INDEPENDENT COMMUNITY BANKERS OF AMERICA for INDEPENDENT COMMUNITY BANKERS OF AMERICA

Banking BAN

HR 624 Cyber Intelligence Sharing and Protection Act HR 688 Credit Union Small Business Job Creation Act of 2013 HR 719 Capital Access for Small Businesses and Jobs Act HR 749 Eliminate Privacy Notice Confusion ActHR 756 Cybersecurity Enhancement Act HR 797 Municipal Adviser Oversight Improvement Act of 2013 HR 801 The Holding Company Restriction threshold Equalization Act HR 892 The S Corporation Modernization Act HR 967 Advancing America's Networking and Information Technology Research and Development Act HR 1062 SEC Regulatory Accountability Act HR 1163 Federal Information Security Amendments Act HR 1553 The Financial Institutions Examination Fairness and Reform Act HR 1603 The Mutual Community Bank Competitive Equality Act HR 1750 The Community Lending Enhancement and Regulatory Relief Act HR 2199 Flood Insurance HR 2295 Basel III Commonsense Approach for Small Entities Act HR 2323 The Right to Lend Act HR 2402 The Consumer Financial Protection Commission Act HR 2446 The Responsible Consumer Financial Protection Regulations Act HR 2542 The Regulatory Flexibility Improvements Act of 2013 HR 2672 The CFPB Rural Designation Petition and Correction Act HR 2673 The Portfolio Lending and Mortgage Access Act of 2013 HR 2767 The Protecting American Taxpayers Homeowners Act HR 3193 The Consumer Financial Protection Safety and Soundness Improvement Act S 205 Responsible Financial Consumer Protection Regulations Act S 450 The Financial Regulatory Responsibility Act S 635 Privacy Notice Relief Act S 710 Municipal Adviser Relief Act S 727 The Financial Institutions Examination Fairness and Reform Act S 731 Basel III Commonsense Approach For Small Entities Act S 798 The Terminating Bailouts for Taxpayer Fairness Act S 872 Holding Company Registration Threshold Equalization Act S 968 Credit Union Small Business Lending Act S 996 Flood Insurance S 1217 Housing Finance Reform and Taxpayer Protection S 1349 The Community Lending Enhancement and Regulatory Relief Act S 1353 The Cybersecurity Act of 2013 S 1534 Freedom and Mobility In Consumer Banking Act Bank Examinations Capital Requirements/Regulations/Basel III Rules CFPB Reforms Credit Union Business Lending Powers Credit Union Tax Exemption Fair Housing Act "Disparate Impact" FHA Loan Programs Financial Regulatory Reform Flood Insurance Reform Implementation of Bigger-Waters Act GAO Study of Too Big To Fail Housing Finance Reform Housing Government Sponsored Enterprises Implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act Mortgage Escrow Requirements Mortgage Lending Disclosures (RESPA/TILA) Mortgage Lending Reform Mortgage Loan Origination Standards Mortgage Servicing StandardsNational Flood Insurance Program Reauthorization Overdraft Protection Patent Reform Qualified Mortgages, Ability to Repay Rules Qualified Residential Mortgages/Risk Retention Registration of Municipal Advisors Regulation Z Establishment of Escrow - Higher Priced Loans Regulatory and Tax Relief for Community Banks Rural Housing Appraisals SEC Shareholder Registration Threshold for Community Banks Systemic Risk, Too-Big-To-Fail Regulation and Resolution Authority

Contacted: SENATE; Office of the Comptroller of the Currency (OCC); Federal Housing Finance Agency (FHFA); Federal Deposit Insurance Corporation (FDIC); HOUSE OF REPRESENTATIVES; Congressional Budget Office (CBO); Federal Reserve System; Housing & Urban Development, Dept of (HUD); Justice, Dept of (DOJ); Farm Credit Administration; Agriculture, Dept of (USDA); Treasury, Dept of

Bills named: H.R. 1163 (113th), H.R. 2199 (113th), H.R. 2295 (113th), H.R. 801 (113th), H.R. 797 (113th), H.R. 1750 (113th), H.R. 892 (113th), H.R. 3193 (113th), H.R. 749 (113th), H.R. 1553 (113th), H.R. 2323 (113th), H.R. 2446 (113th), H.R. 2767 (113th), H.R. 624 (113th), H.R. 967 (113th), H.R. 1062 (113th), H.R. 719 (113th), H.R. 2542 (113th), H.R. 2672 (113th), H.R. 2402 (113th), H.R. 688 (113th), H.R. 2673 (113th), H.R. 1603 (113th)

