INDEPENDENT COMMUNITY BANKERS OF AMERICA for INDEPENDENT COMMUNITY BANKERS OF AMERICA

Budget/Appropriations BUD

H.R. 1319 American Rescue Plan Act

Contacted: Small Business Administration (SBA); Federal Housing Finance Agency (FHFA); SENATE; Agriculture, Dept of (USDA); Internal Revenue Service (IRS); Consumer Financial Protection Bureau (CFPB); Office of the Comptroller of the Currency (OCC); Treasury, Dept of; Office of Management & Budget (OMB); Federal Reserve System; HOUSE OF REPRESENTATIVES; Federal Deposit Insurance Corporation (FDIC)

Bills named: H.R. 1319 (117th)

Banking BAN

H.R. 133 Consolidated Appropriations Act, 2021 Economic Impact Payments H.R. 527 CFPB Dual Mandate and Economic Analysis Act H.R. 766 TAILOR Act H.R. 1319 American Rescue Plan Act of 2021 H.R. 1799 The PPP Extension Act H.R. 1996 SAFE Banking Act H.R. 2040 The Financial Reporting Modernization Act H.R. 2211 Central Bank Digital Currency Study Act H.J. Res. 25 Congressional disapproval of OCC True Lender Rule S. 49 No CFPB in PPP Act S. 524 A bill to create a Homeowner Assistance Fund at the Department of Treasury S. 563 Fair Access to Banking Act S. 723 PPP Extension Act S. 823 A bill to amend the American Rescue Plan Act of 2021 to provide for protection of recovery rebates. S. 910 SAFE Banking Act S.J. Res. 15 Congressional disapproval of OCC True Lender Rule Bank Capital and Accounting Relief Bank Secrecy Act/Anti-Money Laundering Rules/Legislation, including Beneficial Ownership Issue BitPay National Trust and Paxos National Trust OCC Trust Charter Applications Brokered Deposits Cannabis Banking CARES Act, Economic Impact Payments CARES Act, Paycheck Protection Program Implementation Central Bank Digital Currency/Digital Dollar Climate-Related Financial Regulation Community Bank Access to Capital Community Bank Leverage Ratio Community Development Financial Institutions (CDFI) Fund Appropriations Community Reinvestment Act Modernization Consumer Access to Financial Records Credit Reporting Credit Union Acquisitions of Community Banks Credit Union Business Lending Powers Credit Union Field of Membership Rules Credit Union Growth/Powers/Abusive Behavior Credit Union Supplemental Capital Cryptocurrency Current Expected Credit Losses (CECL) Customer Data Access, Implementation of Dodd Frank Act Section 1033 Cybersecurity Data Security, Breaches and Privacy De Novo Bank Formation Economic Impact Payments (EIP) Garnishment Exemption EIP - Recommendations for Improving Delivery of Payments to Americans Eliminating Corporate Shadow Banking Emergency Capital Investment Program Implementation Equal treatment between community banks and credit unions when assessing rent and related charges on military bases. Exclusion of Paycheck Protection Program Loans from Calculation of Bank Asset Thresholds Fed Accounts Figure Bank, NA Charter Application Fintech/Banking Relationships Fintech Regulatory Requirements Financial Data Sharing Safety Act First Blockchain Bank & Trust, N.A. Charter Application Flood Insurance Reauthorization GM Financial Bank Deposit Insurance Application Industrial Loan Corporation Loophole Reforms/ Square (ILC) and Rakuten Deposit Insurance Applications Interest Rate Caps Minority Depository Institutions Issues Mortgage Servicer Liquidity Facility Nomination of Isabel Guzman to serve as the Administrator of the U.S. Small Business Administration (SBA) Nomination of Dr. Janet Yellen to serve as Secretary of the Treasury OCC Interpretive Letter 1176/Protego & Anchorage Conversion Applications OCC Proposed Payments Charter Postal Banking Regulatory Burden Relief for Community Banks Regulatory and Tax Relief for Community Banks SBA 7(a) Loan Program Funding and Terms Troubled Debt Restructuring

Contacted: Small Business Administration (SBA); Federal Reserve System; Federal Deposit Insurance Corporation (FDIC); Office of the Comptroller of the Currency (OCC); Consumer Financial Protection Bureau (CFPB); Office of Management & Budget (OMB); SENATE; Federal Housing Finance Agency (FHFA); Internal Revenue Service (IRS); Treasury, Dept of; Agriculture, Dept of (USDA); HOUSE OF REPRESENTATIVES

