Small Bank Holding Company Relief Act
Latest action · Jul 15, 2025 Placed on the Union Calendar, Calendar No. 165.
Progress
Where this bill reached, and when. A stage with no date was not reached; one that failed a vote and later carried shows the date it carried.
- IntroducedApr 10, 2025
- Passed HouseNot reached
- Passed SenateNot reached
- To the PresidentNot reached
- Became lawNot reached
Summary
Small Bank Holding Company Relief Act
This bill requires the Federal Reserve Board to raise the consolidated asset threshold under which a specified policy statement applies to small bank holding companies. The policy statement allows small bank holding companies to operate with higher debt levels than would be allowed for larger bank holding companies.
Cosponsors 6
Members who signed on, in the order they did. Signatures ran from Apr 10, 2025 to Jun 9, 2025; 2 are original cosponsors, there from the day it was introduced.
| Seat | Cosponsor | Signed on | |
|---|---|---|---|
| R-OK | Frank D. Lucas | Original | Apr 10, 2025 |
| R-FL | Mike Haridopolos | Original | Apr 10, 2025 |
| R-MT | Troy Downing | Apr 14, 2025 | |
| R-KY | Andy Barr | May 19, 2025 | |
| R-TX | Monica De La Cruz | Jun 4, 2025 | |
| R-TX | Pete Sessions | Jun 9, 2025 |
Committees 1
Where it was sent and what each committee and subcommittee did with it, in order.
| Chamber | Committee | What it did |
|---|---|---|
| House | Financial Services Committee | Referred Apr 10, 2025Markup Jun 10, 2025Reported Jul 15, 2025 |
Actions 6
Everything that happened, newest first.
- Jul 15, 2025Reported (Amended) by the Committee on Financial Services. H. Rept. 119-202.
- Jul 15, 2025Placed on the Union Calendar, Calendar No. 165.
- Jun 10, 2025Committee Consideration and Mark-up Session Held
- Jun 10, 2025Ordered to be Reported (Amended) by the Yeas and Nays: 30 - 20.
- Apr 10, 2025Introduced in House
- Apr 10, 2025Referred to the House Committee on Financial Services.
Research
What has been written about this bill: committee reports, cost estimates, the sponsor’s authority statement, printed hearings and the Congressional Research Service’s work.
Committee report
Constitutional authority
The sponsor’s statement, as printed in the Congressional Record, vol. 171, no. 65, April 10, 2025, page H1601.
Titles 3
Every title it has carried, official and short, at each stage.
- Official Title as Introduced
- To raise the consolidated assets threshold under the small bank holding company policy statement, and for other purposes.
- Short Title(s) as Introduced
- Small Bank Holding Company Relief Act
- Short Title(s) as Reported to House
- Small Bank Holding Company Relief Act
Subjects
Assigned by the Library of Congress. Policy area: Finance and Financial Sector.
Text 2
Each version as it was printed, newest first.
- Jul 15, 2025Reported in House
- Apr 10, 2025Introduced in House
Everything here is as published by Congress: the summary is the Congressional Research Service's, the action wording is the clerks', and the subjects are the Library of Congress's. How far it got is read from the actions themselves, taking the most recent one of each kind, so a bill that failed a vote and later passed is shown as having passed. Records come from this bill on Congress.gov and govinfo.gov; cost estimates are the Congressional Budget Office's, and the hearings are the printed hearings GovInfo publishes, which can appear months after the hearing.
