NATIONAL ASSOCIATION OF REALTORS for NATIONAL ASSOCIATION OF REALTORS

Financial Institutions/Investments/Securities FIN

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR970 - Supporting Academic Freedom through Regulatory Relief Act HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act HR3179 - Empowering Students Through Enhanced Financial Counseling Act HR3180 - Flexible Pell Grant for 21st Century Students Act HR4652 - CLEAR Act S85 - Repay Act of 2015 S108 - Financial Aid Simplification and Transparency Act of 2015 S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights S1948 - AFFORD Act S2043 - Know Before You Owe Federal Student Loan Act of 2015 S2677 - In the Red Act of 2016 Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR22 - DRIVE Act HR1491 - Partnership to Strengthen Homeownership Act of 2015 HR2029 - Consolidated Appropriations Act, 2016 HR__ - Housing Finance Restructuring Act of 2016 HR__ - Moving Housing Forward Act S2038 - Jumpstart GSE Reform Act Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. HConRes125 - Establishing the congressional budget for the United States Government for fiscal year 2017 and setting forth the appropriate budgetary levels for fiscal years 2018 through 2026. RESPA/TILA Amendments/TRID HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act HR3192 - Homebuyers Assistance Act S1711 - A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. Short Sales HR4812 - Prompt Notification of Short Sales Act Mortgage Servicing Assets HR2029 - Consolidated Appropriations Act, 2016 Alternative Credit Scoring HR3035 - Credit Access and Inclusion Act of 2015 HR4211 - Credit Score Competition Act of 2015 HR4893 - Risk Management and Homeowner Stability Act of 2016 S2355 - Credit Access and Inclusion Act of 2015 Service Members Foreclosure Relief S2393 - Foreclosure Relief and Extension for Servicemembers Act of 2015 Commercial Risk Retention Rules HR4620 - Preserving Access to CRE Capital Act of 2016 FHFA HR3808 - To require the withdrawal and study of the Federal Housing Finance Agency's proposed rule on Federal Home Loan Bank membership, and for other purposes. Financial Regulatory Reform HR1090 - Retail Investor Protection Act HR2642 - Community Lender Regulatory Relief and Consumer Protection Act of 2015 S1484 - Financial Regulatory Improvement Act of 2015 S1491 - Community Lender Regulatory Relief and Consumer Protection Act of 2015 Conversations with the Consumer Finance Protection Bureau (CFPB) on TRID/Know Before You Owe. Discussions with the Federal Housing Finance Agency (FHFA) on TRID and "Duty to Serve." Discussions with the Small Business Administration to discuss small business lending programs. Discussions with the Treasury on anti-money laundering. Conversations with the Office of the Comptroller of the Currency (OCC) on Commercial lending practices. Conversations with the Securities and Exchange Commission (SEC) on crowdfunding rules.

Contacted: Environmental Protection Agency (EPA); Federal Emergency Management Agency (FEMA); Securities & Exchange Commission (SEC); Housing & Urban Development, Dept of (HUD); Agriculture, Dept of (USDA); Federal Housing Finance Agency (FHFA); Office of the Comptroller of the Currency (OCC); Federal Aviation Administration (FAA); HOUSE OF REPRESENTATIVES; Treasury, Dept of; Consumer Financial Protection Bureau (CFPB); Small Business Administration (SBA); Homeland Security, Dept of (DHS); Veterans Affairs, Dept of (VA); Transportation, Dept of (DOT); SENATE

Bills named: H.R. 3192 (114th), H.R. 2029 (114th), H.R. 4893 (114th), H.R. 970 (114th), H.R. 1188 (114th), H.R. 1131 (114th), H.R. 1090 (114th), H.R. 4812 (114th), H.R. 1113 (114th), H.R. 1266 (114th), H.R. 3180 (114th), H.R. 4211 (114th), H.R. 3808 (114th), H.R. 4652 (114th), H.R. 1491 (114th), H.R. 1434 (114th), H.R. 3035 (114th), H.R. 685 (114th), H.R. 1210 (114th), H.R. 22 (114th), H.R. 650 (114th), H.R. 4620 (114th), H.Con.Res. 125 (114th), H.R. 2642 (114th), H.R. 3179 (114th)

Copyright/Patent/Trademark CPT

Patent Litigation Reform HR9 - the Innovation Act HR1896 - Demand Letter Transparency Act of 2015 HR2045 - the TROL Act S1137 - PATENT Act S2733 - Venue Equity and Non-Uniformity Elimination Act of 2016

