1st Quarter - Report

AMERICANS FOR FINANCIAL REFORM for AMERICANS FOR FINANCIAL REFORM

Firm
Client
Income
—
Expenses
$150,000
Expense method
A: Lobbying Disclosure Act definitions

What was lobbied

8 issue areas, each in the filer's own words, with who lobbied on it and where.

Financial Institutions/Investments/Securities FIN

Credit Card Competition Act H.R. 1101, the Taxpayer Data Protection Act private equity regulation Financial Technology ("Fintech") SEC funding and riders in appropriations bills digital assets regulation Crypto Broker Tax Reporting Guidance Digital assets regulation (stablecoins; banking standards for crypto) Private Markets Transparency and Accountability H.J. Resolution 109 (Rescinding SEC SAB 121 Guidance) H.J.Res 25 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Internal Revenue Service relating to "Gross Proceeds Reporting by Brokers That Regularly Provide Services Effectuating Digital Asset Sales" H.R. 2392 STABLE Act (stablecoins) S. 394 GENIUS Act (stablecoins) S. 710 Crypto ATM Fraud Prevention Act H. R. 1919 Anti-CBDC Surveillance State Act H.R. 1712 Modern Emoluments and Malfeasance "Meme" Act Crypto and Government Ethics, Dislcosure, Constitutional issues Postal banking Stock Buyback Accountability Act FIO/NAIC climate data call NFIP policy discussion

LobbyistCovered position, as disclosed
RUKMANI DEVI BHATIA —
MARK ALLEN HAYS —

Contacted: SENATE; Treasury, Dept of; HOUSE OF REPRESENTATIVES

Bills named: H.J.Res. 25 (119th), S. 394 (119th), H.R. 1101 (119th), S. 710 (119th), H.R. 2392 (119th), H.R. 1712 (119th), H.R. 1919 (119th)

Taxation/Internal Revenue Code TAX

IRS enforcement funding H.R.995 No Tax Breaks for Outsourcing Act S.409No Tax Breaks for Outsourcing Act S. 445 Carried Interest Fairness Act of 2025 Stock buybacks regulation

LobbyistCovered position, as disclosed
RUKMANI DEVI BHATIA —

Contacted: SENATE; HOUSE OF REPRESENTATIVES

Bills named: H.R. 995 (119th), S. 445 (119th)

Budget/Appropriations BUD

Budget - FSGG Appropriations

LobbyistCovered position, as disclosed
RUKMANI DEVI BHATIA —

Contacted: SENATE; HOUSE OF REPRESENTATIVES

Government Issues GOV

H.R. 77 Midnight Rules Relief Act Confirm Nominees for Financial Regulators & Independent Agencies SEC Chair Nominee OCC Chair Nominee FHFA Director Nominee CFPB Director Nominee Attorney General Nominee OMB Director Nominee Treasury Secretary Nominee H.R. 1712 Modern Emoluments and Malfeasance "Meme" Act Crypto and Government Ethics, Dislcosure, Constitutional issues

LobbyistCovered position, as disclosed
RUKMANI DEVI BHATIA —

Contacted: HOUSE OF REPRESENTATIVES; SENATE

Bills named: H.R. 77 (119th), H.R. 1712 (119th)

Housing HOU

FHFA Director Nominee S.788 Humans Over Private Equity Act housing and private equity

LobbyistCovered position, as disclosed
RUKMANI DEVI BHATIA —

Contacted: HOUSE OF REPRESENTATIVES; SENATE

Bills named: S. 788 (119th)

Constitution CON

H.R. 1712 Modern Emoluments and Malfeasance "Meme" Act Crypto and Government Ethics, Dislcosure, Constitutional issues

LobbyistCovered position, as disclosed
MARK ALLEN HAYS —

Contacted: SENATE; HOUSE OF REPRESENTATIVES

Bills named: H.R. 1712 (119th)

Banking BAN

Credit Card Competition Act H.R. 1101, the Taxpayer Data Protection Act Confirm Nominees for Financial Regulators & Independent Agencies SEC Chair Nominee OCC Chair Nominee CFPB Director Nominee Treasury Secretary Nominee S. 875 FIRM Act S. 293: The Fair Access to Banking Act Fair Access to Financial Services Act of 2022 private equity regulation SEC funding and riders in appropriations bills digital assets regulation Crypto Broker Tax Reporting Guidance Digital assets regulation (stablecoins; banking standards for crypto) Private Markets Transparency and Accountability H.J. Resolution 109 (Rescinding SEC SAB 121 Guidance) H.J.Res 25 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Internal Revenue Service relating to "Gross Proceeds Reporting by Brokers That Regularly Provide Services Effectuating Digital Asset Sales" H.R. 2392 STABLE Act (stablecoins) S. 394 GENIUS Act (stablecoins) S. 710 Crypto ATM Fraud Prevention Act H. R. 1919 Anti-CBDC Surveillance State Act Postal banking EPA GHG Reduction Fund OCC Fair Access Rule

LobbyistCovered position, as disclosed
RUKMANI DEVI BHATIA —
MARK ALLEN HAYS —

Contacted: Office of the Comptroller of the Currency (OCC); SENATE; HOUSE OF REPRESENTATIVES

Bills named: H.R. 1919 (119th), S. 875 (119th), S. 394 (119th), H.J.Res. 25 (119th), S. 710 (119th), H.R. 2392 (119th), S. 293 (119th), H.R. 1101 (119th)

Consumer Issues/Safety/Products CSP

Financial Technology ("Fintech") NFIP policy discussion H.R. 654 - TABS Act of 2025 Rule 1071 H.R. 976, the 1071 Repeal to Protect Small Business Lending Act overdraft reform medical debt in credit reports Solar Panel Fraud & Consumer Protections Buy Now Pay Later products S.J.Res. 18 A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions". S.J.Res 28 A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications". H.J.Res 59 A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions". H.J.Res 64 A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications". H.J.Res 74 Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V) S.J.Res. 36 Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V) Consumer Financial Protection Commission Act CFPB-IG Reform Act of 2025 HR 2183 CFPB Dual Mandate and Economic Analysis Act Transparency in CFPB Cost-Benefit Analysis Act H.R. 1606, the Making the CFPB Accountable to Small Businesses Act of 2025 H.R. 1652, the Rectifying UDAAP Act H.R. 1653, the Civil Investigative Demand Reform Act of 2025 Business of Insurance Regulatory Reform Act of 2025 H.R. 1658 SAFE Lending Act S. 780 SAFE Lending Act Sunlight on Solar Lending Act

LobbyistCovered position, as disclosed
RUKMANI DEVI BHATIA —

Contacted: SENATE; HOUSE OF REPRESENTATIVES

Bills named: H.J.Res. 74 (119th), H.J.Res. 59 (119th), S.J.Res. 28 (119th), H.R. 1658 (119th), H.R. 1606 (119th), H.J.Res. 64 (119th), H.R. 1653 (119th), S.J.Res. 18 (119th), H.R. 654 (119th), S. 780 (119th), S.J.Res. 36 (119th), H.R. 2183 (119th), H.R. 1652 (119th), H.R. 976 (119th)

Shown as published by the Senate Office of Public Records and the House Clerk under the Lobbying Disclosure Act. The official filing is the record; open it for the full form.