Housing Financial Literacy Act of 2025
Latest action · Nov 19, 2025 Referred to the House Committee on Financial Services.
Progress
Where this bill reached, and when. A stage with no date was not reached; one that failed a vote and later carried shows the date it carried.
- IntroducedNov 19, 2025
- Passed HouseNot reached
- Passed SenateNot reached
- To the PresidentNot reached
- Became lawNot reached
Cosponsors 35
Members who signed on, in the order they did. Signatures ran from Nov 19, 2025 to Oct 9, 2026; 28 are original cosponsors, there from the day it was introduced.
| Seat | Cosponsor | Signed on | |
|---|---|---|---|
| D-WA | Adam Smith | Original | Nov 19, 2025 |
| D-NC | Alma S. Adams | Original | Nov 19, 2025 |
| D-IN | André Carson | Original | Nov 19, 2025 |
| D-MN | Angie Craig | Original | Nov 19, 2025 |
| D-MS | Bennie G. Thompson | Original | Nov 19, 2025 |
| D-LA | Cleo Fields | Original | Nov 19, 2025 |
| D-GA | David Scott | Original | Nov 19, 2025 |
| D-NC | Donald G. Davis | Original | Nov 19, 2025 |
| D-PA | Dwight Evans | Original | Nov 19, 2025 |
| D-HI | Ed Case | Original | Nov 19, 2025 |
| D-DC | Eleanor Holmes Norton | Original | Nov 19, 2025 |
| D-MO | Emanuel Cleaver | Original | Nov 19, 2025 |
| D-NY | Gregory W. Meeks | Original | Nov 19, 2025 |
| D-WI | Gwen Moore | Original | Nov 19, 2025 |
| D-GA | Henry C. "Hank" Johnson, Jr. | Original | Nov 19, 2025 |
| D-CT | Jahana Hayes | Original | Nov 19, 2025 |
| D-HI | Jill N. Tokuda | Original | Nov 19, 2025 |
| D-NY | John W. Mannion | Original | Nov 19, 2025 |
| D-TX | Julie Johnson | Original | Nov 19, 2025 |
| D-CA | Kevin Mullin | Original | Nov 19, 2025 |
| R-OH | Mike Carey | Original | Nov 19, 2025 |
| D-IL | Raja Krishnamoorthi | Original | Nov 19, 2025 |
| D-IL | Robin L. Kelly | Original | Nov 19, 2025 |
| D-GA | Sanford D. Bishop, Jr. | Original | Nov 19, 2025 |
| D-DE | Sarah McBride | Original | Nov 19, 2025 |
| D-MI | Shri Thanedar | Original | Nov 19, 2025 |
| D-TN | Steve Cohen | Original | Nov 19, 2025 |
| D-NY | Yvette D. Clarke | Original | Nov 19, 2025 |
| D-NV | Dina Titus | Nov 21, 2025 | |
| D-MI | Haley M. Stevens | Nov 21, 2025 | |
| D-VA | Suhas Subramanyam | Dec 2, 2025 | |
| D-PA | Chrissy Houlahan | Dec 9, 2025 | |
| D-CA | J. Luis Correa | Dec 17, 2025 | |
| D-OH | Emilia Strong Sykes | Oct 1, 2026 | |
| D-CA | Dave Min | Oct 9, 2026 |
Committees 1
Where it was sent and what each committee and subcommittee did with it, in order.
| Chamber | Committee | What it did |
|---|---|---|
| House | Financial Services Committee | Referred Nov 19, 2025 |
Actions 2
Everything that happened, newest first.
- Nov 19, 2025Introduced in House
- Nov 19, 2025Referred to the House Committee on Financial Services.
Research
What has been written about this bill: committee reports, cost estimates, the sponsor’s authority statement, printed hearings and the Congressional Research Service’s work.
Constitutional authority
The sponsor’s statement, as printed in the Congressional Record, vol. 171, no. 195, November 19, 2025, page H4817.
Related bills 1
Companion bills and other measures the record links to this one.
| Bill | Title | Relationship | Latest action |
|---|---|---|---|
| S 4861 | Housing Financial Literacy Act of 2026 | Related bill | Jun 23, 2026 |
Titles 2
Every title it has carried, official and short, at each stage.
- Official Title as Introduced
- To require the Secretary of Housing and Urban Development to discount FHA single-family mortgage insurance premium payments for first-time homebuyers who complete a financial literacy housing counseling program.
- Short Title(s) as Introduced
- Housing Financial Literacy Act of 2025
Subjects
Assigned by the Library of Congress. Policy area: Finance and Financial Sector.
Text 1
Each version as it was printed, newest first.
- Nov 19, 2025Introduced in House
Everything here is as published by Congress: the summary is the Congressional Research Service's, the action wording is the clerks', and the subjects are the Library of Congress's. How far it got is read from the actions themselves, taking the most recent one of each kind, so a bill that failed a vote and later passed is shown as having passed. Records come from this bill on Congress.gov and govinfo.gov; cost estimates are the Congressional Budget Office's, and the hearings are the printed hearings GovInfo publishes, which can appear months after the hearing.
