BANK POLICY INSTITUTE for BANK POLICY INSTITUTE

Disaster Planning/Emergencies DIS

Issues related to Federal Disaster Planning; National Flood Insurance Program; H.R.1471 FEMA Disaster Reform Act; Flood Insurance Reauthorization; S. 1679 Flood Insurance Market Parity and Modernization Act; H.R 2901 Flood Insurance Market Parity and Modernization Act, and matters relating to crop insurance.

Contacted: Office of the Comptroller of the Currency (OCC); Federal Reserve System; Labor, Dept of (DOL); Natl Economic Council (NEC); HOUSE OF REPRESENTATIVES; Defense, Dept of (DOD); Office of Management & Budget (OMB); SENATE; Securities & Exchange Commission (SEC); White House Office; Federal Housing Finance Agency (FHFA); Treasury, Dept of; Housing & Urban Development, Dept of (HUD); Consumer Financial Protection Bureau (CFPB); U.S. Trade Representative (USTR)

Bills named: H.R. 2901 (114th), H.R. 1471 (114th), S. 1679 (114th)

Insurance INS

Issues related to: Flood Insurance; Retirement Security/Annuities; H.R.1550, To amend the Financial Stability Act of 2010 to improve the transparency of the Financial Stability Oversight Council, to improve the Systemically Important Financial Institution (SIFI) designation process, and for other purposes; H.R.1309, Systemic Risk Designation Improvement Act of 2015; S.1484 Financial Regulatory Improvement Act of 2015; H.R.141 Flood Insurance Premium Parity Act of 2015; H.R.1478 The Policy Holder Protection Act; S.1679 Flood Insurance Market Parity and Modernization Act; H.R 2901, Flood Insurance Market Parity and Modernization Act; H.R 1550 Financial Stability Oversight Council Improvement Act of 2015; H.R. 2141 International Insurance Standards Transparency and Policyholder Protection Act of 2015; S.1086 International Insurance Capital Standards Accountability Act; H.R. 2029, Consolidated Appropriations Act of 2016; and H.R.3738, Office of Financial Research Accountability Act of 2015; Financial Stability Oversight Council Reform Act (H.R.3340); H.R. 4538 Seniors And Veterans Emergency Benefits Act or the SAVE Benefits Act and S. 2216 Senior$afe Act of 2015

Contacted: SENATE; Office of Management & Budget (OMB); Securities & Exchange Commission (SEC); Consumer Financial Protection Bureau (CFPB); Housing & Urban Development, Dept of (HUD); Labor, Dept of (DOL); Office of the Comptroller of the Currency (OCC); Defense, Dept of (DOD); Natl Economic Council (NEC); Federal Housing Finance Agency (FHFA); Federal Reserve System; HOUSE OF REPRESENTATIVES; Treasury, Dept of; U.S. Trade Representative (USTR); White House Office

Bills named: S. 1484 (114th), H.R. 2141 (114th), H.R. 1550 (114th), H.R. 1478 (114th), H.R. 2901 (114th), H.R. 1309 (114th), H.R. 4538 (114th), S. 1086 (114th), H.R. 3340 (114th), S. 2216 (114th), S. 1679 (114th), H.R. 2029 (114th), H.R. 3738 (114th), H.R. 141 (114th)

Trade (domestic/foreign) TRD

Issues related to International Trade; H.R.1314 Trans-Pacific Partnership (TPP) Agreement and Trade Promotion Authority;

Contacted: Consumer Financial Protection Bureau (CFPB); Housing & Urban Development, Dept of (HUD); HOUSE OF REPRESENTATIVES; Office of the Comptroller of the Currency (OCC); Labor, Dept of (DOL); Natl Economic Council (NEC); SENATE; Office of Management & Budget (OMB); Defense, Dept of (DOD); Federal Reserve System; Treasury, Dept of; U.S. Trade Representative (USTR); Securities & Exchange Commission (SEC); Federal Housing Finance Agency (FHFA); White House Office

Bills named: H.R. 1314 (114th)

