3rd Quarter - Report

LIVE OAK BANKING COMPANY (FORMERLY KNOWN AS LIVE OAK BANK) for LIVE OAK BANK

Firm
Client
Income
—
Expenses
$190,000
Expense method
A: Lobbying Disclosure Act definitions

What was lobbied

4 issue areas, each in the filer's own words, with who lobbied on it and where.

Banking BAN

- H.R. 3633, Digital Asset Market Clarity Act - Executive Order 14331, Guaranteeing Fair Banking for All Americans - Executive Order 14406, Restoring Integrity to Americas Financial System

LobbyistCovered position, as disclosed
STEPHEN KEEN New Senator George Voinovich (May-July 2004); Congressman Charlie Dent (Jan-May 2006); Office of the House Republican Whip Rep. Roy Blunt (Sept 2006-Feb 2007); Senate Small Business Committee (Jan 2011-May 2012); Senator Mark Kirk (May 2012-Oct 2014)
DEBRA NESBITT —
ELIZABETH DAWN THOMPSON —

Contacted: Small Business Administration (SBA); HOUSE OF REPRESENTATIVES; SENATE; Treasury, Dept of

Bills named: H.R. 3633 (119th)

Budget/Appropriations BUD

- HR 6500 Continuing Appropriations and Extensions Act, 2027 - FY 27 Budget discussion, specifically H.R. 8495, Financial Services and General Government Appropriations Act

LobbyistCovered position, as disclosed
STEPHEN KEEN New Senator George Voinovich (May-July 2004); Congressman Charlie Dent (Jan-May 2006); Office of the House Republican Whip Rep. Roy Blunt (Sept 2006-Feb 2007); Senate Small Business Committee (Jan 2011-May 2012); Senator Mark Kirk (May 2012-Oct 2014)
DEBRA NESBITT —
ELIZABETH DAWN THOMPSON —

Contacted: HOUSE OF REPRESENTATIVES; SENATE

Bills named: H.R. 8495 (119th), H.R. 6500 (119th)

Small Business SMB

- S. 1555 and H.R. 3174, Made in America Manufacturing Finance Act of 2025 - Issues related to SBAs Standard Operating Procedures SOP technical changes - Issues related to USDA/SBA Memorandum of Understanding update - Issues related to E-Tran and technology at SBA - Issues related to SBA loan limit increase for 7(a) and 504 programs - H.R. 5763, Main Street Parity Act - S. 305/H.R. 915, Small Business Technological Act - Issues related to SBA OCRM enforcement transparency

LobbyistCovered position, as disclosed
STEPHEN KEEN New Senator George Voinovich (May-July 2004); Congressman Charlie Dent (Jan-May 2006); Office of the House Republican Whip Rep. Roy Blunt (Sept 2006-Feb 2007); Senate Small Business Committee (Jan 2011-May 2012); Senator Mark Kirk (May 2012-Oct 2014)
DEBRA NESBITT —
ELIZABETH DAWN THOMPSON —

Contacted: Small Business Administration (SBA); SENATE; Agriculture, Dept of (USDA); HOUSE OF REPRESENTATIVES

Bills named: H.R. 5763 (119th), S. 1555 (119th), H.R. 915 (119th), H.R. 3174 (119th), S. 305 (119th)

Agriculture AGR

- Issues related to USDA Rural Development reorganization - Executive Order 14315, Ending Market Distorting Subsidies for Unreliable, Foreign-Controlled Energy Sources - Issues related to H.R. 7567, The Farm, Food and National Security Act of 2026, and S. 5526, the Agriculture Act of 2026, specifically REAP, B&I, CF, and 9003 Programs - FY 27 Budget discussions, specifically H.R. 8646, Agriculture, Rural Development, FDA, and Related Agencies Appropriations

LobbyistCovered position, as disclosed
STEPHEN KEEN New Senator George Voinovich (May-July 2004); Congressman Charlie Dent (Jan-May 2006); Office of the House Republican Whip Rep. Roy Blunt (Sept 2006-Feb 2007); Senate Small Business Committee (Jan 2011-May 2012); Senator Mark Kirk (May 2012-Oct 2014)
DEBRA NESBITT —
ELIZABETH DAWN THOMPSON —

Contacted: HOUSE OF REPRESENTATIVES; Agriculture, Dept of (USDA); SENATE

Bills named: H.R. 7567 (119th), S. 5526 (119th), H.R. 8646 (119th)

Shown as published by the Senate Office of Public Records and the House Clerk under the Lobbying Disclosure Act. The official filing is the record; open it for the full form.