Contacted: Securities & Exchange Commission (SEC); Federal Aviation Administration (FAA); Veterans Affairs, Dept of (VA); Housing & Urban Development, Dept of (HUD); Small Business Administration (SBA); Homeland Security, Dept of (DHS); HOUSE OF REPRESENTATIVES; Environmental Protection Agency (EPA); Agriculture, Dept of (USDA); Federal Emergency Management Agency (FEMA); Treasury, Dept of; Consumer Financial Protection Bureau (CFPB); Transportation, Dept of (DOT); SENATE; Federal Housing Finance Agency (FHFA); Office of the Comptroller of the Currency (OCC)

Bills named: H.R. 1896 (114th), H.R. 2045 (114th), H.R. 9 (114th)

Consumer Issues/Safety/Products CSP

Data Privacy and Security HR580 - Data Accountability and Trust Act S177 - Data Security and Breach Notification Act of 2015 HR1770 - Data Security and Breach Notification Act of 2015 HR2205 - Data Security Act of 2015 ACS Funding for the U.S. Census SConRes11 - An original concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2016 and setting forth the appropriate budgetary levels for fiscal years 2017 through 2025. HR2578 - Commerce, Justice, Science, and Related Agencies Appropriations Act, 2016 Fair Credit Reporting Act S1847 - A bill to enhance the accuracy of credit reporting and provide greater rights to consumers who dispute errors in their credit reports, and for other purposes. TILA/RESPA Amendments/TRID HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act HR3192 - Homebuyers Assistance Act S1711 - A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes.

Contacted: Treasury, Dept of; Small Business Administration (SBA); Federal Emergency Management Agency (FEMA); Office of the Comptroller of the Currency (OCC); Transportation, Dept of (DOT); Veterans Affairs, Dept of (VA); Securities & Exchange Commission (SEC); Environmental Protection Agency (EPA); Federal Aviation Administration (FAA); Federal Housing Finance Agency (FHFA); HOUSE OF REPRESENTATIVES; SENATE; Housing & Urban Development, Dept of (HUD); Agriculture, Dept of (USDA); Consumer Financial Protection Bureau (CFPB); Homeland Security, Dept of (DHS)

Bills named: H.R. 580 (114th), H.R. 1210 (114th), H.R. 3192 (114th), S.Con.Res. 11 (114th), H.R. 1770 (114th), H.R. 1113 (114th), H.R. 2578 (114th), H.R. 2205 (114th)

Real Estate/Land Use/Conservation RES

FAA Building Height Regulations HR365 - To direct the Secretary of Transportation to conduct a notice and comment rulemaking before implementing certain policies relating to obstruction evaluation aeronautical studies, and for other purposes. HR4441 - Aviation Innovation, Reform, and Reauthorization Act of 2016 S2658 - Federal Aviation Administration Reauthorization Act of 2016 Commercial use of Unmanned Aircraft Systems (UAS) HR798 - Responsible Skies Act of 2015 HR819 - Safe Skies for Unmanned Aircraft Act of 2015 HR1229 - Drone Aircraft Privacy and Transparency Act of 2015 HR1385 - Preserving American Privacy Act of 2015 HR4441 - Aviation Innovation, Reform, and Reauthorization Act of 2016 S387 - Safe Skies for Unmanned Aircraft Act of 2015 S635 - Drone Aircraft Privacy and Transparency Act of 2015 S1314 - Commercial UAS Modernization Act S2658 - Federal Aviation Administration Reauthorization Act of 2016 Conversations with the Federal Aviation Authority regarding the use of unmanned aircraft systems (UAS) for commercial purposes. Discussions with the Department of Transportation on the use of unmanned aircraft systems (UAS) for commercial purposes. Conversations with the National Telecommunications and Infrastructure Agency regarding unmanned aerials vehicles and privacy issues.

