller of the Currency (OCC); Farm Credit Administration; White House Office; Natl Economic Council (NEC)

Bills named: S. 1013 (113th), H.R. 2024 (113th), S. 1720 (113th), S. 866 (113th)

Housing HOU

Government Sponsored Enterprise (GSE); Federal Housing Finance Reform; Homeownership and responsible lending; Biggert-Waters Flood Insurance Reform Act; S. 1217, Housing Finance Reform & Taxpayer Protection Act of 2014. S.3008, Foreclosure Relief and Extension for Servicemembers Act of 2014. H.R. 5798, Stability for Service Members Act.Item 17 Continued: the Federal Housing Finance Agency. Consumer Financial Protection Bureau

Contacted: Housing & Urban Development, Dept of (HUD); Labor, Dept of (DOL); Defense, Dept of (DOD); Treasury, Dept of; Office of the Comptroller of the Currency (OCC); Office of Management & Budget (OMB); Natl Economic Council (NEC); Securities & Exchange Commission (SEC); Federal Reserve System; HOUSE OF REPRESENTATIVES; White House Office; SENATE; Farm Credit Administration

Bills named: S. 3008 (113th), S. 1217 (113th), H.R. 5798 (113th)

Budget/Appropriations BUD

Financial Services and General Government appropriations; S. 1197 National Defense Authorization Act (NDAA) FY 2015; H.R. 2397 Defense Appropriations FY 2015. Specificially Servicemember Relief Act provisions of the NDAA.

Contacted: Housing & Urban Development, Dept of (HUD); Office of the Comptroller of the Currency (OCC); Defense, Dept of (DOD); White House Office; HOUSE OF REPRESENTATIVES; Federal Reserve System; Treasury, Dept of; Natl Economic Council (NEC); Farm Credit Administration; Labor, Dept of (DOL); Securities & Exchange Commission (SEC); Office of Management & Budget (OMB); SENATE

Bills named: S. 1197 (113th), H.R. 2397 (113th)

Insurance INS

Flood Insurance; Reauthorization of Terrorism Risk Insurance Act;H.R. 41, National Flood Insurance Program; H.R. 2140, Insurance Capital & Accounting Standards Act; S.1369, a bill to provide additonal flexibility to the Board of Federal Reserve to establish capital standards; S.1202 clarify the application of certain leverage risk-based requirements under Dodd-Frank; H.R. 4871, TRIA Reform Act of 2014; S. 2244 Terrorism Risk Insurance Program Reauthorization Act of 2013Item 17. Add - Federal Housing Finance Agency. Safeguarding America's future and Environment Act (SAFE) S.1202.

Contacted: Federal Reserve System; Office of the Comptroller of the Currency (OCC); SENATE; Office of Management & Budget (OMB); Defense, Dept of (DOD); Natl Economic Council (NEC); HOUSE OF REPRESENTATIVES; Securities & Exchange Commission (SEC); Labor, Dept of (DOL); Farm Credit Administration; Treasury, Dept of; Housing & Urban Development, Dept of (HUD); White House Office

Bills named: S. 1202 (113th), H.R. 41 (113th), S. 1369 (113th), H.R. 2140 (113th), H.R. 4871 (113th), S. 2244 (113th)

Consumer Issues/Safety/Products CSP

Data Breach / ID Theft / Spyware; Internet Spyware; Social Security Number Protection; Social Security Verification; Student Loans; Fair Practices in Credit Cards; National Defense Authorization Act; S.1982, Comprehensive Veterans Health and Benefits and Military Retirement Pay Restoration Act of 2014. Auto finance issues; Fair lending practices, SCRA Foreclosure Protection Extension, Mortgage Choice Act, Military Lending Act, Payment Security, Emerging Payments.Line 17 Continued: Consumer Financial Protection Bureau (CFPB)

Contacted: White House Office; Labor, Dept of (DOL); SENATE; Office of the Comptroller of the Currency (OCC); Defense, Dept of (DOD); Federal Reserve System; HOUSE OF REPRESENTATIVES; Treasury, Dept of; Securities & Exchange Commission (SEC); Office of Management & Budget (OMB); Farm Credit Administration; Natl Economic Council (NEC); Housing & Urban Development, Dept of (HUD)

Bills named: S. 1982 (113th)

Government Issues GOV

Issues related to Government Sponsored Enterprise (GSE) Reform; Federal Housing Finance Reform; Terrorism Risk Insurance Act Reauthorization; Department of Defense (DoD) Authorization Bill H.R. 3304; Department of Labor (DoL)/Securities and Exchange (SEC) decision on the definition of fiduciary dutyContinued from line 17 Consumer Financial Protection Bureau

Contacted: HOUSE OF REPRESENTATIVES; Securities & Exchange Commission (SEC); Office of Management & Budget (OMB); Office of the Comptroller of the Currency (OCC); Federal Reserve System; Defense, Dept of (DOD); Labor, Dept of (DOL); SENATE; Housing & Urban Development, Dept of (HUD); Treasury, Dept of; Natl Economic Council (NEC); Farm Credit Administration; White House Office

Bills named: H.R. 3304 (113th)

Science/Technology SCI

Data Breach / Spyware; Theft prevention; Global Online freedom protection; H.R. 756, Research & Development for Cybersecurity; H.R. 624 , S. 2588, Cybersecurity, Cyberthreat Information Sharing, Cyber Research and Development, Cybersecurity Workforce Assesment Act, H.R. 2952; S.1353 Cybersecurity Enhancement Act of 2014; S. 2519 National Cybersecurity Protection Act of 2014; S.2521 Federal Information Security Modernization Act of 2015; S.2588 Cybersecurity Information Sharing Act of 2014.H.R. 624 Cyber Intelligence Sharing and Protection Act

Contacted: White House Office; Defense, Dept of (DOD); HOUSE OF REPRESENTATIVES; Farm Credit Administration; Treasury, Dept of; Federal Reserve System; Labor, Dept of (DOL); Office of the Comptroller of the Currency (OCC); Natl Economic Council (NEC); Housing & Urban Development, Dept of (HUD); Office of Management & Budget (OMB); Securities & Exchange Commission (SEC); SENATE

Bills named: H.R. 2952 (113th), S. 2521 (113th), S. 1353 (113th), H.R. 624 (113th), S. 2519 (113th), S. 2588 (113th), H.R. 756 (113th)