BANK POLICY INSTITUTE for BANK POLICY INSTITUTE

Housing HOU

Issues related to Government Sponsored Enterprise (GSE); Federal Housing Finance Reform; Homeowner ship and responsible lending, H.R. 1491 Partnership to Strengthen Homeownership Act of 2015; H.R.685, The Mortgage Choice Act; S.1484 Financial Regulatory Improvement Act.

Contacted: Office of Management & Budget (OMB); HOUSE OF REPRESENTATIVES; Export-Import Bank of the United States (EXIM Bank); Labor, Dept of (DOL); Securities & Exchange Commission (SEC); White House Office; Consumer Financial Protection Bureau (CFPB); Federal Housing Finance Agency (FHFA); Housing & Urban Development, Dept of (HUD); Defense, Dept of (DOD); Treasury, Dept of; Office of the Comptroller of the Currency (OCC); Natl Economic Council (NEC); SENATE; Federal Reserve System

Bills named: H.R. 1491 (114th), S. 1484 (114th), H.R. 685 (114th)

Science/Technology SCI

Data Breach/Spyware; Cyberthreat Information Sharing; S. 754, Cybersecurity Information Sharing Act of 2015; H.R 1560 Protecting Cyber Networks Act; H.R. 601 Eliminate Privacy Notice Confusion Act (All sections of full text) - Efforts in support of bill;

Contacted: White House Office; Labor, Dept of (DOL); HOUSE OF REPRESENTATIVES; Housing & Urban Development, Dept of (HUD); Office of the Comptroller of the Currency (OCC); Office of Management & Budget (OMB); Consumer Financial Protection Bureau (CFPB); SENATE; Defense, Dept of (DOD); Export-Import Bank of the United States (EXIM Bank); Securities & Exchange Commission (SEC); Federal Reserve System; Federal Housing Finance Agency (FHFA); Treasury, Dept of; Natl Economic Council (NEC)

Bills named: H.R. 601 (114th), S. 754 (114th), H.R. 1560 (114th)

Trade (domestic/foreign) TRD

Issues related to International Trade; Export-Import Bank of the United States; H.R. 1008 Increasing American Jobs Through More Exports Act; H.R.1031 Promoting U.S. Jobs Through Exports Act of 2015; S.568 Trade Adjustment Assistance Act; S.819 Export-Import Bank Reform and Re-authorization Act of 2015; S.824 Promoting U.S. Jobs Through Exports Act of 2015; H.R.1314 Trans-Pacific Partnership (TPP) Agreement and Trade Promotion Authority; S.1267 Trade Preferences Extension Act of 2015; H.R.1295 Trade Preferences Extension Act of 2015; S.824 A bill to reauthorize the Export-Import Bank of the United States, and for other purposes (All sections of Full text) H.R.597 Reform Exports and Expand the American Economy Act (All sections of full text)- Efforts in support of bill

Contacted: Federal Reserve System; Securities & Exchange Commission (SEC); Treasury, Dept of; Housing & Urban Development, Dept of (HUD); Labor, Dept of (DOL); Consumer Financial Protection Bureau (CFPB); Office of Management & Budget (OMB); Natl Economic Council (NEC); Defense, Dept of (DOD); Office of the Comptroller of the Currency (OCC); Federal Housing Finance Agency (FHFA); SENATE; Export-Import Bank of the United States (EXIM Bank); HOUSE OF REPRESENTATIVES; White House Office

Bills named: H.R. 597 (114th), H.R. 1008 (114th), S. 1267 (114th), S. 819 (114th), H.R. 1031 (114th), H.R. 1295 (114th), S. 568 (114th), H.R. 1314 (114th), S. 824 (114th)

