INDEPENDENT COMMUNITY BANKERS OF AMERICA for INDEPENDENT COMMUNITY BANKERS OF AMERICA

Agriculture AGR

Farm Credit Administration, Rural Community Investments Proposed Rule

Contacted: Farm Credit Administration; Office of Thrift Supervision (OTS); Housing & Urban Development, Dept of (HUD); Small Business Administration (SBA); Internal Revenue Service (IRS); Federal Reserve System; HOUSE OF REPRESENTATIVES; White House Office; SENATE; Federal Deposit Insurance Corporation (FDIC); President of the U.S.; Export-Import Bank of the United States (EXIM Bank); Federal Housing Finance Agency (FHFA); Treasury, Dept of; Securities & Exchange Commission (SEC); Office of the Comptroller of the Currency (OCC)

Banking BAN

S 1356, Industrial Bank Holding Company Act of 2007 S 1405, Communities First Act HR 3012, Fair Mortgage Practices of 2007 HR 1852, Expanding American Homewonership Act of 2007 HR 1869, Communities First Act HR 1537, Credit Union Regulatory Improvement Act of 2007 HR 5519 Credit Union Regulatory Relief Act HR 1849, Credit Union Small Business Lending Act HR 2727, Small Business SOX Compliance Extension Act HR 1332, Small Business Lending Improvements Act of 2007 HR 873, Credit Card Payment Fee Act of 2007 HR 946, The Consumer Overdraft Protection Fair Practices Act of 2007 HR 323, Seasoned Customer CTR Exemption Act of 2007 HR 3915, Mortgage Reform and Anti-Predatory Lending Act of 2007 HR 3778 Home Owners Mortgage and Equity Savings Act HR 1550, Regulatory Relief and Fairness Act HR 2895, National Affordable Housing Trust Fund Act of 2007 HR 1967, Financial Privacy Notice Relief Act of 2007 HR 3609, Emergency Home Ownership and Mortgage Equity Protection Act HR 3506 Foreclosure Tax Relief Act S 1100, Federal Housing Enterprise Regulatory Reform Act of 2007 S 947, 21st Century Housing Act S 1299, Borrowers Protection Act of 2007 S 2452, Homeownership Preservation and Protection Act of 2007 S 2338, FHA Modernization Act of 2007 S. 2136, Helping Families Save Their Homes in Bankruptcy Act S. 2133, Home Owners Mortgage and Equity Savings Act S 2636 Foreclosure Prevention Act of 2008 S 413, Community Choice in Real Estate Act HR 5244, Credit Cardholder's Bill of Rights Act of 2008 HR 5546, Credit Card Fair Fee Act of 2008 HR 3221, American Housing and Foreclosure Prevention Act of 2008 HR 5841, Bank and Thrift Regulatory Relief Act of 2008 HR 6312, Credit Union, Bank and Thrift Regulatory Relief Act of 2008 S 1145, Patent Reform Act of 2007 S 3086, Credit Card Fair Fee Act of 2008 S Credit Card Accountability, Responsibility, and Disclosure Act S 2753 Credit Card Reform Act of 2008 HR 6248, Credit Card Interchange Fees Act of 2008 Credit Card Protections and Disclosures Credit Card/Debit Card Interchange Fees Deposit Concentration Cap Federal Home Loan Bank System Issues ILC Applications by Commercial Companies Overdraft Protection Programs Predatory Lending Issues Regulation of Industrial Loan Corporation Holding companies Regulatory Relief Relief from Securities Law Requirements for Small Companies Sarbanes-Oxley Act Relief for Community Banks Separation of Banking and Commerce Subprime Lending Housing GSEs HR 6871, Expedited Funds Availability Dollar Limits Adjustment Act of 2008 Payments Systems Expedited Funds Availability Act Amendments Real Estate Settlement Procedures Act (RESPA) regulations Fair Value Accounting (Mark to Market Accounting) SFAS 157, Fair Value Measurements HR 1424, Emergency Economic Stabilization Act HR 2638, Consolidated Security, Disaster Assistance, and Continuing Appropriations Act, 2009 Flood Insurance Housing Assistance Tax Act of 2008 Deposit Insurance Premiums Bank Examinations Financial Services Regulatory Structure Implementation of Housing and Economic Recovery Act of 2008 (Hope for Homeowners Program) Conservatorship of Fannie Mae/Freddie Mac Bank Capital Rules Money Market Mutual Fund Temporary Guaranty Program Community bank access to Troubled Asset Relief Program

Contacted: Federal Deposit Insurance Corporation (FDIC); Securities & Exchange Commission (SEC); Office of the Comptroller of the Currency (OCC); Small Business Administration (SBA); Federal Reserve System; Treasury, Dept of; Internal Revenue Service (IRS); SENATE; Office of Thrift Supervision (OTS); Federal Housing Finance Agency (FHFA); White House Office; Export-Import Bank of the United States (EXIM Bank); Housing & Urban Development, Dept of (HUD); HOUSE OF REPRESENTATIVES; Farm Credit Administration; President of the U.S.

