ACA INTERNATIONAL for ACA INTERNATIONAL

Consumer Issues/Safety/Products CSP

Issues related to the Consumer Financial Protection Bureau Fair Debt Collections Act Rulemaking Issue related to Medical Debt Issues related to Student Lending Issues related to Arbitration Issues related to Letter Vendors Issues related to COVID-19 Response Issues related to Artificial Intelligence Issues related to Credit Reporting H.R. 733- The Medical Debt Relief Act H.R.1657- Ending Debt Collection Harassment Act of 2021 H.R.2135- Fair Debt Collection Improvement Act H.R.2458 -Non-Judicial Foreclosure Debt Collection Clarification Act H.R.2498 -Private Loan Disability Discharge Act of 2021 H.R.2537- Consumer Protection for Medical Debt Collections Act H.R.2540- Small Business Lending Fairness Act H.R.2572- Stop Debt Collection Abuse Act of 2021 H.R.2628 - Debt Collection Practices Harmonization Act H.R.2547 - The Comprehensive Debt Collection Improvement Act H.R.2453 - The Driving for Opportunity Act of 2021 H.R.4350 - National Defense Authorization Act for Fiscal Year 2022 H.R. 4773 - the Consumer Financial Protection Commission Act S. 214 - Medical Debt Relief Act - legislation that would remove paid-off or settled medical debt from a patients credit report and institute a year-long waiting period before new medical debt can be reported. S.355 - COVID-19 Medical Debt Collection Relief Act, legislation to prevent healthcare providers from taking drastic steps to collect medical debts from patients - including seizing bank accounts and garnishing wages during the COVID-19 pandemic. S. 823 - To amend the American Rescue Plan Act of 2021 to provide for protection of recovery rebates. S. 998 - The Driving for Opportunity Act of 2021

Contacted: SENATE; Federal Communications Commission (FCC); Small Business Administration (SBA); HOUSE OF REPRESENTATIVES; Office of the Comptroller of the Currency (OCC); Consumer Financial Protection Bureau (CFPB)

Bills named: H.R. 733 (117th), H.R. 2135 (117th), H.R. 4773 (117th), H.R. 2628 (117th), H.R. 2547 (117th), H.R. 2540 (117th), H.R. 1657 (117th), S. 998 (117th), S. 214 (117th), S. 355 (117th), H.R. 2572 (117th), H.R. 2458 (117th), H.R. 2453 (117th), H.R. 4350 (117th), H.R. 2498 (117th), S. 823 (117th), H.R. 2537 (117th)

Budget/Appropriations BUD

Issues related to the Telephone Consumer Protection Act Issues related to Debt Collection H.R. 1319 - the American Rescue Plan Act of 2021

Contacted: Consumer Financial Protection Bureau (CFPB); Small Business Administration (SBA); Federal Communications Commission (FCC); Office of the Comptroller of the Currency (OCC); HOUSE OF REPRESENTATIVES; SENATE

Bills named: H.R. 1319 (117th)

Communications/Broadcasting/Radio/TV COM

Issues related to the Telephone Consumer Protection Act Issues related to Call Blocking and Labeling Issues related to SHAKEN/STIR Issues related to Federal Data Privacy Issues related to the E-Sign Modernization

Contacted: Small Business Administration (SBA); Consumer Financial Protection Bureau (CFPB); Office of the Comptroller of the Currency (OCC); SENATE; Federal Communications Commission (FCC); HOUSE OF REPRESENTATIVES

Financial Institutions/Investments/Securities FIN

Issues related to Operation Choke Point and Fair Access to Banking S. 563 - the Fair Access to Banking Act - protects fair access to financial services and to ensure banks operate in a safe and sound manner, basing judgements and decisions on impartial, individualized risk-based analysis developed through empirical data and evaluated under quantifiable standards.

Contacted: Small Business Administration (SBA); Federal Communications Commission (FCC); Consumer Financial Protection Bureau (CFPB); SENATE; Office of the Comptroller of the Currency (OCC); HOUSE OF REPRESENTATIVES

Bills named: S. 563 (117th)