NATIONAL ASSOCIATION OF FEDERALLY-INSURED CREDIT UNIONS (FKA NAT'L ASSN OF FEDERAL CREDIT UNIONS) for NATIONAL ASSOCIATION OF FEDERALLY-INSURED CREDIT UNIONS

Banking BAN

H.R. 1081, Consumers Payment System Protection Act (Entire Bill); S. 575, Debit Interchange Fee Study Act of 2011(Entire Bill and S.Amdt #392); Housing Finance Reform;H.R. 31, Fannie Mae and Freddie Mac Accountability and Transparency for Taxpayers Act of 2011(Entire Bill); H.R, 1221: Equity in Government Compensation Act of 2011(Entire Bill); H.R. 1222, GSE Subsidy Elimination Act of 2011(Entire Bill); H.R. 1223, GSE Credit Risk Equitable Treatment Act of 2011(Entire Bill); H.R. 1224, GSE Portfolio Risk Reduction Act of 2011(Entire Bill); H.R. 1225, GSE Debt Issuance Approval Act of 2011(Entire Bill); H.R. 1226, GSE Mission Improvement Act of 2011(Entire Bill); H.R. 1227, GSE Risk and Activities Limitation Act of 2011(Entire Bill); H.R. 1182, GSE Bailout Elimination and Taxpayer Protection Act (Entire Bill); H.R. 1859, Housing Finance Reform Act of 2011 (Entire Bill;H.R. 2413, Secondary Market Facility for Residential Mortgages Act of 2011 (Entire Bill); National Flood Insurance Program; H.R. 1309, the Flood Insurance Reform Act of 2011 (Entire Bill); H.R. 1026, the Flood Insurance Reform Priorities Act of 2011 (Entire Bill); S. 737, the Responsible Consumer Financial Protection Regulations Act of 2011 (Entire Bill); H.R. 4173 [PL111-203] the Dodd-Frank Wall Street Reform and Consumer Protection Act (Entire Bill); H.R.87 : To repeal the Dodd-Frank Wall Street Reform and Consumer Protection Act (Entire Bill); H.R. 1121, the Responsible Consumer Financial Protection Regulations Act of 2011(Entire Bill); H.R. 1315, the Consumer Financial Protection Safety and Soundness Improvement Act of 2011 (Entire Bill); ); H.R. 1667, the Bureau of Consumer Financial Protection Transfer Clarification Act (Entire Bill); S.737 Responsible Consumer Financial Protection Regulations Act of 2011 (Entire Bill); Credit Union Member Business Lending Requirements and Restrictions; H.R. 1418, Small Business Lending Enhancement Act of 2011 (Entire Bill); S. 509, Small Business Lending Enhancement Act of 2011 (Entire Bill); Data Security; Credit Union Tax Exemption; National Commission on Fiscal Responsibility and Reform final report entitled, The Moment of Truth; Statutory federal debt limit; Legislation making appropriations for financial services and general government for the fiscal year ending September 30, 2012; National Credit Union Administrations Central Liquidity Fund; Community Development Revolving Loan Fund Appropriations; Community Development Financial Institutions Fund Appropriations; Suspicious Activity Reports (SARs) requirements under the Bank Secrecy Act (S.Amdt. #365 on S.1038); H.R.2366 , Internet Gambling Prohibition, Poker Consumer Protection, and Strengthening UIGEA Act of 2011 (Section 202); Interest on Lawyers Trust Accounts Coverage Parity for Credit Unions; Servicemembers Civil Relief Act; S.486, Protecting Servicemembers from Mortgage Abuses Act of 2011; H.R.544 , To amend the Servicemembers Civil Relief Act to permanently extend the period of protections for servicemembers against mortgage foreclosures, and for other purposes; H.R.1263, To amend the Servicemembers Civil Relief Act to provide surviving spouses with certain protections relating to mortgages and mortgage foreclosures; H.R.1911 ,Protecting Veterans' Homes Act; H.R.2329, Ensuring a Response for Servicemembers Act; Department of Defense Instruction 1000.11 (one-bank, one- credit union); Patent Reform; H.R. 1249, Leahy-Smith America Invents Act; S. 23, America Invents Act; Consumer Financial Protection Bureaus enforceable rules (Regulation Z; Truth in Lending Act; The Credit Card Accountability, Responsibility and Disclosure Act; Real Estate Settlement Procedures Act); Regulation of non-depository financial service providers; Consumer Financial Protection Bureau consumer complaint form; Interchange fees and network routing requirements; Electronic Funds Transfer Act; Federal Reserve Boards proposed changes regarding availability of funds and check collection; Federal Reserve Boards proposed changes regarding escrow accounts; Federal Reserve Boards proposed changes to risk-based pricing notices; Proposed rule on risk management enhancements issued by NACHA-the Electronic Payments Association; Proposed rule on corporate account takeover issued by NACHA-the Electronic Payments Association; Multi-agency interim final rule on garnishing accounts that contain federal benefit payments; National Credit Union Administration, improving transparency of the agencys Overhead Transfer Rate methodology;National Credit Union Administration proposed voluntary corporate stabilization prepayment program; National Credit Union Administration Office of Consumer Protection procedures; Joint agency rulemaking with respect to incentive-based compensation arrangements; National Credit Union Administrations proposed rule to amend the definition of net worth and equity ratio; National Credit Union Share Insurance Fund;National Credit Union Administrations proposed rule on interest rate risk policy and management program for federally-insured credit unions; National Credit Union Administrations Budget; National Credit Union Administrations (NCUA) proposed rule on removing references to credit ratings in NCUAs regulations and proposing alternatives to the use of credit ratings; Troubled Debt Restructuring; Financial Regulatory Reform; Regulatory Relief for Financial Institutions; Financial Literacy; Overdraft Fees; Troubled Asset Relief Program (TARP); Community Reinvestment Act (CRA); Mortgage Bankruptcy Cramdown; SBA Loan Guarantee; Remittances; Credit Risk Retention; Consumer Financial Protection Bureau; Credit Union Capital Reform and Alternative Capital; The S.A.F.E. Mortgage Licensing Act of 2008 (definition of loan originator); Federal Reserve Board, Regulation Z (rule on Escrow Accounts); Federal Reserve Board, Regulation Z (Proposed Rule on Risk-Base Pricing); National Credit Union Administrations corporate stabilization plan; National Credit Union Administrations Merger Partner registry; National Credit Union Administrations rule with respect to fiduciary duties for directors at federal credit unions; National Credit Union Administrations interim Interpretive Ruling and Policy Statement (IRPS) on NCUA's supervisory committee; National Credit Union Administrations proposed rule on temporary insurance coverage of non-interest bearing transaction accounts; Joint proposed rule by the U.S. Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC) on the definitions of "swap dealer" and related terms; National Credit Union Administrations proposed rule on sample income data to obtain the agency's low income designation; National Credit Union Share Insurance Fund (NCUSIF); National Credit Union Administrations proposed rule on advertising and notice of insured status; National Credit Union Administrations Regulatory Flexibility program; The Federal Housing Finance Agency's (FHFA) Advance Notice of Proposed Rule-making on requirements for Federal Home Loan Bank membership; National Credit Union Administrations Final Interpretive Ruling and Policy Statement (IRPS) on corporate chartering; National Credit Union Administrations proposed rule on Interest Rate Risk Management; Prompt corrective action and net worth; risk based capital standards; National Credit Union Administrations rule on mergers and credit unions conversions; credit union governance; Real Estate Appraiser Independence.

