INDEPENDENT COMMUNITY BANKERS OF AMERICA for INDEPENDENT COMMUNITY BANKERS OF AMERICA

Agriculture AGR

Crop Insurance Amendments Farm Bill Amendments Farm Credit Administration Guidance Memo on Farm Credit System Investments Farm Credit Administration: Mergers, Consolidations and Charter Amendments USDA Conservation Compliance

Contacted: Federal Housing Finance Agency (FHFA); Agriculture, Dept of (USDA); Federal Reserve System; HOUSE OF REPRESENTATIVES; Consumer Financial Protection Bureau (CFPB); SENATE; Small Business Administration (SBA); Farm Credit Administration; White House Office; Commodity Futures Trading Commission (CFTC); Federal Deposit Insurance Corporation (FDIC); Office of the Comptroller of the Currency (OCC); Defense, Dept of (DOD); Labor, Dept of (DOL); Treasury, Dept of; Federal Emergency Management Agency (FEMA); Securities & Exchange Commission (SEC)

Copyright/Patent/Trademark CPT

H.R. 9 Innovation Act H.R. 2045 TROL (Targeting Rogue and Opaque Letters) Act S. 1137 PATENT Act Patent Trolling/Demand Letters Patent Litigation Reform Patent Reform Legislation

Contacted: Office of the Comptroller of the Currency (OCC); Federal Housing Finance Agency (FHFA); Farm Credit Administration; Labor, Dept of (DOL); Federal Emergency Management Agency (FEMA); SENATE; Securities & Exchange Commission (SEC); Consumer Financial Protection Bureau (CFPB); HOUSE OF REPRESENTATIVES; Commodity Futures Trading Commission (CFTC); Federal Deposit Insurance Corporation (FDIC); Small Business Administration (SBA); Federal Reserve System; Defense, Dept of (DOD); Agriculture, Dept of (USDA); Treasury, Dept of; White House Office

Bills named: H.R. 2045 (114th), H.R. 9 (114th), S. 1137 (114th)

Insurance INS

Flood Insurance

Contacted: Securities & Exchange Commission (SEC); Federal Housing Finance Agency (FHFA); Commodity Futures Trading Commission (CFTC); Consumer Financial Protection Bureau (CFPB); Farm Credit Administration; SENATE; Federal Emergency Management Agency (FEMA); Office of the Comptroller of the Currency (OCC); White House Office; Defense, Dept of (DOD); Agriculture, Dept of (USDA); Treasury, Dept of; Federal Reserve System; Federal Deposit Insurance Corporation (FDIC); Labor, Dept of (DOL); Small Business Administration (SBA); HOUSE OF REPRESENTATIVES

Labor Issues/Antitrust/Workplace LBR

ERISA Waivers for Banks Pleading Guilty to Criminal Conduct

Contacted: Office of the Comptroller of the Currency (OCC); HOUSE OF REPRESENTATIVES; Federal Reserve System; Labor, Dept of (DOL); Treasury, Dept of; Federal Emergency Management Agency (FEMA); SENATE; Federal Housing Finance Agency (FHFA); Agriculture, Dept of (USDA); Commodity Futures Trading Commission (CFTC); Farm Credit Administration; Consumer Financial Protection Bureau (CFPB); White House Office; Federal Deposit Insurance Corporation (FDIC); Small Business Administration (SBA); Securities & Exchange Commission (SEC); Defense, Dept of (DOD)

