ELECTRONIC TRANSACTIONS ASSOCIATION for ELECTRONIC TRANSACTIONS ASSOCIATION

Banking BAN

Cryptocurrency, mobile payments, fraud, data security, data storage, open banking, regulatory reform, tax reporting, payments systems, cyber-security, financial services, merchant cash advances, privacy, the Federal Reserve and big data, CFPB prepaid products rule (Prepaid Accounts Under Direct Electronic Transfer Act {Regulation E} and the Truth in Lending Act), Federal Reserve Secure Payments Task Force, Marketplace lending, H.R. 10- Financial Choice Act of 2017, H.J. Res. 62/72-Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act, S.J.Res.19 - A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to prepaid accounts under the Electronic Fund Transfer Act and the Truth in Lending Act, H. R. 1801-To delay the effective date of the final rule of the Bureau of Consumer Financial Protection titled Prepaid Accounts under the Electronic Fund Transfer Act (Regulation E) and the Truth In Lending Act (Regulation Z)", S. 387-Consumer Financial Protection Bureau Accountability Act of 2017, S. 626-CFPB-IG Act of 2017. CFPB Governance Structure. H.J.Res. 111, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements." S.J.Res. 47, A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements". H.R. 4439, Modernizing Credit Opportunities Act of 2017. H.R. 3299, Protecting Consumers' Access to Credit Act of 2017. S. 1642, Protecting Consumers' Access to Credit Act of 2017. H.R. 3354, Make America Secure & Prosperous Appropriations Act. H.R. 6743, Consumer Information Notification Requirement Act. H.R. 6850, Financial Reporting Threshold Modernization Act. "Potential Federal Reserve Actions To Support Interbank Settlement of Faster Payments, Request for Comments" (Docket # OP-1625). OCC ANPR "Reforming the Community Reinvestment Act Regulatory Framework" (Docket # OCC-2018- 0008). H.R. 1595, "SAFE Banking Act of 2019". FDIC Request for Information on Small-Dollar Lending (Docket No. RIN 3064-ZA04). S. 1200, Secure And Fair Enforcement Banking Act of 2019. H.R. 4813, Keep Big Tech Out of Finance Act. S. 2839, Eliminating Corporate Shadow Banking Act of 2019. S. 1951, Designing Accounting Safeguards To Help Broaden Oversight and Regulations on Data. H.R. 5574, "Preserving Small Business Lending Act of 2020." H.R. 6116, "Consumer Financial Protection Commission Act." S. 3548, "CARES Act." H.R. 6379, "Take Responsibility for Workers and Families Act." H.R. 748, "CARES Act." S. 3990, "Financial Product Safety Commission Act of 2020." H.R. 6886, "Paycheck Protection Program Flexibility Act of 2020." H.R. 710, "Paycheck Protection Program Flexibility Act of 2020." S.4116, "Bill to extend Paycheck Protection Program..." H.R. 8087, "Bill to extend Paycheck Protection Program..." H.R. 7777, "Paycheck Protection Small Business Forgiveness Act." H.R. 8265, "To amend the Small Business Act and the CARES Act to establish a program for second draw loans and make other modifications to the paycheck protection program and for other purposes..." S. 4614, "Postal Banking Act." H.R. 8406, "HEROS Act." H.R. 7889, "Small Business Lending Disclosure and Broker Regulation Act of 2020." OCC "True Lender." OCC "National Bank and Federal Savings Association Digital Activities." H.R. 8215, "Improving Digital Identity Act of 2020." U.S. House Committee on Financial Services' Task Force on Financial Technology and Task Force on Artificial Intelligence. S. 4999, "Emergency Direct Payments for Families and Workers Act of 2020." H.R. 8893, "Coronavirus Assistance for Americans Families Act." S. 4927, EIDL Forgiveness Act." H.R. 8827, "Stablecoin Classification and Regulation Act of 2020." S. 4800, "The Heroes Act." H.R. 8721, "Public Banking Act of 2020." S.J. Res 15, "True Lender." H.J. Res 35, "True Lender." H.R. 296, "Financial Technology Protection Act." H.R. 1602, "Eliminate Barriers to Innovation Act of 2021." H.R. 1996, "SAFE Banking Act of 2021." H.R. 2561, "Promoting Access to Capital in Underbanked Communities Act of 2021." H.R. 5045, "Blockchain Certainty Act." H.R. 4741, "Digital Asset Market Structure and Investor Protection Act," S. 3906, "Small Business Broadband and Emerging Information Technology Enhancement Act of 2022," S. 3970, "Stablecoin Transparency Act," H.R. 7231, "ECASH Act," H.R. 5912, "Close the ILC Loophole Act," S. 4356, "Responsible Financial Innovation Act," H.R. 7614, "Digital Commodity Exchange Act of 2022," S. 3970, "Stablecoin Transparency Act, "H.R. 3425, "Saving Gig Economy Taxpayers Act."

