3rd Quarter - Report

INDEPENDENT COMMUNITY BANKERS OF AMERICA for INDEPENDENT COMMUNITY BANKERS OF AMERICA

Firm
Client
Income
—
Expenses
$890,000
Expense method
A: Lobbying Disclosure Act definitions

What was lobbied

5 issue areas, each in the filer's own words, with who lobbied on it and where.

Small Business SMB

S 2050 Small Business Tax Extenders Act of 2012 Measures to Promote and Support Small Business Lending

LobbyistCovered position, as disclosed
CAMDEN R FINE —
JOHN HAND —
DAVID LYNCH —
PAUL G MERSKI —
RENEE RAPPAPORT —

Contacted: Treasury, Dept of; Commodity Futures Trading Commission (CFTC); Federal Reserve System; Federal Housing Finance Agency (FHFA); Securities & Exchange Commission (SEC); HOUSE OF REPRESENTATIVES; Agriculture, Dept of (USDA); Office of the Comptroller of the Currency (OCC); SENATE; Federal Deposit Insurance Corporation (FDIC); Housing & Urban Development, Dept of (HUD); White House Office

Banking BAN

HR 940 United States Covered Bonds Act of 2011 HR 1315 The Consumer Financial Protection Safety and Soundness Improvement Act HR 1356 Capital Access for Main Street Act of 2011 HR 1418 Small Business Lending Enhancement Act of 2011 HR 1697 Communities First Act HR 1840 Improve Consideration by CFTC of Costs and Benefits of Regulations and Orders HR 1965 The SEC Shareholder Registration Act HR 2167 The Private Company Flexibility and Growth Act HR 2308 SEC Regulatory Accountability Act HR 2827 Municipal Adviser SEC Reform HR 3461 Financial Instititions Examination Fairness and Reform Act HR 3606 Jumpstart Our Business Startups (Jobs) Act HR 4014 Confidentiality of Information Provided to the CFPB HR 4078 Red Tape Reduction and Small Business Job Creation Act HR 4293 Restore Main Street's Credit Act of 2012 HR 4348 Flood Insurance/ Student Loans HR 4367 Amend the Electronic Fund Transfer Act (to limit ATM fee disclosure requirements) HR 5691 Overdraft Act of 2012 HR 6139 Consumer Credit Access, Innovation and Modernization Act S 509 Small Business Lending Enhancement Act Credit Union MBL Expansion S 1548 National Flood Insurance Program Extension Act S 1600 Communities First Act S 2160 Bank Exam Reform S 2231 Small Business Lending Enhancement Act Credit Union MBL Expansion S 2237 Small Business Jobs and Tax Relief Act S 2278 Certain Escrow Exemptions for Community Bankers S 3204 ATM Fee Disclosure Requirements S 3394 ATM Fee Disclosure Act and CFPB Privilege S 3492, S 3620 To provide for exemptions from municipal advisor requirements Bank Examinations Capital Requirements/Regulations/Basel III Rules Consumer Data Security Consumer Financial Protection Bureau Consumer Protection for Financial Products and Services Credit Card/ Debit Card Interchange Fees Debit Interchange Fees Credit Union Business Lending Powers Credit Union Tax Exemption Fair Lending Enforcement FDIC Transaction Account Guarantee Program Extention FHA Loan Programs Financial Regulatory Reform Homeownership and Equity Protection Act Housing Finance Reform Housing Government Sponsored Enterprises Implementation of Basel III in the U.S. Implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act Mortgage Lending Disclosures (RESPA/TILA) Mortgage Lending Reform Mortgage Loan Origination Standards Mortgage Servicing Compensation National Flood Insurance Program Reauthorization Overdraft Payment Services Patents - American Invents Act Qualified Mortgages/ Ability to Repay Qualified Residential Mortgages/Risk Retention Registration of Municipal Advisors Regulation Z Establishment of ESCROW - Higher Priced Loans Regulatory and Tax Relief for Community Banks Remittance Transfer Rules Sarbnes-Oxley Internal Control Attestation SEC Shareholder Registration Threshold for Community Banks Small Business Lending Fund Implementation Social Security Direct Deposit Systemic Risk, Too-Big-To-Fail Regulation and Resolution Authority

Contacted: Federal Housing Finance Agency (FHFA); Federal Deposit Insurance Corporation (FDIC); Treasury, Dept of; Securities & Exchange Commission (SEC); Commodity Futures Trading Commission (CFTC); SENATE; HOUSE OF REPRESENTATIVES; Agriculture, Dept of (USDA); Federal Reserve System; Housing & Urban Development, Dept of (HUD); White House Office; Office of the Comptroller of the Currency (OCC)

