HR 2813 · 118th Congress 2023โ€“2025, ended

Self-Insurance Protection Act

Latest action · Dec 17, 2024 Referred to the Subcommittee on Health.

Progress

Where this bill reached, and when. A stage with no date was not reached; one that failed a vote and later carried shows the date it carried.

  1. IntroducedApr 25, 2023
  2. Passed HouseNot reached
  3. Passed SenateNot reached
  4. To the PresidentNot reached
  5. Became lawNot reached

Summary

Self-Insurance Protection Act

This bill specifies that stop-loss coverage is not health insurance coverage for purposes of regulation under the Employee Retirement Income Security Act of 1974.

Stop-loss policies are generally obtained by self-insured health plans or sponsors of self-insured group health plans to reimburse the plan or sponsor for losses incurred in providing health benefits to plan participants in excess of a level set forth in the stop-loss policy.

The bill also preempts state laws that prevent employers from obtaining stop-loss coverage.

Cosponsors 2

Members who signed on, in the order they did. Signatures ran from Apr 25, 2023 to May 2, 2023; 1 is an original cosponsor, there from the day it was introduced.

SeatCosponsorSigned on
R-MITim WalbergOriginalApr 25, 2023
R-PALloyd SmuckerMay 2, 2023

Committees 3

Where it was sent and what each committee and subcommittee did with it, in order.

ChamberCommitteeWhat it did
HouseEducation and Workforce Committee
Referred Apr 25, 2023Markup Jun 6, 2023Reported Jun 20, 2023
HouseEnergy and Commerce Committee
Referred Apr 25, 2023Discharged Jun 20, 2023
Health Subcommittee
Referred Apr 28, 2023
HouseWays and Means Committee
Referred Apr 25, 2023Discharged Jun 20, 2023
Health Subcommittee
Referred Dec 17, 2024

Actions 10

Everything that happened, newest first.

  1. Dec 17, 2024Referred to the Subcommittee on Health.
  2. Jun 20, 2023Reported (Amended) by the Committee on Education and the Workforce. H. Rept. 118-114, Part I.
  3. Jun 20, 2023Committee on Energy and Commerce discharged.
  4. Jun 20, 2023Committee on Ways and Means discharged.
  5. Jun 20, 2023Placed on the Union Calendar, Calendar No. 88.
  6. Jun 6, 2023Committee Consideration and Mark-up Session Held.
  7. Jun 6, 2023Ordered to be Reported (Amended) by the Yeas and Nays: 24 - 18.
  8. Apr 28, 2023Referred to the Subcommittee on Health.
  9. Apr 25, 2023Introduced in House
  10. Apr 25, 2023Referred to the Committee on Education and the Workforce, and in addition to the Committees on Energy and Commerce, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Research

What has been written about this bill: committee reports, cost estimates, the sponsor’s authority statement, printed hearings and the Congressional Research Service’s work.

Committee report

Congressional Budget Office cost estimate

  1. Jun 15, 2023H.R. 2813, Self-Insurance Protection ActAs ordered reported by the House Committee on Education and the Workforce on June 6, 2023

Constitutional authority

Congress has the power to enact this legislation pursuant to the following: Article I, Section 8 The single subject of this legislation is: Self-funded insurance

The sponsor’s statement, as printed in the Congressional Record, vol. 169, no. 69, April 25, 2023, page H1948.

Related bills 1

Companion bills and other measures the record links to this one.

BillTitleRelationshipLatest action
HR 3799CHOICE Arrangement ActRelated billJun 21, 2023

Titles 3

Every title it has carried, official and short, at each stage.

Official Title as Introduced
To amend the Employee Retirement Income Security Act of 1974, the Public Health Service Act, and the Internal Revenue Code of 1986 to exclude from the definition of health insurance coverage certain medical stop-loss insurance obtained by certain plan sponsors of group health plans, and for other purposes.
Short Title(s) as Introduced
Self-Insurance Protection Act
Short Title(s) as Reported to House
Self-Insurance Protection Act

Subjects

Assigned by the Library of Congress. Policy area: Health.

Text 2

Each version as it was printed, newest first.

  1. Jun 20, 2023Reported in House
  2. Apr 25, 2023Introduced in House

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Everything here is as published by Congress: the summary is the Congressional Research Service's, the action wording is the clerks', and the subjects are the Library of Congress's. How far it got is read from the actions themselves, taking the most recent one of each kind, so a bill that failed a vote and later passed is shown as having passed. Records come from this bill on Congress.gov and govinfo.gov; cost estimates are the Congressional Budget Office's, and the hearings are the printed hearings GovInfo publishes, which can appear months after the hearing.