3rd Quarter - Report

AMERICAS CREDIT UNIONS, FKA CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICAS CREDIT UNIONS for AMERICAS CREDIT UNIONS, FKA CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA

Period 3rd Quarter 2012 Filed Oct 19, 2012 Signed by John P. Magill, Executive Vice President Government Affairs

Official filing
Firm
AMERICAS CREDIT UNIONS, FKA CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICAS CREDIT UNIONS
Client
AMERICAS CREDIT UNIONS, FKA CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA
Income
—
Expenses
$1,044,000
Expense method
A: Lobbying Disclosure Act definitions

What was lobbied

7 issue areas, each in the filer's own words, with who lobbied on it and where.

Banking BAN

Please see addendum. H.R. 31-Fannie Mae and Freddie Mac Accountability and Transparency for Taxpayers Act, all provisions H.R. 463, Fannie Mae and Freddie Mac Transparency Act, all provisions H.R. 1081, Consumer Payment System Payments Act, all provisions H.R. 1121-Responsible Consumer Financial Protection Regulations Act of 2011, all provisions H.R. 1174, Internet Gambling Regulation, Consumer Protection, and Enforcement Act. H.R. 1221-Equity in Government Compensation Act of 2011, all provisions H.R. 1222-GSE Subsidy Elimination Act of 2011, all provisions H.R. 1223, GSE Credit Rish Equitable Treatment Act, all provisions H.R. 1224-Portfolio Risk Reduction Act of 2011, all provisions H.R. 1225-GSE Debt Issuance Approval Act of 2011, all provisions H.R. 1226-GSE Mission Improvement Act of 2011, all provisions H.R. 1227-GSE Risk and Activities Limitation Act of 2011, all provisions H.R. 1309-Flood Insurance Reform Act, all provisions H.R. 1315-Consumer Financial Protection Safety and Soundness Improvement Act of 2011, all provisons H.R. 1418-Small Business Lending Enhancement Act, all provisions H.R. 1667, Bureau of Consumer Financial Protection Transfer Clarification Act, all provisions H.R. 1697, Communities First Act, all provisions H.R. 1723, the Common Sense Economic Recovery Act, all provisions H.R. 1754, Preserving Equal Access to Mortgage Finance Programs, all provisions H.R. 1859, Housing Finance Reform Act, all provisions H.R. 1965, to amend the securities laws to establish certain thresholds for shareholders, all provisions H.R. 2413, the Secondary Market Facility or Residential Mortgage Act, all provisions H.R. 2436, Fannie Mae and Freddie Mac Taxpayer Payback Act, all provisions H.R. 2439, Removing GSE Charters During Receivership Act, all provisions H.R. 2462, Cap the GSE Bailout Act, all provisions H.R. 2930, the Entrepreneur Access to Capital Act, all provisions H.R. 3461, the Financial Institution Examination Fairness and Reform Act, all provisions H.R. 3336, the Small Business Credit Availability Act, all provisions H.R. 3606, the Jumpstart Our Business Startups Act, Title VI, provisions related to shareholder threshold for registration H.R. 3630, the Middle Class Tax Relief and Job Creation Act, provisions related to the National Flood Insurance Program and provisions related to mortgage fees and premiums H.R. 3993, Capital Access for Small Business Jobs Act, all provisions H.R. 4014, a bill to amend the Federal Deposit Insurance Act with respect to information provided to the Bureau of Consumer Financial Protection, all provisions. H.R. 4217, Mutual Community Bank Competitive Equality Act, all provisions H.R. 4323, the Consumer Mortgage Choice Act, all provisions H.R. 4367, related to ATM fee disclosure requirements, all provisions H.R. 4348, MAP-21 Act, Title II, provisions related to the National Flood Insurance Program and issues related to interchange fee regulation and the study therof by various federal agencies H.R. 5740, National Flood Insurance Program Extension Act, all provisions H.R. 5817, Eliminate Privacy Notice Confusion Act, all provisions H.R. 6125, a bill to amend the Federal Deposit Insurance Act and the Federal Credit Union Act with respect to privilege of information provided to Federal and State agencies, and for other purposes, all provisions S. 170, the Helping Responsible Homeowners Act, all provisions S. 509, Small Business Lending Enhancement Act, all provisions S. 575, Debit Interchange Fee Study Act, all provisions S. 967, the Regulation of Mortgages Servicing Act, all provisions S. 1151, Personal Data Privacy and Security Act, provisions related to entities covered by the Gamm-Leach Blaley Act. S. 1207, the Data Security and Breach Notification