Financial Institutions/Investments/Securities FIN

Issues related to: Anti-Money Laundering (AML)/Regulator Relief; Financial Services and General Government appropriations; Credit Card/Interchange Fees; Retirement Security/Annuities, Department of Labor definition of fiduciary duty; Data Breach; Government Sponsored Enterprise (GSE) Reform; Automobile, Arbitration fairness; Regulatory Restructuring; Structure and Activities of the Office of Financial Research; Implementation of Proprietary Trading and Funds Investments Restrictions of the Proposed Volcker Rule; S.254 Small Business Health Relief Act; S.433 Currency Undervaluation Investigation Act; S.698 Marketplace Fairness Act; S. 510 Bureau of Consumer Financial Protection-Inspector General Reform Act; S. 774 Financial Institutions Examination Fairness and Reform Act; H.R. 185 Regulatory Accountability Act; H.R. 527 Small Business Regulatory Flexibility Improvements Act; H.R. 601 Eliminate Privacy Notice Confusion Act; S.423 Privacy Notice Modernization Act of 2015; H.R.1233 Community Lending Enhancement and Regulatory Relief Act of 2015; S.819 Export-Import Bank Reform and Reauthorization Act of 2015; S.824 Promoting U.S. Jobs Through Exports Act of 2015; H.R. 1008 Increasing American Jobs Through More Exports Act; H.R. 1031 Promoting U.S. Jobs Through Exports Act of 2015; H.R.37 Promoting Job Creation and Reducing Small Business Burdens Act; S.1484 Financial Regulatory Improvement Act of 2015; S. 961 The Data Security Act; H.R 2205 The Data Security Act; H.R.1550 Financial Stability Oversight Council Improvement Act of 2015; H.R 1266 Financial Product Safety Commission Act;

Contacted: White House Office; Federal Reserve System; Consumer Financial Protection Bureau (CFPB); Treasury, Dept of; Office of the Comptroller of the Currency (OCC); Defense, Dept of (DOD); Export-Import Bank of the United States (EXIM Bank); Office of Management & Budget (OMB); SENATE; Natl Economic Council (NEC); Housing & Urban Development, Dept of (HUD); Labor, Dept of (DOL); Federal Housing Finance Agency (FHFA); Securities & Exchange Commission (SEC); HOUSE OF REPRESENTATIVES

Bills named: H.R. 1031 (114th), H.R. 1266 (114th), S. 254 (114th), H.R. 185 (114th), H.R. 37 (114th), S. 1484 (114th), S. 961 (114th), H.R. 1233 (114th), S. 774 (114th), H.R. 2205 (114th), S. 423 (114th), H.R. 527 (114th), S. 819 (114th), S. 433 (114th), S. 510 (114th), S. 698 (114th), H.R. 1550 (114th), S. 824 (114th), H.R. 601 (114th), H.R. 1008 (114th)

Taxation/Internal Revenue Code TAX

Issues related to Tax Extender Mortgage Debt Forgiveness Act; Mortgage Interest Reporting. Issues related to CBO 10 year budgets and scoring of retirement tax deferrals; S.1267 Trade Preferences Extension Act of 2015; H.R 1295 Trade Preferences Extension Act of 2015; H.Con.Res.27 Establishing the budget for the United States Government for fiscal year 2016 and setting forth appropriate budgetary levels for fiscal years 2017 through 2025; S.Con.Res.11 An original concurrent resolution setting forth the congressional budget for the United States Government for fiscal year 216 and setting forth the appropriate budgetary levels for fiscal years 2017 through 2025

Contacted: HOUSE OF REPRESENTATIVES; Natl Economic Council (NEC); SENATE; White House Office; Federal Housing Finance Agency (FHFA); Housing & Urban Development, Dept of (HUD); Securities & Exchange Commission (SEC); Export-Import Bank of the United States (EXIM Bank); Labor, Dept of (DOL); Office of Management & Budget (OMB); Federal Reserve System; Office of the Comptroller of the Currency (OCC); Treasury, Dept of; Defense, Dept of (DOD); Consumer Financial Protection Bureau (CFPB)