Contacted: Treasury, Dept of; Environmental Protection Agency (EPA); Federal Housing Finance Agency (FHFA); Small Business Administration (SBA); Federal Aviation Administration (FAA); Securities & Exchange Commission (SEC); Veterans Affairs, Dept of (VA); Transportation, Dept of (DOT); HOUSE OF REPRESENTATIVES; Federal Emergency Management Agency (FEMA); Office of the Comptroller of the Currency (OCC); Homeland Security, Dept of (DHS); Housing & Urban Development, Dept of (HUD); Agriculture, Dept of (USDA); SENATE; Consumer Financial Protection Bureau (CFPB)

Bills named: H.R. 365 (114th), H.R. 798 (114th), H.R. 1229 (114th), H.R. 4441 (114th), H.R. 1385 (114th), H.R. 819 (114th)

Transportation TRA

Complete Streets and Livable Communities HR1274 - Vision Zero Act of 2015 HR2071 - Safe Streets Act of 2015

Contacted: SENATE; Treasury, Dept of; Agriculture, Dept of (USDA); Securities & Exchange Commission (SEC); Small Business Administration (SBA); HOUSE OF REPRESENTATIVES; Veterans Affairs, Dept of (VA); Transportation, Dept of (DOT); Office of the Comptroller of the Currency (OCC); Homeland Security, Dept of (DHS); Environmental Protection Agency (EPA); Housing & Urban Development, Dept of (HUD); Consumer Financial Protection Bureau (CFPB); Federal Aviation Administration (FAA); Federal Housing Finance Agency (FHFA); Federal Emergency Management Agency (FEMA)

Bills named: H.R. 1274 (114th), H.R. 2071 (114th)

Taxation/Internal Revenue Code TAX

Small Business Tax Relief HR636 - America's Small Business Tax Relief Act of 2015 Tax Relief for Forgiven Mortgage Debt HR2029 - Consolidated Appropriations Act, 2016 Internet Sales Tax Fairness HR2775 - The Remote Transactions Parity Act of 2015 S698 - The Marketplace Fairness Act of 2015 Internet Tax Freedom HR235 - Permanent Internet Tax Freedom Act S431 - Internet Tax Freedom Forever Act Empowerment Zones Tax Incentives S408 - Empowering Jobs Act of 2015 Depreciation HR2510 - To amend the Internal Revenue Code of 1986 to modify and make permanent bonus depreciation. S1660 - A bill to amend the Internal Revenue Code of 1986 to modify and make permanent bonus depreciation. HR2029 - Consolidated Appropriations Act, 2016 Foreign Investment in Real Property Tax Act (FIRPTA) HR34 - Tax Increase Prevention and Real Estate Investment Act of 2015 HR2029 - Consolidated Appropriations Act, 2016 Carried Interest HR2889 - Carried Interest Fairness Act of 2015 S1686 - Carried Interest Fairness Act of 2015 Section 1031 Like-Kind Exchanges HR2844 - Keep Our Pension Promises Act S1631 - Keep Our Pension Promises Act

Contacted: Federal Housing Finance Agency (FHFA); Agriculture, Dept of (USDA); Consumer Financial Protection Bureau (CFPB); Federal Aviation Administration (FAA); Federal Emergency Management Agency (FEMA); Transportation, Dept of (DOT); Homeland Security, Dept of (DHS); Housing & Urban Development, Dept of (HUD); Securities & Exchange Commission (SEC); Treasury, Dept of; Environmental Protection Agency (EPA); SENATE; Office of the Comptroller of the Currency (OCC); HOUSE OF REPRESENTATIVES; Small Business Administration (SBA); Veterans Affairs, Dept of (VA)

Bills named: H.R. 2889 (114th), H.R. 2510 (114th), H.R. 636 (114th), H.R. 2775 (114th), H.R. 235 (114th), H.R. 2844 (114th), H.R. 2029 (114th), H.R. 34 (114th)

Disaster Planning/Emergencies DIS

Natural Disaster Policy HR861 - Department of Homeland Security Appropriations Act, 2015 HR2029 - Consolidated Appropriations Act, 2016 HR2901 - Flood Insurance Market Parity and Modernization Act HR3297 - Fairness in Flood Insurance Act of 2015 HR4107 - Flood Insurance Transparency and Accountability Act of 2016 HJRes35 - Making further continuing appropriations for fiscal year 2015, and for other purposes. HR__ - Fiscal Year 2017 Department of Homeland Security Appropriations Bill S1619 - Department of Homeland Security Appropriations Act, 2016 S1679 - Flood Insurance Market Parity and Modernization Act Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) on flood insurance, disaster policy. Discussions with the Federal Insurance Office about flood insurance. Discussions with the Department of the Treasury about flood insurance.