Act, all provisions S. 1408, Data Breach Notification Act of 2011, all provisions S. 1434, Data Security Act of 2011, all provisions S. 1535, Personal Data Protection and Breach Accountability Act, all provisions S. 1600, Communities First Act, all provisions S. 1615, Financial Regulatory Responsibility Act, all provisions S. 556, to amend the securities laws to establish certain thresholds for shareholders, all provisions S. 1549, the American Jobs Act, amendments related to credit union member business lending S. 1660, the American Jobs Act, amendments related to credit union member business lending. S. 1824, the Private Company Flexibility and Growth Act, all provisions S. 1940, an original bill to amend the National Flood Insurance Act of 1968, to restore the financial solvency of the flood insurance fund, and for other purposes, all purposes. S. 1941, to amend the securities laws to establish certain thresholds for shareholders, all provisions S. 1958, a bill to extend the National Flood Insurance Program until May 31, 2012, all provisions S. 2105, Cybersecurity Act of 2012, all provisions S. 2111, the Cyber Crime Protection Security Act, all provisions S. 2160, the Financial Institution Examination Fairness and Reform Act, all provisions S. 2231, Small Business Lending Enhancement Act, all provisions S. 2344, a bill to extend the National Flood Insurance Program until December 31, 2012, all provisions S. 3085, the Responsible Homeowner Refinancing Act, all provisions S. 3204, related to ATM fee disclosure requirements, all provisions S. 3571, a bill to require the Bureau of Consumer Financial Protection to conduct a small business panel on the Qualified Mortgage rule before it can go forward with a rule, all provisions Lucas Amendment to H. R. 1309, related to force placed insurance S. Amdt 267 to S. 495, related to debit interchange fee study, all provisions S. Amdt 242 to S. 495, related to credit union business lending, all provisions S. Amdt 392 to S. 782, related to debit interchange fee regulation, all provisions Implementation of Title VII of the Dodd-Frank Wall Street Reform and Consumer Financial Protection Act related to the definition of "Swap Dealer" and the Swaps End User Exemption. Implementation of Section 1075 of the Dodd-Frank Wall Street Reform and Consumer Financial Protection Act related to debit interchange fee regulation Issues related to the NCUA's proposed rule related to credit union service organizations Issues related to mobile banking and mobile payments Issues related to the vacancy on the National Credit Union Administration Board Issues related to the NCUA Rule on Net Worth and Bargain Purchase Agreements Issues related to the proposed CFPB form on RESPA/TILA Issues related to the Regulation of Regulation Z/Multi-Feature Open-End Lending Issues related to Credit Union field of membership Issues related to Credit Union Service Organizations (CUSO) Issues related to credit union operations Issues related to National Credit Union Administration examination procedures Issues related to Financial Accounting Standards Board Issues related to the implementation of the Unlawful Internet Gambling Prohibition Act Issues related to Mark-to-Market accounting Issues related to NCUA's Statute of Limitations Proposal Issues related to credit union indemnification, golden parachutes and other benefits Issues related to data security and cyber security Issues related to NCUAs proposed rule regarding loan participations Issues related to private equity standards Issues related to NCUAs regulation regarding its Regulatory Flexibility Program Issues related to overdraft protection programs and check ordering practices House Financial Services Committee Draft bill entitled the Private Mortgage Market Investment Act, all provisions Issues related to the FDIC's Transaction Account Guarantee Program Issues related to the NCUSIF's Transaction Account Guarantee Program Issues related to mortgage servicing Issues related to mortgage loan originator compensation and qualifications Issues related to high-cost mortgage loans (HOEPA) Issues related to the Rural Utility Services proposed loan program for energy efficiency Issues related to the CFPBs proposed rule regarding qualified mortgage / ability to repay Issues related to NCUAs proposed rule regarding emergency liquidity Issues related to reverse mortgages Issues related to troubled debt restructuring Issues related to NCUA's low income credit union designation

