Protecting Veterans Credit Act of 2016
Latest action · Jun 28, 2016 Referred to the House Committee on Financial Services.
Progress
Where this bill reached, and when. A stage with no date was not reached; one that failed a vote and later carried shows the date it carried.
- IntroducedJun 28, 2016
- Passed HouseNot reached
- Passed SenateNot reached
- To the PresidentNot reached
- Became lawNot reached
Summary
Protecting Veterans Credit Act of 2016
This bill amends the Fair Credit Reporting Act to exclude from a consumer report: (1) for one year, information related to a veteran's choice medical program (program) debt; and (2) information related to a fully paid or settled program debt that had been characterized as delinquent, charged off, or in collection.
The Consumer Credit Protection Act is amended to provide a mechanism for veterans to dispute the inclusion of program debt already on a credit report. A consumer reporting agency shall, within 30 days after receiving notice of such dispute, delete such information from the veteran's file and notify the furnisher and the veteran.
Within five days after the initial communication with a veteran, a debt collector shall, unless the appropriate information is contained in the initial communication or the veteran has paid the debt, send the veteran a written notice containing specified debt-related information, including information concerning debt amount, creditors, the insurance company involved, and the hospital or medical care provider.
If a veteran notifies the debt collector within such one-year period that the program debt is disputed or that the veteran requests the name and address of the original creditor, the debt collector shall cease collection until debt verification or the name and address of the original creditor is obtained.
Cosponsors 18
Members who signed on, in the order they did. Signatures ran from Jun 28, 2016 to Dec 16, 2016; 3 are original cosponsors, there from the day it was introduced.
| Seat | Cosponsor | Signed on | |
|---|---|---|---|
| R-IN | Jackie Walorski | Original | Jun 28, 2016 |
| I-AZ | Kyrsten Sinema | Original | Jun 28, 2016 |
| R-IL | Randy Hultgren | Original | Jun 28, 2016 |
| D-NH | Ann M. Kuster | Jul 7, 2016 | |
| R-NC | David Rouzer | Jul 12, 2016 | |
| D-CA | Michael M. Honda | Jul 12, 2016 | |
| D-TX | Beto O'Rourke | Jul 13, 2016 | |
| D-CA | Juan Vargas | Jul 13, 2016 | |
| D-MD | C. A. Dutch Ruppersberger | Jul 14, 2016 | |
| R-AK | Don Young | Jul 14, 2016 | |
| D-CA | Julia Brownley | Jul 14, 2016 | |
| R-NY | Elise M. Stefanik | Jul 18, 2016 | |
| R-NC | Walter B. Jones | Sep 8, 2016 | |
| D-CA | Alan S. Lowenthal | Dec 16, 2016 | |
| D-IL | Bobby L. Rush | Dec 16, 2016 | |
| D-CT | James A. Himes | Dec 16, 2016 | |
| D-OR | Peter A. DeFazio | Dec 16, 2016 | |
| D-GA | Sanford D. Bishop, Jr. | Dec 16, 2016 |
Committees 1
Where it was sent and what each committee and subcommittee did with it, in order.
| Chamber | Committee | What it did |
|---|---|---|
| House | Financial Services Committee | Referred Jun 28, 2016 |
Actions 2
Everything that happened, newest first.
- Jun 28, 2016Introduced in House
- Jun 28, 2016Referred to the House Committee on Financial Services.
Research
What has been written about this bill: committee reports, cost estimates, the sponsor’s authority statement, printed hearings and the Congressional Research Service’s work.
Constitutional authority
The sponsor’s statement, as printed in the Congressional Record, vol. 162, no. 104, June 28, 2016, page H4187.
Related bills 1
Companion bills and other measures the record links to this one.
| Bill | Title | Relationship | Latest action |
|---|---|---|---|
| S 3258 | Protecting Veterans Credit Act of 2016 | Related bill | Jul 14, 2016 |
Titles 2
Every title it has carried, official and short, at each stage.
- Official Title as Introduced
- To amend the Fair Credit Reporting Act and the Fair Debt Collection Practices Act to delay the inclusion in consumer credit reports and to establish requirements for debt collectors with respect to medical debt information of veterans due to inappropriate or delayed Veterans Choice Program billing payments, and for other purposes.
- Short Titles as Introduced
- Protecting Veterans Credit Act of 2016
Subjects
Assigned by the Library of Congress. Policy area: Armed Forces and National Security.
Text 1
Each version as it was printed, newest first.
- Jun 28, 2016Introduced in House
Everything here is as published by Congress: the summary is the Congressional Research Service's, the action wording is the clerks', and the subjects are the Library of Congress's. How far it got is read from the actions themselves, taking the most recent one of each kind, so a bill that failed a vote and later passed is shown as having passed. Records come from this bill on Congress.gov and govinfo.gov; cost estimates are the Congressional Budget Office's, and the hearings are the printed hearings GovInfo publishes, which can appear months after the hearing.
