BANK POLICY INSTITUTE for BANK POLICY INSTITUTE

Taxation/Internal Revenue Code TAX

Issues related to Tax Extender Mortgage Debt Forgiveness Act; Mortgage Interest Reporting.

Contacted: White House Office; Federal Reserve System; Securities & Exchange Commission (SEC); Natl Economic Council (NEC); Export-Import Bank of the United States (EXIM Bank); Consumer Financial Protection Bureau (CFPB); Federal Housing Finance Agency (FHFA); Office of Management & Budget (OMB); Office of the Comptroller of the Currency (OCC); Treasury, Dept of; Defense, Dept of (DOD); Labor, Dept of (DOL); HOUSE OF REPRESENTATIVES; SENATE; Housing & Urban Development, Dept of (HUD)

Disaster Planning/Emergencies DIS

Issues related to Federal Disaster Planning; Terrorism Risk Insurance Act; Specifically to extend the reauthorization of terrorism risk program. National Flood Insurance Program; H.R. 25 Terrorism Risk Insurance; Flood Insurance Reauthorization

Contacted: SENATE; Export-Import Bank of the United States (EXIM Bank); Federal Reserve System; Defense, Dept of (DOD); Treasury, Dept of; Labor, Dept of (DOL); Consumer Financial Protection Bureau (CFPB); Housing & Urban Development, Dept of (HUD); White House Office; Securities & Exchange Commission (SEC); Office of Management & Budget (OMB); Federal Housing Finance Agency (FHFA); Office of the Comptroller of the Currency (OCC); HOUSE OF REPRESENTATIVES; Natl Economic Council (NEC)

Bills named: H.R. 25 (114th)

Housing HOU

Issues related to Government Sponsored Enterprise (GSE); Federal Housing Finance Reform; Homeowner ship and responsible lending, H.R. 1491 Partnership to Strengthen Homeownership Act of 2015; H.R.685, The Mortgage Choice Act.

Contacted: Consumer Financial Protection Bureau (CFPB); HOUSE OF REPRESENTATIVES; Federal Reserve System; Defense, Dept of (DOD); White House Office; Office of Management & Budget (OMB); Housing & Urban Development, Dept of (HUD); Natl Economic Council (NEC); Treasury, Dept of; Federal Housing Finance Agency (FHFA); SENATE; Securities & Exchange Commission (SEC); Labor, Dept of (DOL); Office of the Comptroller of the Currency (OCC); Export-Import Bank of the United States (EXIM Bank)

Bills named: H.R. 685 (114th), H.R. 1491 (114th)

Budget/Appropriations BUD

Issues related to: Congressional Budget Office (CBO)10 year budgets and scoring of retirement tax deferrals.

Contacted: Labor, Dept of (DOL); Federal Housing Finance Agency (FHFA); Federal Reserve System; HOUSE OF REPRESENTATIVES; Securities & Exchange Commission (SEC); Consumer Financial Protection Bureau (CFPB); Office of Management & Budget (OMB); SENATE; Natl Economic Council (NEC); Housing & Urban Development, Dept of (HUD); Export-Import Bank of the United States (EXIM Bank); Treasury, Dept of; Office of the Comptroller of the Currency (OCC); White House Office; Defense, Dept of (DOD)

Retirement RET

Issues related to Department of Labors proposed rule fiduciary rulemaking, which defines when a person providing investment advice becomes a fiduciary under the Employee Retirement Income Security Act of 1974 (ERISA);

Contacted: SENATE; Federal Reserve System; Defense, Dept of (DOD); Securities & Exchange Commission (SEC); Treasury, Dept of; Office of the Comptroller of the Currency (OCC); White House Office; Natl Economic Council (NEC); Export-Import Bank of the United States (EXIM Bank); Consumer Financial Protection Bureau (CFPB); Office of Management & Budget (OMB); HOUSE OF REPRESENTATIVES; Federal Housing Finance Agency (FHFA); Labor, Dept of (DOL); Housing & Urban Development, Dept of (HUD)

Copyright/Patent/Trademark CPT

Issues related to: Patent Reform; S.9 Strong Patents Act; H.R.9 Innovation Act; S.632 STRONG Patents Act of 2015.