LobbyistCovered position, as disclosed
BILL CHENEY —
JEREMY J DALPIAZ —
RYAN DONOVAN —
PHIL DRAGER —
MARY M DUNN —
WILLIAM HAMPEL —
JOHN HILDRETH —
JONATHAN JARED IHRIG —
MICHELE JOHNSON —
JOHN PIERSON MAGILL —
LUKE MARTONE —
ZACHARY PFISTER —
KATHLEEN THOMPSON —
SAMUEL WHITFIELD —

Contacted: Commodity Futures Trading Commission (CFTC); Justice, Dept of (DOJ); Federal Reserve System; Securities & Exchange Commission (SEC); Federal Deposit Insurance Corporation (FDIC); Agriculture, Dept of (USDA); Treasury, Dept of; Office of Government Ethics (OGE); Small Business Administration (SBA); Internal Revenue Service (IRS); SENATE; Natl Credit Union Administration (NCUA); HOUSE OF REPRESENTATIVES; Executive Office of the President (EOP)

Bills named: S. 3085 (112th), H.R. 463 (112th), S. 509 (112th), H.R. 6125 (112th), H.R. 1315 (112th), H.R. 5740 (112th), H.R. 3630 (112th), H.R. 2462 (112th), H.R. 1227 (112th), S. 1549 (112th), S. 1940 (112th), H.R. 1859 (112th), S. 1600 (112th), H.R. 4323 (112th), H.R. 1225 (112th), S. 1408 (112th), S. 1151 (112th), S. 3571 (112th), S. 782 (112th), S. 1941 (112th), S. 1615 (112th), H.R. 4348 (112th), S. 967 (112th), S. 2231 (112th), H.R. 5817 (112th), H.R. 1309 (112th), S. 1824 (112th), H.R. 3461 (112th), H.R. 3336 (112th), H.R. 1418 (112th), S. 556 (112th), H.R. 1081 (112th), H.R. 1224 (112th), S. 495 (112th), S. 1207 (112th), H.R. 1174 (112th), H.R. 1226 (112th), H.R. 4014 (112th), H.R. 2436 (112th), H.R. 1221 (112th), H.R. 2413 (112th), H.R. 2439 (112th), H.R. 1121 (112th), S. 2344 (112th), H.R. 4367 (112th), S. 1958 (112th), H.R. 4217 (112th), S. 1434 (112th), H.R. 1723 (112th), H.R. 31 (112th), H.R. 1965 (112th), H.R. 3606 (112th), S. 1535 (112th), H.R. 3993 (112th), H.R. 1222 (112th), H.R. 1697 (112th), H.R. 1667 (112th), H.R. 1223 (112th), S. 575 (112th), S. 2160 (112th), S. 170 (112th), H.R. 1754 (112th), S. 2111 (112th), S. 1660 (112th), H.R. 2930 (112th), S. 2105 (112th), S. 3204 (112th)

Small Business SMB

Issues related to the implementation of provisions H.R. 1, the American Recovery and Reinvestment Act of 2009, related to the Small Business Administration (PL 111-16) Issues related to the reauthorization of the 504 loan program and the First Mortgage Lien Pool Program

LobbyistCovered position, as disclosed
JEREMY J DALPIAZ —
RYAN DONOVAN —
PHIL DRAGER —
MARY M DUNN —
WILLIAM HAMPEL —
MICHELE JOHNSON —
JOHN PIERSON MAGILL —
ZACHARY PFISTER —
SAMUEL WHITFIELD —

Contacted: Natl Credit Union Administration (NCUA); Office of Government Ethics (OGE); SENATE; Internal Revenue Service (IRS); Commodity Futures Trading Commission (CFTC); Treasury, Dept of; Executive Office of the President (EOP); Agriculture, Dept of (USDA); Small Business Administration (SBA); Securities & Exchange Commission (SEC); HOUSE OF REPRESENTATIVES; Federal Reserve System; Federal Deposit Insurance Corporation (FDIC); Justice, Dept of (DOJ)

Bills named: H.R. 1 (112th)

Bankruptcy BNK

Issues related to the Bankruptcy Reform Act of 2005 S. 222, Limiting Investor and Home Loss in Foreclosure Act, all provisions S. 1102, Fairness for Struggling Students Act, all provisions

