1st Quarter - Report

FIFTH THIRD BANCORP for FIFTH THIRD BANCORP

Firm
Client
Income
—
Expenses
$180,000
Expense method
A: Lobbying Disclosure Act definitions

What was lobbied

4 issue areas, each in the filer's own words, with who lobbied on it and where.

Banking BAN

HR 4060, Systemic Risk Designation Improvement Act of 2014 (all provisions). HR 2767, Protecting American Taxpayers and Homeowners Act of 2013 (PATH Act) (all provisions). S. 1217, Housing Finance Reform and Taxpayer Protection Act and revised Senate GSE/housing finance reform legislation (all provisions).Housing Opportunities Move the Economy Forward Act of 2014 (all provisions of GSE/housing finance discussion draft). HR 4167, Restoring Proven Financing for American Employers Act (all provisions). S. 1903, Prepaid Card Disclosure Act of 2014 (all provisions). HR 3819, Fairness for Community Job Creators Act (all provisions). HR 3370, Homeowner Flood Insurance Affordability Act of 2014 (all provisions). S. 1926, a bill to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012 and to reform the National Association of Registered Agents and Brokers, and for other purposes (all provisions). Issues related to national flood insurance program reauthorization, and escrow and mortgage related provisions. Issues related to government sponsored enterprise (GSE) and housing reforms initiatives. Issues related to Too Big To Fail (TBTF), systemically important financial institution (SIFI) designations, and regulatory relief (no specific bill). Issues related to deposit advance products (and related products) and use, mobile payments and non-banking entities providing banking products (no specific bill). Issues related to housing and lending, mortgage lending, qualified mortgages, qualified residential mortgages, small business lending, online lending, student loans, and auto lending (no specific bill). Issues related to bank fees, card fees and rate caps (no specific bill). Issues related to credit card interchange and debit card interchange (Senator Durbin amendment, electronic debit card transactions) (no specific bill). Issues related to the administration's budget, national debt, Troubled Asset Relief Program (TARP), and financial crisis responsibility fee/bank tax (no specific bill). Issues related to regulatory implementation, Volcker rule (CLO, CDO, TruPus), liquidity coverage ratio (LCR) and Basel (no specific bill). Issues related to regulatory processes, systems and structures, rule making and general discussions (no specific bill). H.R. 4173 (111th Congress, P.L. 111-203): Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act); regulatory implementation discussions covering rules and regulations, including discussions with the Consumer Financial Protection Bureau (for which there is no CFPB listing on Line 17 available), on structure, regulatory implementation, oversight, process, enforcement and compliant handling. General discussions covering the Dodd-Frank Act and provisions (Act repeal, amending and technical fixes), Volcker rule, Financial Stability Oversight Council, Office of Financial Research, systemically important financial institutions designations, prudential regulations, mortgage regulations (qualified mortgages, qualified residential mortgages), corporate governance, enhanced prudential standards (165/166), stress testing, capital planning, living will, remittance, 716, push-out, Title VII (swaps/derivatives), Title II, section 1071, overdraft, pre-paid cards, examinations and other banking and financial services related provisions. S. 1927, Data Security Act of 2014 (all provisions). Issues related to cyber-security, data breach and privacy, protecting consumer and customer information, general discussions as related to banking and financial services (no specific bill).

LobbyistCovered position, as disclosed
DANIELLE ENGLISH New Legislative Assistant (House)
ERIC G RIZZO —
THOMAS J RUEBEL —

Contacted: Federal Reserve System; SENATE; HOUSE OF REPRESENTATIVES

Bills named: H.R. 4060 (113th), S. 1926 (113th), S. 1217 (113th), S. 1927 (113th), H.R. 4167 (113th), H.R. 3370 (113th), H.R. 2767 (113th), H.R. 3819 (113th), S. 1903 (113th), H.R. 4173 (113th)

Copyright/Patent/Trademark CPT

HR 3309, Innovation Act (all provisions).

LobbyistCovered position, as disclosed
DANIELLE ENGLISH New Legislative Assistant (House)
ERIC G RIZZO —
THOMAS J RUEBEL —

Contacted: Federal Reserve System; HOUSE OF REPRESENTATIVES; SENATE

Bills named: H.R. 3309 (113th)

Taxation/Internal Revenue Code TAX

Tax Reform Act of 2014 (House Ways and Means Committee chairs draft proposal), general discussions related to the draft bill and the bank tax, new market tax credits, FDIC premiums, executive compensation and other banking related reforms (all provisions).Issues related to tax reform general discussions covering individual and corporate tax reform (rate and base discussions), including the bank tax/financial crisis responsibility fee, new market tax credits, business interest deductions and tax expenditures, low income housing tax credits, financial transactions tax, section 1030/like kind exchanges, tax provisions (extensions and short sales) (no specific bill).

LobbyistCovered position, as disclosed
DANIELLE ENGLISH New Legislative Assistant (House)
ERIC G RIZZO —
THOMAS J RUEBEL —

Contacted: Federal Reserve System; HOUSE OF REPRESENTATIVES; SENATE

Postal POS

S. 1486, Postal Reform Act of 2013 (all provisions). Issues related to postal reform, general discussions, including rate increases, delivery day schedule and the USPS offering financial products and services (no specific bill).

LobbyistCovered position, as disclosed
DANIELLE ENGLISH New Legislative Assistant (House)
ERIC G RIZZO —
THOMAS J RUEBEL —

Contacted: Federal Reserve System; SENATE; HOUSE OF REPRESENTATIVES

Bills named: S. 1486 (113th)

Shown as published by the Senate Office of Public Records and the House Clerk under the Lobbying Disclosure Act. The official filing is the record; open it for the full form.