NATIONAL ASSOCIATION OF FEDERALLY-INSURED CREDIT UNIONS (FKA NAT'L ASSN OF FEDERAL CREDIT UNIONS) for NATIONAL ASSOCIATION OF FEDERALLY-INSURED CREDIT UNIONS

Banking BAN

Credit union member business lending cap; small business lending; Credit Union Small Business Jobs Creation Act (H.R. 688); Small Business Administration loan guarantee; federal credit union tax exemption; corporate tax reform; sequestration; Federal Housing Administration (FHA) solvency issues; FHA mutual mortgage insurance fund; FHA strategic default policy; Credit union regulatory relief; Allowing the National Credit Union Administration (NCUA) the ability to grant parity with a broader state rule;Allowing NCUA the ability to delay implementation of a Consumer Financial Protection Bureau (CFPB) rule; NCUA rule making cost benefit analysis; CFPB rule making cost benefit analysis; Examination fairness for credit unions; Changes to the credit union Central Liquidity Fund; Capital reform for credit unions; Changes to the prompt corrective action system; Risk-based capital for credit unions; Basel III as it impacts credit unions; Supplemental capital for credit unions; Capital Access for Small Businesses and Jobs Act (H.R. 719); Capital requirements for newly chartered credit unions; Corporate governance provisions and the Federal Credit Union Act (FCUA); Credit union field of membership restrictions; Credit unions ability to serve underserved areas; Annual privacy notice requirements; Eliminate Privacy Notice Confusion Act (H.R. 749); Privacy Notice Modernization Act of 2013 (S. 635);Credit union investment authority; Credit unions lending and longer maturities for certain loans; Credit union insurance parity for Interest on Lawyers Trust Accounts (IOLTAs); Data security standards; Cyber security; Cyber Intelligence Sharing and Protection Act (H.R. 624); Executive Order: Improving Critical Infrastructure Cybersecurity; Reform of the housing finance system; Credit union access to the Government Sponsored Enterprises; Credit unions access to the Federal Home Loan Bank system; Senate Budget Resolution (S.Con.Res. 8); Amdt# 593 to S. Con. Res. 8 with respect to Fannie Mae and Freddie Mac fees; Defense credit union issues; Base Realignment and Closure (BRAC); Servicemembers Civil Relief Act; Military Lending Act; To amend the Servicemembers Civil Relief Act to provide surviving spouses with certain protections relating to mortgages and mortgage foreclosures, and for other purposes (H.R. 821); Fairness for Military Homeowners Act of 2013 (HR 1223); FinCEN rulemaking with respect to adopting a customer due diligence program in conjunction with the Bank Secrecy Act and anti-money laundering rules; Automatic Teller Machine disclosures; Debit interchange fees; Credit interchange fees; Flood Insurance and the National Flood Insurance Program; Community Reinvestment Act; Structural changes to the CFPB; Regulation Z and the Truth in Lending Act with respect a consumers independent ability to repay; Mortgage-related rule makings at the Consumer Financial Protection Bureau (CFPB);Ability to Repay/ Qualified Mortgages; Mortgage Servicing; Proposed changes to the Home Ownership Equity Protection Act; Loan originator compensation; Regulation E with respect to remittance transfers; Applicability of the Small Business Regulatory Enforcement Fairness Act; CFPBs quarterly collection of credit card agreements; CFPBs Policy to Encourage Trial Disclosure Programs; Information Collection; CFPBs request for information on the Credit Card Market; CFPBs request with respect quantitative testing on integrated mortgage loan disclosures; CFPBs request for information about financial products marketed to students enrolled in institutions of higher education; Financial Accounting Standards Boards (FASB) exposure draft clarifying the scope and applicability of a particular disclosure to nonpublic entities that resulted from the issuance of Accounting Standards Update No.2011-04, Fair Value Measurement (Topic 820): Amendments to Achieve Common Fair Value Measurement and Disclosure Requirements in U.S. GAAP and IFRSs; Government Sponsored Enterprises (GSE) Buy-Back Policies and Requirements; Financial Crimes Enforcement Network (FINCen) proposed rule to amend the definitions of funds transfers and transmittal of funds; Federal Financial Institutions Examination Council (FFIEC) proposed guidance on social media; Financial Stability Oversight Council (FSOC) reform alternatives on money market mutual funds; NCUAs exam notification stating goals to provide more clarity in guidance to examiners and credit unions and consistency in agency practices; NCUAs budget; NCUAs examination of credit unions interest rate risk management.

Contacted: Treasury, Dept of; Small Business Administration (SBA); White House Office; Office of the Comptroller of the Currency (OCC); Natl Credit Union Administration (NCUA); Federal Trade Commission (FTC); Commodity Futures Trading Commission (CFTC); Federal Housing Finance Agency (FHFA); Securities & Exchange Commission (SEC); SENATE; Defense, Dept of (DOD); Federal Deposit Insurance Corporation (FDIC); Government Accountability Office (GAO); Financial Crimes Enforcement Network (FinCEN); Federal Reserve System; HOUSE OF REPRESENTATIVES; Housing & Urban Development, Dept of (HUD); Internal Revenue Service (IRS); Homeland Security, Dept of (DHS)

Bills named: H.R. 749 (113th), S.Con.Res. 8 (113th), H.R. 821 (113th), S. 635 (113th), H.R. 719 (113th), H.R. 688 (113th), H.R. 1223 (113th), H.R. 624 (113th)