Bills named: H.Con.Res. 27 (114th), S. 1267 (114th), H.R. 1295 (114th), S.Con.Res. 11 (114th)

Disaster Planning/Emergencies DIS

Issues related to Federal Disaster Planning; National Flood Insurance Program; H.R.1471 FEMA Disaster Reform Act; Flood Insurance Reauthorization; S. 1679 Flood Insurance Market Parity and Modernization Act; H.R 2901 Flood Insurance Market Parity and Modernization Act

Contacted: Export-Import Bank of the United States (EXIM Bank); HOUSE OF REPRESENTATIVES; Office of Management & Budget (OMB); Defense, Dept of (DOD); Securities & Exchange Commission (SEC); Office of the Comptroller of the Currency (OCC); SENATE; Consumer Financial Protection Bureau (CFPB); White House Office; Natl Economic Council (NEC); Treasury, Dept of; Federal Reserve System; Labor, Dept of (DOL); Federal Housing Finance Agency (FHFA); Housing & Urban Development, Dept of (HUD)

Bills named: H.R. 2901 (114th), S. 1679 (114th), H.R. 1471 (114th)

Retirement RET

Issues related to Department of Labors proposed rule- fiduciary rule making, which defines when a person providing investment advice becomes a fiduciary under the Employee Retirement Income Security Act of 1974 (ERISA); Issues related to: Congressional Budget Office (CBO) 10 year budgets and scoring of retirement tax deferrals.

Contacted: Natl Economic Council (NEC); Federal Reserve System; Export-Import Bank of the United States (EXIM Bank); Treasury, Dept of; Labor, Dept of (DOL); White House Office; HOUSE OF REPRESENTATIVES; Office of Management & Budget (OMB); Consumer Financial Protection Bureau (CFPB); SENATE; Defense, Dept of (DOD); Securities & Exchange Commission (SEC); Office of the Comptroller of the Currency (OCC); Housing & Urban Development, Dept of (HUD); Federal Housing Finance Agency (FHFA)

Copyright/Patent/Trademark CPT

Issues related to: Patent Reform; S.9 Strong Patents Act; H.R.9 Innovation Act; S.632 STRONG Patents Act of 2015; H.R 2045 Targeting Rogue and Opaque Letters Act; S. 1137, Patent Act

Contacted: Consumer Financial Protection Bureau (CFPB); HOUSE OF REPRESENTATIVES; Housing & Urban Development, Dept of (HUD); White House Office; SENATE; Defense, Dept of (DOD); Federal Housing Finance Agency (FHFA); Securities & Exchange Commission (SEC); Federal Reserve System; Natl Economic Council (NEC); Office of the Comptroller of the Currency (OCC); Export-Import Bank of the United States (EXIM Bank); Office of Management & Budget (OMB); Treasury, Dept of; Labor, Dept of (DOL)

Bills named: S. 9 (114th), H.R. 2045 (114th), S. 1137 (114th), H.R. 9 (114th), S. 632 (114th)

Budget/Appropriations BUD

H.R 30 Save American Workers Act; H.R 636 America's Small Business Tax Relief Act; Issues related to: Congressional Budget Office (CBO) 10 year budgets and scoring of retirement tax deferrals.

Contacted: Securities & Exchange Commission (SEC); Office of Management & Budget (OMB); Labor, Dept of (DOL); Federal Housing Finance Agency (FHFA); Natl Economic Council (NEC); Export-Import Bank of the United States (EXIM Bank); Federal Reserve System; Treasury, Dept of; SENATE; Defense, Dept of (DOD); White House Office; Office of the Comptroller of the Currency (OCC); Consumer Financial Protection Bureau (CFPB); HOUSE OF REPRESENTATIVES; Housing & Urban Development, Dept of (HUD)

Bills named: H.R. 30 (114th), H.R. 636 (114th)

