4th Quarter - Report

U.S. PUBLIC INTEREST RESEARCH GROUP for U.S. PUBLIC INTEREST RESEARCH GROUP

Firm
Client
Income
—
Expenses
$76,425
Expense method
A: Lobbying Disclosure Act definitions

What was lobbied

8 issue areas, each in the filer's own words, with who lobbied on it and where.

Financial Institutions/Investments/Securities FIN

Advocacy to create new regulations that would protect students from adusive financial production, particularly private student loans, and credit cards and debit cards.

LobbyistCovered position, as disclosed
GARY KALMAN —
RICHARD T WILLIAMS —

Contacted: Natl Credit Union Administration (NCUA); SENATE; U.S. Trade Representative (USTR); Natl Economic Council (NEC); HOUSE OF REPRESENTATIVES; Treasury, Dept of; Commodity Futures Trading Commission (CFTC); State, Dept of (DOS); Securities & Exchange Commission (SEC); Commerce, Dept of (DOC); Federal Reserve System; Federal Deposit Insurance Corporation (FDIC); White House Office; Federal Trade Commission (FTC); Transportation, Dept of (DOT); Justice, Dept of (DOJ); Food & Drug Administration (FDA); Office of Thrift Supervision (OTS); Consumer Product Safety Commission (CPSC); Office of the Comptroller of the Currency (OCC); Education, Dept of

Transportation TRA

Transportation reauthorization, transportation appropriations.

LobbyistCovered position, as disclosed
GARY KALMAN —
DANIEL JEFFREY SMITH —

Contacted: Commodity Futures Trading Commission (CFTC); Office of Thrift Supervision (OTS); Transportation, Dept of (DOT); Commerce, Dept of (DOC); State, Dept of (DOS); Natl Credit Union Administration (NCUA); Federal Deposit Insurance Corporation (FDIC); Federal Reserve System; Securities & Exchange Commission (SEC); Consumer Product Safety Commission (CPSC); Office of the Comptroller of the Currency (OCC); Natl Economic Council (NEC); HOUSE OF REPRESENTATIVES; U.S. Trade Representative (USTR); Treasury, Dept of; Justice, Dept of (DOJ); SENATE; Federal Trade Commission (FTC); White House Office; Education, Dept of; Food & Drug Administration (FDA)

Banking BAN

1)Reform Financial Services Regulation. Provided comments to hill and administrative agencies -- signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act which had become law 21 July 2010. Oppose all rollback legislation including Bachmann (HR 87), Moran (S 737), Shelby (S 746 and S 1615), DeMint (S 712) Bachus (HR 1121), Duffy (HR 1315), Capito ( HR1667) and any similar bills 2) Emphasis on opposing Congressional efforts to weaken Title 10 of Dodd-Frank, its establishment of the Consumer Financial Protection Bureau. Oppose efforts in HR 1 and any other appropriations bills to weaken budget of CFPB, CFTC and SEC. 2) Support various efforts re consumer and transparency protections in various regulations including gift cards, credit cards, overdraft fees, mortgages before Federal Reserve and all other financial agencies. 3) Support Durbin interchange fee amendment in Dodd-Frank through comments to Federal Reserve and letters to hill opposing repeal/delay. Oppose bills such as Tester (S 575) to delay Durbin. 4) oppose efforts to legalize predatory lending, suchas rent to own proposals from Canseco (HR 1588) and Landrieu (S. 881) 5) Oppose efforts to weaken other investor protection reforms, such as HR 1062 (Hayworth) and HR 1573 (Lucas) and HR 2308 (Garrett) (6) Support efforts to increase consumer protection in international financial services treaty and trade negotiations.