Bills named: H.R. 1852 (110th), H.R. 3012 (110th), H.R. 1332 (110th), H.R. 5244 (110th), H.R. 6312 (110th), H.R. 5546 (110th), H.R. 3506 (110th), S. 2133 (110th), H.R. 5519 (110th), H.R. 1849 (110th), H.R. 6871 (110th), H.R. 5841 (110th), H.R. 946 (110th), H.R. 3221 (110th), H.R. 1967 (110th), H.R. 3778 (110th), H.R. 1424 (110th), H.R. 2727 (110th), H.R. 2895 (110th), H.R. 2638 (110th), H.R. 3915 (110th), H.R. 6248 (110th), H.R. 323 (110th), H.R. 873 (110th), H.R. 1869 (110th), H.R. 1550 (110th), H.R. 3609 (110th), H.R. 1537 (110th), S. 2136 (110th)

Taxation/Internal Revenue Code TAX

HR 2380, Death Tax Repeal Permanency Act of 2007 HR 2, Fair Minimum Wage Act of 2007 (S corp. and small business tax relief provisions) HR 976, Small Business Tax Relief Act of 2007 HR 4840/S.3063, S Corporation Modernization Act of 2007 HR 1869, Community Banks Serving Their Communities First Act S 1405, Community Banks Serving Their Communities First Act HR 3648, Mortgage Forgiveness Debt Relief Act (mortgage debt tax reform) HR 5720, Housing Assistance Tax Act of 2008 S 1988, First-Time Homebuyers' Tax Credit Act of 2007 HR 5140, Recovery Rebates and Economic Stimulus for the American People Act of 2008 (small business provisions) S 2566, Homebuyer Tax Credit HR 6275 Alternative Minimum Tax Relief Act HR 6049 Renewable Energy and Job Creation Act (small business provisions) S 2886 AMT and Extenders Tax Relief Act HR 3874 Small Business Growth and Opportunity Act First time home buyer tax credit S 3254, Bank Limited Liability Act of 2008 Tax treatment of losses on Fannie Mae/Freddie Mac preferred stock HR 1424 Emergency Economic Stabilization Act of 2008 HR 6333 Municipal Bond Support Act

Contacted: Office of the Comptroller of the Currency (OCC); Export-Import Bank of the United States (EXIM Bank); Small Business Administration (SBA); White House Office; Farm Credit Administration; President of the U.S.; Securities & Exchange Commission (SEC); Housing & Urban Development, Dept of (HUD); Treasury, Dept of; HOUSE OF REPRESENTATIVES; SENATE; Federal Housing Finance Agency (FHFA); Federal Deposit Insurance Corporation (FDIC); Office of Thrift Supervision (OTS); Federal Reserve System; Internal Revenue Service (IRS)

Bills named: H.R. 2 (110th), H.R. 1869 (110th), H.R. 3874 (110th), H.R. 5140 (110th), H.R. 1424 (110th), S. 3063 (110th), H.R. 5720 (110th), H.R. 6275 (110th), H.R. 2380 (110th), H.R. 976 (110th), H.R. 6333 (110th), H.R. 3648 (110th), H.R. 4840 (110th), H.R. 6049 (110th)

Small Business SMB

HR 1332, Small Business Lending Improvements Act S 1256, Small Business Lending Reauthorization and Improvements Act HR 2829, Financial Services and General Government Appropriations Act (Small Business Administration appropriations) S 2553, Small Business Stimulus Act of 2008 S 2612, Small Business Lending Stimulus Act of 2008

Contacted: Internal Revenue Service (IRS); Farm Credit Administration; Federal Deposit Insurance Corporation (FDIC); Small Business Administration (SBA); President of the U.S.; SENATE; White House Office; Securities & Exchange Commission (SEC); Federal Reserve System; HOUSE OF REPRESENTATIVES; Housing & Urban Development, Dept of (HUD); Office of the Comptroller of the Currency (OCC); Treasury, Dept of; Export-Import Bank of the United States (EXIM Bank); Federal Housing Finance Agency (FHFA); Office of Thrift Supervision (OTS)

Bills named: H.R. 1332 (110th), H.R. 2829 (110th)