3rd Quarter - Report — KABBAGE, INC. for KABBAGE, INC. (2019)

Firm

KABBAGE, INC.

Client

KABBAGE, INC.

Income

—

Expenses

$100,000

Expense method

A: Lobbying Disclosure Act definitions

What was lobbied

4 issue areas, each in the filer's own words, with who lobbied on it and where.

Computer Industry CPI

Monitor legislation about data privacy, data security, data use, and cybersecurity.

Lobbyist	Covered position, as disclosed
SAM REED TAUSSIG	—

Contacted: Federal Reserve System; Federal Deposit Insurance Corporation (FDIC); Office of the Comptroller of the Currency (OCC); Consumer Financial Protection Bureau (CFPB); SENATE; HOUSE OF REPRESENTATIVES

Financial Institutions/Investments/Securities FIN

1. Educate members of Congress and agencies on Financial Technology solutions (FinTech) in the online small business lending space. 2. Educate the OCC, and CFPB on an "Open Banking Environment" (Dodd-Frank Sec. 1033 compared to international systems like the U.K.) so small business customers may share their financial data through permission-based APIs with third-party FinTech platforms. 3. Discuss federal "FinTech Sandboxes". 4. Discuss legislative and regulatory ramifications stemming from the Madden v. Midland Funding, LLC case (Second Circuit) with respect to the "Valid When Made" doctrine 5. Monitor HR 1509/ S 656, the SAFE Lending Act of 2019 6. Monitor HR 4047, the Open Banking Study Act of 2019 and educate agencies (OCC, Fed, CFPB, and FDIC) on Open Banking/ Open Data in the non-bank credit industry. 7. Monitor the HFSC AI and FinTech Task Forces

Lobbyist	Covered position, as disclosed
SAM REED TAUSSIG	—

Contacted: Consumer Financial Protection Bureau (CFPB); HOUSE OF REPRESENTATIVES; Office of the Comptroller of the Currency (OCC); Federal Reserve System; SENATE; Federal Deposit Insurance Corporation (FDIC)

Bills named: H.R. 1509 (116th), H.R. 4047 (116th)

Banking BAN

1. Educate members of Congress and agencies on Financial Technology solutions (FinTech) in the online small business lending space. 2. Monitor HR 1509/ S 656, the SAFE Lending Act of 2019 3. Monitor HR 4047, the Open Banking Study Act of 2019 and educate agencies (OCC, Fed, CFPB, and FDIC) on Open Banking/ Open Data in the non-bank credit industry. 4. Monitor the HFSC AI and FinTech Task Forces

Lobbyist	Covered position, as disclosed
SAM REED TAUSSIG	—

Contacted: Office of the Comptroller of the Currency (OCC); SENATE; HOUSE OF REPRESENTATIVES; Federal Reserve System; Federal Deposit Insurance Corporation (FDIC); Consumer Financial Protection Bureau (CFPB)

Bills named: H.R. 1509 (116th), H.R. 4047 (116th)

Taxation/Internal Revenue Code TAX

1. Educate members of Congress on Financial Technology solutions (FinTech) in the online small business credit underwriting space, using tax data.

Lobbyist	Covered position, as disclosed
SAM REED TAUSSIG	—

Contacted: Consumer Financial Protection Bureau (CFPB); Federal Reserve System; SENATE; HOUSE OF REPRESENTATIVES; Office of the Comptroller of the Currency (OCC); Federal Deposit Insurance Corporation (FDIC)

Shown as published by the Senate Office of Public Records and the House Clerk under the Lobbying Disclosure Act. The official filing is the record; open it for the full form.