Contacted: SENATE; Small Business Administration (SBA); Natl Credit Union Administration (NCUA); Office of the Comptroller of the Currency (OCC); HOUSE OF REPRESENTATIVES; Homeland Security, Dept of (DHS); Internal Revenue Service (IRS); Federal Reserve System; Federal Trade Commission (FTC); Defense, Dept of (DOD); Federal Deposit Insurance Corporation (FDIC); White House Office; Federal Housing Finance Agency (FHFA); Housing & Urban Development, Dept of (HUD); Government Accountability Office (GAO); Financial Crimes Enforcement Network (FinCEN); Commodity Futures Trading Commission (CFTC); Securities & Exchange Commission (SEC); Treasury, Dept of

Bills named: H.R. 1418 (112th), H.R. 87 (112th), H.R. 1667 (112th), H.R. 1911 (112th), S. 1038 (112th), S. 509 (112th), H.R. 2413 (112th), S. 737 (112th), H.R. 1222 (112th), H.R. 4173 (112th), H.R. 1859 (112th), H.R. 31 (112th), H.R. 1121 (112th), H.R. 1223 (112th), H.R. 544 (112th), H.R. 1309 (112th), H.R. 1226 (112th), H.R. 1081 (112th), H.R. 1227 (112th), H.R. 1225 (112th), H.R. 1263 (112th), H.R. 2329 (112th), H.R. 2366 (112th), S. 575 (112th), H.R. 1026 (112th), H.R. 1182 (112th), H.R. 1224 (112th), S. 23 (112th), H.R. 1315 (112th), H.R. 1249 (112th), S. 486 (112th)

