THE RABEN GROUP for NATIONAL ASSOCIATION OF FEDERAL CREDIT UNIONS

Bankruptcy BNK

S 61 Helping Families Save Their Homes in Bankruptcy Act of 2009 - will allow Bankruptcy Judges to modify the mortgages on residential real estate, a practice which the current Bankruptcy Code prohibits

Contacted: Treasury, Dept of; White House Office; HOUSE OF REPRESENTATIVES; SENATE

Banking BAN

HR 1 American Recovery and Reinvestment Act (stimulus bill) - Making supplemental appropriations for job preservation and creation, infrastructure investment, energy efficiency and science, assistance to the unemployed, and State and local fiscal stabilization, for the fiscal year ending September 30, 2009, and for other purposes. H. R. 1537/S. 2957 - Credit Union Regulatory Improvements Act - To advance credit union efforts to promote economic growth, modify credit union regulatory standards and reduce burdens, and for other purposes. HR 627 / S235 Credit Cardholder's Bill of Rights Act of 2009 - aimed at leveling the playing field between credit card companies and consumers and abolishes industry abuses that have been described by regulators as unfair, deceptive and anti-competitive. HR 703 To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program and other enhancements HR 786 To make permanent the temporary increase in deposit insurance coverage and for other purposes. HR 1105 Omnibus Appropriations Act of 2009 - The Fiscal Year 2009 omnibus totals $410 billion spending bill and includes nine appropriation bills that were not passed by Congress last year (Agriculture, Commerce/State/Justice, Energy and Water, Financial Services, Department of Interior, Labor/HHS, Legislative Branch, Department of State/Foreign Ops, Transportation/HUD). Funding for these government agencies and programs would increase by $32 billion, or 8.3%, over Fiscal Year 2008 (not including the funds appropriated by the recent "stimulus"). These agencies are currently funded at Fiscal Year 2008 levels through March 6, 2009, by a continuing resolution. HR 1106 Helping Families Save Their Homes Act of 2009 - To prevent mortgage foreclosures and enhance mortgage credit availability HR 1214 - Payday Loan reform Act of 2009 - would amend the Truth in Lending Act to establish additional payday loan disclosure requirements and other protections for consumers. HR 1479 Community Reinvestment Modernization Act of 2009 - would extend the Community Reinvestment Act (CRA) beyond banks to other financial institutions: mortgage banks, financial holding companies, insurance companies, securities companies, and mainstream credit unions. S 61 Helping Families Save Their Homes in Bankruptcy Act of 2009 - will allow Bankruptcy Judges to modify the mortgages on residential real estate, a practice which the current Bankruptcy Code prohibits

Contacted: HOUSE OF REPRESENTATIVES; White House Office; SENATE; Treasury, Dept of

Bills named: H.R. 786 (111th), H.R. 627 (111th), H.R. 1214 (111th), H.R. 1106 (111th), S. 2957 (111th), H.R. 703 (111th), H.R. 1105 (111th), H.R. 1537 (111th), H.R. 1479 (111th), H.R. 1 (111th)