INDEPENDENT COMMUNITY BANKERS OF AMERICA for INDEPENDENT COMMUNITY BANKERS OF AMERICA

Small Business SMB

SBA 7(a) Oversight Small Business Administration Program Changes

Contacted: Federal Deposit Insurance Corporation (FDIC); Small Business Administration (SBA); Treasury, Dept of; Agriculture, Dept of (USDA); HOUSE OF REPRESENTATIVES; Natl Credit Union Administration (NCUA); Consumer Financial Protection Bureau (CFPB); Housing & Urban Development, Dept of (HUD); Federal Housing Finance Agency (FHFA); Office of the Comptroller of the Currency (OCC); Federal Reserve System; SENATE

Banking BAN

H.R. 1244 Credit Union Access to Supplemental Capital H.R. 1264 Community Financial Institutions Exemption Act H.R. 1426 Federal Savings Association Charter Flexibility Act H.R. 1948 Small Bank Holding Company Relief Act H.R. 1964 Community Mortgage Lender Regulatory Act of 2017 H.R. 2133 CLEAR Relief Act H.R. 2215 SAFE Act of 2017 H.R. 2226 The Portfolio Lending and Mortgage Access Act H.R. 2954 Home Mortgage Disclosure Adjustment Act H.R. 4015 The Corporate Governance Reform and Transparency Act H.R. 4648 Home Mortgage Reporting Relief Act H.R. 4771 Small Bank Holding Company Relief Act of 2018 H.R. 5515 Military Banking Provisions of the FY 2019 Defense Bill H.R. 5534 Give Useful Information to Define Effective (GUIDE) Compliance Act H.R. 5756 SEC Shareholder Reforms H.R. 5783 Cooperate with Law Enforcement Agencies and Watch Act H.R. 6258 Community bank regulatory relief provisions and the postal banking amendment to the House FY 2019 Financial Services and General Government Appropriations Act H.R. 6743 Consumer Information Notification Act S. 1002 CLEAR Relief Act S. 1152 SAFE Banking Act S. 1284 Small Bank Holding Company Relief Act S. 1310 Home Mortgage Disclosure Adjustment Act S. 1499 A bill to increase from $10B to $50B the threshold figure at which regulated depository institutions are subject to direct examination and reporting requirements of the Bureau of Consumer Financial Protection, and for other purposes. S. 1571 National Flood Insurance Program Reauthorization Act of 2017 S. 2155 Economic Growth Regulatory Relief and Consumer Protection Act S. 2361 Housing Opportunity Mortgage Expansion Act S. 2490 TRID Improvement Act S. 2755 Postal Banking Act S. 2987 2019 National Defense Authorization Act Bank Secrecy Act/Anti-Money Laundering Rules/Legislation, including Beneficial Ownership Issue Bank Secrecy Act Reforms Call Report Streamlining Cannabis Banking Capital Access for Community Banks Capital Rules--Basel III, including treatment of commercial real estate loans, Small Bank Holding Company Policy Statement asset threshold and impact of tax reform on deferred tax assets/regulatory capital CFPB Data Aggregation CFPB Data Collection CFPB Overdraft CFPB Small Business Loan Data Collection Community Reinvestment Act Credit Union Business Lending Powers Credit Union Field of Membership Rules Credit Union Supplemental Capital Customer Due Diligence Rule Data Security and Breaches De Novo Bank Applications Durbin Interchange Amendment Economic Growth, Regulatory Relief and Consumer Protection Act Implementation Faster Payments Flood Insurance Reauthorization Home Mortgage Disclosure Act (HMDA) Regulations Housing Finance Reform Implementation of the Economic Growth, Regulatory Relief and Consumer Protection Act Industrial Loan Corporation Loophole/Exemption from Bank Holding Company Act/Nelnet (ILC) deposit insurance application Innovation Initiative (FinTech) Mortgage Lending Regulations/Reform Mortgage Originator Compensation Rules Mortgage Servicing Regulations Nomination of Michelle Bowman for the Federal Reserve Board of Governors (support) Nomination of Kathleen Kraninger to serve as the director of the Bureau of Consumer Financial Protection (support) Nomination of Kimberly Reed to serve as president of the Export-Import Bank of the United States (support) Postal Banking Public Banking Qualified Mortgages, Ability to Repay Rules Regulatory Burden Relief for Community Banks Regulatory and Tax Relief for Community Banks Small Dollar Lending Virtual Currency