Contacted: Natl Economic Council (NEC); Housing & Urban Development, Dept of (HUD); Office of Management & Budget (OMB); Federal Housing Finance Agency (FHFA); Export-Import Bank of the United States (EXIM Bank); HOUSE OF REPRESENTATIVES; Treasury, Dept of; Securities & Exchange Commission (SEC); Consumer Financial Protection Bureau (CFPB); Federal Reserve System; SENATE; White House Office; Defense, Dept of (DOD); Office of the Comptroller of the Currency (OCC); Labor, Dept of (DOL)

Bills named: S. 632 (114th), H.R. 9 (114th), S. 9 (114th)

Trade (domestic/foreign) TRD

Issues related to International Trade; Export-Import Bank of the United States matter of unified trade agreement between the banking industry and the European Markets; H.R. 1008 Increasing American Jobs Through More Exports Act; H.R. 1031 Promoting U.S. Jobs Through Exports Act of 2015; S. 568 Trade Adjustment Assistance Act; S.819 Export-Import Bank Reform and Reauthorization Act of 2015; S.824 Promoting U.S. Jobs Through Exports Act of 2015.

Contacted: Defense, Dept of (DOD); Treasury, Dept of; Federal Reserve System; HOUSE OF REPRESENTATIVES; Labor, Dept of (DOL); Securities & Exchange Commission (SEC); Office of Management & Budget (OMB); SENATE; Natl Economic Council (NEC); Federal Housing Finance Agency (FHFA); Consumer Financial Protection Bureau (CFPB); Export-Import Bank of the United States (EXIM Bank); Office of the Comptroller of the Currency (OCC); White House Office; Housing & Urban Development, Dept of (HUD)

Bills named: S. 568 (114th), H.R. 1031 (114th), S. 824 (114th), S. 819 (114th), H.R. 1008 (114th)

Financial Institutions/Investments/Securities FIN

Issues related to: Anti-Money Laundering (AML)/Regulator Relief; Financial Services and General Government appropriations; Credit Card/Interchange Fees; Retirement Security/Annuities, Department of Labor definition of fiduciary duty; Data Breach; Government Sponsored Enterprise (GSE) Reform; Automobile, Arbitration fairness; Regulatory Restructuring; Structure and Activities of the Office of Financial Research; Implementation of Proprietary Trading and Funds Investments Restrictions of the Proposed Volcker Rule; S.254 Small Business Health Relief Act; S.433 Currency Undervaluation Investigation Act; S.698 Marketplace Fairness Act; S. 482 CFPB Examination and Reporting Threshold Act; S. 510 Bureau of Consumer Financial Protection-Inspector General Reform Act; S. 774 Financial Institutions Examination Fairness and Reform Act; H.R. 185 Regulatory Accountability Act; H.R. 527 Small Business Regulatory Flexibility Improvements Act; H.R. 601 Eliminate Privacy Notice Confusion Act; S.423 Privacy Notice Modernization Act of 2015; H.R.1233 Community Lending Enhancement and Regulatory Relief Act of 2015; S.819 Export-Import Bank Reform and Reauthorization Act of 2015; S.824 Promoting U.S. Jobs Through Exports Act of 2015; H.R. 1008 Increasing American Jobs Through More Exports Act; H.R. 1031 Promoting U.S. Jobs Through Exports Act of 2015; H.R.37 Promoting Job Creation and Reducing Small Business Burdens Act.