Bills named: S. 49 (117th), S. 723 (117th), S. 524 (117th), H.R. 1319 (117th), H.R. 766 (117th), H.R. 1996 (117th), S. 910 (117th), S. 563 (117th), H.R. 1799 (117th), H.R. 133 (117th), H.R. 2211 (117th), H.R. 527 (117th), H.R. 2040 (117th), S.J.Res. 15 (117th), S. 823 (117th), H.J.Res. 25 (117th)

Accounting ACC

Accounting for Paycheck Protection Program Loan Processing Fees Current Expected Credit Losses (CECL) Standard

Contacted: Federal Reserve System; HOUSE OF REPRESENTATIVES; Federal Deposit Insurance Corporation (FDIC); Federal Housing Finance Agency (FHFA); Internal Revenue Service (IRS); Consumer Financial Protection Bureau (CFPB); Office of Management & Budget (OMB); Agriculture, Dept of (USDA); SENATE; Treasury, Dept of; Small Business Administration (SBA); Office of the Comptroller of the Currency (OCC)

Agriculture AGR

H.R. 1977 Enhancing Credit Opportunities for Rural America Act (ECORA) Crop Insurance Coalition Budget Enhancements to Paycheck Protection Program for farmers by allowing gross income calculations. Enhancing USDA loan programs Oppose Farm Credit System (FCS) expansion efforts Oppose Proposal to Change Definition of Metropolitan Statistical Areas USDA Business & Industry (B&I) Loans as part of COVID relief

Contacted: Consumer Financial Protection Bureau (CFPB); HOUSE OF REPRESENTATIVES; Federal Housing Finance Agency (FHFA); Treasury, Dept of; Internal Revenue Service (IRS); Office of the Comptroller of the Currency (OCC); Office of Management & Budget (OMB); Federal Deposit Insurance Corporation (FDIC); Small Business Administration (SBA); Federal Reserve System; SENATE; Agriculture, Dept of (USDA)

Bills named: H.R. 1977 (117th)

Taxation/Internal Revenue Code TAX

H.R. 1319 American Rescue Plan Act H.R. 1381 Main St Tax Certainty Act. Makes permanent Section 199A of the tax code H.R. 1977 Enhancing Credit Opportunities in Rural America Act (ECORA) S. 480 Main Street Tax Certainty Act Credit Union Tax Exemption Deductibility of Expenses Covered by Paycheck Protection Program Loans

Contacted: Agriculture, Dept of (USDA); Treasury, Dept of; Federal Housing Finance Agency (FHFA); Federal Deposit Insurance Corporation (FDIC); Small Business Administration (SBA); SENATE; Office of Management & Budget (OMB); Consumer Financial Protection Bureau (CFPB); Internal Revenue Service (IRS); HOUSE OF REPRESENTATIVES; Federal Reserve System; Office of the Comptroller of the Currency (OCC)

Bills named: H.R. 1977 (117th), H.R. 1319 (117th), S. 480 (117th), H.R. 1381 (117th)

Small Business SMB

H.R. 1799 PPP Extension Act S. 723 PPP Extension Act CARES Act, Paycheck Protection Program (PPP) Implementation PPP Forgiveness Process PPP Modifications to Program SBA 7(a) Program Funding and Terms SBA COVID-19 Lending Programs

Contacted: Agriculture, Dept of (USDA); Federal Housing Finance Agency (FHFA); Office of the Comptroller of the Currency (OCC); Small Business Administration (SBA); SENATE; Consumer Financial Protection Bureau (CFPB); Federal Reserve System; Federal Deposit Insurance Corporation (FDIC); Treasury, Dept of; HOUSE OF REPRESENTATIVES; Internal Revenue Service (IRS); Office of Management & Budget (OMB)

Bills named: S. 723 (117th), H.R. 1799 (117th)

Housing HOU

S. 524 A Bill to create a Homeowner Assistance Fund at the Department of Treasury Fannie Mae and Freddie Mac Guarantee Fees Federal Home Loan Bank Membership Government Sponsored Enterprises Qualified Mortgage Patch Government Sponsored Enterprises Reform and Recapitalization GSE Adverse Market Fee GSE Reform, Recapitalization, PSPA Amendments, Climate Change Housing Finance Reform Mortgage and Rental Relief Options Under CARES Act National Flood Insurance reauthorization Qualified Mortgage Rules TILA-RESPA Integrated Disclosures

Contacted: Small Business Administration (SBA); Office of Management & Budget (OMB); Office of the Comptroller of the Currency (OCC); Federal Deposit Insurance Corporation (FDIC); Internal Revenue Service (IRS); Federal Reserve System; Agriculture, Dept of (USDA); HOUSE OF REPRESENTATIVES; Consumer Financial Protection Bureau (CFPB); Treasury, Dept of; SENATE; Federal Housing Finance Agency (FHFA)

Bills named: S. 524 (117th)