2nd Quarter - Report

NATIONAL ASSOCIATION OF REALTORS for NATIONAL ASSOCIATION OF REALTORS

Firm
Client
Income
—
Expenses
$16,500,000
Expense method
C: businesses, Internal Revenue Code section 162(e)

What was lobbied

9 issue areas, each in the filer's own words, with who lobbied on it and where.

Consumer Issues/Safety/Products CSP

Privacy and Data Security Discussions with the House Financial Services and the House Commerce Committees on federal data privacy policies. H.R.1165 - Data Privacy Act H.R. 8818 - American Privacy Rights Act. Communications with the House of Representatives opposing the American Privacy Rights Act. Anti-Money Laundering Conversations with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Remote Online Notarization HR1059 - The Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act of 2023. Data Brokers Communications with Consumer Financial Protection Bureau and Small Business Administration regarding data brokers. Artificial Intelligence Communications with the House of Representatives and Department of Housing and Urban Development regarding artificial intelligence.

Contacted: Small Business Administration (SBA); Treasury, Dept of; SENATE; Consumer Financial Protection Bureau (CFPB); Housing & Urban Development, Dept of (HUD); HOUSE OF REPRESENTATIVES

Bills named: H.R. 8818 (118th), H.R. 1059 (118th), H.R. 1165 (118th)

Financial Institutions/Investments/Securities FIN

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act S1323 - The Secure and Fair Enforcement (SAFE) Banking Act S2860 - The Secure and Fair Enforcement Regulatory (SAFER) Banking Act Bank Regulations Conversations with the House Financial Services Committee and the Senate Banking Committee regarding banking regulations. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Federal Home Loan Banks S1684 - Federal Home Loan Banks' Mission Implementation Act Trigger Leads HR2656 - Trigger Leads Abatement Act HR4192 - Protecting Consumers from Abusive Mortgage Leads Act Commercial Real Estate Conversations with the House and Senate regarding commercial real estate adaptive reuse policy proposals. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt. Communications with the Office of the Comptroller of the Currency regarding maturing commercial real estate debt. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding assumable mortgages, maturing commercial real estate debt, appraisal independence, appraisal management companies (AMCs), commission financing, credit reports, and reconsideration of value process. Communications with the Federal Housing Finance Agency (FHFA) regarding housing issues, the FHFA pricing change, LLPAs, appraisal issues, condominium rules, commission financing, and reconsideration of value process. Communications with and comment letter sent to the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals aimed at real estate transactions. Communications with the Federal Housing Administration regarding commission financing and comment letter in response to their draft mortgagee letter updating their 203(k)-renovation loan program . Communications with the Department of Veterans Affairs on commission underwriting, National Association of REALTORS anti-trust commission settlement, buyer financing and broker fees. Communications with Fannie Mae on environmental, social, and governance investing. Comment letter with the Federal Reserve, Federal Deposit Insurance Corporation, and Office of the Comptroller Currency expressing concerns in response to the Basel III Endgame proposal. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the Federal Housing Administration and Federal Housing Finance Agency regarding the ability of homebuyers to have access to mortgage credit after the National Association of REALTORS anti-trust lawsuit settlement is in effect. Communications with the Federal Housing Administration and Department of Housing and Urban Development on appraisal issues and reconsideration of value process.

Contacted: Veterans Affairs, Dept of (VA); Office of the Comptroller of the Currency (OCC); Federal Housing Finance Agency (FHFA); Treasury, Dept of; Federal Reserve System; SENATE; Financial Crimes Enforcement Network (FinCEN); HOUSE OF REPRESENTATIVES; Housing & Urban Development, Dept of (HUD); Federal Deposit Insurance Corporation (FDIC); Natl Credit Union Administration (NCUA); Consumer Financial Protection Bureau (CFPB)

Bills named: H.R. 2656 (118th), H.R. 2891 (118th), H.R. 4192 (118th), H.R. 3564 (118th)