Contacted: Housing & Urban Development, Dept of (HUD); Defense, Dept of (DOD); Office of Management & Budget (OMB); Export-Import Bank of the United States (EXIM Bank); Treasury, Dept of; Labor, Dept of (DOL); Securities & Exchange Commission (SEC); HOUSE OF REPRESENTATIVES; Natl Economic Council (NEC); Federal Housing Finance Agency (FHFA); White House Office; Office of the Comptroller of the Currency (OCC); Federal Reserve System; SENATE; Consumer Financial Protection Bureau (CFPB)

Bills named: S. 482 (114th), S. 433 (114th), S. 774 (114th), S. 698 (114th), H.R. 1233 (114th), H.R. 37 (114th), S. 819 (114th), S. 824 (114th), H.R. 185 (114th), S. 510 (114th), H.R. 1008 (114th), H.R. 601 (114th), H.R. 1031 (114th), H.R. 527 (114th), S. 423 (114th), S. 254 (114th)

Insurance INS

Issues related to: Flood Insurance; Reauthorization of Terrorism Risk Insurance Act; H.R.1550, To amend the Financial Stability Act of 2010 to improve the transparency of the Financial Stability Oversight Council, to improve the SIFI designation process, and for other purposes; H.R.1309, Systemic Risk Designation Improvement Act of 2015; H.R.26, Terrorism Risk Insurance Program Reauthorization Act of 2015; H.R.141 Flood Insurance Premium Parity Act of 2015; H.R.1478 The Policy Holder Protection Act.

Contacted: Consumer Financial Protection Bureau (CFPB); White House Office; Office of the Comptroller of the Currency (OCC); Natl Economic Council (NEC); Treasury, Dept of; Export-Import Bank of the United States (EXIM Bank); Labor, Dept of (DOL); SENATE; Office of Management & Budget (OMB); Securities & Exchange Commission (SEC); HOUSE OF REPRESENTATIVES; Federal Housing Finance Agency (FHFA); Housing & Urban Development, Dept of (HUD); Defense, Dept of (DOD); Federal Reserve System

Bills named: H.R. 1550 (114th), H.R. 26 (114th), H.R. 1309 (114th), H.R. 1478 (114th), H.R. 141 (114th)

Consumer Issues/Safety/Products CSP

Issues related to: Data Breach/ID Theft/Spyware; Internet Spyware; Social Security Number Protection; Social Security Verification; Fair Practices in Credit Cards; Payment Fraud; Data Security Standards; S. 482 CFPB Examination and Reporting Threshold Act; S. 510 Bureau of Consumer Financial Protection-Inspector General Reform Act; H.R.189 Servicemember Foreclosure Protection Extension Act of 2015; H.R.601 Eliminate Privacy Notice Confusion Act.

Contacted: Federal Housing Finance Agency (FHFA); SENATE; HOUSE OF REPRESENTATIVES; Office of Management & Budget (OMB); Export-Import Bank of the United States (EXIM Bank); Housing & Urban Development, Dept of (HUD); Natl Economic Council (NEC); Consumer Financial Protection Bureau (CFPB); Labor, Dept of (DOL); White House Office; Federal Reserve System; Office of the Comptroller of the Currency (OCC); Treasury, Dept of; Defense, Dept of (DOD); Securities & Exchange Commission (SEC)

Bills named: H.R. 601 (114th), S. 510 (114th), S. 482 (114th), H.R. 189 (114th)

Government Issues GOV

Issues related to Government Sponsored Enterprise (GSE) Reform; Federal Housing Finance Reform; Terrorism Risk Insurance Act Reauthorization; Department of Labor (DoL)/Securities and Exchange Commission (SEC) decision on the definition of fiduciary duty; Soldiers Civil Relief Act (SCRA) issues and provisions within the National Defense Authorization Act; H.R.240 Department of Homeland Security Appropriations Act, 2015.

Contacted: White House Office; Natl Economic Council (NEC); Federal Reserve System; Labor, Dept of (DOL); HOUSE OF REPRESENTATIVES; Defense, Dept of (DOD); Treasury, Dept of; SENATE; Consumer Financial Protection Bureau (CFPB); Office of Management & Budget (OMB); Securities & Exchange Commission (SEC); Housing & Urban Development, Dept of (HUD); Export-Import Bank of the United States (EXIM Bank); Federal Housing Finance Agency (FHFA); Office of the Comptroller of the Currency (OCC)

Bills named: H.R. 240 (114th)