Contacted: Federal Housing Finance Agency (FHFA); SENATE; HOUSE OF REPRESENTATIVES; Housing & Urban Development, Dept of (HUD); Treasury, Dept of; Office of the Comptroller of the Currency (OCC); Small Business Administration (SBA); Natl Credit Union Administration (NCUA); Consumer Financial Protection Bureau (CFPB); Federal Reserve System; Agriculture, Dept of (USDA); Federal Deposit Insurance Corporation (FDIC)

Bills named: H.R. 6743 (115th), S. 1002 (115th), S. 1310 (115th), H.R. 1264 (115th), H.R. 1948 (115th), H.R. 1244 (115th), H.R. 4015 (115th), H.R. 5756 (115th), H.R. 6258 (115th), H.R. 4771 (115th), S. 2490 (115th), S. 2361 (115th), S. 1284 (115th), S. 1499 (115th), H.R. 5534 (115th), H.R. 2954 (115th), S. 1152 (115th), H.R. 1964 (115th), H.R. 1426 (115th), H.R. 2215 (115th), H.R. 5783 (115th), S. 2987 (115th), H.R. 2226 (115th), H.R. 2133 (115th), S. 2155 (115th), H.R. 5515 (115th), S. 2755 (115th), H.R. 4648 (115th), S. 1571 (115th)

Agriculture AGR

H.R. 2 Agricultural Improvement Act S. 3042 Farm Bill Crop Insurance Farm Bill Farm Credit System Reform Funding for Farm Service Agency's (FSA) Farm Loan Programs Poultry Loans Guaranteed by Small Business Administration Rural Development USDA Farm Loan Programs, including funding and loan limits USDA Guaranteed Lending Programs

Contacted: Office of the Comptroller of the Currency (OCC); HOUSE OF REPRESENTATIVES; Federal Deposit Insurance Corporation (FDIC); Housing & Urban Development, Dept of (HUD); Agriculture, Dept of (USDA); Federal Reserve System; SENATE; Small Business Administration (SBA); Federal Housing Finance Agency (FHFA); Treasury, Dept of; Consumer Financial Protection Bureau (CFPB); Natl Credit Union Administration (NCUA)

Bills named: H.R. 2 (115th), S. 3042 (115th)

Taxation/Internal Revenue Code TAX

Business Income Taxation Business Interest Deduction Credit Union Supplemental Capital Credit Union Tax Exemption Farm Credit System Tax Exemption Regulations Implementing H.R. 1 (Tax Cut and Jobs Act), including Sec. 199A deduction S Corp Reforms Tax Cuts and Jobs Act--Implementation and Technical Corrections Tax Reform

Contacted: HOUSE OF REPRESENTATIVES; Housing & Urban Development, Dept of (HUD); Treasury, Dept of; SENATE; Office of the Comptroller of the Currency (OCC); Agriculture, Dept of (USDA); Small Business Administration (SBA); Consumer Financial Protection Bureau (CFPB); Federal Reserve System; Natl Credit Union Administration (NCUA); Federal Deposit Insurance Corporation (FDIC); Federal Housing Finance Agency (FHFA)

Bills named: H.R. 1 (115th)

Housing HOU

H.R. 2890 To amend the Federal Home Loan Bank Act to permit captive insurance companies that were members of a Federal Home Loan Bank prior to September 12, 2014, to continue to be eligible to be members of such a Bank, and for other purposes S. 2490 TRID Improvement Act CFPB Ability to Repay Rule, Small Creditors/Rural Mortgages Flood Insurance Reauthorization GSE Capital Buffer GSE Reform Home Mortgage Disclosure Act (HMDA) Qualified Mortgages

Contacted: Housing & Urban Development, Dept of (HUD); Office of the Comptroller of the Currency (OCC); Federal Reserve System; Agriculture, Dept of (USDA); Natl Credit Union Administration (NCUA); Federal Housing Finance Agency (FHFA); SENATE; Federal Deposit Insurance Corporation (FDIC); Treasury, Dept of; HOUSE OF REPRESENTATIVES; Small Business Administration (SBA); Consumer Financial Protection Bureau (CFPB)

Bills named: S. 2490 (115th), H.R. 2890 (115th)