Contacted: Labor, Dept of (DOL); Federal Communications Commission (FCC); U.S. Trade Representative (USTR); Council of Economic Advisers (CEA); Natl Economic Council (NEC); Justice, Dept of (DOJ); Financial Crimes Enforcement Network (FinCEN); HOUSE OF REPRESENTATIVES; Treasury, Dept of; Federal Trade Commission (FTC); SENATE; Federal Reserve System; Office of the Comptroller of the Currency (OCC); Consumer Financial Protection Bureau (CFPB); Internal Revenue Service (IRS)

Bills named: H.R. 710 (117th), H.R. 8827 (117th), H.R. 6886 (117th), S. 1642 (117th), H.J.Res. 62 (117th), H.R. 1996 (117th), H.R. 8406 (117th), H.R. 2561 (117th), H.R. 1801 (117th), S.J.Res. 19 (117th), S. 3548 (117th), H.R. 3299 (117th), S. 626 (117th), H.R. 5574 (117th), S. 1200 (117th), H.R. 7231 (117th), H.R. 5045 (117th), S. 4356 (117th), H.R. 7614 (117th), H.R. 4741 (117th), S. 4800 (117th), H.R. 7777 (117th), S. 387 (117th), S.J.Res. 47 (117th), H.J.Res. 35 (117th), H.R. 6379 (117th), S. 4614 (117th), H.R. 6116 (117th), S. 4999 (117th), H.R. 296 (117th), H.R. 8893 (117th), H.R. 6850 (117th), H.J.Res. 111 (117th), H.R. 6743 (117th), H.R. 10 (117th), S.J.Res. 15 (117th), H.R. 7889 (117th), H.R. 8087 (117th), S. 4927 (117th), S. 2839 (117th), S. 3906 (117th), H.R. 8265 (117th), H.R. 4439 (117th), H.R. 748 (117th), H.R. 3354 (117th), H.R. 8215 (117th), S. 4116 (117th), H.R. 8721 (117th), H.R. 4813 (117th), H.R. 1602 (117th), S. 3990 (117th), S. 3970 (117th), S. 1951 (117th), H.R. 3425 (117th), H.R. 1595 (117th), H.R. 5912 (117th)

Copyright/Patent/Trademark CPT

Patent Reform, S. 936 "INFORM Consumers Act," H.R. 5502, "INFORM Consumers Act."

Contacted: SENATE; HOUSE OF REPRESENTATIVES

Bills named: S. 936 (117th), H.R. 5502 (117th)

Consumer Issues/Safety/Products CSP

National Commission on Security and Technology Challenges. S. 142, ADD Act. S. 583, DATA Privacy Act. S. 1214, Privacy Bill of Rights. S. 1578, Do Not Track Act. S. 2961, Data Care Act of 2019. S. 2968, Consumer Online Privacy Rights Act. H.R. 4978, Online Privacy Act of 2019. H.R. 2013, Information Transparency & Personal Data Control Act. S. 3300, Data Protection Act of 2020. S. 3456, Consumer Data Privacy and Security Act of 2020, S. 4626, A bill to establish data privacy and data security protections for consumers in the United States, H.R. 8749, "Data Privacy Act," H.R. 8152, "American Data Privacy and Protection Act," S. 4145, "Consumer Protection Remedies Act of 2022," H.R. 3723, "Consumer Safety Technology Act," H.R. 8065, "National R & D Strategy for Distributed Ledger Technology Act of 2022."

Contacted: Federal Trade Commission (FTC); SENATE; HOUSE OF REPRESENTATIVES

Bills named: S. 3456 (117th), H.R. 8065 (117th), S. 3300 (117th), H.R. 8749 (117th), H.R. 4978 (117th), H.R. 3723 (117th), S. 142 (117th), S. 1578 (117th), H.R. 8152 (117th), S. 2961 (117th), S. 2968 (117th), S. 4626 (117th), S. 1214 (117th), S. 583 (117th), S. 4145 (117th), H.R. 2013 (117th)

Telecommunications TEC

Telephone Consumer Protection Act of 1991 reform, robocalling, FCC rules to protect broadband consumer privacy, CFPB and Consumer Access to Financial Records, FCC Petition for Rulemaking and Declaratory Ruling Regarding Prior Express Consent under the Telephone Consumer Protection Act of 1991, S.J.Res.34-A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Federal Communications Commission relating to "Protecting the Privacy of Customers of Broadband and Other Telecommunications Services", H.R. 985- The Fairness in Class Action Litigation and Furthering Asbestos Claim Transparency Act of 2017. FCC CG Docket No. 17-59, "Advanced Methods to Target and Eliminate Unlawful Robocalls" and related proceedings. FCC CG Docket No. 18-152, "Consumer and Governmental Affairs Bureau Seeks Comment on Interpretation of the Telephone Consumer Protection Act in Light of the D.C. Circuit's ACA International Decision." S.3655 - "Telephone Robocall Abuse Criminal Enforcement and Deterrence Act." H.R. 2520 - "Balancing the Rights Of Web Surfers Equally and Responsibly Act of 2017." S. 2639 - "Customer Online Notification for Stopping Edge-provider Network Transgression." S. 151, TRACED Act. H.R. 946, Stopping Bad Robocalls Act. S. 642, HANGUP Act. S. 819, FCC Reporting Modernization Act. H.R. 2015, TRACED Act. S. 1212, ROBOCOP Act. H.R. 1421, HANGUP Act. H.R. 2298, ROBOCOP Act. HR 2389, STOP Robocalls Act. S. 1826, DO NOT CALL Act. H.R. 3325, Locking Up Robocalls Act of 2019. H.R. 3375, Stopping Bad Robocalls Act. H.R. 3605, Protecting American Consumers from Robocalls Act. FCC, "Fourth FNPR on Illegal Robocalls."

