Bipartisan Premium Tax Credit Extension Act
Latest action · Sep 4, 2025 Referred to the House Committee on Ways and Means.
Progress
Where this bill reached, and when. A stage with no date was not reached; one that failed a vote and later carried shows the date it carried.
- IntroducedSep 4, 2025
- Passed HouseNot reached
- Passed SenateNot reached
- To the PresidentNot reached
- Became lawNot reached
Summary
Bipartisan Premium Tax Credit Extension Act
This bill extends for one year, through 2026, temporary changes enacted by the American Rescue Plan Act of 2021 (ARPA) and the Inflation Reduction Act of 2022 (IRA) that generally expand eligibility for and increase the amount of the premium tax credit.
Currently, eligible taxpayers may be able to claim the premium tax credit, which applies toward the cost of obtaining health insurance through health insurance exchanges. To be eligible for the premium tax credit, a taxpayer’s household income must meet or exceed 100% of the federal poverty level (FPL) and, after 2025, may not exceed 400% of the FPL (maximum income limit). For 2021-2025, the ARPA and IRA eliminated the maximum income limit, which generally expands eligibility for the premium tax credit.
Further, under current law, the amount of the premium tax credit is (1) generally the plan premium (conditions apply), minus (2) the taxpayer’s household income multiplied by the applicable percentage. The applicable percentage is a specific percentage that varies depending on which of six income ranges (adjusted for inflation after 2025) the taxpayer’s household income falls within. For 2021-2025, the ARPA and IRA lowered the applicable percentages and eliminated the adjustment of the applicable percentages for inflation, which generally increases the amount of the premium tax credit.
The bill extends for one year, through 2026, the elimination of the 400% maximum income limit, the lower applicable percentages, and the elimination of the inflation adjustment for the applicable percentages.
Cosponsors 30
Members who signed on, in the order they did. Signatures ran from Sep 4, 2025 to Jan 7, 2026; 14 are original cosponsors, there from the day it was introduced.
| Seat | Cosponsor | Signed on | |
|---|---|---|---|
| R-PA | Brian K. Fitzpatrick | Original | Sep 4, 2025 |
| R-FL | Carlos A. Gimenez | Original | Sep 4, 2025 |
| R-CA | David G. Valadao | Original | Sep 4, 2025 |
| D-NC | Donald G. Davis | Original | Sep 4, 2025 |
| D-ME | Jared F. Golden | Original | Sep 4, 2025 |
| R-CO | Jeff Hurd | Original | Sep 4, 2025 |
| R-AZ | Juan Ciscomani | Original | Sep 4, 2025 |
| R-FL | Maria Elvira Salazar | Original | Sep 4, 2025 |
| D-WA | Marie Gluesenkamp Perez | Original | Sep 4, 2025 |
| R-NY | Michael Lawler | Original | Sep 4, 2025 |
| R-PA | Robert P. Bresnahan, Jr. | Original | Sep 4, 2025 |
| R-NJ | Thomas H. Kean, Jr. | Original | Sep 4, 2025 |
| D-NY | Thomas R. Suozzi | Original | Sep 4, 2025 |
| R-CA | Young Kim | Original | Sep 4, 2025 |
| D-MI | Hillary J. Scholten | Sep 8, 2025 |
Committees 1
Where it was sent and what each committee and subcommittee did with it, in order.
| Chamber | Committee | What it did |
|---|---|---|
| House | Ways and Means Committee | Referred Sep 4, 2025 |
Actions 2
Everything that happened, newest first.
- Sep 4, 2025Introduced in House
- Sep 4, 2025Referred to the House Committee on Ways and Means.
Research
What has been written about this bill: committee reports, cost estimates, the sponsor’s authority statement, printed hearings and the Congressional Research Service’s work.
Constitutional authority
The sponsor’s statement, as printed in the Congressional Record, vol. 171, no. 145, September 4, 2025, page H3862.
Related bills 1
Companion bills and other measures the record links to this one.
| Bill | Title | Relationship | Latest action |
|---|---|---|---|
| S 3385 | Lower Health Care Costs Act | Related bill | Dec 11, 2025 |
Titles 2
Every title it has carried, official and short, at each stage.
- Official Title as Introduced
- To amend the Internal Revenue Code of 1986 to extend the enhanced premium tax credit, and for other purposes.
- Short Title(s) as Introduced
- Bipartisan Premium Tax Credit Extension Act
Subjects
Assigned by the Library of Congress. Policy area: Taxation.
Text 1
Each version as it was printed, newest first.
- Sep 4, 2025Introduced in House
Everything here is as published by Congress: the summary is the Congressional Research Service's, the action wording is the clerks', and the subjects are the Library of Congress's. How far it got is read from the actions themselves, taking the most recent one of each kind, so a bill that failed a vote and later passed is shown as having passed. Records come from this bill on Congress.gov and govinfo.gov; cost estimates are the Congressional Budget Office's, and the hearings are the printed hearings GovInfo publishes, which can appear months after the hearing.