LobbyistCovered position, as disclosed
BILL CHENEY —
JEREMY J DALPIAZ —
RYAN DONOVAN —
PHIL DRAGER —
MARY M DUNN —
WILLIAM HAMPEL —
JOHN HILDRETH —
MICHELE JOHNSON —
JOHN PIERSON MAGILL —
ZACHARY PFISTER —
KATHLEEN THOMPSON —
SAMUEL WHITFIELD —

Contacted: Securities & Exchange Commission (SEC); Treasury, Dept of; Federal Deposit Insurance Corporation (FDIC); Federal Reserve System; SENATE; Small Business Administration (SBA); Commodity Futures Trading Commission (CFTC); Justice, Dept of (DOJ); Natl Credit Union Administration (NCUA); Agriculture, Dept of (USDA); HOUSE OF REPRESENTATIVES; Office of Government Ethics (OGE); Executive Office of the President (EOP); Internal Revenue Service (IRS)

Bills named: S. 222 (112th), S. 1102 (112th)

Government Issues GOV

Please see addendum. H.R. 10, the Regulations from the Executive in Need of Scrunity Act, all provisions H.R. 1564, Faster FOIA Act of 2011, all provisions H.R. 3871, the Proprietary Information Protection Act, all provisions H.R. 4014, a bill to amend the Federal Deposit Insurance Act with respect to information provided to the Bureau of Consumer Financial Protection, all provisions S. 2099, a bill to amend the Federal Deposit Insurance Act with respect to information provided to the Bureau of Consumer Financial Protection, all provisions Office of Government Ethics Proposed Amendments to Gift Rules, provisions related to the attendance of certain government employees at widely attended gatherings.

LobbyistCovered position, as disclosed
BILL CHENEY —
JEREMY J DALPIAZ —
RYAN DONOVAN —
PHIL DRAGER —
MARY M DUNN —
WILLIAM HAMPEL —
JOHN HILDRETH —
MICHELE JOHNSON —
JOHN PIERSON MAGILL —
LUKE MARTONE —
ZACHARY PFISTER —
ERIC L RICHARD —
SAMUEL WHITFIELD —

Contacted: Commodity Futures Trading Commission (CFTC); Federal Reserve System; Internal Revenue Service (IRS); Treasury, Dept of; SENATE; Justice, Dept of (DOJ); Executive Office of the President (EOP); Agriculture, Dept of (USDA); Office of Government Ethics (OGE); Small Business Administration (SBA); Federal Deposit Insurance Corporation (FDIC); Natl Credit Union Administration (NCUA); HOUSE OF REPRESENTATIVES; Securities & Exchange Commission (SEC)

Bills named: H.R. 4014 (112th), H.R. 1564 (112th), H.R. 3871 (112th), S. 2099 (112th), H.R. 10 (112th)

Taxation/Internal Revenue Code TAX

Please see addendum. Issues related to the Credit Union Tax Status Issues related to the Presidents Economic Recovery Oversight Board Report H.R. 4, Comprehensive 1099 Taxpayer Protection and Replayment of Exchange Subsidy Overpayments Act, all provisions H.R. 25, Fair Tax Act, all provisions H.R. 1125, Tax Equity with Middle Class Fairness Act, all provisions H.R. 2568, a bill to prevent the Secretary of Treasury from expanding United States bank reporting requirements with respect to interest on deposits paid to nonresident aliens, all provisions H.R. 3313, Wall Street Trading and Speculators Tax Act, all provisions S. 1289, TAX GAP Act, all provisions S. 1506, a bill to prevent the Secretary of Treasury from expanding United States bank reporting requirements with respect to interest on deposits paid to nonresident aliens, all provisions S. 1787, Wall Street Trading and Speculators Tax Act, all provisions Issues related to unrelated business income tax and the revised Form 990.