Contacted: Consumer Financial Protection Bureau (CFPB); Federal Communications Commission (FCC); Federal Trade Commission (FTC); SENATE; HOUSE OF REPRESENTATIVES

Bills named: H.R. 2389 (117th), H.R. 2015 (117th), S. 151 (117th), H.R. 3605 (117th), H.R. 2520 (117th), H.R. 2298 (117th), S.J.Res. 34 (117th), H.R. 3325 (117th), S. 819 (117th), S. 2639 (117th), H.R. 1421 (117th), H.R. 985 (117th), S. 3655 (117th), S. 642 (117th), H.R. 3375 (117th), S. 1212 (117th), S. 1826 (117th), H.R. 946 (117th)

Taxation/Internal Revenue Code TAX

Corporate tax reform, tax reporting. H.R. 1, Tax Cut & Jobs Act, H.R. 5192, Protecting Children from Identity Theft Act, and H.R. 5439, to provide for a single point of contact at the Internal Revenue Service for the taxpayers who are victims of tax-related identity theft. S. 1958, IRS Data Verification Modernization Act of 2017. H.R. 3860, IRS Data Verification Modernization Act of 2017. H.R. 5444, Taxpayer First Act. S. 4318, American Workers Families and Employers Assistance Act. S. 4214, A bill to provide a payroll tax credit for certain expenses associated with protecting employees from COVID-19. H.R. 7615, To provide a payroll tax credit for certain expenses associated with protecting employees from COVID-19. S. 948, "Repealing APA of 2021 1099-K Reporting Threshold." H.R. 3425, "Saving Gig Economy Taxpayers Act." S. 2721, A bill to require the Internal Revenue Service to issue a report on the tax gap, to establish a fellowship program within the Internal Revenue Service to recruit mid-career tax professionals to create and participate in an audit task force, and for other purposes. H.R. 5451, "Protecting Financial Privacy Act of 2021." S. 2857, "Protecting Financial Privacy Act of 2021." H.R. 5475, "Banking Privacy Act of 2021," H.R. 6913, "SNOOP Act of 2022," S. 3546, "SNOOP Act of 2022," S. 948, "A bill to protect American small businesses, gig workers, and freelancers ..."

Contacted: Internal Revenue Service (IRS); HOUSE OF REPRESENTATIVES; Treasury, Dept of; SENATE; Natl Economic Council (NEC)

Bills named: S. 1958 (117th), S. 4318 (117th), S. 3546 (117th), H.R. 3425 (117th), H.R. 1 (117th), H.R. 3860 (117th), S. 2721 (117th), H.R. 7615 (117th), H.R. 5439 (117th), S. 2857 (117th), H.R. 6913 (117th), S. 4214 (117th), H.R. 5192 (117th), H.R. 5444 (117th), H.R. 5475 (117th), H.R. 5451 (117th), S. 948 (117th)

Tariff (miscellaneous tariff bills) TAR

Section 301 tariffs. S.3013, A bill to amend the Trade Expansion Act of 1962 to require Congressional approval before the President adjusts imports that are determined to threaten to impair national security.

Contacted: SENATE; HOUSE OF REPRESENTATIVES; U.S. Trade Representative (USTR)

Bills named: S. 3013 (117th)

Law Enforcement/Crime/Criminal Justice LAW

S. 2108, Strengthening the Tenth Amendment Through Entrusting States Act. H.R. 2093, Strengthening the Tenth Amendment Through Entrusting States Act. FDA request for comment, "International Drug Scheduling; Convention on Psychotropic Substances; Single Convention on Narcotic Drugs; World Health Organization; Scheduling Recommendations; Dronabinol (delta-9 tetrahydrocannabinol) and its Stereoisomers; Cannabis, Cannabis Resin, Extracts and Tinctures; Cannabidiol Preparations; and Pharmaceutical Preparations of Cannabis; Request for Comments" (Docket No. FDA-2019-N-0767-0001).

Contacted: Food & Drug Administration (FDA); SENATE; HOUSE OF REPRESENTATIVES

Bills named: H.R. 2093 (117th), S. 2108 (117th)

Trade (domestic/foreign) TRD

Passage of the United States-Mexico-Canada (USMCA) Trade Agreement. H.R. 5430, United States-Mexico-Canada Agreement Implementation Act.

Contacted: HOUSE OF REPRESENTATIVES; SENATE; U.S. Trade Representative (USTR)

Bills named: H.R. 5430 (117th)