3rd Quarter - Report

SYNCHRONY FINANCIAL for SYNCHRONY FINANCIAL

Firm
Client
Income
—
Expenses
$170,000
Expense method
A: Lobbying Disclosure Act definitions

What was lobbied

2 issue areas, each in the filer's own words, with who lobbied on it and where.

Taxation/Internal Revenue Code TAX

Issues related to net operating loss (NOL) carryback tax reform (H.R. 9383, Small Business and Consumer Credit Act of 2026); Issues related to proposed tax on outsourcing payments made to foreign entities (S. 2976, Halting International Relocation of Employment (HIRE) Act).

LobbyistCovered position, as disclosed
ROBERT MITCHELL ERDEL —
MICHELE JOHNSON —
NOAH LYONS —

Contacted: SENATE; HOUSE OF REPRESENTATIVES

Bills named: S. 2976 (119th), H.R. 9383 (119th)

Financial Institutions/Investments/Securities FIN

Issues relating to consumer credit, including proposed credit card rate caps (S. 381/H.R. 1944: 10 Percent Credit Card Interest Rate Cap Act); and credit reporting under the Fair Credit Reporting Act (S. 4622); Issues relating to debt settlement companies (no bill); Issues relating to the Consumer Financial Protection Bureau, including general credit card issues (no bill); Issues relating to call centers (S. 2495, Keep Call Centers in America Act of 2025); Issues related to Synchrony locations and employee footprint (no bill); Issues relating to privacy, data security, and cybersecurity (no bill).

LobbyistCovered position, as disclosed
ROBERT MITCHELL ERDEL —
MICHELE JOHNSON —
NOAH LYONS —

Contacted: SENATE; HOUSE OF REPRESENTATIVES

Bills named: S. 381 (119th), S. 4622 (119th), H.R. 1944 (119th), S. 2495 (119th)

Shown as published by the Senate Office of Public Records and the House Clerk under the Lobbying Disclosure Act. The official filing is the record; open it for the full form.