Financial Institutions/Investments/Securities FIN

Issues related to: Anti-Money Laundering (AML); S. 3067 and H.R. 5485 - FY17 Financial Services and General Government appropriations; Credit Card/Interchange Fees; Retirement Security; Data Breach; Automobile Financing; Arbitration; Structure and Activities of the Office of Financial Research; S. 510 Bureau of Consumer Financial Protection-Inspector General Reform Act; S. 774 Financial Institutions Examination Fairness and Reform Act; H.R. 185 Regulatory Accountability Act; H.R. 601 Eliminate Privacy Notice Confusion Act; H.R.1233 Community Lending Enhancement and Regulatory Relief Act of 2015; H.R.37 Promoting Job Creation and Reducing Small Business Burdens Act; S. 961 The Data Security Act; H.R 2205 The Data Security Act; H.R.1550 Financial Stability Oversight Council Improvement Act of 2015; H.R 1266 Financial Product Safety Commission Act; Federal Reserve Dividend Revenue; S. 1484 Financial Regulatory Improvement Act; H.R. 3738, Office of Financial Research Accountability Act of 2015; Implications of the Federal Reserve dividend reduction section contained in PL 114-94, the Drive Act; Senior $afe Act (H.R.4538; S.2216); Financial Stability Oversight Council Reform Act (H.R.3340; issues related to cybersecurity and financial services; H.R. 1309 - Systemic Risk Designation Improvement Act of 2015; S.2251, Seniors And Veterans Emergency Benefits Act or the SAVE Benefits Act; Retirement Enhancement and Savings Act; H.R. 5983, Financial CHOICE Act,Creating Hope and Opportunity for Investors, Consumers and Entrepreneurs.

Contacted: HOUSE OF REPRESENTATIVES; Natl Economic Council (NEC); Securities & Exchange Commission (SEC); Federal Reserve System; Housing & Urban Development, Dept of (HUD); SENATE; White House Office; Defense, Dept of (DOD); Consumer Financial Protection Bureau (CFPB); Labor, Dept of (DOL); Treasury, Dept of; Office of Management & Budget (OMB); Federal Housing Finance Agency (FHFA); Office of the Comptroller of the Currency (OCC); U.S. Trade Representative (USTR)

Bills named: H.R. 1233 (114th), H.R. 4538 (114th), S. 2251 (114th), H.R. 1550 (114th), S. 774 (114th), S. 2216 (114th), S. 961 (114th), H.R. 3738 (114th), H.R. 601 (114th), H.R. 3340 (114th), S. 3067 (114th), S. 1484 (114th), H.R. 2205 (114th), H.R. 185 (114th), H.R. 1309 (114th), H.R. 5485 (114th), H.R. 1266 (114th), S. 510 (114th), H.R. 5983 (114th), H.R. 37 (114th)

Taxation/Internal Revenue Code TAX

Issues related to CBO 10 year budgets and scoring of retirement tax deferrals; Issues related to reforming the U.S. Tax Code; S. 195, 401(Kids) Education Savings Account Act; S. 3471, Retirement Enhancement and Savings Act of 2016

Contacted: Securities & Exchange Commission (SEC); Consumer Financial Protection Bureau (CFPB); Labor, Dept of (DOL); Federal Housing Finance Agency (FHFA); SENATE; Natl Economic Council (NEC); HOUSE OF REPRESENTATIVES; Office of the Comptroller of the Currency (OCC); Federal Reserve System; White House Office; Office of Management & Budget (OMB); Defense, Dept of (DOD); Housing & Urban Development, Dept of (HUD); Treasury, Dept of; U.S. Trade Representative (USTR)

Bills named: S. 3471 (114th), S. 195 (114th)

