INDEPENDENT COMMUNITY BANKERS OF AMERICA for INDEPENDENT COMMUNITY BANKERS OF AMERICA

Agriculture AGR

Crop Insurance Farm Bill Farm Credit Administration Guidance Memo on Farm Credit System Investments Opposition of Cuts to Agricultural Programs USDA Guaranteed Farm Loan Programs

Contacted: Federal Deposit Insurance Corporation (FDIC); Agriculture, Dept of (USDA); White House Office; SENATE; Federal Reserve System; Office of the Comptroller of the Currency (OCC); Consumer Financial Protection Bureau (CFPB); Natl Credit Union Administration (NCUA); Federal Housing Finance Agency (FHFA); HOUSE OF REPRESENTATIVES; Small Business Administration (SBA); Defense, Dept of (DOD)

Taxation/Internal Revenue Code TAX

H.R. 2789 Capital Access for Small Business Banks Act Business Income Taxation Business Interest Deduction Credit Union Tax Exemption Farm Credit System Tax Exemption S Corp Reforms Tax Extenders Tax Reform

Contacted: Consumer Financial Protection Bureau (CFPB); Federal Deposit Insurance Corporation (FDIC); HOUSE OF REPRESENTATIVES; Small Business Administration (SBA); Defense, Dept of (DOD); Office of the Comptroller of the Currency (OCC); Federal Housing Finance Agency (FHFA); Agriculture, Dept of (USDA); White House Office; SENATE; Federal Reserve System; Natl Credit Union Administration (NCUA)

Bills named: H.R. 2789 (114th)

Copyright/Patent/Trademark CPT

Patent Trolling/Demand Letters Patent Litigation Reform Patent Reform Legislation

Contacted: SENATE; Small Business Administration (SBA); Natl Credit Union Administration (NCUA); Office of the Comptroller of the Currency (OCC); Federal Reserve System; HOUSE OF REPRESENTATIVES; Federal Housing Finance Agency (FHFA); Defense, Dept of (DOD); Federal Deposit Insurance Corporation (FDIC); Agriculture, Dept of (USDA); White House Office; Consumer Financial Protection Bureau (CFPB)

Small Business SMB

H.R. 1195 The Bureau of Consumer Financial Protection Small Business Advisory Board Act SBA 7(a) Lending Limit SBA Credit Scoring Model Small Business Program Changes

Contacted: Federal Housing Finance Agency (FHFA); Agriculture, Dept of (USDA); Defense, Dept of (DOD); Office of the Comptroller of the Currency (OCC); Consumer Financial Protection Bureau (CFPB); Federal Reserve System; White House Office; SENATE; Small Business Administration (SBA); Federal Deposit Insurance Corporation (FDIC); HOUSE OF REPRESENTATIVES; Natl Credit Union Administration (NCUA)

Bills named: H.R. 1195 (114th)

Budget/Appropriations BUD

H.R. 2029 Consolidated Appropriations Act of 2016 (All Provisions) Appropriations Continuing Resolution

Contacted: Defense, Dept of (DOD); SENATE; HOUSE OF REPRESENTATIVES; Federal Reserve System; Natl Credit Union Administration (NCUA); Agriculture, Dept of (USDA); White House Office; Federal Housing Finance Agency (FHFA); Small Business Administration (SBA); Consumer Financial Protection Bureau (CFPB); Federal Deposit Insurance Corporation (FDIC); Office of the Comptroller of the Currency (OCC)

Bills named: H.R. 2029 (114th)

