ZURICH AMERICAN INSURANCE COMPANY for ZURICH AMERICAN INSURANCE COMPANY

Insurance INS

H.R. 481, Flood Resiliency and Taxpayer Savings Act of 2021. H.R. 1602, Eliminate Barriers to Innovation Act of 2021 H.R. 1816, To require the Federal Trade Commission to promulgate regulations related to sensitive personal information, and for other purposes H.R. 2471, Consolidated Appropriations Act, 2022, including provisions related to the Cyber Incident Reporting for Critical Infrastructure Act of 2022 H.R. 2687, To increase the minimum levels of financial responsibility for transporting property, and to index future increases to changes in inflation relating to medical care H.R. 3138, The State and Local Cybersecurity Improvement Act H.R. 3223, CISA Cyber Exercise Act H.R. 3264, Domains Critical to Homeland Security Act H.R. 3797, (116th CONGRESS), Medical Marijuana Research Act of 2019 H.R. 4350/S. 2792, National Defense Authorization Act for Fiscal Year 2022, including provisions relating to cybersecurity and incident reporting H.R. 5823, Pandemic Risk Insurance Act of 2021 H.R. 6032, (114th CONGRESS), Data Breach Insurance Act H.R. 6151, Highway Accident Fairness Act of 2021, including provisions related to third-part litigation funding disclosures H.R. 6359, (116th CONGRESS), Promoting Infrastructure by Protecting Our Subcontractors and Taxpayers Act. H.R. 6395/S. 4049, (116th CONGRESS), National Defense Authorization Act for Fiscal Year 2021, including provisions relating to cybersecurity H.R. 8152, American Data Privacy and Protection Act S. 224, Promoting Digital Privacy Technologies Act S. 2407, Cyber Incident Notification Act of 2021 S. 2491, Defense of United States Infrastructure Act of 2021; provisions relating to Sec. 302, Bureau of Cybersecurity Statistics S. 2875, Cyber Incident Reporting Act of 2021 Monitor H.R. 1996 / S. 910, SAFE Banking Act. Discussions regarding pandemic insurance, including H.R. 7011, the Pandemic Risk Insurance Act of 2020; H.R. 6494, the Business Interruption Insurance Coverage Act of 2020. Monitor and participate in discussions regarding data privacy and data breach proposals. General discussion around development of an objective measure of marijuana impairment. General discussions about liability exposures and the COVID-19 pandemic. Legislation and proposals regarding natural catastrophe related policies. Discussions regarding the insurability of cyber exposures. General discussions related to international capital standards. Discussions regarding autonomous vehicles. Legislation and proposals related to the national Flood Insurance Program including a focus on pre-event mitigation and long-term resilience. Consumer Protection Act, specifically, provisions on risk, insurance. Oversight (Federal Insurance Office), and potential CFPB activities related to P&C insurance. General discussions on Commercial Insurance regulation. General issues related to resilience and mitigation, as related to P&C insurance. General discussions related to the Federal Insurance Office. General discussions related to international capital standards. General discussions on global insurers in the marketplace. General discussions on the International Association of Insurance Supervisors. General discussions on innovation in the insurance industry. General discussions on retroactive active changes to business interruption insurance. General discussions on flood resilience and the U.S. mortgage market. General discussions on relating to supply chain resiliency vis-a-vis the COVID-19 pandemic and other disruptions. Discussions regarding the Cyberspace Solarium Commission Report. General discussions related to Section 230 of the Communications Decency Act (CDA) of 1996. General discussions related to OFAC advisory related to ransomware payments. General discussions related to cybersecurity assessment frameworks from DOD (NIST sp 800-171 and CMMC). General discussions related to artificial intelligence (AI) and machine learning. General discussions related to Executive Order 14028, Improving the Nation's Cybersecurity. General discussions related to the Driver's Privacy Protection Act. Discussions related to surety bonding requirements in the WIFIA program. Discussions regarding CISA RFI on Cyber Incident Reporting for Critical Infrastructure Act. Discussions regarding Treasury Departments Federal Insurance Office request for comment (RFC) on Potential Federal Insurance Response to Catastrophic Cyber Incidents.

Foreign entity interest: Zurich Insurance Group - interests are those of parent company.