Retirement RET

Issues related to Department of Labors proposed rule-fiduciary rule making, which defines when a person providing investment advice becomes a fiduciary under the Employee Retirement Income Security Act of 1974 (ERISA); Issues related to: Congressional Budget Office (CBO) 10 year budgets and scoring of retirement tax deferrals; H.R. 2029, Consolidated Appropriations Act of 2016; and H.R. 1090, Retail Investor Protection Act; H.R.4293, Affordable Retirement Advice Protection Act; H.R.4294, Strengthening Access to Valuable Education and Retirement Support Act (SAVERS Act) of 2015; S.2502, Affordable Retirement Advice Protection Act; S.2505, SAVERS Act of 2016; S.2497, Retail Investor Protection Act of 2016. Issues related to reforming the U.S. Tax code; (H.J.Res.88; S.J.Res.33); issues related to Open Multiple Employer Plans; issues related to auto enrollment in employer-sponsored plans; issues related to expanding retirement plan coverage; issues related to reducing leakage from the retirement system and ensuring adequate income in retirement; Retirement Enhancement and Savings Act

Contacted: HOUSE OF REPRESENTATIVES; Office of the Comptroller of the Currency (OCC); Federal Reserve System; Defense, Dept of (DOD); Natl Economic Council (NEC); Treasury, Dept of; Housing & Urban Development, Dept of (HUD); Federal Housing Finance Agency (FHFA); SENATE; White House Office; Office of Management & Budget (OMB); U.S. Trade Representative (USTR); Securities & Exchange Commission (SEC); Consumer Financial Protection Bureau (CFPB); Labor, Dept of (DOL)

Bills named: S.J.Res. 33 (114th), H.J.Res. 88 (114th), S. 2497 (114th), H.R. 4293 (114th), H.R. 1090 (114th), H.R. 2029 (114th), H.R. 4294 (114th), S. 2505 (114th), S. 2502 (114th)

Copyright/Patent/Trademark CPT

Issues related to: Patent Reform; H.R.9 Innovation Act; S.632 Support Technology and Research for Our Nation's Growth Patents Act of 2015 or the STRONG Patents Act of 2015; H.R 2045 Targeting Rogue and Opaque Letters Act; S. 1137, Patent Act.

Contacted: Federal Reserve System; Office of Management & Budget (OMB); Federal Housing Finance Agency (FHFA); U.S. Trade Representative (USTR); Treasury, Dept of; Securities & Exchange Commission (SEC); White House Office; Housing & Urban Development, Dept of (HUD); Natl Economic Council (NEC); Labor, Dept of (DOL); SENATE; Defense, Dept of (DOD); HOUSE OF REPRESENTATIVES; Office of the Comptroller of the Currency (OCC); Consumer Financial Protection Bureau (CFPB)

Bills named: H.R. 9 (114th), H.R. 2045 (114th), S. 1137 (114th), S. 632 (114th)

Housing HOU

Issues related to Government Sponsored Enterprise (GSE); Federal Housing Finance Reform; Homeownership and responsible lending, HR 3192 Homebuyers Assistance Act; S.1711 A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, S.1356 National Defense Authorization Act for Fiscal Year 2016; and S. 2393 Foreclosure Relief and Extension for Servicemembers Act of 2015.

Contacted: Natl Economic Council (NEC); White House Office; Office of the Comptroller of the Currency (OCC); HOUSE OF REPRESENTATIVES; Federal Housing Finance Agency (FHFA); Housing & Urban Development, Dept of (HUD); U.S. Trade Representative (USTR); Treasury, Dept of; Consumer Financial Protection Bureau (CFPB); Federal Reserve System; Securities & Exchange Commission (SEC); Labor, Dept of (DOL); SENATE; Office of Management & Budget (OMB); Defense, Dept of (DOD)

Bills named: S. 1711 (114th), H.R. 3192 (114th), S. 1356 (114th), S. 2393 (114th)

Budget/Appropriations BUD

Issues related to: Congressional Budget Office (CBO) 10 year budgets and scoring of retirement tax deferrals; House and Senate, S. 3067 and H.R. 5485 - FY17 Financial Services and General Government Appropriations Act, and issues related to the Gramm-Leach-Bliley Act, the Federal Home Loan Bank Act, the Riegle Community Development and Regulatory Improvement Act of 1994, the Truth in Lending Act, the Consumer Financial Protection Act of 2010, the Federal Deposit Insurance Act, and other laws that regulate financial institutions and securities markets. Companion bill H.R. 2995, Financial Services and General Government Appropriations Act, 2016

