Protecting Affordable Mortgages for Veterans Act of 2019
Latest action · Jul 25, 2019 Became Public Law No: 116-33.
Progress
Where this bill reached, and when. A stage with no date was not reached; one that failed a vote and later carried shows the date it carried.
- IntroducedJun 5, 2019
- Passed SenateJun 5, 2019
- Passed HouseJul 9, 2019
- To the PresidentJul 15, 2019
- Became lawJul 25, 2019Public Law 116-33
Summary
Protecting Affordable Mortgages for Veterans Act of 2019
This bill revises loan seasoning requirements related to a refinanced Department of Veterans Affairs (VA) housing loan. Under current law, the VA is prohibited from guaranteeing a refinanced home loan until the date that is the later of (1) the date on which the sixth monthly payment is made, or (2) the date that is 210 days after the first payment is made. This bill modifies this date to (1) when the borrower has made six consecutive monthly payments, or (2) 210 days after the first payment is due.
Cosponsors 1
Members who signed on, in the order they did. All signed on Jun 5, 2019.
| Seat | Cosponsor | Signed on | |
|---|---|---|---|
| R-NC | Thom Tillis | Original | Jun 5, 2019 |
Committees 2
Where it was sent and what each committee and subcommittee did with it, in order.
| Chamber | Committee | What it did |
|---|---|---|
| House | Financial Services Committee | Referred Jun 11, 2019Discharged Jul 9, 2019 |
| House | Veterans' Affairs Committee | Referred Jun 11, 2019Discharged Jul 9, 2019 |
Actions 14
Everything that happened, newest first.
- Jul 25, 2019Signed by President.
- Jul 25, 2019Became Public Law No: 116-33.
- Jul 15, 2019Presented to President.
- Jul 9, 2019Mr. Clay asked unanimous consent to discharge from committee and consider.
- Jul 9, 2019Committee on Financial Services discharged.
- Jul 9, 2019Committee on Veterans' Affairs discharged.
- Jul 9, 2019Considered by unanimous consent. (consideration: CR H5289)
- Jul 9, 2019Passed/agreed to in House: On passage Passed without objection. (text: CR H5289)
- Jul 9, 2019Motion to reconsider laid on the table Agreed to without objection.
- Jun 10, 2019Message on Senate action sent to the House.
- Jun 10, 2019Received in the House.
- Jun 10, 2019Referred to the Committee on Financial Services, and in addition to the Committee on Veterans' Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
- Jun 5, 2019Introduced in Senate
- Jun 5, 2019Passed/agreed to in Senate: Introduced in the Senate, read twice, considered, read the third time, and passed without amendment by Voice Vote. (consideration: CR S3267; text: CR S3267)
In the Congressional Record 3
Days the Record’s own index lists this bill, newest first, with the pages and the members it names. Pages starting H are the House, S the Senate, E Extensions of Remarks.
| Where | In the Record | Members | Date |
|---|---|---|---|
| House | Debate and remarks H5289Text printed H5289 | Wm. Lacy Clay D-MO | Jul 9, 2019 |
| Senate | Debate and remarks S3470 | Kyrsten Sinema I-AZ | Jun 13, 2019 |
| Senate | Debate and remarks S3267Text printed S3259, S3267 | Mitch McConnell R-KY | Jun 5, 2019 |
Research
What has been written about this bill: committee reports, cost estimates, the sponsor’s authority statement, printed hearings and the Congressional Research Service’s work.
CRS reports 3
Congressional Research Service work that CRS links to this bill or the law it became, newest first.
Cite it 3
Products on other subjects that cite it, usually among other measures.
| Product | Title | Kind | Published |
|---|---|---|---|
| RL31675 | Arms Sales: Congressional Review Process | Report | May 13, 2026 |
| R47603 | War Powers Resolution: Expedited Procedures in the House and Senate | Report | Jun 24, 2025 |
| R46148 | U.S. Killing of Qasem Soleimani: Frequently Asked Questions Archived | Report | Jan 13, 2020 |
Related bills 1
Companion bills and other measures the record links to this one.
| Bill | Title | Relationship | Latest action |
|---|---|---|---|
| HR 1988 | Protecting Affordable Mortgages for Veterans Act of 2019 | Related bill | Jul 10, 2019 |
Titles 6
Every title it has carried, official and short, at each stage.
- Official Title as Introduced
- A bill to clarify seasoning requirements for certain refinanced mortgage loans, and for other purposes.
- Short Titles as Passed House
- Protecting Affordable Mortgages for Veterans Act of 2019
- Short Titles as Enacted
- Protecting Affordable Mortgages for Veterans Act of 2019
- Short Title(s) as Passed Senate
- Protecting Affordable Mortgages for Veterans Act of 2019
- Short Titles from ENR (Enrolled) bill text
- Protecting Affordable Mortgages for Veterans Act of 2019
- Short Titles from RFH (Referred to House) bill text
- Protecting Affordable Mortgages for Veterans Act of 2019
Subjects
Assigned by the Library of Congress. Policy area: Housing and Community Development.
Text 4
Each version as it was printed, newest first.
- —Enrolled Bill
- Jun 10, 2019Referred in House
- Jun 5, 2019Considered and Passed Senate
- Jun 5, 2019Engrossed in Senate
Everything here is as published by Congress: the summary is the Congressional Research Service's, the action wording is the clerks', and the subjects are the Library of Congress's. How far it got is read from the actions themselves, taking the most recent one of each kind, so a bill that failed a vote and later passed is shown as having passed. Records come from this bill on Congress.gov and govinfo.gov; cost estimates are the Congressional Budget Office's, and the hearings are the printed hearings GovInfo publishes, which can appear months after the hearing.
