Improving Access to the VA Home Loan Benefit Act of 2022
Latest action · Dec 27, 2022 Became Public Law No: 117-308.
Progress
Where this bill reached, and when. A stage with no date was not reached; one that failed a vote and later carried shows the date it carried.
- IntroducedMay 12, 2022
- Passed HouseSep 14, 2022
- Passed SenateDec 19, 2022
- To the PresidentDec 23, 2022
- Became lawDec 27, 2022Public Law 117-308
Summary
Improving Access to the VA Home Loan Benefit Act of 2022
This act requires the Department of Veterans Affairs (VA) to update regulations, requirements, and guidance related to appraisals for housing loans guaranteed by the VA.
Specifically, such regulations or requirements must specify when an appraisal is required, how an appraisal is to be conducted, and who is eligible to conduct an appraisal for such loans. The act also requires the VA to submit to Congress recommendations for improving the delivery times for appraisals for VA loans and to take such recommendations into consideration in prescribing its updated regulations or requirements.
The VA must also provide additional guidance for desktop appraisals, which are performed remotely using information gathered by third parties with whom a VA-approved appraiser has entered into an agreement for such appraisal. In updating such guidance, the VA must specifically take into account situations where (1) desktop appraisals provide cost savings for borrowers, and (2) a traditional appraisal requirement could cause time delays and jeopardize the completion of a transaction.
Cosponsors 2
Members who signed on, in the order they did. Signatures ran from Jul 20, 2022 to Sep 13, 2022.
| Seat | Cosponsor | Signed on | |
|---|---|---|---|
| R-PA | Guy Reschenthaler | Jul 20, 2022 | |
| D-NC | Kathy E. Manning | Sep 13, 2022 |
Committees 1
Where it was sent and what each committee and subcommittee did with it, in order.
| Chamber | Committee | What it did |
|---|---|---|
| House | Veterans' Affairs Committee | Referred May 12, 2022Markup Jul 19, 2022 |
| Economic Opportunity Subcommittee | Referred May 17, 2022Hearings May 18, 2022Discharged Jul 18, 2022 |
Actions 19
Everything that happened, newest first.
- Dec 27, 2022Signed by President.
- Dec 27, 2022Became Public Law No: 117-308.
- Dec 23, 2022Presented to President.
- Dec 20, 2022Message on Senate action sent to the House.
- Dec 19, 2022Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent. (consideration: CR S7302)
- Sep 15, 2022Received in the Senate, read twice.
- Sep 14, 2022Pursuant to the provisions of H. Res. 1339, proceedings on H.R. 7735 are considered vacated.
- Sep 14, 2022Passed/agreed to in House: Pursuant to section 11 of H. Res. 1339, and the motion offered by Mr. Hoyer, the following bills passed under suspension of the rules: H.R. 1468, as amended; H.R. 5865; H.R. 5916, as amended; H.R. 7735, as amended; H.R. 7846; H.R. 7939, as amended; H.R. 8260, as amended; and S. 4205. (consideration: CR H7814-7822; text: CR H7819-7820)
- Sep 13, 2022Mr. Takano moved to suspend the rules and pass the bill, as amended.
- Sep 13, 2022Considered under suspension of the rules. (consideration: CR H7768-7769; text: CR H7768)
- Sep 13, 2022DEBATE - The House proceeded with forty minutes of debate on H.R. 7735.
- Sep 13, 2022At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.
- Jul 19, 2022Committee Consideration and Mark-up Session Held.
- Jul 19, 2022Ordered to be Reported (Amended) by Voice Vote.
- Jul 18, 2022Subcommittee on Economic Opportunity Discharged.
- May 18, 2022Subcommittee Hearings Held.
- May 17, 2022Referred to the Subcommittee on Economic Opportunity.
- May 12, 2022Introduced in House
- May 12, 2022Referred to the House Committee on Veterans' Affairs.
In the Congressional Record 3
Days the Record’s own index lists this bill, newest first, with the pages and the members it names. Pages starting H are the House, S the Senate, E Extensions of Remarks.
| Where | In the Record | Members | Date |
|---|---|---|---|
| Senate | Debate and remarks S7302 | Mark Kelly D-AZ | Dec 19, 2022 |
| House | Debate and remarks H7814Text printed H7819 | Steny H. Hoyer D-MD | Sep 14, 2022 |
| House | Debate and remarks H7768, H7769Text printed H7768Notices H7781Estimated budget effects of H.R. 7735, Improving Access to the VA Home Loan Benefit Act | John A. Yarmuth D-KY, Mark Takano D-CA, Mike Bost R-IL | Sep 13, 2022 |
Research
What has been written about this bill: committee reports, cost estimates, the sponsor’s authority statement, printed hearings and the Congressional Research Service’s work.
Congressional Budget Office cost estimate
- Aug 17, 2022H.R. 7735, Improving Access to the VA Home Loan Benefit Act of 2022As ordered reported by the House Committee on Veterans’ Affairs on July 19, 2022
Constitutional authority
The sponsor’s statement, as printed in the Congressional Record, vol. 168, no. 81, May 12, 2022, page H4921.
CRS reports 2
Congressional Research Service work that CRS links to this bill or the law it became, newest first.
Cite it 2
Products on other subjects that cite it, usually among other measures.
| Product | Title | Kind | Published |
|---|---|---|---|
| R42504 | VA Home Loan Programs | Report | May 20, 2026 |
| RL32794 | House Committee Funding: Process and Historical Appropriations and Authorizations | Report | Sep 24, 2025 |
Related bills 2
Companion bills and other measures the record links to this one.
Titles 6
Every title it has carried, official and short, at each stage.
- Official Title as Introduced
- To direct the Secretary of Veterans Affairs to update the appraisal requirements for certain loans guaranteed by the Department of Veterans Affairs, and for other purposes.
- Short Titles as Passed Senate
- Improving Access to the VA Home Loan Benefit Act of 2022
- Short Titles as Enacted
- Improving Access to the VA Home Loan Benefit Act of 2022
- Short Title(s) as Introduced
- Improving Access to the VA Home Loan Benefit Act of 2022
- Short Title(s) as Passed House
- Improving Access to the VA Home Loan Benefit Act of 2022
- Short Titles from ENR (Enrolled) bill text
- Improving Access to the VA Home Loan Benefit Act of 2022
Subjects
Assigned by the Library of Congress. Policy area: Armed Forces and National Security.
Text 4
Each version as it was printed, newest first.
- —Enrolled Bill
- Sep 15, 2022Received in Senate
- Sep 14, 2022Engrossed in House
- May 12, 2022Introduced in House
Everything here is as published by Congress: the summary is the Congressional Research Service's, the action wording is the clerks', and the subjects are the Library of Congress's. How far it got is read from the actions themselves, taking the most recent one of each kind, so a bill that failed a vote and later passed is shown as having passed. Records come from this bill on Congress.gov and govinfo.gov; cost estimates are the Congressional Budget Office's, and the hearings are the printed hearings GovInfo publishes, which can appear months after the hearing.
