J.P. MORGAN CHASE BANK, N.A. for J P MORGAN CHASE BANK N A

Veterans VET

HR 5747, HR 1263, HR 4310, S 3179, S 2299 - discussed Veterans hiring and compliance with the Servicemembers Civil Relief Act.

Contacted: Securities & Exchange Commission (SEC); SENATE; Federal Deposit Insurance Corporation (FDIC); Labor, Dept of (DOL); HOUSE OF REPRESENTATIVES; Federal Reserve System; Commodity Futures Trading Commission (CFTC); Defense, Dept of (DOD); U.S. Trade Representative (USTR); Treasury, Dept of; Office of the Comptroller of the Currency (OCC)

Bills named: H.R. 5747 (112th), H.R. 1263 (112th), H.R. 4310 (112th)

Small Business SMB

Discussed Small Business lending issues.

Contacted: Federal Deposit Insurance Corporation (FDIC); SENATE; Securities & Exchange Commission (SEC); Office of the Comptroller of the Currency (OCC); U.S. Trade Representative (USTR); Commodity Futures Trading Commission (CFTC); HOUSE OF REPRESENTATIVES; Defense, Dept of (DOD); Federal Reserve System; Treasury, Dept of; Labor, Dept of (DOL)

Trade (domestic/foreign) TRD

S 3406, HR 6156 - discussed issues related granting Permanent Normal Trade Relations to Russia; discussed issues of cross-border market access and data flow.

Contacted: Treasury, Dept of; Office of the Comptroller of the Currency (OCC); Federal Reserve System; Federal Deposit Insurance Corporation (FDIC); Commodity Futures Trading Commission (CFTC); U.S. Trade Representative (USTR); SENATE; Labor, Dept of (DOL); Defense, Dept of (DOD); Securities & Exchange Commission (SEC); HOUSE OF REPRESENTATIVES

Bills named: H.R. 6156 (112th)

Financial Institutions/Investments/Securities FIN

HR 1838, HR 2586, HR 2779, HR 3283, HR 4014, S 2223, HR 2682, S 2099, S 3709 - discussed implementation of and potential modification of the Dodd Frank Act; discussed dynamics in commodities markets; SEC reform; proposals related to the regulation of the mutual fund industry and money market funds; rulemakings on the fiduciary standard for broker-dealers and investment advisers, asset-liability management issues, and the potential impact of new capital requirements.

Contacted: Commodity Futures Trading Commission (CFTC); Federal Reserve System; Treasury, Dept of; Labor, Dept of (DOL); Securities & Exchange Commission (SEC); U.S. Trade Representative (USTR); Federal Deposit Insurance Corporation (FDIC); HOUSE OF REPRESENTATIVES; SENATE; Defense, Dept of (DOD); Office of the Comptroller of the Currency (OCC)

Bills named: H.R. 1838 (112th), H.R. 2682 (112th), H.R. 4014 (112th), H.R. 2586 (112th), H.R. 2779 (112th), H.R. 3283 (112th)

Taxation/Internal Revenue Code TAX

HR 6616, HR 749 - discussed the American Taxpayer Relief Act of 2012; discussed the issue of corporate tax reform; discussed proposals to extend the active finance exception to Subpart F; discussed the Financial Transactions Tax.

Contacted: Office of the Comptroller of the Currency (OCC); Labor, Dept of (DOL); Federal Deposit Insurance Corporation (FDIC); Securities & Exchange Commission (SEC); Federal Reserve System; SENATE; Commodity Futures Trading Commission (CFTC); U.S. Trade Representative (USTR); Treasury, Dept of; Defense, Dept of (DOD); HOUSE OF REPRESENTATIVES

Bills named: H.R. 749 (112th), H.R. 6616 (112th)

Consumer Issues/Safety/Products CSP

HR 4367 - disccused ATM placard provisions; discussed proposals to amend the Telephone Consumer Protection Act; discussed issues related to interchange fees and settlement.

Contacted: Commodity Futures Trading Commission (CFTC); Treasury, Dept of; Federal Reserve System; HOUSE OF REPRESENTATIVES; Labor, Dept of (DOL); SENATE; Securities & Exchange Commission (SEC); Defense, Dept of (DOD); U.S. Trade Representative (USTR); Federal Deposit Insurance Corporation (FDIC); Office of the Comptroller of the Currency (OCC)

Bills named: H.R. 4367 (112th)

Banking BAN

S 489, HR 940, S 170, S 1835, HR 3644, S 1963, S 3085, S 3047, S 2909, S 3677 - discussed home mortgage loan modifications, foreclosures, servicing, and refinancing; discussed the implications of GSE reform and other proposed changes to the housing finance market; discussed flood insurance reform.

Contacted: Office of the Comptroller of the Currency (OCC); Federal Reserve System; Defense, Dept of (DOD); U.S. Trade Representative (USTR); Commodity Futures Trading Commission (CFTC); Labor, Dept of (DOL); Treasury, Dept of; Federal Deposit Insurance Corporation (FDIC); Securities & Exchange Commission (SEC); SENATE; HOUSE OF REPRESENTATIVES

Bills named: H.R. 3644 (112th), H.R. 940 (112th)

Retirement RET

HR 4050, HR 4624 - Discussed the impact of proposed changes to the provision of investment advice, fee disclosure, an index fund mandate, target date funds and plan fiduciaries' responsibilities with respect to brokerage windows in 401(k)s.

Contacted: Office of the Comptroller of the Currency (OCC); U.S. Trade Representative (USTR); Federal Deposit Insurance Corporation (FDIC); Labor, Dept of (DOL); Federal Reserve System; Defense, Dept of (DOD); Commodity Futures Trading Commission (CFTC); HOUSE OF REPRESENTATIVES; SENATE; Treasury, Dept of; Securities & Exchange Commission (SEC)

Bills named: H.R. 4050 (112th), H.R. 4624 (112th)

Homeland Security HOM

S 1207, S 1434, S 1151, S 413, S 968, HR 1707, HR 1841, HR 2577, HR 3523 - discussed proposals related to cyber security and data breach; discussed PROTECT IP.

Contacted: SENATE; Defense, Dept of (DOD); Securities & Exchange Commission (SEC); Labor, Dept of (DOL); HOUSE OF REPRESENTATIVES; Federal Deposit Insurance Corporation (FDIC); Treasury, Dept of; Office of the Comptroller of the Currency (OCC); Federal Reserve System; U.S. Trade Representative (USTR); Commodity Futures Trading Commission (CFTC)

Bills named: H.R. 2577 (112th), H.R. 3523 (112th), H.R. 1707 (112th), H.R. 1841 (112th)