FIFTH THIRD BANCORP for FIFTH THIRD BANCORP

Health Issues HCR

General issues related to opioid addiction and workforce development, House and Senate. S.2680, Opioid Crisis Response Act of 2018.

Contacted: Small Business Administration (SBA); Treasury, Dept of; Natl Economic Council (NEC); HOUSE OF REPRESENTATIVES; SENATE; Securities & Exchange Commission (SEC); Federal Reserve System; Consumer Financial Protection Bureau (CFPB)

Bills named: S. 2680 (115th)

Banking BAN

General discussions related to regulatory reforms and SIFI relief (HR 3312, S 1893). Systemic Risk Designation Improvement Act (draft bill, all provisions). Economic Growth, Regulatory Relief, and Consumer Protection Act (S.2155) HR 10, Financial CHOICE Act (all provisions), debit interchange and electronic debit card transactions (Durbin amendment repeal). HR 2133,CLEARR Act (all provisions). General discussions related to DFA section 1071 rule making (no specific bill). General discussions related to housing finance reform (no specific bill). General discussions and issues related to the Community Reinvestment Act (CRA), modernization and reforms (no specific bill). General discussions regarding the Current Expected Credit Loss Accounting Standard (CECL) (no specific bill) General discussion regarding the Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) (no specific bill) General discussions related to flood insurance, commercial exemption (no specific bill). General discussions related to DOL fiduciary, arbitration, overdraft, small dollar lending and short term loan programs, deposit advance, and express banking (no specific bill). General discussions related to data and cyber security, electronic payments, federal dividend and bank pay-fors (no specific bill).

Contacted: Federal Reserve System; HOUSE OF REPRESENTATIVES; Securities & Exchange Commission (SEC); Treasury, Dept of; SENATE; Consumer Financial Protection Bureau (CFPB); Small Business Administration (SBA); Natl Economic Council (NEC)

Bills named: H.R. 10 (115th), S. 2155 (115th), H.R. 3312 (115th), H.R. 2133 (115th)

Taxation/Internal Revenue Code TAX

General discussions and issues related to tax reform (covering House and Senate drafts/concepts), corporate tax reform, rate reduction, bank tax, business interest deductibility, low income housing tax credits, mortgage deductions, depreciation and new markets tax credits. H.R. 1 Tax Cuts and Jobs Act

Contacted: Natl Economic Council (NEC); HOUSE OF REPRESENTATIVES; Consumer Financial Protection Bureau (CFPB); SENATE; Securities & Exchange Commission (SEC); Federal Reserve System; Small Business Administration (SBA); Treasury, Dept of

Bills named: H.R. 1 (115th)

Labor Issues/Antitrust/Workplace LBR

General discussions regarding workforce readiness tied to opioid addiction.

Contacted: Treasury, Dept of; Federal Reserve System; SENATE; Small Business Administration (SBA); Securities & Exchange Commission (SEC); HOUSE OF REPRESENTATIVES; Natl Economic Council (NEC); Consumer Financial Protection Bureau (CFPB)

Accounting ACC

General discussions related to the Current Expected Credit Loss Accounting Standard.

Contacted: Securities & Exchange Commission (SEC); Consumer Financial Protection Bureau (CFPB); HOUSE OF REPRESENTATIVES; Treasury, Dept of; Natl Economic Council (NEC); Federal Reserve System; SENATE; Small Business Administration (SBA)