INDEPENDENT COMMUNITY BANKERS OF AMERICA for INDEPENDENT COMMUNITY BANKERS OF AMERICA

Taxation/Internal Revenue Code TAX

HR 892 The S Corporation Modernization Act Credit Union Tax Exemption Payroll Taxes on S-Corporations and Partnerships S Corp Reforms for Community BanksSubchapter S Modernization Tax Reform Act of 2014 Tax Reform Impact on Business/S Corp. Banks Tax Reform/Tax Rates

Contacted: Securities & Exchange Commission (SEC); Federal Deposit Insurance Corporation (FDIC); Farm Credit Administration; Federal Housing Finance Agency (FHFA); Federal Communications Commission (FCC); Federal Reserve System; Justice, Dept of (DOJ); Housing & Urban Development, Dept of (HUD); Agriculture, Dept of (USDA); White House Office; HOUSE OF REPRESENTATIVES; SENATE; Small Business Administration (SBA); Office of the Comptroller of the Currency (OCC)

Bills named: H.R. 892 (113th)

Copyright/Patent/Trademark CPT

HR 3309 The Innovation Act of 2013 S 866 Patent Quality Improvement Act of 2013 S 1612 Patent Litigation Integrity Act S 1720 Patent Transparency and Improvements ActS 2049 Transparency in Assertion of Patents Act Demand Letters Doctrine of Induced Patent Infringement Draft Patent Reform Legislation

Contacted: Federal Housing Finance Agency (FHFA); SENATE; Housing & Urban Development, Dept of (HUD); HOUSE OF REPRESENTATIVES; Federal Deposit Insurance Corporation (FDIC); Federal Communications Commission (FCC); Small Business Administration (SBA); Federal Reserve System; Office of the Comptroller of the Currency (OCC); Justice, Dept of (DOJ); Securities & Exchange Commission (SEC); White House Office; Agriculture, Dept of (USDA); Farm Credit Administration

Bills named: H.R. 3309 (113th)

Small Business SMB

S 537 Communicating Lender Activity Reports from the Small Business Administration Act (CLEAR SBA Act) Measures to Promote and Support Small Business Lending

Contacted: Office of the Comptroller of the Currency (OCC); Federal Housing Finance Agency (FHFA); Farm Credit Administration; Justice, Dept of (DOJ); White House Office; Housing & Urban Development, Dept of (HUD); Federal Deposit Insurance Corporation (FDIC); SENATE; Federal Reserve System; Small Business Administration (SBA); Securities & Exchange Commission (SEC); HOUSE OF REPRESENTATIVES; Agriculture, Dept of (USDA); Federal Communications Commission (FCC)

Housing HOU

HR 2767 Protecting American Taxpayers and Homeowners Act S 1217 Housing Finance Reform and Taxpayer Protection Act of 2013 (GSE Reform) Fannie Mae and Freddie Mac Fees Federal Home Loan BanksFederal Housing Administration Solvency Housing Finance Reform Mortgage Securitization Platform Mortgage Servicing Standards Mortgage Servicing Compensation Qualified Mortgages Qualified Residential Mortgages Rural Housing Appraisals

Contacted: Securities & Exchange Commission (SEC); Federal Communications Commission (FCC); HOUSE OF REPRESENTATIVES; Small Business Administration (SBA); Justice, Dept of (DOJ); White House Office; Office of the Comptroller of the Currency (OCC); SENATE; Federal Housing Finance Agency (FHFA); Agriculture, Dept of (USDA); Federal Reserve System; Housing & Urban Development, Dept of (HUD); Farm Credit Administration; Federal Deposit Insurance Corporation (FDIC)

Bills named: H.R. 2767 (113th)