Banking BAN

H.R. 601 Eliminate Privacy Notice Confusion Act H.R. 766 Financial Institution Customer Protection Act H.R. 888 Subsidy Reserve Act H.R. 1113 Portfolio Lending and Mortgage Access Act H.R. 1188 Credit Union Small Business Jobs Creation Act H.R. 1195 The Bureau of Consumer Financial Protection Small Business Advisory Board Act H.R. 1210 Portfolio Lending and Mortgage Access Act H.R. 1233 CLEAR Relief Act H.R. 1259 The HELP Rural Communities Act H.R. 1266 The Financial Products Safety Commission Act H.R. 1334 Holding Company Registration Threshold Equalization Act of 2015 H.R. 1389 American Jobs and Community Revitalization Act H.R. 1408 The Community Bank Mortgage Servicing Asset Capital Requirements Study Act H.R. 1422 CU Residential Loan Parity Act H.R. 1523 Community Bank Access to Capital Act H.R. 1529 The Community Institution Mortgage Relief Act H.R. 1553 Small Bank Exam Cycle Reform Act H.R. 1560 Protecting Cyber Networks Act H.R. 1660 The Federal Savings Association Charter Flexibility Act H.R. 1661 Mutual Bank Capital Opportunity Act H.R. 1731 National Cybersecurity Protection Advancement Act H.R. 1766 Right to Lend Act of 2015 H.R. 1941 Financial Institutions Examination Fairness and Reform Act H.R. 2205 Data Security Act of 2015 H.R. 2213 TRID Safe Harbor Protection H.R. 2896 Tailor Act of 2015 H.R. 2995 FY 2016 Financial Services Approps Bill - Opposed Amendment to Offer HR 1188 Bill S. 423 Privacy Notice Modernization Act S. 482 CFPB Exam and Reporting Threshold Act S. 754 Cybersecurity Information Sharing Act of 2015 S. 774 Financial Institutions and Exam Fairness Reform S. 812 The CLEAR Relief Act S. 871 HELP Rural Communities Act S. 881 A bill to ensure that Federal financial regulators perform a comprehensive review of regulations to identify outdated or otherwise unnecessary regulatory requirements imposed on financial institutions, and for other purposes (EGRPRA) S.961 Data Security Act of 2015 S. 927 CLEAR Relief Plus Act S. 970 18-Month Exam Cycle S. 1206 TBTF Reform S. 1484 Financial Regulatory Improvement Act S. 1491 Community Lender Regulatory Relief and Consumer Protection Act Access to Capital for Community Banks Appraisal Exemption Basel III/Capital Access Call Report Burden CFPB Data Collection CFPB Mortgage Rate Tool CFPB Reforms/Governance CFTC Reauthorization Amendments Congressional Payments Technology Caucus Credit Union Business Lending Powers Cybersecurity - Information Sharing Data Security and Breaches De Novo Bank Applications Department of Justice Operation Chokepoint Escrow Mortgage Requirements Fair Lending/Disparate Impact FASB Accounting Rules for Loan Loss Reserves Faster Payments Federal Reserve Reform Federal Home Loan Bank Membership Rules Flood Insurance Reform Implementation of Bigger-Waters Act Home Mortgage Disclosure Act (HMDA) Regulations Housing Finance Reform Housing Government Sponsored Enterprises Job Act Thrift Fix Military Lending Act Rules Mortgage Escrow Requirements Mortgage Lending Reform Mortgage Servicing Standards Mutual Banks National Flood Insurance Program Overdraft Protection Services Qualified Mortgages, Ability to Repay Rules Regulatory Burden for Community Banks Regulatory and Tax Relief for Community Banks Senate Payments Innovation Caucus Small Bank Holding Company Policy Statement TILA/RESPA Implementation Too Big To Fail Virtual Currency Waivers for Banks Pleading Guilty to Criminal Conduct

Contacted: Labor, Dept of (DOL); Consumer Financial Protection Bureau (CFPB); Federal Reserve System; Federal Deposit Insurance Corporation (FDIC); Federal Emergency Management Agency (FEMA); SENATE; Defense, Dept of (DOD); Commodity Futures Trading Commission (CFTC); Office of the Comptroller of the Currency (OCC); Securities & Exchange Commission (SEC); Treasury, Dept of; Agriculture, Dept of (USDA); Small Business Administration (SBA); Federal Housing Finance Agency (FHFA); HOUSE OF REPRESENTATIVES; White House Office; Farm Credit Administration

Bills named: H.R. 1422 (114th), H.R. 2205 (114th), H.R. 1195 (114th), H.R. 766 (114th), H.R. 1113 (114th), H.R. 1389 (114th), H.R. 1188 (114th), S. 754 (114th), S. 423 (114th), H.R. 1660 (114th), S. 927 (114th), H.R. 1941 (114th), S. 774 (114th), H.R. 1553 (114th), H.R. 1259 (114th), H.R. 1523 (114th), H.R. 888 (114th), S. 970 (114th), S. 881 (114th), H.R. 1731 (114th), S. 482 (114th), H.R. 1408 (114th), H.R. 1529 (114th), S. 961 (114th), S. 1491 (114th), H.R. 1661 (114th), H.R. 1560 (114th), S. 1206 (114th), S. 812 (114th), S. 871 (114th), H.R. 2995 (114th), H.R. 2213 (114th), H.R. 1210 (114th), H.R. 1334 (114th), H.R. 2896 (114th), H.R. 1266 (114th), H.R. 1766 (114th), H.R. 601 (114th), S. 1484 (114th), H.R. 1233 (114th)