Contacted: Transportation, Dept of (DOT); Small Business Administration (SBA); Federal Emergency Management Agency (FEMA); Consumer Financial Protection Bureau (CFPB); Federal Aviation Administration (FAA); Office of the Comptroller of the Currency (OCC); Housing & Urban Development, Dept of (HUD); Treasury, Dept of; Veterans Affairs, Dept of (VA); Environmental Protection Agency (EPA); Securities & Exchange Commission (SEC); HOUSE OF REPRESENTATIVES; Federal Housing Finance Agency (FHFA); Homeland Security, Dept of (DHS); SENATE; Agriculture, Dept of (USDA)

Bills named: H.R. 2901 (114th), H.J.Res. 35 (114th), H.R. 3297 (114th), H.R. 861 (114th), H.R. 2029 (114th), H.R. 4107 (114th)

Housing HOU

National Housing Trust Fund HR1662 - Common Sense Housing Investment Act of 2015 HOME and Section 8 Funds HR2029 - Consolidated Appropriations Act, 2016 HR2577 - Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2016 S __ - Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2016 Employer-Assisted Housing HR480 - Housing America's Workforce Act Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 Rural Housing Provisions HR1259 - Helping Expand Lending Practices in Rural Communities Act HR2029 - Consolidated Appropriations Act, 2016 HR __ - FY 2016 Agriculture Appropriations Bill HR__ - FY 2017 Agriculture Appropriations Bill S871 - HELP Rural Communities Act of 2015 Fair Value Accounting SConRes11 - An original concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2016 and setting forth the appropriate budgetary levels for fiscal years 2017 through 2025. HConRes27 - Establishing the budget for the United States Government for fiscal year 2016 and setting forth appropriate budgetary levels for fiscal years 2017 through 2025 Federal Assisted Housing Programs HR233 - Tenant Income Verification Relief Act of 2015 FHA Programs HR123 - FHA Alternative Credit Pilot Program Reauthorization Act of 2015 HR3700 - Housing Opportunities Through Modernization Act Service Members Foreclosure Relieft S2393 - Foreclosure Relief and Extension for Servicemembers Act of 2015 Veterans Housing Programs HR3016 - Veterans Employment, Education, and Healthcare Improvement Act Conversations with the Department of Housing and Urban Development (HUD) on single family loans, valuations, multifamily housing, flood insurance, fair housing, the FHA, condominium rules, and FHA premiums. Discussions with US Department of Agriculture (USDA) on rural housing programs for single and multifamily housing. Discussions with the Department of Veterans Affairs (VA) on the VA Home Loan Program.

Contacted: Small Business Administration (SBA); Housing & Urban Development, Dept of (HUD); Veterans Affairs, Dept of (VA); Securities & Exchange Commission (SEC); Consumer Financial Protection Bureau (CFPB); Environmental Protection Agency (EPA); Federal Aviation Administration (FAA); Transportation, Dept of (DOT); Treasury, Dept of; Homeland Security, Dept of (DHS); Office of the Comptroller of the Currency (OCC); SENATE; Federal Housing Finance Agency (FHFA); Federal Emergency Management Agency (FEMA); Agriculture, Dept of (USDA); HOUSE OF REPRESENTATIVES

Bills named: H.R. 480 (114th), H.R. 1259 (114th), H.R. 123 (114th), H.R. 3700 (114th), H.Con.Res. 27 (114th), H.R. 2577 (114th), H.R. 650 (114th), H.R. 1662 (114th), H.R. 233 (114th), H.R. 3016 (114th), H.R. 2029 (114th), S.Con.Res. 11 (114th)

Environment/Superfund ENV

"Waters of the U.S." Rule Regulatory Reform HR185 - Regulatory Accountability Act of 2015 HR427 - Regulations From the Executive in Need of Scrutiny Act of 2015 HR526 - Small Business Regulatory Flexibility Improvements Act of 2015 HR1732 - Regulatory Integrity Protection Act HR2631 - Regulatory Predictability for Business Growth Act of 2015 HR2822 - FY2016 Interior and Environment Appropriations bill S226 - Regulations From the Executive in Need of Scrutiny Act of 2015 S255 - FAIR Act S1140 - Federal Water Quality Protection Act S2006 - Regulatory Accountability Act of 2015 SConRes11 - An original concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 2016 and setting forth the appropriate budgetary levels for fiscal years 2017 through 2025. S.J.Res 22 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Corps of Engineers and the Environmental Protection Agency relating to the definition of "waters of the United States" under the Federal Water Pollution Control Act. Wildfire Prevention and Mitigation HR2029 - Consolidated Appropriations Act, 2016 HR2647 - Resilient Federal Forests Act of 2015 S1691 - National Forest Ecosystem Improvement Act of 2015 Lead Paint HR2328 - Lead Exposure Reduction Amendments Act of 2015 HR3085 - LEAD SALE Act of 2015 Discussions with the Environmental Protection Agency (EPA) regarding lead paint rules, the "Waters of the U.S." rule, and the clean air plan.