Contacted: Commerce, Dept of (DOC); Housing & Urban Development, Dept of (HUD); Natl Security Council (NSC); Executive Office of the President (EOP); Federal Housing Finance Agency (FHFA); HOUSE OF REPRESENTATIVES; Homeland Security, Dept of (DHS); SENATE; State, Dept of (DOS); Treasury, Dept of

Bills named: H.R. 5823 (117th), H.R. 1996 (117th), S. 2792 (117th), H.R. 6494 (117th), H.R. 6032 (117th), H.R. 3223 (117th), H.R. 6395 (117th), H.R. 481 (117th), H.R. 3264 (117th), S. 910 (117th), H.R. 2687 (117th), H.R. 8152 (117th), S. 2875 (117th), H.R. 3138 (117th), H.R. 4350 (117th), H.R. 6359 (117th), H.R. 1602 (117th), H.R. 6151 (117th), S. 4049 (117th), H.R. 1816 (117th), H.R. 7011 (117th), S. 2491 (117th), S. 2407 (117th), H.R. 3797 (117th), S. 224 (117th), H.R. 2471 (117th)

Taxation/Internal Revenue Code TAX

H.R. 1319, American Rescue Plan Act of 2021 H.R. 1984, Disaster Savings and Resilient Construction Act H.R. 5376, Build Back Better Act, including tax provisions H.R. 7382, Supply Chain Disruptions Relief Act Discussions related to tax credits for apprenticeships. Monitor legislation and developments related to climate change. Monitor development of international tax proposals. Monitor proposal related to tax in COVID-19 legislation; monitor implementation of the Tax Cuts and Jobs Act of 2017 (P.L.115-97), provisions related to prevention of base erosion, treatment of P&C insurance, life insurance, and corporate rates. Coronavirus Aid, Relief, and Economic Security Act (CARES Act), (P.L. 116-136); including issues relating to tax provisions and the treatment of net operating losses (NOLs). Inflation Reduction Act (P.L. 117-169). Discussions related to life insurance. Monitor reports regarding US-Swiss tax treaty.

Foreign entity interest: Zurich Insurance Group - interests are those of parent company.

Contacted: Executive Office of the President (EOP); HOUSE OF REPRESENTATIVES; SENATE; Treasury, Dept of

Bills named: H.R. 1319 (117th), H.R. 1984 (117th), H.R. 7382 (117th), H.R. 5376 (117th)

Labor Issues/Antitrust/Workplace LBR

H.R. 447, National Apprenticeship Act of 2021. H.R. 4161 (116th CONGRESS), Coordination of Medicare Payments and Workers Compensation (COMP) Act. General discussions on apprenticeships, including specifics on Illinois, New York, Georgia and Minnesota program, DOL's American Apprenticeship. Initiative Grant program, and certified apprenticeship status. General discussions around congressional action on diversity & inclusion. Monitor proposals related to legislation regarding apprenticeship programs and opportunities.

Foreign entity interest: Zurich Insurance Group - interests are those of parent company.

Contacted: SENATE; Commerce, Dept of (DOC); HOUSE OF REPRESENTATIVES; Labor, Dept of (DOL)

Bills named: H.R. 447 (117th), H.R. 4161 (117th)

Agriculture AGR

H.R. 5376, Build Back Better Act, including provisions dealing with climate change as it relates to agriculture H.R. 7691, Additional Ukraine Supplemental Appropriations Act, 2022, monitored for potential changes regarding the Federal Crop Insurance Program H.R. 8239, Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, 2023, monitored for funding levels and potential changes to administration of the Federal Crop Insurance Program S. 1251, Growing Climate Solutions Act Issues in support of preserving the Federal Crop Insurance Program, including in the 2018 Farm Bill and the upcoming 2022 reauthorization, agricultural appropriations, the budget, and the Standard Reinsurance Agreement. Regulatory reform improvements. Stimulus bills in relation to disaster payments to farmers. Monitor proposals impacting federal crop insurance programs.

Foreign entity interest: Zurich Insurance Group - interests are those of parent company.

Contacted: Executive Office of the President (EOP); Risk Management Agency; SENATE; Agriculture, Dept of (USDA); HOUSE OF REPRESENTATIVES

Bills named: S. 1251 (117th), H.R. 5376 (117th), H.R. 7691 (117th), H.R. 8239 (117th)

Government Issues GOV

H.R. 1, For the People Act, related to the political activities of domestic corporations that are foreign-controlled, foreign influenced, and foreign owned; monitor the John Lewis Voting Rights Act provisions; and general discussions related to the DISCLOSE Act H.R. 6074 (116th CONGRESS), Coronavirus Preparedness and Response Supplemental Appropriations Act, 2020 H.R. 7753 (116th CONGRESS), Global Investment in American Jobs Act of 2020 Coronavirus Aid, Relief, and Economic Security Act (CARES Act) (P.L. 116-136) General Discussions related to the P&C insurance within COVID-19 responses. Issues related to the LDA exemption in the Foreign Agents Registration Act.