Insurance INS

Issues related to: Flood Insurance; H.R.1550, To amend the Financial Stability Act of 2010 to improve the transparency of the Financial Stability Oversight Council, to improve the SIFI designation process, and for other purposes; H.R.1309, Systemic Risk Designation Improvement Act of 2015;S.1484 Financial Regulatory Improvement Act of 2015; H.R.141 Flood Insurance Premium Parity Act of 2015; H.R.1478 The Policy Holder Protection Act; S. 1679 Flood Insurance Market Parity and Modernization Act; H.R 2901, Flood Insurance Market Parity and Modernization Act; H.R 1550 Financial Stability Oversight Council Improvement Act of 2015

Contacted: Federal Reserve System; SENATE; Defense, Dept of (DOD); Labor, Dept of (DOL); Treasury, Dept of; Office of the Comptroller of the Currency (OCC); Consumer Financial Protection Bureau (CFPB); Federal Housing Finance Agency (FHFA); Housing & Urban Development, Dept of (HUD); Office of Management & Budget (OMB); Securities & Exchange Commission (SEC); Export-Import Bank of the United States (EXIM Bank); Natl Economic Council (NEC); HOUSE OF REPRESENTATIVES; White House Office

Bills named: H.R. 2901 (114th), H.R. 1478 (114th), H.R. 1309 (114th), H.R. 1550 (114th), S. 1484 (114th), S. 1679 (114th), H.R. 141 (114th)

Consumer Issues/Safety/Products CSP

Issues related to: Data Breach/ID Theft/Spyware; Internet Spyware; Social Security Number Protection; Social Security Verification; Fair Practices in Credit Cards; Payment Fraud; Data Security Standards; H.R.189 Servicemember Foreclosure Protection Extension Act of 2015; H.R.601 Eliminate Privacy Notice Confusion Act; S.1484, Financial Regulatory Improvement Act; H.R 1266 Financial Product Safety Commission Act; H.R.1262 Consumer Right to Financial Privacy Act of 2015; S.812 CLEAR Relief Act of 2015; and issues related to the implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub.L.111-203)

Contacted: Office of Management & Budget (OMB); Natl Economic Council (NEC); Federal Reserve System; Office of the Comptroller of the Currency (OCC); Housing & Urban Development, Dept of (HUD); Labor, Dept of (DOL); Federal Housing Finance Agency (FHFA); White House Office; Securities & Exchange Commission (SEC); SENATE; Export-Import Bank of the United States (EXIM Bank); Defense, Dept of (DOD); Consumer Financial Protection Bureau (CFPB); Treasury, Dept of; HOUSE OF REPRESENTATIVES

Bills named: S. 1484 (114th), S. 812 (114th), H.R. 1266 (114th), H.R. 601 (114th), H.R. 1262 (114th), H.R. 189 (114th)

Government Issues GOV

Issues related to Government Sponsored Enterprise (GSE) Reform; Federal Housing Finance Reform; Department of Labor (DoL)/Securities and Exchange Commission (SEC) decision on the definition of fiduciary duty; Soldiers Civil Relief Act (SCRA) issues and provisions within the National Defense Authorization Act; H.R.240 Department of Homeland Security Appropriations Act, 2015; S.1484 Financial Regulatory Improvement Act of 2015; H.R.1735 National Defense Authorization Act for Fiscal Year 2016; S.1484 Financial Regulatory Improvement Act of 2015.

Contacted: Federal Reserve System; Office of the Comptroller of the Currency (OCC); Treasury, Dept of; Federal Housing Finance Agency (FHFA); Labor, Dept of (DOL); Securities & Exchange Commission (SEC); SENATE; Office of Management & Budget (OMB); Housing & Urban Development, Dept of (HUD); White House Office; Natl Economic Council (NEC); HOUSE OF REPRESENTATIVES; Consumer Financial Protection Bureau (CFPB); Export-Import Bank of the United States (EXIM Bank); Defense, Dept of (DOD)

Bills named: H.R. 1735 (114th), S. 1484 (114th), H.R. 240 (114th)