Housing HOU

Housing Availability and Affordability Conversations with the Senate Finance Committee and House Ways and Means Committee on tax credits to increase the affordable housing supply Communications with the House and Senate about housing supply and construction HR3507 - Yes In My Backyard Act HR6199 - Build More Housing Near Transit Act HR____ - Promote Affordable Housing Near Transit Act S.657 - Neighborhood Homes Investment Act S1668 - Yes In My Backyard Act S____ - Housing Supply and Affordability Act Discussions with the Senate about the discussion draft of the Renewing Opportunity in the American Dream (ROAD) to Housing Act Fair Housing Discussions with the House of Representatives and the Senate about reintroducing the HOME Investment Partnerships Act. Section 8 Housing Choice Voucher Program S.32 - Choice in Affordable Housing Act of 2023 Discussions with Senate offices about the Choice in Affordable Housing Act of 2023. FHA Loan Program Discussions with the House of Representatives and the Senate about the FHA Loan Program. Communication with the Federal Housing Administration urging policy actions to unlock a portion of inventory for buyers with FHA-insured loans. Loan Level Pricing Adjustments (LLPAs) HR3564 - Middle Class Borrower Protection Act of 2023 Discussions with the House of Representatives and the Senate about LLPAs. Converting Commercial Real Estate to Housing Conversations with the House and Senate about tax incentives for converting commercial real estate to affordable housing. Conversations with the House of Representatives about the Revitalizing Downtowns Act. Rental Housing HR1087 - The DEPOSIT Act Communications with the House of Representatives, the Senate, the White House, and the Federal Housing Finance Agency (FHFA) about rental housing issues, including rent control, eviction laws, and the GSEs participation in the multifamily rental housing space. VA Programs HR4335 - To amend the National Housing Act to include information regarding VA home loans in the Informed Consumer Choice Disclosure required to be provided to prospective FHA borrowers. Discussions with the House of Representatives and the Senate about the VA Home Loan Guaranty Program. S3068 - The VA Home Loan Awareness Act HR___ - VA Housing Loan Forever Act HR8647 - To amend title 38, United States Code, to authorize the Secretary of Veterans Affairs to take certain actions to prevent or resolve a default of a housing loan guaranteed by the Secretary, and for other purposes. Heirs Property HR8127 - Heirs Estate Inheritance Resolution and Succession Act of 2024 HR8117 - Heirs Empowerment and Inheritance Rights Act of 2024 Communications with the Department of Veterans Affairs (VA) about the VA Guaranteed Home Loan Program asking the VA to revise its policies pertaining to fees veterans cannot pay when using their VA home loan benefit. Communications with the House and Senate urging them to pass appropriations to ensure continuity of VA housing programs. Rural Housing Programs Discussions with Senate offices about the USDA Rural Housing Service. Conversations with the Department of Housing and Urban Development (HUD) on the Housing Choice Voucher program (Section 8), fair housing, single and multifamily housing, the FHA Loan Program, rental housing issues, counseling, housing choice vouchers, HOME program, tenant protections. Discussions with the Consumer Financial Protection Bureau (CFPB) regarding tenant screening practices in rental housing, appraisal management companies (AMCs) appraisal independence. Conversations with the White House on rental housing issues, the Blueprint for a Tenants Bill of Rights, housing supply regulation, YIMBY (Yes in my backyard) Act and independent contractor issues. Communications with the Federal Trade Commission (FTC) about tenant screening practices in rental housing. Communications with the Federal Housing Finance Agency (FHFA) about condominium rules, LLPAs, appraisal issues, and rental housing issues. Communications with the House of Representatives regarding HUD programs, VA housing, and heirs property, the VA Home Loan Reform Act, the Congressional Real Estate Caucus, the Revitalizing Downtowns and Main Street Act, and funding on housing programs for Fiscal Year 2025. Communications the Senate on reducing regulation barriers to housing and the S.3755 Respect State Housing Laws Act. Comment letter in response to the Federal Housing Administration's draft mortgagee letter updating their 203(k)-renovation loan program. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the White House, Federal Communications Commission, Federal Trade Commission, National Economic Council, Department of Housing and Urban Development, Department of Agriculture in response to the Biden Administrations Fact Sheet on boosting housing supply highlighting the importance of not disincentivizing housing providers from participating in the rental housing market through over-regulation and in response to the Biden Administrations Fact Sheet on junk fees highlighting that fees in the rental housing industry are already regulated and serve an important function in providing safe and quality rental housing to renters.