Financial Institutions/Investments/Securities FIN

H.R. 1081, Consumers Payment System Protection Act (Entire Bill); S. 575, Debit Interchange Fee Study Act of 2011(Entire Bill and S.Amdt #392); Housing Finance Reform;H.R. 31, Fannie Mae and Freddie Mac Accountability and Transparency for Taxpayers Act of 2011(Entire Bill); H.R, 1221: Equity in Government Compensation Act of 2011(Entire Bill); H.R. 1222, GSE Subsidy Elimination Act of 2011(Entire Bill); H.R. 1223, GSE Credit Risk Equitable Treatment Act of 2011(Entire Bill); H.R. 1224, GSE Portfolio Risk Reduction Act of 2011(Entire Bill); H.R. 1225, GSE Debt Issuance Approval Act of 2011(Entire Bill); H.R. 1226, GSE Mission Improvement Act of 2011(Entire Bill); H.R. 1227, GSE Risk and Activities Limitation Act of 2011(Entire Bill); H.R. 1182, GSE Bailout Elimination and Taxpayer Protection Act (Entire Bill); H.R. 1859, Housing Finance Reform Act of 2011 (Entire Bill;H.R. 2413, Secondary Market Facility for Residential Mortgages Act of 2011 (Entire Bill); National Flood Insurance Program; H.R. 1309, the Flood Insurance Reform Act of 2011 (Entire Bill); H.R. 1026, the Flood Insurance Reform Priorities Act of 2011 (Entire Bill); S. 737, the Responsible Consumer Financial Protection Regulations Act of 2011 (Entire Bill); H.R. 4173 [PL111-203] the Dodd-Frank Wall Street Reform and Consumer Protection Act (Entire Bill); H.R.87 : To repeal the Dodd-Frank Wall Street Reform and Consumer Protection Act (Entire Bill); H.R. 1121, the Responsible Consumer Financial Protection Regulations Act of 2011(Entire Bill); H.R. 1315, the Consumer Financial Protection Safety and Soundness Improvement Act of 2011 (Entire Bill); ); H.R. 1667, the Bureau of Consumer Financial Protection Transfer Clarification Act (Entire Bill); S.737 Responsible Consumer Financial Protection Regulations Act of 2011 (Entire Bill); Credit Union Member Business Lending Requirements and Restrictions; H.R. 1418, Small Business Lending Enhancement Act of 2011 (Entire Bill); S. 509, Small Business Lending Enhancement Act of 2011 (Entire Bill); Data Security; Credit Union Tax Exemption; National Commission on Fiscal Responsibility and Reform final report entitled, The Moment of Truth; Statutory federal debt limit; Legislation making appropriations for financial services and general government for the fiscal year ending September 30, 2012; National Credit Union Administrations Central Liquidity Fund; Community Development Revolving Loan Fund Appropriations; Community Development Financial Institutions Fund Appropriations; Suspicious Activity Reports (SARs) requirements under the Bank Secrecy Act (S.Amdt. #365 on S.1038); H.R.2366 , Internet Gambling Prohibition, Poker Consumer Protection, and Strengthening UIGEA Act of 2011 (Section 202); Interest on Lawyers Trust Accounts Coverage Parity for Credit Unions; Servicemembers Civil Relief Act; S.486, Protecting Servicemembers from Mortgage Abuses Act of 2011; H.R.544 , To amend the Servicemembers Civil Relief Act to permanently extend the period of protections for servicemembers against mortgage foreclosures, and for other purposes; H.R.1263, To amend the Servicemembers Civil Relief Act to provide surviving spouses with certain protections relating to mortgages and mortgage foreclosures; H.R.1911 ,Protecting Veterans' Homes Act; H.R.2329, Ensuring a Response for Servicemembers Act; Department of Defense Instruction 1000.11 (one-bank, one- credit union); Patent Reform; H.R. 1249, Leahy-Smith America Invents Act; S. 23, America Invents Act; Consumer Financial Protection Bureaus enforceable rules (Regulation Z; Truth in Lending Act; The Credit Card Accountability, Responsibility and Disclosure Act; Real Estate Settlement Procedures Act); Regulation of non-depository financial service providers; Consumer Financial Protection Bureau consumer complaint form; Interchange fees and network routing requirements; Electronic Funds Transfer Act; Federal Reserve Boards proposed changes regarding availability of funds and check collection; Federal Reserve Boards proposed changes regarding escrow accounts; Federal Reserve Boards proposed changes to risk-based pricing notices; Proposed rule on risk management enhancements issued by NACHA-the Electronic Payments Association; Proposed rule on corporate account takeover issued by NACHA-the Electronic Payments Association; Multi-agency interim final rule on garnishing accounts that contain federal benefit payments; National Credit Union Administration, improving transparency of the agencys Overhead Transfer Rate methodology;National Credit Union Administration proposed voluntary corporate stabilization prepayment program; National Credit Union Administration Office of Consumer Protection procedures; Joint agency rulemaking with respect to incentive-based compensation arrangements; National Credit Union Administrations proposed rule to amend the definition of net worth and equity ratio; National Credit Union Share Insurance Fund;National Credit Union Administrations proposed rule on interest rate risk policy and management program for federally-insured credit unions; National Credit Union Administrations Budget; National Credit Union Administrations (NCUA) proposed rule on removing references to credit ratings in NCUAs regulations and proposing alternatives to the use of credit ratings; Troubled Debt Restructuring; Financial Regulatory Reform; Regulatory Relief for Financial Institutions; Financial Literacy; Overdraft Fees; Troubled Asset Relief Program (TARP); Community Reinvestment Act (CRA); Mortgage Bankruptcy Cramdown; SBA Loan Guarantee; Remittances; Credit Risk Retention; Consumer Financial Protection Bureau; Credit Union Capital Reform and Alternative Capital; The S.A.F.E. Mortgage Licensing Act of 2008 (definition of loan originator); Federal Reserve Board, Regulation Z (rule on Escrow Accounts); Federal Reserve Board, Regulation Z (Proposed Rule on Risk-Base Pricing); National Credit Union Administrations corporate stabilization plan; National Credit Union Administrations Merger Partner registry; National Credit Union Administrations rule with respect to fiduciary duties for directors at federal credit unions; National Credit Union Administrations interim Interpretive Ruling and Policy Statement (IRPS) on NCUA's supervisory committee; National Credit Union Administrations proposed rule on temporary insurance coverage of non-interest bearing transaction accounts; Joint proposed rule by the U.S. Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC) on the definitions of "swap dealer" and related terms; National Credit Union Administrations proposed rule on sample income data to obtain the agency's low income designation; National Credit Union Share Insurance Fund (NCUSIF); National Credit Union Administrations proposed rule on advertising and notice of insured status; National Credit Union Administrations Regulatory Flexibility program; The Federal Housing Finance Agency's (FHFA) Advance Notice of Proposed Rule-making on requirements for Federal Home Loan Bank membership; National Credit Union Administrations Final Interpretive Ruling and Policy Statement (IRPS) on corporate chartering; National Credit Union Administrations proposed rule on Interest Rate Risk Management; Prompt corrective action and net worth; risk based capital standards; National Credit Union Administrations rule on mergers and credit unions conversions; credit union governance; Real Estate Appraiser Independence.

