4th Quarter - Report

FIFTH THIRD BANCORP for FIFTH THIRD BANCORP

Firm
Client
Income
—
Expenses
$210,000
Expense method
A: Lobbying Disclosure Act definitions

What was lobbied

6 issue areas, each in the filer's own words, with who lobbied on it and where.

Banking BAN

HR 3036, Systemic Risk Designation Improvement Act of 2013 (all provisions), and redrafting discussions. HR 2767, Protecting American Taxpayers and Homeowners Act of 2013 (PATH Act) (all provisions). HR 992, Swaps Regulatory Improvement Act (all provisions).HR 2374, Retail Investor Protection Act (all provisions). HR 1862, Capital Access for Small Community Financial Institutions Act of 2013 (all provisions). S. 1217, Housing Finance Reform and Taxpayer Protection Act (all provisions). Issues related to government sponsored enterprise (GSE) and housing reforms, House and Senate draft proposals (no specific bill). Issues related to Too Big To Fail (TBTF), systemically important financial institution (SIFI), and regulatory relief (no specific bill). Issues related to deposit advance products and use, mobile payments and non-banking entities providing banking products (no specific bill). Issues related to housing and lending, mortgage lending, qualified mortgages, qualified residential mortgages, small business lending, online lending, student loans, and auto lending (no specific bill). Issues related to bank fees, card fees and rate caps (no specific bill). Issues related to credit card interchange and debit card interchange (Senator Durbin amendment, electronic debit card transactions) (no specific bill). Issues related to the administration's budget, Troubled Asset Relief Program (TARP), and financial crisis responsibility fee/bank tax (no specific bill). Issues related to regulatory implementation, Volcker rule (CLO, CDO, TruPus), liquidity coverage ratio and Basel (no specific bill). H.R. 4173 (111th Congress, P.L. 111-203): Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act); regulatory implementation discussions covering rules and regulations, including discussions with the Consumer Financial Protection Bureau (for which there is no CFPB listing on Line 17 available), on structure, regulatory implementation, oversight, process, enforcement and compliant handling. General discussions covering the Dodd-Frank Act and provisions (Act repeal, amending and technical fixes), Volcker rule, Financial Stability Oversight Council, Office of Financial Research, systemically important financial institutions designations, prudential regulations, mortgage regulations (qualified mortgages, qualified residential mortgages), corporate governance, enhanced prudential standards (165/166), stress testing, capital planning, living will, remittance, 716, push-out, Title VII (swaps/derivatives), Title II, section 1071, overdraft, pre-paid cards, examinations and other banking and financial services related provisions. Issues related to cyber-security, data breach and privacy, general discussions as related to banking and financial services (no specific bill).

LobbyistCovered position, as disclosed
ERIC G RIZZO —
THOMAS J RUEBEL —

Contacted: HOUSE OF REPRESENTATIVES; Office of the Comptroller of the Currency (OCC); SENATE

Bills named: H.R. 2767 (113th), H.R. 2374 (113th), H.R. 3036 (113th), H.R. 1862 (113th), H.R. 992 (113th), S. 1217 (113th), H.R. 4173 (113th)

Taxation/Internal Revenue Code TAX

Issues related to tax reform general discussions covering individual and corporate tax reform (rate and base discussions), including the bank tax/financial crisis responsibility fee, business interest deductions and tax expenditures, new markets tax credits, low income housing tax credits, and financial transactions tax (securities tax and VAT) (no specific bill).S. 947, Small Business Accounting and Tax Simplification Act (all provisions). Issues and general discussions on legislative discussion drafts (including the Financial Products Tax Reform discussion draft), plans and initiatives related to tax reform (no specific bill).

LobbyistCovered position, as disclosed
ERIC G RIZZO —
THOMAS J RUEBEL —

Contacted: SENATE; Office of the Comptroller of the Currency (OCC); HOUSE OF REPRESENTATIVES

Bills named: S. 947 (113th)

Copyright/Patent/Trademark CPT

HR 3309, Innovation Act (all provisions). Issues related to patents, general discussions (no specific bill).

LobbyistCovered position, as disclosed
ERIC G RIZZO —
THOMAS J RUEBEL —

Contacted: SENATE; Office of the Comptroller of the Currency (OCC); HOUSE OF REPRESENTATIVES

Bills named: H.R. 3309 (113th)

Health Issues HCR

Issues related to the implementation of the Affordable Care Act, general discussions (no specific bill).

LobbyistCovered position, as disclosed
ERIC G RIZZO —
THOMAS J RUEBEL —

Contacted: HOUSE OF REPRESENTATIVES; Office of the Comptroller of the Currency (OCC); SENATE

Postal POS

Issues related to postal reform, general discussions, including rate increases and delivery day schedule (no specific bill).

LobbyistCovered position, as disclosed
ERIC G RIZZO —
THOMAS J RUEBEL —

Contacted: HOUSE OF REPRESENTATIVES; SENATE; Office of the Comptroller of the Currency (OCC)

Budget/Appropriations BUD

Issues related to fiscal cliff, debt ceiling, national budget, deficit and sequestration (no specific bill).

LobbyistCovered position, as disclosed
ERIC G RIZZO —
THOMAS J RUEBEL —

Contacted: SENATE; Office of the Comptroller of the Currency (OCC); HOUSE OF REPRESENTATIVES

Shown as published by the Senate Office of Public Records and the House Clerk under the Lobbying Disclosure Act. The official filing is the record; open it for the full form.