Contacted: Federal Reserve System; Office of the Comptroller of the Currency (OCC); SENATE; HOUSE OF REPRESENTATIVES; Federal Communications Commission (FCC); Consumer Financial Protection Bureau (CFPB); Federal Housing Finance Agency (FHFA); Natl Economic Council (NEC); Agriculture, Dept of (USDA); Federal Deposit Insurance Corporation (FDIC); Housing & Urban Development, Dept of (HUD); White House Office; Natl Credit Union Administration (NCUA); Veterans Affairs, Dept of (VA); Federal Trade Commission (FTC)

Bills named: H.R. 6199 (118th), H.R. 1087 (118th), S. 3755 (118th), H.R. 3507 (118th), H.R. 8127 (118th), H.R. 4335 (118th), H.R. 3564 (118th), H.R. 8647 (118th), S. 657 (118th), H.R. 8117 (118th), S. 32 (118th)

Taxation/Internal Revenue Code TAX

Housing Affordability and Availability Conversations with the House and Senate on tax policy to support the development of affordable housing and on housing tax incentives. Conversations with the Senate Finance Committee on tax credits to increase the affordable housing supply S.657 - Neighborhood Homes Investment Act Converting Commercial Real Estate to Housing HR419 - Revitalizing Downtowns Act Conversations with the House and Senate about tax incentives for converting commercial real estate to affordable housing. Conversations with the House of Representatives about the Revitalizing Downtowns Act. 1031 Like-Kind Exchanges Discussions with the House and Senate in support of the Section 1031 Like-Kind Exchange. Capital Gains Tax HR1312 - More Homes on the Market Act Discussions with the House and Senate on lowering the capital gains tax. IRC Section 121 Conversations with the House and Senate on the IREC Section 121 exclusion increases. Casualty Loss Deduction HR4539 - The Casualty Loss Deduction Restoration Act 199A Deduction S1706 - Main Street Tax Certainty Act Mortgage Debt Forgiveness HR3890 - Mortgage Debt Tax Forgiveness Act Commercial Real Estate Debt Exclusion HR5580 - Saving Our Mainstreet American Locations for Leisure and Shopping Act SALT Act HR1326 - State and local tax deductions HR 7077/SR 3940 The First-Time Homebuyer Tax Credit Act of 2024 Communications with the House and Senate in support of the First-Time Homebuyer Tax Credit.

Contacted: HOUSE OF REPRESENTATIVES; SENATE

Bills named: H.R. 7077 (118th), H.R. 1326 (118th), S. 657 (118th), H.R. 4539 (118th), H.R. 5580 (118th), H.R. 419 (118th), H.R. 3890 (118th), H.R. 1312 (118th)

