4th Quarter - Report

SYNCHRONY FINANCIAL for SYNCHRONY FINANCIAL

Period 4th Quarter 2025 Filed Jan 20, 2026 Signed by Michele Johnson

Official filing
Firm
SYNCHRONY FINANCIAL
Client
SYNCHRONY FINANCIAL
Income
—
Expenses
$250,000
Expense method
A: Lobbying Disclosure Act definitions

What was lobbied

2 issue areas, each in the filer's own words, with who lobbied on it and where.

Financial Institutions/Investments/Securities FIN

Issues relating to consumer credit, including proposed credit card rate caps (S. 381/H.R. 1944: 10 Percent Credit Card Interest Rate Cap Act); Issues relating to Social Security Administrations modernization of identification verification system including eCBSV (no bill); Issues relating to debt settlement companies (no bill); Issues relating to the Consumer Financial Protection Bureau, including general credit card issues (no bill); Issues relating to call centers (S. 2495, Keep Call Centers in America Act of 2025); Issues related to Synchrony locations and employee footprint (no bill).

LobbyistCovered position, as disclosed
MICHELE JOHNSON —

Contacted: SENATE; Consumer Financial Protection Bureau (CFPB); Office of the Comptroller of the Currency (OCC); HOUSE OF REPRESENTATIVES; Federal Reserve System

Bills named: S. 381 (119th), S. 2495 (119th), H.R. 1944 (119th)

Taxation/Internal Revenue Code TAX

Issues related to net operating loss (NOL) carryback tax reform (no bill); Issues related to proposed tax on outsourcing payments made to foreign entities (S. 2976, Halting International Relocation of Employment (HIRE) Act).

LobbyistCovered position, as disclosed
MICHELE JOHNSON —

Contacted: HOUSE OF REPRESENTATIVES; SENATE

Bills named: S. 2976 (119th)

Shown as published by the Senate Office of Public Records and the House Clerk under the Lobbying Disclosure Act. The official filing is the record; open it for the full form.