Banking BAN

H.R. 766 Financial Institution Customer Protection Act H.R. 957 The CFPB -IG Act H.R. 1113 Portfolio Lending and Mortgage Access Act H.R. 1188 Credit Union Small Business Jobs Creation Act H.R. 1195 The Bureau of Consumer Financial Protection Small Business Advisory Board Act H.R. 1210 Portfolio Lending and Mortgage Access Act H.R. 1233 CLEAR Relief Act H.R. 1334 Holding Company Registration Threshold Equalization Act of 2015 H.R. 1408 The Community Bank Mortgage Servicing Asset Capital Requirements Study Act H.R. 1422 CU Residential Loan Parity Act H.R. 1523 Community Bank Access to Capital Act H.R. 1529 The Community Institution Mortgage Relief Act H.R. 1553 Small Bank Exam Cycle Reform Act H.R. 1660 The Federal Savings Association Charter Flexibility Act H.R. 1661 Mutual Bank Capital Opportunity Act H.R. 1766 Right to Lend Act of 2015 H.R. 1941 Financial Institutions Examination Fairness and Reform Act H.R. 2029 Consolidated Appropriations Act H.R. 2205 Data Security Act of 2015 H.R. 2213 TRID Safe Harbor Protection H.R. 2896 Tailor Act of 2015 H.R. 2987 Community Bank Capital Clarification Act H.R. 3705 Financial Regulatory Clarity Act of 2015 H.R. 3791 A bill to increase Small Bank Holding Policy Statement threshold from $1B to $5B in assets H.R. 4099 CFPB Exam and Reporting Threshold Act H.R. 4116 To amend the Federal Deposit Insurance Act to ensure that reciprocal deposits are not considered to be funds obtained by or through a deposit broker H.R. 4500 The Community Bank Reporting Relief Act S. 482 CFPB Exam and Reporting Threshold Act S. 774 Financial Institutions and Exam Fairness Reform S. 812 The CLEAR Relief Act S.961 Data Security Act of 2015 S. 927 CLEAR Relief Plus Act S. 970 18-Month Exam Cycle S. 1484 Financial Regulatory Improvement Act S. 1491 Community Lender Regulatory Relief and Consumer Protection Act S. 1711 TRID Safe Harbor Protection S. 1816 Community Bank Access to Capital Act S. 2471 401 (Kids) Education Savings Account Act of 2016 S. 2722 Federal Savings Association Charter Flexibility Act - all provisions Call Report Streamlining Capital Access for Community Banks Capital Rules--Basel III Capital Rules--Treatment of Equity Investment Securities CFPB Data Collection CFPB Overdraft CFPB Reforms/Governance CFPB Small Business Data Collection CFPB Small Dollar/Payday Lending Credit Union Business Lending Powers Credit Union Field of Membership Cybersecurity - Information Sharing Data Security and Breaches De Novo Bank Applications Department of Justice Operation Chokepoint EMV Chip Migration Escrow Mortgage Requirements FASB Accounting Rules for Loan Loss Reserves Faster Payments FDIC Small Bank Assessments Federal Reserve Reform Flood Insurance Reform Home Mortgage Disclosure Act (HMDA) Regulations Housing Finance Reform Innovation Initiative (FinTech) Interchange Military Bank Leases Military Lending Act Rules Mortgage Lending Reform Mutual Banks NCUA Proposed Rule to Extend Member Business Lending, Commercial Lending, Part 72B Nomination of Amias Gerety as Treasury Asst Sec for Financial Institutions Nominations of Allan Landon and Kathryn Dominguez to the Board of Governors of the Federal Reserve System Online/Marketplace Lending Providing Opportunities for Savings, Transactions and Lending Act Qualified Mortgages, Ability to Repay Rules Regulatory Burden for Community Banks Regulatory and Tax Relief for Community Banks Repeal of Durbin Amendment SBA 7(a) Lending Limit Small Bank Holding Company Policy Statement TILA/RESPA Integrated Disclosures Implementation Too Big To Fail Virtual Currency

Contacted: Federal Deposit Insurance Corporation (FDIC); Agriculture, Dept of (USDA); HOUSE OF REPRESENTATIVES; Defense, Dept of (DOD); Consumer Financial Protection Bureau (CFPB); Natl Credit Union Administration (NCUA); Federal Reserve System; Office of the Comptroller of the Currency (OCC); Federal Housing Finance Agency (FHFA); White House Office; SENATE; Small Business Administration (SBA)

Bills named: S. 812 (114th), S. 1491 (114th), S. 970 (114th), H.R. 4116 (114th), S. 1816 (114th), H.R. 1188 (114th), S. 2722 (114th), H.R. 957 (114th), H.R. 1941 (114th), H.R. 1195 (114th), H.R. 1113 (114th), S. 2471 (114th), S. 1484 (114th), H.R. 1210 (114th), H.R. 4500 (114th), H.R. 2213 (114th), H.R. 1233 (114th), H.R. 1523 (114th), S. 482 (114th), S. 774 (114th), H.R. 1660 (114th), H.R. 3705 (114th), H.R. 2987 (114th), H.R. 4099 (114th), H.R. 3791 (114th), S. 961 (114th), H.R. 1334 (114th), H.R. 1553 (114th), H.R. 2029 (114th), H.R. 1529 (114th), H.R. 1766 (114th), H.R. 1422 (114th), H.R. 2896 (114th), S. 1711 (114th), H.R. 1661 (114th), H.R. 766 (114th), H.R. 1408 (114th), H.R. 2205 (114th), S. 927 (114th)

Housing HOU

H.R. 1113 Portfolio Lending and Mortgage Access Act H.R. 1233 CLEAR Relief Act H.R. 1529 The Community Institution Mortgage Relief Act H.R. 2213 Safe Harbor Protection in TRID S. 812 The CLEAR Relief Act S. 1484 Financial Regulatory Improvement Act S. 1491 Community Lender Regulatory Relief and Consumer Protection Act S. 2393 Foreclosure Relief and Extension for Service Members CFPB Ability to Repay Rule, Small Creditors/Rural GSE Guarantee Fees as a Budget Offset GSE Reform Home Mortgage Disclosure Act (HMDA) Qualified Mortgages Suspension of GSE Dividend Payments to Treasury TRID Implementation

Contacted: White House Office; Defense, Dept of (DOD); SENATE; HOUSE OF REPRESENTATIVES; Agriculture, Dept of (USDA); Federal Deposit Insurance Corporation (FDIC); Natl Credit Union Administration (NCUA); Office of the Comptroller of the Currency (OCC); Federal Reserve System; Small Business Administration (SBA); Consumer Financial Protection Bureau (CFPB); Federal Housing Finance Agency (FHFA)

Bills named: S. 1484 (114th), H.R. 1113 (114th), S. 812 (114th), S. 1491 (114th), H.R. 1529 (114th), S. 2393 (114th), H.R. 2213 (114th), H.R. 1233 (114th)