Contacted: Treasury, Dept of; HOUSE OF REPRESENTATIVES; Natl Credit Union Administration (NCUA); Federal Reserve System; Office of the Comptroller of the Currency (OCC); Federal Deposit Insurance Corporation (FDIC); White House Office; Small Business Administration (SBA); Government Accountability Office (GAO); Housing & Urban Development, Dept of (HUD); Commodity Futures Trading Commission (CFTC); Internal Revenue Service (IRS); Defense, Dept of (DOD); Federal Housing Finance Agency (FHFA); Federal Trade Commission (FTC); Homeland Security, Dept of (DHS); Financial Crimes Enforcement Network (FinCEN); SENATE; Securities & Exchange Commission (SEC)

Bills named: H.R. 1223 (112th), S. 486 (112th), H.R. 1263 (112th), H.R. 4173 (112th), H.R. 544 (112th), H.R. 1026 (112th), H.R. 1859 (112th), S. 1038 (112th), S. 23 (112th), S. 575 (112th), H.R. 1121 (112th), H.R. 1418 (112th), H.R. 1227 (112th), H.R. 1911 (112th), H.R. 1224 (112th), H.R. 1309 (112th), H.R. 31 (112th), S. 737 (112th), H.R. 1249 (112th), S. 509 (112th), H.R. 1081 (112th), H.R. 2329 (112th), H.R. 1226 (112th), H.R. 1315 (112th), H.R. 1222 (112th), H.R. 1667 (112th), H.R. 1182 (112th), H.R. 1225 (112th), H.R. 2413 (112th), H.R. 2366 (112th), H.R. 87 (112th)

Taxation/Internal Revenue Code TAX

Credit Union Tax Exemption; National Commission on Fiscal Responsibility and Reform final report entitled "The Moment of Truth."; Statutory federal debt limit.

Contacted: Government Accountability Office (GAO); Federal Housing Finance Agency (FHFA); Securities & Exchange Commission (SEC); Housing & Urban Development, Dept of (HUD); Homeland Security, Dept of (DHS); Natl Credit Union Administration (NCUA); HOUSE OF REPRESENTATIVES; Treasury, Dept of; Federal Deposit Insurance Corporation (FDIC); Federal Reserve System; Office of the Comptroller of the Currency (OCC); Internal Revenue Service (IRS); Small Business Administration (SBA); Financial Crimes Enforcement Network (FinCEN); Federal Trade Commission (FTC); Defense, Dept of (DOD); Commodity Futures Trading Commission (CFTC); White House Office; SENATE