Insurance INS

National Flood Insurance Program (NFIP) Conversations with the House Financial Services Committee on reauthorizing and reforming the National Flood Insurance Program H.R.634 - Fixing Announcements for Intermittent Remapping and Notification Expectations to Stop Surprises in Flood Insurance Act of 2023 H.R.900 - To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes H.R.1309 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes. H.R.1392 - National Flood Insurance Program Extension Act of 2023 H.R.1540 - National Flood Insurance Program Affordability Act H.R.5860 - Continuing Appropriations Act, 2024 and Other Extensions Act H.R.6304 - Increased Cost of Compliance Modernization Act of 2003 H.R.6363 - Further Continuing Appropriations and Other Extensions Act, 2024 H.R. 4366 Consolidated Appropriations Act, 2024 S.485 - Hazard and Flooding Mitigation Funding Assurance Act S.601 - Flood Insurance Affordability Act S.721 - Homeowner Flood Insurance Transparency and Protection Act S.1039 - National Flood Insurance Program Consultant Accountability Act of 2023 S.2968 - National Flood Insurance Program Extension through 2023 Act Discussions with the House of Representatives, Senate and White House to extend the National Flood Insurance Program. Discussions with the Senate Banking Committee on flood insurance reform. Commercial Real Estate Flood Insurance H.R. 1307 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes. Association Health Plans (AHPs) HR2868 - Association Health Plans Act Discussions with the House of Representatives, the Senate and Department of Labor about AHPs. Discussions with the Federal Emergency Management Agency (FEMA) in the Department of Homeland Security (DHS) regarding flood insurance and flood maps. Discussions with the Federal Housing Finance Agency (FHFA) on climate risk. Discussions with Fannie Mae on climate risk and insurance disclosures. Communications with the Department of Labor opposing their proposal to rescind the 2018 Association Health Plans (AHP) rule. Communications with the House of Representatives supporting the HR 7849 Disaster Resiliency and Coverage Act.

Contacted: Labor, Dept of (DOL); HOUSE OF REPRESENTATIVES; Federal Emergency Management Agency (FEMA); White House Office; Homeland Security, Dept of (DHS); Housing & Urban Development, Dept of (HUD); SENATE; Federal Housing Finance Agency (FHFA)

Bills named: S. 601 (118th), H.R. 1540 (118th), S. 1039 (118th), S. 2968 (118th), S. 721 (118th), H.R. 1392 (118th), H.R. 2868 (118th), H.R. 1307 (118th), H.R. 5860 (118th), H.R. 900 (118th), S. 485 (118th), H.R. 634 (118th), H.R. 6363 (118th), H.R. 6304 (118th), H.R. 4366 (118th), H.R. 7849 (118th), H.R. 1309 (118th)

Civil Rights/Civil Liberties CIV

Restrictions on Foreign Nationals Purchasing Land in the U.S. S168 - The PASS Act of 2023 Conversations with the House and Senate on foreign ownership restrictions and proposals and land ownership bans. Fair Housing Discussions with the U.S. House of Representatives and the U.S. Senate on fair housing program funding and the H.R. 4439 Fair and Equal Housing Act. Discussions with the U.S. House of Representatives and the U.S. Senate urging them to pass an appropriations package to ensure continuity of Fair Housing Enforcement Activities. Discussions with the Department of Housing and Urban Development (HUD) on Fair Housing enforcement and affirmative marketing. Communications with the U.S. Department of Agriculture (USDA) about foreign investment in U.S. farmlands. Historic Racial Covenants/Mapping Discrimination Communications with the U.S. Senate on the Mapping Housing Discrimination Act. Communications with the Department of Housing and Urban Development, Office of the Comptroller of the Currency, Federal Housing Finance Administration, National Credit Union Administration, Federal Deposit Insurance Corporation, Federal Reserve Board, Consumer Financial Protection Bureau advocating for solutions to increase diversity, reduce bias, and maintain the public trust in the appraisal industry. Communications with the Department of Housing and Urban Development on housing counseling.

Contacted: Justice, Dept of (DOJ); Consumer Financial Protection Bureau (CFPB); Agriculture, Dept of (USDA); Federal Housing Finance Agency (FHFA); Natl Credit Union Administration (NCUA); Federal Deposit Insurance Corporation (FDIC); HOUSE OF REPRESENTATIVES; SENATE; Federal Reserve System; Housing & Urban Development, Dept of (HUD); Office of the Comptroller of the Currency (OCC)

Bills named: H.R. 4439 (118th)