LobbyistCovered position, as disclosed
BILL CHENEY —
JEREMY J DALPIAZ —
RYAN DONOVAN —
PHIL DRAGER —
MARY M DUNN —
WILLIAM HAMPEL —
JOHN HILDRETH —
MICHELE JOHNSON —
JOHN PIERSON MAGILL —
ZACHARY PFISTER —
ERIC L RICHARD —
SAMUEL WHITFIELD —

Contacted: Commodity Futures Trading Commission (CFTC); Small Business Administration (SBA); SENATE; Treasury, Dept of; Internal Revenue Service (IRS); HOUSE OF REPRESENTATIVES; Natl Credit Union Administration (NCUA); Securities & Exchange Commission (SEC); Office of Government Ethics (OGE); Federal Reserve System; Federal Deposit Insurance Corporation (FDIC); Agriculture, Dept of (USDA); Justice, Dept of (DOJ); Executive Office of the President (EOP)

Bills named: H.R. 1125 (112th), H.R. 2568 (112th), H.R. 4 (112th), S. 1289 (112th), H.R. 25 (112th), S. 1787 (112th), H.R. 3313 (112th), S. 1506 (112th)

Foreign Relations FOR

Please see addendum. ssues related to the Foreign Assistance Act of 1961. Issues related to the development of credit cooperatives in Afghanistan Issues related to the implementation of the remittances provisions in the Dodd-Frank Act S. Res. 87, Designating the year 2012 as "International Year of the Cooperative," all provisions

LobbyistCovered position, as disclosed
RYAN DONOVAN —
PHIL DRAGER —

Contacted: Federal Deposit Insurance Corporation (FDIC); Treasury, Dept of; Securities & Exchange Commission (SEC); Commodity Futures Trading Commission (CFTC); HOUSE OF REPRESENTATIVES; Agriculture, Dept of (USDA); SENATE; Natl Credit Union Administration (NCUA); Executive Office of the President (EOP); Small Business Administration (SBA); Internal Revenue Service (IRS); Justice, Dept of (DOJ); Federal Reserve System; Office of Government Ethics (OGE)

Bills named: S.Res. 87 (112th)

Budget/Appropriations BUD

Please see addendum. H.R. 2055, the Consolidated Appropriations Act of 2012, provisions related to the National Credit Union Administration, Central Liquidity Facility, Community Development Revolving Loan Fund, and the Community Development Financial Institution Fund; provisions directing the Federal Trade Commission to study the effectiveness of the small issuer exemption from the Federal Reserve Board of Governors regulation related to debit interchange fees Issues related to the deficit reduction proposals considered by the Joint Select Committee on Deficit Reduction S. 627, the Budget Control Act of 2011, provisions related to the creation of the Joint Select Committee on Deficit Reduction H.R. 6020, Financial Services and General Government Appropriations bill for FY 2013, provisions related to the National Credit Union Administration, Central Liquidity Facility, Community Development Revolving Loan Fund, and the Community Development Financial Institution Fund; issues related to the FDIC and NCUA Transaction Account Guarantee Programs; issues related to interchange fee regulation and the study therof by various federal agencies. S. 3301, Financial Services and General Government Appropriations bill for FY 2013, provisions related to the National Credit Union Administration, Central Liquidity Facility, Community Development Revolving Loan Fund, and the Community Development Financial Institution Fund; issues related to the FDIC and NCUA Transaction Account Guarantee Programs; issues related to interchange fee regulation and the study therof by various federal agencies.

LobbyistCovered position, as disclosed
BILL CHENEY —
RYAN DONOVAN —
PHIL DRAGER —
MARY M DUNN —
WILLIAM HAMPEL —
JOHN HILDRETH —
MICHELE JOHNSON —
JOHN PIERSON MAGILL —
ZACHARY PFISTER —
SAMUEL WHITFIELD —

Contacted: Securities & Exchange Commission (SEC); Commodity Futures Trading Commission (CFTC); Treasury, Dept of; Natl Credit Union Administration (NCUA); Justice, Dept of (DOJ); Small Business Administration (SBA); HOUSE OF REPRESENTATIVES; Executive Office of the President (EOP); Agriculture, Dept of (USDA); Federal Deposit Insurance Corporation (FDIC); Internal Revenue Service (IRS); Federal Reserve System; Office of Government Ethics (OGE); SENATE

Bills named: S. 627 (112th), H.R. 2055 (112th), S. 3301 (112th), H.R. 6020 (112th)

Shown as published by the Senate Office of Public Records and the House Clerk under the Lobbying Disclosure Act. The official filing is the record; open it for the full form.