Taxation/Internal Revenue Code TAX

H.R. 1295 Trade Preferences Extension Act of 2015 - Financial Account and Interest Reporting Mandates H.R. 1389 American Jobs and Community Revitalization Act H.R. 2229 Municipal Bond Market Support Act H.R. 2789 Capital Access for Small Business Banks Act Bank Qualified Bonds Business Income Taxation Business Interest Deduction Credit Union Tax Exemption Farm Credit System Tax Exemption S Corp Reforms Tax Reform

Contacted: Federal Housing Finance Agency (FHFA); Farm Credit Administration; HOUSE OF REPRESENTATIVES; Federal Reserve System; SENATE; Office of the Comptroller of the Currency (OCC); Consumer Financial Protection Bureau (CFPB); Treasury, Dept of; White House Office; Small Business Administration (SBA); Federal Emergency Management Agency (FEMA); Federal Deposit Insurance Corporation (FDIC); Securities & Exchange Commission (SEC); Labor, Dept of (DOL); Defense, Dept of (DOD); Commodity Futures Trading Commission (CFTC); Agriculture, Dept of (USDA)

Bills named: H.R. 1389 (114th), H.R. 1295 (114th), H.R. 2789 (114th), H.R. 2229 (114th)

Small Business SMB

H.R. 1195 The Bureau of Consumer Financial Protection Small Business Advisory Board Act SBA Credit Scoring Model Small Business Program Changes

Contacted: Office of the Comptroller of the Currency (OCC); Federal Housing Finance Agency (FHFA); Federal Deposit Insurance Corporation (FDIC); Federal Reserve System; Consumer Financial Protection Bureau (CFPB); White House Office; Agriculture, Dept of (USDA); Small Business Administration (SBA); SENATE; Farm Credit Administration; Federal Emergency Management Agency (FEMA); Securities & Exchange Commission (SEC); Labor, Dept of (DOL); Treasury, Dept of; Commodity Futures Trading Commission (CFTC); Defense, Dept of (DOD); HOUSE OF REPRESENTATIVES

Bills named: H.R. 1195 (114th)

Housing HOU

H.R. 1113 Portfolio Lending and Mortgage Access Act H.R. 1233 CLEAR Relief Act H.R. 1259 The HELP Rural Communities Act H.R. 1389 American Jobs and Community Revitalization Act H.R. 1529 The Community Institution Mortgage Relief Act H.R. 2213 Safe Harbor Protection in TRID H.R. 2577 The Transportation, HUD, and Related Agencies Appropriations Act for FY 2016 S. 495 Mortgage Finance Act of 2015 S. 812 The CLEAR Relief Act S. 1484 Financial Regulatory Improvement Act S. 1491 Community Lender Regulatory Relief and Consumer Protection Act Changes to Mortgage Servicing rules - Small Servicer Enhancements FHLB Membership Rules GSE Reform Home Mortgage Disclosure Act (HMDA) CFPB Ability to Repay Rule, Small Creditors/Rural Qualified Mortgages

Contacted: HOUSE OF REPRESENTATIVES; Federal Deposit Insurance Corporation (FDIC); Agriculture, Dept of (USDA); Federal Housing Finance Agency (FHFA); Federal Reserve System; Commodity Futures Trading Commission (CFTC); White House Office; Defense, Dept of (DOD); Consumer Financial Protection Bureau (CFPB); Federal Emergency Management Agency (FEMA); Treasury, Dept of; Farm Credit Administration; Office of the Comptroller of the Currency (OCC); Securities & Exchange Commission (SEC); Small Business Administration (SBA); SENATE; Labor, Dept of (DOL)

Bills named: H.R. 1389 (114th), H.R. 1259 (114th), H.R. 1113 (114th), H.R. 2577 (114th), H.R. 1233 (114th), S. 1484 (114th), S. 495 (114th), S. 812 (114th), H.R. 1529 (114th), H.R. 2213 (114th), S. 1491 (114th)

Budget/Appropriations BUD

Senate Budget Resolution

Contacted: Federal Reserve System; Defense, Dept of (DOD); Commodity Futures Trading Commission (CFTC); Securities & Exchange Commission (SEC); Federal Housing Finance Agency (FHFA); Consumer Financial Protection Bureau (CFPB); Labor, Dept of (DOL); Federal Emergency Management Agency (FEMA); Small Business Administration (SBA); Office of the Comptroller of the Currency (OCC); SENATE; Agriculture, Dept of (USDA); White House Office; Farm Credit Administration; Federal Deposit Insurance Corporation (FDIC); Treasury, Dept of; HOUSE OF REPRESENTATIVES