Contacted: SENATE; Consumer Financial Protection Bureau (CFPB); Labor, Dept of (DOL); Defense, Dept of (DOD); Securities & Exchange Commission (SEC); HOUSE OF REPRESENTATIVES; U.S. Trade Representative (USTR); Office of Management & Budget (OMB); Housing & Urban Development, Dept of (HUD); White House Office; Natl Economic Council (NEC); Office of the Comptroller of the Currency (OCC); Federal Reserve System; Federal Housing Finance Agency (FHFA); Treasury, Dept of

Bills named: H.R. 5485 (114th), S. 3067 (114th), H.R. 2995 (114th)

Consumer Issues/Safety/Products CSP

Issues related to: Data Breach/ID Theft/Spyware; Payment Fraud; Data Security Standards; H.R.189 Servicemember Foreclosure Protection Extension Act of 2015; Financial Regulatory Improvement Act; H.R 1266 Financial Product Safety Commission Act; H.R.1262 Consumer Right to Financial Privacy Act of 2015; and issues related to the implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub.L.111-203); S. 3067 and H.R. 5485 - FY17 Financial Services and General Government Appropriations Act; Implications of the Federal Reserve dividend reduction section contained in PL 114-94, S.1647 - Developing a Reliable and Innovative Vision for the Economy Act.

Contacted: Housing & Urban Development, Dept of (HUD); White House Office; Securities & Exchange Commission (SEC); Defense, Dept of (DOD); Federal Housing Finance Agency (FHFA); Office of Management & Budget (OMB); U.S. Trade Representative (USTR); Treasury, Dept of; Natl Economic Council (NEC); Consumer Financial Protection Bureau (CFPB); Labor, Dept of (DOL); Federal Reserve System; HOUSE OF REPRESENTATIVES; SENATE; Office of the Comptroller of the Currency (OCC)

Bills named: S. 1647 (114th), H.R. 1262 (114th), H.R. 5485 (114th), S. 3067 (114th), H.R. 1266 (114th), H.R. 189 (114th)

Government Issues GOV

Issues related to Federal Housing Finance Reform; Department of Labor (DoL)/Securities and Exchange Commission (SEC) decision on the definition of fiduciary duty (H.J.Res.88; S.J.Res.33); Servicemembers Civil Relief Act (SCRA) issues and provisions within the National Defense Authorization Act; S.1484 Financial Regulatory Improvement Act of 2015; H.R. 1550 Financial Stability Oversight Council Improvement Act of 2015. Implications of the Federal Reserve dividend reduction section contained in PL 114-94, S.1647 - Developing a Reliable and Innovative Vision for the Economy Act.

Contacted: SENATE; Federal Housing Finance Agency (FHFA); Office of Management & Budget (OMB); Federal Reserve System; Consumer Financial Protection Bureau (CFPB); Natl Economic Council (NEC); Labor, Dept of (DOL); Defense, Dept of (DOD); Treasury, Dept of; Housing & Urban Development, Dept of (HUD); U.S. Trade Representative (USTR); Securities & Exchange Commission (SEC); HOUSE OF REPRESENTATIVES; White House Office; Office of the Comptroller of the Currency (OCC)

Bills named: S. 1647 (114th), S. 1484 (114th), H.R. 1550 (114th), H.J.Res. 88 (114th), S.J.Res. 33 (114th)

Science/Technology SCI

Data Breach/Spyware; Cyberthreat Information Sharing; Oversight and Implementation of S. 754, Cybersecurity Information Sharing Act of 2015; Oversight and Implementation of H.R. 1560, Protecting Cyber Networks Act.

Contacted: Labor, Dept of (DOL); Office of the Comptroller of the Currency (OCC); Consumer Financial Protection Bureau (CFPB); SENATE; White House Office; Natl Economic Council (NEC); HOUSE OF REPRESENTATIVES; Housing & Urban Development, Dept of (HUD); Federal Reserve System; Treasury, Dept of; Defense, Dept of (DOD); Federal Housing Finance Agency (FHFA); Office of Management & Budget (OMB); Securities & Exchange Commission (SEC); U.S. Trade Representative (USTR)

Bills named: S. 754 (114th), H.R. 1560 (114th)