Bills named: H.R. 5691 (112th), H.R. 3606 (112th), H.R. 4078 (112th), H.R. 2827 (112th), H.R. 3461 (112th), H.R. 4293 (112th), H.R. 1356 (112th), H.R. 2167 (112th), H.R. 4367 (112th), H.R. 6139 (112th), H.R. 4348 (112th), H.R. 4014 (112th), H.R. 940 (112th), H.R. 1965 (112th), H.R. 1697 (112th), H.R. 1315 (112th), H.R. 2308 (112th), H.R. 1418 (112th), H.R. 1840 (112th)

Agriculture AGR

HR 6083 Federal Agriculture and Risk Management Act S 3240 Agriculture Reform, Food, and Jobs Act of 2012 2012 Farm Bill Agriculture Appropriations Bill Crop Insurance Derivatives - Title 7 of Dodd-Frank Act Guaranteed Farm Loans USDA USDA Business and Industry Loans (B&I)

LobbyistCovered position, as disclosed
BRIAN COONEY —
CAMDEN R FINE —
PAUL G MERSKI —
RENEE RAPPAPORT —
MARK K SCANLAN —

Contacted: White House Office; Housing & Urban Development, Dept of (HUD); Treasury, Dept of; Federal Housing Finance Agency (FHFA); Federal Reserve System; Office of the Comptroller of the Currency (OCC); SENATE; Securities & Exchange Commission (SEC); Agriculture, Dept of (USDA); Commodity Futures Trading Commission (CFTC); HOUSE OF REPRESENTATIVES; Federal Deposit Insurance Corporation (FDIC)

Bills named: H.R. 6083 (112th)

Taxation/Internal Revenue Code TAX

HR 9 Small Business Tax Reform HR1697 Communities First Act - Tax Relief for Community Bankers HR 2568 IRS Non Residential Alien Deposit Reporting HR 5705 Municipal Bond Market Support Act of 2012 S 1600 Communities First Act - Tax Relief for Community Banks S 2050 Small Business Tax Extenders Act of 2012 S 3521 Family and Business Tax Cut Certainty Act of 2012 Estate Tax Payroll Taxes on S-Corporations and Partnerships Reporting of Interest on Deposits of Non-Resident Aliens Tax Reform Impact on Business

LobbyistCovered position, as disclosed
BRIAN COONEY —
CAMDEN R FINE —
JOHN HAND —
JAMES KELLER —
PAUL G MERSKI —
RENEE RAPPAPORT —

Contacted: Housing & Urban Development, Dept of (HUD); Securities & Exchange Commission (SEC); Treasury, Dept of; Commodity Futures Trading Commission (CFTC); Federal Housing Finance Agency (FHFA); HOUSE OF REPRESENTATIVES; Federal Deposit Insurance Corporation (FDIC); White House Office; Office of the Comptroller of the Currency (OCC); SENATE; Agriculture, Dept of (USDA); Federal Reserve System

Bills named: H.R. 1697 (112th), H.R. 2568 (112th), H.R. 5705 (112th), H.R. 9 (112th)

Housing HOU

S 1835 United States Covered Bonds Act Fannie Mae and Freddie Mac Fees Federal Home Loan Banks Housing Finance Reform Housing GSE Fees Housing GSE Reform - Eminent Domain Mortgage Servicing Standards Mortgage Servicing Compensation Qualified Mortgages Qualified Residential Mortgages

LobbyistCovered position, as disclosed
BRIAN COONEY —
CAMDEN R FINE —
ANN M GROCHALA —
JAMES KELLER —
PAUL G MERSKI —
RENEE RAPPAPORT —
KAREN M THOMAS —

Contacted: Housing & Urban Development, Dept of (HUD); White House Office; HOUSE OF REPRESENTATIVES; Federal Deposit Insurance Corporation (FDIC); Treasury, Dept of; Agriculture, Dept of (USDA); Commodity Futures Trading Commission (CFTC); Federal Housing Finance Agency (FHFA); Federal Reserve System; Securities & Exchange Commission (SEC); SENATE; Office of the Comptroller of the Currency (OCC)

Shown as published by the Senate Office of Public Records and the House Clerk under the Lobbying Disclosure Act. The official filing is the record; open it for the full form.