HR 6551 · 119th Congress 2025โ€“2027

New BANK Act of 2025

Latest action · Feb 25, 2026 Placed on the Union Calendar, Calendar No. 455.

Progress

Where this bill reached, and when. A stage with no date was not reached; one that failed a vote and later carried shows the date it carried.

  1. IntroducedDec 10, 2025
  2. Passed HouseNot reached
  3. Passed SenateNot reached
  4. To the PresidentNot reached
  5. Became lawNot reached

Cosponsors 2

Members who signed on, in the order they did. Signatures ran from Dec 16, 2025 to Jan 9, 2026.

SeatCosponsorSigned on
D-NJJosh GottheimerDec 16, 2025
R-NYMichael LawlerJan 9, 2026

Committees 1

Where it was sent and what each committee and subcommittee did with it, in order.

ChamberCommitteeWhat it did
HouseFinancial Services Committee
Referred Dec 10, 2025Markup Dec 16, 2025Markup Dec 17, 2025Reported Feb 25, 2026

Actions 7

Everything that happened, newest first.

  1. Feb 25, 2026Reported (Amended) by the Committee on Financial Services. H. Rept. 119-530.
  2. Feb 25, 2026Placed on the Union Calendar, Calendar No. 455.
  3. Dec 17, 2025Committee Consideration and Mark-up Session Held
  4. Dec 17, 2025Ordered to be Reported (Amended) by the Yeas and Nays: 53 - 0.
  5. Dec 16, 2025Committee Consideration and Mark-up Session Held
  6. Dec 10, 2025Introduced in House
  7. Dec 10, 2025Referred to the House Committee on Financial Services.

Research

What has been written about this bill: committee reports, cost estimates, the sponsor’s authority statement, printed hearings and the Congressional Research Service’s work.

Committee report

Constitutional authority

By Mr. LOUDERMILK: H.R. 6551 Congress has the power to enact this legislation pursuant to the following: Article 1, Section 8

The sponsor’s statement, as printed in the Congressional Record, vol. 171, no. 208, December 10, 2025, page H5561.

Titles 5

Every title it has carried, official and short, at each stage.

Official Title as Introduced
To require annual reports on national bank and Federal savings association charter applications, depository institution holding company applications, Federal deposit insurance applications, and State depository institution charter applications, and for other purposes.
Short Title(s) as Introduced
New BANK Act of 2025
New Bank Application Numbers Knowledge Act of 2025
Short Title(s) as Reported to House
New BANK Act of 2025
New Bank Application Numbers Knowledge Act of 2025

Subjects

Assigned by the Library of Congress. Policy area: Finance and Financial Sector.

Text 2

Each version as it was printed, newest first.

  1. Feb 25, 2026Reported in House
  2. Dec 10, 2025Introduced in House

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Everything here is as published by Congress: the summary is the Congressional Research Service's, the action wording is the clerks', and the subjects are the Library of Congress's. How far it got is read from the actions themselves, taking the most recent one of each kind, so a bill that failed a vote and later passed is shown as having passed. Records come from this bill on Congress.gov and govinfo.gov; cost estimates are the Congressional Budget Office's, and the hearings are the printed hearings GovInfo publishes, which can appear months after the hearing.