LobbyistCovered position, as disclosed
GARY KALMAN —
EDMUND M MIERZWINSKI —

Contacted: HOUSE OF REPRESENTATIVES; Federal Deposit Insurance Corporation (FDIC); Office of Thrift Supervision (OTS); Consumer Product Safety Commission (CPSC); Commodity Futures Trading Commission (CFTC); Justice, Dept of (DOJ); Federal Reserve System; White House Office; Education, Dept of; Transportation, Dept of (DOT); Natl Economic Council (NEC); SENATE; Natl Credit Union Administration (NCUA); Office of the Comptroller of the Currency (OCC); Commerce, Dept of (DOC); Federal Trade Commission (FTC); Treasury, Dept of; Securities & Exchange Commission (SEC); U.S. Trade Representative (USTR); Food & Drug Administration (FDA); State, Dept of (DOS)

Bills named: H.R. 1315 (112th), H.R. 1 (112th), H.R. 1062 (112th), S. 881 (112th), H.R. 1121 (112th), H.R. 2308 (112th), H.R. 87 (112th), H.R. 1573 (112th), H.R. 1667 (112th), H.R. 1588 (112th)

Budget/Appropriations BUD

Lobbying for money for student aid, specifically Pell Grant funding and student loan subsidies, withing the Labor, Health and Human Services, Education and Related Agencies Appropriations Subcommittee. S. 1346, HR 2669, S. 1483.

LobbyistCovered position, as disclosed
GARY KALMAN —
DANIEL JEFFREY SMITH —
RICHARD T WILLIAMS —

Contacted: White House Office; Federal Reserve System; Food & Drug Administration (FDA); Treasury, Dept of; Education, Dept of; HOUSE OF REPRESENTATIVES; Consumer Product Safety Commission (CPSC); Justice, Dept of (DOJ); Federal Trade Commission (FTC); Federal Deposit Insurance Corporation (FDIC); U.S. Trade Representative (USTR); Natl Credit Union Administration (NCUA); Transportation, Dept of (DOT); Office of the Comptroller of the Currency (OCC); Commodity Futures Trading Commission (CFTC); Commerce, Dept of (DOC); Securities & Exchange Commission (SEC); State, Dept of (DOS); SENATE; Natl Economic Council (NEC); Office of Thrift Supervision (OTS)

Bills named: H.R. 2669 (112th), S. 1346 (112th), S. 1483 (112th)

Bankruptcy BNK

1) Support efforts to protect consumer housing, mortgage renegotiation and foreclosure protections. Restructure Mortgages in Bankruptcy and add foreclosure protections: Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform. Significant provisions added as Title 14 of Wall Street Reform and Consumer Protection Act. Support HR 2086, Medical Debt Relief Act.

LobbyistCovered position, as disclosed
GARY KALMAN —
EDMUND M MIERZWINSKI —

Contacted: SENATE; Justice, Dept of (DOJ); Securities & Exchange Commission (SEC); Natl Credit Union Administration (NCUA); Office of the Comptroller of the Currency (OCC); Federal Reserve System; Consumer Product Safety Commission (CPSC); White House Office; Commerce, Dept of (DOC); Federal Trade Commission (FTC); Education, Dept of; Treasury, Dept of; Transportation, Dept of (DOT); State, Dept of (DOS); HOUSE OF REPRESENTATIVES; Natl Economic Council (NEC); Commodity Futures Trading Commission (CFTC); U.S. Trade Representative (USTR); Office of Thrift Supervision (OTS); Food & Drug Administration (FDA); Federal Deposit Insurance Corporation (FDIC)

Bills named: H.R. 2086 (112th)