Accounting ACC

HR 1062 SEC Regulatory Accountability Act HR 1564 Audit Integrity and Job Protection Act HR 1750 The Community Lending Enhancement and Regulatory Relief Act 2013

Contacted: Federal Deposit Insurance Corporation (FDIC); Office of the Comptroller of the Currency (OCC); HOUSE OF REPRESENTATIVES; SENATE; Agriculture, Dept of (USDA); Federal Housing Finance Agency (FHFA); Justice, Dept of (DOJ); Congressional Budget Office (CBO); Housing & Urban Development, Dept of (HUD); Treasury, Dept of; Federal Reserve System; Farm Credit Administration

Bills named: H.R. 1564 (113th), H.R. 1062 (113th), H.R. 1750 (113th)

Taxation/Internal Revenue Code TAX

HR 892 The S Corporation Modernization Act Credit Union Tax Exemption NOL Carry Back Payroll Taxes on S-Corporations and PartnershipsS Corp Reforms for Community Banks Subchapter S Modernization Tax Reform Impact on Business/S Corp. Banks Tax Reform/Tax Rates

Contacted: Office of the Comptroller of the Currency (OCC); Federal Deposit Insurance Corporation (FDIC); SENATE; HOUSE OF REPRESENTATIVES; Farm Credit Administration; Federal Housing Finance Agency (FHFA); Congressional Budget Office (CBO); Treasury, Dept of; Housing & Urban Development, Dept of (HUD); Federal Reserve System; Agriculture, Dept of (USDA); Justice, Dept of (DOJ)

Bills named: H.R. 892 (113th)

Copyright/Patent/Trademark CPT

Draft Patent Reform Legislation Doctrine of Induced Patent Infringement

Contacted: Agriculture, Dept of (USDA); Congressional Budget Office (CBO); Federal Housing Finance Agency (FHFA); Housing & Urban Development, Dept of (HUD); SENATE; Federal Deposit Insurance Corporation (FDIC); Office of the Comptroller of the Currency (OCC); Federal Reserve System; HOUSE OF REPRESENTATIVES; Treasury, Dept of; Justice, Dept of (DOJ); Farm Credit Administration

Agriculture AGR

2013 Farm Bill HR 2642 Federal Agriculture Reform and Risk Management Act of 2013 S 954 Agriculture Reform, Food, and Jobs Act of 2013 Crop InsuranceFCS Tax Exemptions Protect Guaranteed Farm Loan Programs

Contacted: Agriculture, Dept of (USDA); SENATE; Farm Credit Administration; Treasury, Dept of; Housing & Urban Development, Dept of (HUD); Congressional Budget Office (CBO); Federal Reserve System; HOUSE OF REPRESENTATIVES; Justice, Dept of (DOJ); Office of the Comptroller of the Currency (OCC); Federal Housing Finance Agency (FHFA); Federal Deposit Insurance Corporation (FDIC)

Bills named: H.R. 2642 (113th)

Small Business SMB

S 537 Communicating Lender Activity Reports from the Small Business Administration Act (CLEAR SBA Act) Measures to Promote and Support Small Business Lending

Contacted: Treasury, Dept of; Farm Credit Administration; Congressional Budget Office (CBO); SENATE; Agriculture, Dept of (USDA); Justice, Dept of (DOJ); Federal Reserve System; Federal Housing Finance Agency (FHFA); HOUSE OF REPRESENTATIVES; Federal Deposit Insurance Corporation (FDIC); Housing & Urban Development, Dept of (HUD); Office of the Comptroller of the Currency (OCC)

Housing HOU

HR 2767 Protecting American Taxpayers and Homeowners Act S 1217 Housing Finance Reform and Taxpayer Protection Act of 2013 (GSE Reform) Fannie Mae and Freddie Mac Fees Federal Home Loan BanksFederal Housing Administration Solvency Housing Finance Reform Mortgage Securitization Platform Mortgage Servicing Standards Mortgage Servicing Compensation Qualified Mortgages Qualified Residential Mortgages Rural Housing Appraisals

Contacted: Federal Deposit Insurance Corporation (FDIC); HOUSE OF REPRESENTATIVES; Federal Housing Finance Agency (FHFA); Housing & Urban Development, Dept of (HUD); Agriculture, Dept of (USDA); Farm Credit Administration; Office of the Comptroller of the Currency (OCC); Congressional Budget Office (CBO); SENATE; Justice, Dept of (DOJ); Treasury, Dept of; Federal Reserve System

Bills named: H.R. 2767 (113th)