Banking BAN

HR 688 Credit Union Small Business Job Creation Act of 2013 HR 719 Capital Access for Small Businesses and Jobs Act HR 749 Eliminate Privacy Notice Confusion Act HR 797 Municipal Adviser Oversight Improvement Act of 2013HR 801 The Holding Company Restriction Threshold Equalization Act HR 892 The S Corporation Modernization Act HR 1062 SEC Regulatory Accountability Act HR 1603 The Mutual Community Bank Competitive Equality Act HR 1750 The Community Lending Enhancement and Regulatory Relief Act HR 2199 Flood Insurance HR 2402 The Consumer Financial Protection Commission Act HR 2446 The Responsible Consumer Financial Protection Regulations Act HR 2542 The Regulatory Flexibility Improvements Act of 2013 HR 2672 The CFPB Rural Designation Petition and Correction Act HR 2673 The Portfolio Lending and Mortgage Access Act of 2013 HR 2767 The Protecting American Taxpayers Homeowners Act HR 3193 The Consumer Financial Protection Safety and Soundness Improvement Act HR 3370 Homeowner Flood Insurance Affordability Act of 2014 HR 3696 The National Cybersecurity and Critical Infrastructure Protection Act HR 4167 Restoring Proven Financing for American Employers Act S 635 Privacy Notice Modernization Act S 710 Municipal Adviser Relief Act S 727 The Financial Institutions Examination Fairness and Reform Act S 996 Flood Insurance S 1217 Housing Finance Reform and Taxpayer Protection S 1349 The Community Lending Enhancement and Regulatory Relief Act S 1907 Fairness for Community Job Creators Act S 1916 HELP Rural Communities Act of 2014 S 1927 Data Secuity Act of 2014 Bank Examinations Capital Requirements/Regulations/Basel III Rules CFPB Reforms Credit Union Business Lending Powers Credit Union Tax Exemption Cybersecurity Data Security and Breaches DeNovo Bank Applications FHA Loan Programs Flood Insurance Reform Implementation of Bigger-Waters Act GAO Study of Too Big To Fail GSE Conforming Loan Limits Housing Finance Reform Housing Government Sponsored Enterprises Mortgage Escrow Requirements Mortgage Lending Reform Mortgage Loan Origination Standards Mortgage Servicing Standards National Flood Insurance Program Reauthorization Nomination of Janet Yellen as Chairman, Federal Reserve Board Patent Litigation Reform Qualified Mortgages, Ability to Repay Rules Qualified Residential Mortgages/Risk Retention Regulation Z Establishment of Escrow - Higher Priced Loans Regulatory and Tax Relief for Community Banks Volcker Rule Treatment of CDO and CLO Investments

Contacted: Farm Credit Administration; Agriculture, Dept of (USDA); HOUSE OF REPRESENTATIVES; Justice, Dept of (DOJ); Federal Communications Commission (FCC); SENATE; Office of the Comptroller of the Currency (OCC); White House Office; Federal Deposit Insurance Corporation (FDIC); Small Business Administration (SBA); Federal Reserve System; Federal Housing Finance Agency (FHFA); Securities & Exchange Commission (SEC); Housing & Urban Development, Dept of (HUD)

Bills named: H.R. 2402 (113th), H.R. 2199 (113th), H.R. 719 (113th), H.R. 892 (113th), H.R. 2673 (113th), H.R. 1750 (113th), H.R. 2446 (113th), H.R. 1062 (113th), H.R. 688 (113th), H.R. 2767 (113th), H.R. 3370 (113th), H.R. 749 (113th), H.R. 3696 (113th), H.R. 2542 (113th), H.R. 3193 (113th), H.R. 2672 (113th), H.R. 797 (113th), H.R. 4167 (113th), H.R. 1603 (113th)

Accounting ACC

HR 1062 SEC Regulatory Accountability Act HR 1564 Audit Integrity and Job Protection Act HR 1750 The Community Lending Enhancement and Regulatory Relief Act 2013

Contacted: HOUSE OF REPRESENTATIVES; Office of the Comptroller of the Currency (OCC); Farm Credit Administration; Housing & Urban Development, Dept of (HUD); Federal Housing Finance Agency (FHFA); Securities & Exchange Commission (SEC); Agriculture, Dept of (USDA); Federal Reserve System; Small Business Administration (SBA); White House Office; Federal Communications Commission (FCC); SENATE; Federal Deposit Insurance Corporation (FDIC); Justice, Dept of (DOJ)

Bills named: H.R. 1564 (113th), H.R. 1062 (113th), H.R. 1750 (113th)

Agriculture AGR

HR 2642 Federal Agricultural Reform and Risk Management Act S 954 Agricultural Reform, Food and Jobs Act Agriculture Act of 2014 Connect America FundFarm Credit Administration exclusion of public from meetings USDA Term Limits

Contacted: Securities & Exchange Commission (SEC); Federal Housing Finance Agency (FHFA); Office of the Comptroller of the Currency (OCC); Housing & Urban Development, Dept of (HUD); White House Office; Federal Deposit Insurance Corporation (FDIC); Farm Credit Administration; Justice, Dept of (DOJ); Federal Communications Commission (FCC); Federal Reserve System; SENATE; HOUSE OF REPRESENTATIVES; Agriculture, Dept of (USDA); Small Business Administration (SBA)

Bills named: H.R. 2642 (113th)