Contacted: Agriculture, Dept of (USDA); HOUSE OF REPRESENTATIVES; Treasury, Dept of; Veterans Affairs, Dept of (VA); Federal Emergency Management Agency (FEMA); Consumer Financial Protection Bureau (CFPB); Homeland Security, Dept of (DHS); Securities & Exchange Commission (SEC); Federal Housing Finance Agency (FHFA); Transportation, Dept of (DOT); SENATE; Small Business Administration (SBA); Housing & Urban Development, Dept of (HUD); Federal Aviation Administration (FAA); Office of the Comptroller of the Currency (OCC); Environmental Protection Agency (EPA)

Bills named: H.R. 2631 (114th), H.R. 526 (114th), H.R. 427 (114th), H.R. 2328 (114th), S.J.Res. 22 (114th), H.R. 185 (114th), H.R. 2029 (114th), H.R. 2647 (114th), H.R. 1732 (114th), S.Con.Res. 11 (114th), H.R. 3085 (114th), H.R. 2822 (114th)

Energy/Nuclear ENG

Energy Efficiency Labels and Building Codes HR8 - North American Energy Security and Infrastructure Act of 2015 HR1273 - Energy Savings and Building Efficiency Act of 2015 HR1802 - To Promote Energy Efficiency HR2029 - Consolidated Appropriations Act, 2016 S535 - Energy Efficiency Improvement Act of 2015 S720 - Energy Savings and Industrial Competetiveness Act of 2015 S1052 - A bill to require a study on the impact of State and local performance benchmarking and disclosure policies for commercial and multifamily buildings, to provide for competitive awards to utilities... S2012 - Energy Policy Modernization Act of 2015

Contacted: Small Business Administration (SBA); Securities & Exchange Commission (SEC); Office of the Comptroller of the Currency (OCC); Transportation, Dept of (DOT); Veterans Affairs, Dept of (VA); Homeland Security, Dept of (DHS); Housing & Urban Development, Dept of (HUD); HOUSE OF REPRESENTATIVES; Federal Aviation Administration (FAA); Consumer Financial Protection Bureau (CFPB); Agriculture, Dept of (USDA); Federal Housing Finance Agency (FHFA); Environmental Protection Agency (EPA); Treasury, Dept of; SENATE; Federal Emergency Management Agency (FEMA)

Bills named: H.R. 1802 (114th), H.R. 1273 (114th), H.R. 8 (114th), H.R. 2029 (114th)

Immigration IMM

EB-5 Regional Center Pilot Program HR158 - Visa Waiver Program Improvement and Terrorist Travel Prevention Act of 2015 HR616 - American Entrepreneurship and Investment Act of 2015 HR719 - Continuing Appropriations Act, 2016 HR2029 - Consolidated Appropriations Act, 2016 HR3370 - EB-JOBS Act of 2015 S1501 - American Job Creation and Investment Promotion Reform Act of 2015 S2337 - Visa Waiver Program Security Enhancement Act Visas - Seasonal Workers HR3918 - Strengthen Employment And Seasonal Opportunities Now (SEASON) Act

Contacted: Transportation, Dept of (DOT); Veterans Affairs, Dept of (VA); Federal Housing Finance Agency (FHFA); Consumer Financial Protection Bureau (CFPB); HOUSE OF REPRESENTATIVES; Small Business Administration (SBA); Federal Emergency Management Agency (FEMA); SENATE; Agriculture, Dept of (USDA); Homeland Security, Dept of (DHS); Treasury, Dept of; Environmental Protection Agency (EPA); Federal Aviation Administration (FAA); Housing & Urban Development, Dept of (HUD); Securities & Exchange Commission (SEC); Office of the Comptroller of the Currency (OCC)

Bills named: H.R. 719 (114th), H.R. 3918 (114th), H.R. 158 (114th), H.R. 3370 (114th), H.R. 616 (114th), H.R. 2029 (114th)