Banking BAN

Cannabis Banking HR2891 - The Secure and Fair Enforcement (SAFE) Banking Act of 2023 S1323 - The Secure and Fair Enforcement (SAFE) Banking Act of 2023 S2860 - The Secure and Fair Enforcement (SAFER) Banking Act of 2023 Banking Regulations Discussions with the House Financial Services Committee and the Senate Banking Committee about banking regulations. Discussions with the Financial Crimes Enforcement Network (FinCEN) regarding anti-money laundering proposals in regards to real estate transactions. Communications with the Board of Governors of the Federal Reserve regarding maturing commercial real estate debt. Communications with the National Credit Union Administration (NCUA) regarding maturing commercial real estate debt. Communications with the Federal Deposit Insurance Company (FDIC) regarding maturing commercial real estate debt and Basel III Endgame. Communications with the Office of the Comptroller of the Currency (OCC) regarding maturing commercial real estate debt and Basel III Endgame. Communications with the Consumer Financial Protection Bureau (CFPB) regarding maturing commercial real estate debt.

Contacted: Financial Crimes Enforcement Network (FinCEN); Office of the Comptroller of the Currency (OCC); HOUSE OF REPRESENTATIVES; Federal Reserve System; Federal Deposit Insurance Corporation (FDIC); Natl Credit Union Administration (NCUA); SENATE; Federal Housing Finance Agency (FHFA); Consumer Financial Protection Bureau (CFPB)

Bills named: H.R. 2891 (118th)

Environment/Superfund ENV

Waters of the U.S. Regulation H.J.Res27 - Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of the Army, Corps of Engineers, Department of Defense and the Environmental Protection Agency relating to "Revised Definition of 'Waters of the United States'" S.J.Res7 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of the Army, Corps of Engineers, Department of Defense and the Environmental Protection Agency relating to "Revised Definition of 'Waters of the United States'" Discussions with the Environmental Protection Agency (EPA) on the Waters of the U.S. rule. Discussions with the Army Corps of Engineers regarding the Waters of the U.S. rule. Communications with the President's Council of Advisors on Science and Technology on groundwater. Lead Dust Regulations Communications with the EPA on strengthening requirements for removal of lead-based paint dust and on changes to the lead paint disclosure form. Colorado River Operations Communications with the Bureau of Reclamation under the Department of Interior in the "Revised Draft Supplemental Environmental Impact Statement for Near-Term Colorado River Operations" (RDSEIS). Building Codes Communications with the House of Representatives and the Federal Housing Finance Agency on energy efficient building codes. Comment letter sent to the Office of Management and Budget on methods and leading practices for advancing public participation and community engagement with the federal government.

Contacted: Environmental Protection Agency (EPA); White House Office; Interior, Dept of (DOI); SENATE; Army, Dept of (Corps of Engineers); Federal Housing Finance Agency (FHFA); Bureau of Reclamation; HOUSE OF REPRESENTATIVES

Bills named: H.J.Res. 27 (118th), S.J.Res. 7 (118th)

Labor Issues/Antitrust/Workplace LBR

Independent Contractor Status HR5419 - Direct Seller and Real Estate Harmonization Act Discussions with the House of Representatives and the Senate about the "independent contractor" definition. Veterans Job Training Support HR8592 - Warriors to Workforce Act Communications with the White House on independent contractors. Communications with the Senate on portable benefits for independent contractors. Communications with the Federal Trade Commission (FTC) about franchisee/franchisor regulations. Communications with the Department of Labor regarding the final rule for Employee or Independent Contractor Classification Under the Fair Labor Standards Act (FLSA) requesting a delay in implementation and industry-specific guidelines for the real estate sector.

LobbyistCovered position, as disclosed
SYDNEY BARRON —
KATHRYN CRENSHAW —
HELEN DEVLIN —
JOSEPH C HARRIS —
SHANNON MCGAHN —
RYAN RUSBULDT —
MATTHEW STROSS —
KEISHA WILKINSON New —
REBECCA RALEY WRIGHT —

Contacted: SENATE; Labor, Dept of (DOL); White House Office; Federal Trade Commission (FTC); HOUSE OF REPRESENTATIVES

Bills named: H.R. 8592 (118th), H.R. 5419 (118th)

Shown as published by the Senate Office of Public Records and the House Clerk under the Lobbying Disclosure Act. The official filing is the record; open it for the full form.