Financial Institutions/Investments/Securities FIN

Credit union member business lending cap; small business lending; Credit Union Small Business Jobs Creation Act (H.R. 688); Small Business Administration loan guarantee; federal credit union tax exemption; corporate tax reform; sequestration; Federal Housing Administration (FHA) solvency issues; FHA mutual mortgage insurance fund; FHA strategic default policy; Credit union regulatory relief; Allowing the National Credit Union Administration (NCUA) the ability to grant parity with a broader state rule;Allowing NCUA the ability to delay implementation of a Consumer Financial Protection Bureau (CFPB) rule; NCUA rule making cost benefit analysis; CFPB rule making cost benefit analysis; Examination fairness for credit unions; Changes to the credit union Central Liquidity Fund; Capital reform for credit unions; Changes to the prompt corrective action system; Risk-based capital for credit unions; Basel III as it impacts credit unions; Supplemental capital for credit unions; Capital Access for Small Businesses and Jobs Act (H.R. 719); Capital requirements for newly chartered credit unions; Corporate governance provisions and the Federal Credit Union Act (FCUA); Credit union field of membership restrictions; Credit unions ability to serve underserved areas; Annual privacy notice requirements; Eliminate Privacy Notice Confusion Act (H.R. 749); Privacy Notice Modernization Act of 2013 (S. 635);Credit union investment authority; Credit unions lending and longer maturities for certain loans; Credit union insurance parity for Interest on Lawyers Trust Accounts (IOLTAs); Data security standards; Cyber security; Cyber Intelligence Sharing and Protection Act (H.R. 624); Executive Order: Improving Critical Infrastructure Cybersecurity; Reform of the housing finance system; Credit union access to the Government Sponsored Enterprises; Credit unions access to the Federal Home Loan Bank system; Senate Budget Resolution (S.Con.Res. 8); Amdt# 593 to S. Con. Res. 8 with respect to Fannie Mae and Freddie Mac fees; Defense credit union issues; Base Realignment and Closure (BRAC); Servicemembers Civil Relief Act; Military Lending Act; To amend the Servicemembers Civil Relief Act to provide surviving spouses with certain protections relating to mortgages and mortgage foreclosures, and for other purposes (H.R. 821); Fairness for Military Homeowners Act of 2013 (HR 1223); FinCEN rulemaking with respect to adopting a customer due diligence program in conjunction with the Bank Secrecy Act and anti-money laundering rules; Automatic Teller Machine disclosures; Debit interchange fees; Credit interchange fees; Flood Insurance and the National Flood Insurance Program; Community Reinvestment Act; Structural changes to the CFPB; Regulation Z and the Truth in Lending Act with respect a consumers independent ability to repay; Mortgage-related rule makings at the Consumer Financial Protection Bureau (CFPB);Ability to Repay/ Qualified Mortgages; Mortgage Servicing; Proposed changes to the Home Ownership Equity Protection Act; Loan originator compensation; Regulation E with respect to remittance transfers; Applicability of the Small Business Regulatory Enforcement Fairness Act; CFPBs quarterly collection of credit card agreements; CFPBs Policy to Encourage Trial Disclosure Programs; Information Collection; CFPBs request for information on the Credit Card Market; CFPBs request with respect quantitative testing on integrated mortgage loan disclosures; CFPBs request for information about financial products marketed to students enrolled in institutions of higher education; Financial Accounting Standards Boards (FASB) exposure draft clarifying the scope and applicability of a particular disclosure to nonpublic entities that resulted from the issuance of Accounting Standards Update No.2011-04, Fair Value Measurement (Topic 820): Amendments to Achieve Common Fair Value Measurement and Disclosure Requirements in U.S. GAAP and IFRSs; Government Sponsored Enterprises (GSE) Buy-Back Policies and Requirements; Financial Crimes Enforcement Network (FINCen) proposed rule to amend the definitions of funds transfers and transmittal of funds; Federal Financial Institutions Examination Council (FFIEC) proposed guidance on social media; Financial Stability Oversight Council (FSOC) reform alternatives on money market mutual funds; NCUAs exam notification stating goals to provide more clarity in guidance to examiners and credit unions and consistency in agency practices; NCUAs budget; NCUAs examination of credit unions interest rate risk management.

Contacted: HOUSE OF REPRESENTATIVES; Office of the Comptroller of the Currency (OCC); Treasury, Dept of; Commodity Futures Trading Commission (CFTC); Defense, Dept of (DOD); Securities & Exchange Commission (SEC); Housing & Urban Development, Dept of (HUD); Federal Trade Commission (FTC); Homeland Security, Dept of (DHS); Government Accountability Office (GAO); Internal Revenue Service (IRS); Federal Housing Finance Agency (FHFA); White House Office; Federal Deposit Insurance Corporation (FDIC); Natl Credit Union Administration (NCUA); Small Business Administration (SBA); SENATE; Federal Reserve System; Financial Crimes Enforcement Network (FinCEN)

Bills named: H.R. 821 (113th), S.Con.Res. 8 (113th), S. 635 (113th), H.R. 719 (113th), H.R. 688 (113th), H.R. 624 (113th), H.R. 1223 (113th), H.R. 749 (113th)

Taxation/Internal Revenue Code TAX

Credit union tax exemption; corporate tax reform; sequestration; House Ways and Means working group on Financial Services; House Ways and Means working group on Charitable and Tax Exempt Organizations.

Contacted: Housing & Urban Development, Dept of (HUD); Homeland Security, Dept of (DHS); Internal Revenue Service (IRS); Financial Crimes Enforcement Network (FinCEN); Government Accountability Office (GAO); Treasury, Dept of; Federal Reserve System; Securities & Exchange Commission (SEC); Federal Trade Commission (FTC); SENATE; Small Business Administration (SBA); Office of the Comptroller of the Currency (OCC); White House Office; HOUSE OF REPRESENTATIVES; Natl Credit Union Administration (NCUA); Federal Housing Finance Agency (FHFA); Commodity Futures Trading Commission (CFTC); Defense, Dept of (DOD); Federal Deposit Insurance Corporation (FDIC)