Tribal Trust Land Homeownership Act of 2025
Latest action · Feb 23, 2026 Placed on the Union Calendar, Calendar No. 439.
Progress
Where this bill reached, and when. A stage with no date was not reached; one that failed a vote and later carried shows the date it carried.
- IntroducedMar 14, 2025
- Passed HouseNot reached
- Passed SenateNot reached
- To the PresidentNot reached
- Became lawNot reached
Summary
Tribal Trust Land Homeownership Act of 2025
This bill sets forth requirements for the processing of a proposed residential leasehold mortgage, business leasehold mortgage, land mortgage, or right-of-way document by the Bureau of Indian Affairs (BIA). The BIA must notify lenders upon receipt of such documentation, perform a preliminary review of such documents not later than 10 days after receipt, and approve or disapprove of such documents within 20 or 30 days, depending on the type of application.
Additionally, the bill sets forth requirements for the BIA regarding (1) response times for the completion of certified title status reports, (2) notification of delays in processing, and (3) the form of notices and delivery of certain reports.
The bill also provides relevant federal agencies and Indian tribes with read-only access to the Trust Asset and Accounting Management System maintained by the BIA.
The Government Accountability Office must report on digitizing documents for the purpose of streamlining and expediting the completion of mortgage packages for residential mortgages on Indian land.
Finally, the bill establishes within the BIA's Division of Real Estate Services the position of Realty Ombudsman.
Cosponsors 7
Members who signed on, in the order they did. Signatures ran from Mar 14, 2025 to Feb 17, 2026; 3 are original cosponsors, there from the day it was introduced.
| Seat | Cosponsor | Signed on | |
|---|---|---|---|
| D-CO | Joe Neguse | Original | Mar 14, 2025 |
| R-MT | Ryan K. Zinke | Original | Mar 14, 2025 |
| R-OK | Tom Cole | Original | Mar 14, 2025 |
| D-NM | Teresa Leger Fernandez | Mar 21, 2025 | |
| D-KS | Sharice Davids | Feb 10, 2026 | |
| R-MT | Troy Downing | Feb 11, 2026 | |
| R-ND | Julie Fedorchak | Feb 17, 2026 |
Committees 1
Where it was sent and what each committee and subcommittee did with it, in order.
| Chamber | Committee | What it did |
|---|---|---|
| House | Natural Resources Committee | Referred Mar 14, 2025Discharged Jan 22, 2026Markup Jan 22, 2026Reported Feb 23, 2026 |
| Indian and Insular Affairs Subcommittee | Referred May 13, 2025Hearings May 20, 2025 |
Actions 9
Everything that happened, newest first.
- Feb 23, 2026Reported by the Committee on Natural Resources. H. Rept. 119-513.
- Feb 23, 2026Placed on the Union Calendar, Calendar No. 439.
- Jan 22, 2026Subcommittee on Indian and Insular Affairs Discharged
- Jan 22, 2026Committee Consideration and Mark-up Session Held
- Jan 22, 2026Ordered to be Reported by Unanimous Consent.
- May 20, 2025Subcommittee Hearings Held
- May 13, 2025Referred to the Subcommittee on Indian and Insular Affairs.
- Mar 14, 2025Introduced in House
- Mar 14, 2025Referred to the House Committee on Natural Resources.
Research
What has been written about this bill: committee reports, cost estimates, the sponsor’s authority statement, printed hearings and the Congressional Research Service’s work.
Committee report
Congressional Budget Office cost estimate
- Apr 7, 2026H.R. 2130, Tribal Trust Land Homeownership Act of 2025As reported by the House Committee on Natural Resources on February 23, 2026
Constitutional authority
The sponsor’s statement, as printed in the Congressional Record, vol. 171, no. 49, March 14, 2025, page H1163.
Printed hearings 2
Hearings whose printed record names this bill, newest first: hearings on it, and wider hearings where it came up.
| Number | Hearing | Committee | Held |
|---|---|---|---|
| S. Hrg. 119-312 | IMPACTS OF GOVERNMENT SHUTDOWNS AND AGENCY REDUCTIONS IN FORCE ON NATIVE COMMUNITIES126 pages | Indian Affairs Committee | Oct 29, 2025 |
| Serial No. 119-29 | LEGISLATIVE HEARING ON: H.R. 2130, TRIBAL TRUST LAND HOMEOWNERSHIP ACT OF 2025; H.R. 2388, LOWER ELWHA KLALLAM TRIBE PROJECT LANDS RESTORATION ACT; H.R. 2815, CAPE FOX LAND ENTITLEMENT FINALIZATION ACT OF 2025; AND H.R. 3073, SHIVWITS BAND OF PAIUTES JURISDICTIONAL CLARITY ACT62 pages | Natural Resources Committee | May 21, 2025 |
CRS reports 2
Congressional Research Service work that CRS links to this bill or the law it became, newest first.
Cite it 2
Products on other subjects that cite it, usually among other measures.
| Product | Title | Kind | Published |
|---|---|---|---|
| R48743 | Housing Issues in the 119th Congress | Report | Sep 25, 2026 |
| IF12825 | Rights-of-Way for Access On or Through Tribal Lands | Resource | Aug 26, 2025 |
Related bills 1
Companion bills and other measures the record links to this one.
| Bill | Title | Relationship | Latest action |
|---|---|---|---|
| S 723 | Tribal Trust Land Homeownership Act of 2025 | Identical bill | May 4, 2026 |
Titles 3
Every title it has carried, official and short, at each stage.
- Official Title as Introduced
- To require the Bureau of Indian Affairs to process and complete all mortgage packages associated with residential and business mortgages on Indian land by certain deadlines, and for other purposes.
- Short Title(s) as Introduced
- Tribal Trust Land Homeownership Act of 2025
- Short Title(s) as Reported to House
- Tribal Trust Land Homeownership Act of 2025
Subjects
Assigned by the Library of Congress. Policy area: Native Americans.
Text 2
Each version as it was printed, newest first.
- Feb 23, 2026Reported in House
- Mar 14, 2025Introduced in House
Everything here is as published by Congress: the summary is the Congressional Research Service's, the action wording is the clerks', and the subjects are the Library of Congress's. How far it got is read from the actions themselves, taking the most recent one of each kind, so a bill that failed a vote and later passed is shown as having passed. Records come from this bill on Congress.gov and govinfo.gov; cost estimates are the Congressional Budget Office's, and the hearings are the printed hearings GovInfo publishes, which can appear months after the hearing.
