2nd Quarter - Report — ON DECK CAPITAL, INC for ON DECK CAPITAL, INC (2019)

Firm

ON DECK CAPITAL, INC

Client

ON DECK CAPITAL, INC

Income

—

Expenses

$80,000

Expense method

A: Lobbying Disclosure Act definitions

What was lobbied

2 issue areas, each in the filer's own words, with who lobbied on it and where.

Banking BAN

- Educate Members of Congress about financial technology (FinTech) lending to small business; - Educate Members of Congress and federal regulators about the legal and regulatory framework surrounding FinTech small business lending; - Advocate for the creation of legislation prohibiting the use of Confessions of Judgment in small business lending, discuss the ability of H.R. 3490, Small Business Lending Fairness Act, to achieve this end; - Discuss the modernization of the Fair Credit Reporting Act: H.R. 3622, Restoring Unfairly Impaired Credit and Protecting Consumers Act, S. 1828, Credit Access and Inclusion Act; - Monitor the ongoing conversations surrounding alternative data and machine learning in credit underwriting; - Discuss small business data collection, Dodd-Frank Sec. 1071

Lobbyist	Covered position, as disclosed
PATRICK CUFF	Chief of Staff, Rep Steve Pearce; Designee, Financial Services Committee; Staff Member, Rep Steve Pearce

Contacted: HOUSE OF REPRESENTATIVES; Consumer Financial Protection Bureau (CFPB); Office of the Comptroller of the Currency (OCC); SENATE

Bills named: S. 1828 (116th), H.R. 3622 (116th), H.R. 3490 (116th)

Financial Institutions/Investments/Securities FIN

- Educate Members of Congress about FinTech lending to small business; - Advocate for the clarification of the valid when made doctrine ambiguity stemming from Madden v Midland Funding case; - Educate Members of Congress and federal regulators on the added benefit technology service providers create for the financial services industry; - Monitor the ongoing conversations surrounding alternative data and machine learning in credit underwriting; - Discuss ongoing conversations surrounding privacy and cyber-security standards

Lobbyist	Covered position, as disclosed
PATRICK CUFF	Chief of Staff, Rep Steve Pearce; Designee, Financial Services Committee, staff member, Rep Steve Pearce

Contacted: SENATE; HOUSE OF REPRESENTATIVES; Office of the Comptroller of the Currency (OCC); Consumer Financial Protection Bureau (CFPB)

Shown as published by the Senate Office of Public Records and the House Clerk under the Lobbying Disclosure Act. The official filing is the record; open it for the full form.