Consumer Issues/Safety/Products CSP

Supported efforts to implement 2008 Consumer Product Safety Commission Improvement Act, which added resources, regulated dangerous and/or toxic products. Opposed Pompeo (KS) amendment to weaken its database. Miscellaneous other support for consumer safety protection as needed. Support strong CPSC rules, including crib safety and database. OTHER ACTIVITIES: Supported various efforts to protect consumers from unfair business or marketplace practices by signing letters, lobbying or commenting on various proposals: 1) Mandatory Arbitration: Support (letters) to ban mandatory arbitration in consumer laws, including support for Arbitration Fairness Act. 2) Supported aspects of Federal Aviation Administration reforms pertaining to Airline Passengers Bill of Rights 2) Support strong enforcement of antitrust laws including specific opposition to MEDCO merger and CVS Caremark mergers, 3) Urged support for legislation to overturn Supreme Court in Leegin, reinstating ban on resale price maintenance. 4) Opposed aspects of HR 326, Stop Online Piracy Act and similar legislation. PRIVACY: Support efforts to ensure that federal law provides consumers with strong privacy protection, prevents identity theft, and holds companies and government agencies accountable when they lose consumer data. Support includes lobbying, letters, and communications as necessary. Filed comments to FTC and Department of Commerce on proposed privacy regimes. No formal position yet on some proposed Internet privacy and data breach bills, but strongly oppose concepts that legalize current invasive practices, preempt state laws, fail to provide adequate eforcement for consumers.

LobbyistCovered position, as disclosed
NASIMA HOSSAIN New —
GARY KALMAN —

Contacted: Commodity Futures Trading Commission (CFTC); Food & Drug Administration (FDA); Federal Deposit Insurance Corporation (FDIC); Natl Credit Union Administration (NCUA); Federal Trade Commission (FTC); Natl Economic Council (NEC); Office of Thrift Supervision (OTS); Consumer Product Safety Commission (CPSC); State, Dept of (DOS); White House Office; SENATE; Securities & Exchange Commission (SEC); Office of the Comptroller of the Currency (OCC); Justice, Dept of (DOJ); Transportation, Dept of (DOT); Treasury, Dept of; Federal Reserve System; Education, Dept of; Commerce, Dept of (DOC); HOUSE OF REPRESENTATIVES; U.S. Trade Representative (USTR)

Bills named: H.R. 326 (112th)

Education EDU

Lobbying for money for student aid, specifically Pell Grant funding and student loan subsidies, withing the Labor, Health and Human Services, Education and Related Agencies Appropriations Subcommittee. Lobbying for the introduction of better standards to protect students attending colleges with low quality standards. Advocacy to create new regulations that would protect students from adusive financial production, particularly private student loans, and credit cards and debit cards.

LobbyistCovered position, as disclosed
GARY KALMAN —
RICHARD T WILLIAMS —

Contacted: Office of the Comptroller of the Currency (OCC); SENATE; White House Office; U.S. Trade Representative (USTR); Natl Economic Council (NEC); Justice, Dept of (DOJ); Federal Reserve System; Office of Thrift Supervision (OTS); Natl Credit Union Administration (NCUA); Securities & Exchange Commission (SEC); Commodity Futures Trading Commission (CFTC); Federal Deposit Insurance Corporation (FDIC); Education, Dept of; Treasury, Dept of; State, Dept of (DOS); Commerce, Dept of (DOC); Consumer Product Safety Commission (CPSC); HOUSE OF REPRESENTATIVES; Transportation, Dept of (DOT); Federal Trade Commission (FTC); Food & Drug Administration (FDA)

Government Issues GOV

HR 2517 - Shareholder Protection Act. Disclosure of political spending at publicly traded corporations. Campaign Finance Reform.

LobbyistCovered position, as disclosed
BLAIR BOWIE —
GARY KALMAN —

Contacted: Treasury, Dept of; U.S. Trade Representative (USTR); Transportation, Dept of (DOT); White House Office; Consumer Product Safety Commission (CPSC); State, Dept of (DOS); Federal Reserve System; Commerce, Dept of (DOC); Federal Trade Commission (FTC); Education, Dept of; Commodity Futures Trading Commission (CFTC); Natl Economic Council (NEC); Office of Thrift Supervision (OTS); HOUSE OF REPRESENTATIVES; Securities & Exchange Commission (SEC); Justice, Dept of (DOJ); SENATE; Food & Drug Administration (FDA); Natl Credit Union Administration (NCUA); Federal Deposit Insurance Corporation (FDIC); Office of the Comptroller of the Currency (OCC)

Bills named: H.R. 2517 (112th)

Shown as published by the Senate Office of Public Records and the House Clerk under the Lobbying Disclosure Act. The official filing is the record; open it for the full form.