Foreign entity interest: Zurich Insurance Group - interests are those of parent company.

Contacted: HOUSE OF REPRESENTATIVES; SENATE; Treasury, Dept of

Bills named: H.R. 1 (117th), H.R. 7753 (117th), H.R. 6074 (117th)

Trade (domestic/foreign) TRD

H.R. 7185, Federal Contracting for Peace and Security Act National Defense Authorization Act for Fiscal Year 2020, (P.L. 116-92), including provisions relating to sanctions. Discussions related to proposals to facilitate and promote competitive financial services markets. Discussions on insourcing and foreign direct investment. Support of House Global Investment Caucus. General discussions in support of covered agreements. General discussions related to a U.S. Swiss FTA. General discussions on Export Import Bank Reauthorization and reform. Monitored developments related to U.S. sanctions activity.

Foreign entity interest: Zurich Insurance Group - interests are those of parent company.

Contacted: SENATE; Treasury, Dept of; HOUSE OF REPRESENTATIVES; Executive Office of the President (EOP)

Bills named: H.R. 7185 (117th)

Environment/Superfund ENV

H.R. 516, Environmental Justice Mapping and Data Collection Act of 2021 H.R. 4345, Financial Services and General Government Appropriations Act, 2022 H.R. 5376, Build Back Better Act, including provisions dealing with climate change and energy H.R. 6461/S. 3531, National Climate Adaptation and Resilience Strategy Act S. 588, Addressing Climate Finance Risk Act of 2021 Monitor the developments and proposals related the disclosure of financial risks associated with climate change. Monitor the developments and proposals related to the disclosure and reporting of carbon emissions. Monitor legislation and developments related to climate change. Developments and proposals related to climate resiliency and sustainability.

Foreign entity interest: Zurich Insurance Group - interests are those of parent company.

Contacted: Executive Office of the President (EOP); Treasury, Dept of; State, Dept of (DOS); SENATE; HOUSE OF REPRESENTATIVES

Bills named: S. 588 (117th), H.R. 6461 (117th), H.R. 4345 (117th), S. 3531 (117th), H.R. 516 (117th), H.R. 5376 (117th)

Roads/Highway ROD

H.R.1641, To amend title 23, United States Code, to include a payment and performance security requirement for certain infrastructure financing, and for other purposes. H.R. 3684, Infrastructure Investment and Jobs Act; provisions relating to Surety, Resiliency and Climate Change H.R. 5689, Resilient AMERICA Act H.R. 7242, Community Disaster Resilience Zones Act of 2022 S.638, Promoting Infrastructure by Protecting Our Subcontractors and Taxpayers Act. S. 3875, Community Disaster Resilience Zones Act of 2022 Monitor developments on infrastructure legislation and large-scale infrastructure improvements. General discussions around roadway safety.

Foreign entity interest: Zurich Insurance Group - interests are those of parent company.

Contacted: Executive Office of the President (EOP); SENATE; HOUSE OF REPRESENTATIVES

Bills named: H.R. 3684 (117th), H.R. 1641 (117th), H.R. 7242 (117th), H.R. 5689 (117th), S. 3875 (117th), S. 638 (117th)

Foreign Relations FOR

National Defense Authorization Act for Fiscal Year 2021, (P.L. 116-283), monitor implementation. Monitor proposals to impose a price cap on Russian oil exports.

Foreign entity interest: Zurich Insurance Group - interests are those of parent company.

Law Enforcement/Crime/Criminal Justice LAW

Monitored proposals on police reform.

Foreign entity interest: Zurich Insurance Group - interests are those of parent company.

Automotive Industry AUT

H.R. 6394, Preventing Auto Recycling Theft (PART) Act Federal Trade Commission Motor Vehicle Dealers Trade Regulation Rule

Foreign entity interest: Zurich Insurance Group - interests are those of parent company.

Contacted: HOUSE OF REPRESENTATIVES; SENATE; Federal Trade Commission (FTC)

Bills named: H.R. 6394 (117th)

Budget/Appropriations BUD

H.R. 6833, Continuing Appropriations and Ukraine Supplemental Appropriations Act, 2023

Foreign entity interest: Zurich Insurance Group - interests are those of parent company.

Contacted: HOUSE OF REPRESENTATIVES; SENATE

Bills named: H.R. 6833 (117th)