HR 5058 · 114th Congress 2015–2017, ended

Free Credit Score Act of 2016

Introduced Apr 26, 2016 Originated House Sponsor Joyce Beatty D-OH

Fact sheet Spreadsheet

Latest action · Apr 29, 2016 Sponsor introductory remarks on measure.

Progress

Where this bill reached, and when. A stage with no date was not reached; one that failed a vote and later carried shows the date it carried.

  1. IntroducedApr 26, 2016
  2. Passed HouseNot reached
  3. Passed SenateNot reached
  4. To the PresidentNot reached
  5. Became lawNot reached

Summary

Free Credit Score Act of 2016

This bill amends the Fair Credit Reporting Act to require nationwide consumer reporting agencies to include the consumer's credit score when furnishing a consumer with a free annual report.

Cosponsors 25

Members who signed on, in the order they did. Signatures ran from Apr 26, 2016 to Apr 29, 2016; 24 are original cosponsors, there from the day it was introduced.

SeatCosponsorSigned on
D-FLAlcee L. HastingsOriginalApr 26, 2016
D-NCAlma S. AdamsOriginalApr 26, 2016
D-CABarbara LeeOriginalApr 26, 2016
D-NJBonnie Watson ColemanOriginalApr 26, 2016
D-MIBrenda L. LawrenceOriginalApr 26, 2016
D-LACedric L. RichmondOriginalApr 26, 2016
D-NYCharles B. RangelOriginalApr 26, 2016
D-ILDanny K. DavisOriginalApr 26, 2016
D-MDDonna F. EdwardsOriginalApr 26, 2016
D-DCEleanor Holmes NortonOriginalApr 26, 2016
D-MOEmanuel CleaverOriginalApr 26, 2016
D-FLFrederica S. WilsonOriginalApr 26, 2016
D-NCG. K. ButterfieldOriginalApr 26, 2016
D-WIGwen MooreOriginalApr 26, 2016
D-GAHenry C. "Hank" Johnson, Jr.OriginalApr 26, 2016
D-SCJames E. ClyburnOriginalApr 26, 2016
D-OHMarcia L. FudgeOriginalApr 26, 2016
D-OHMarcy KapturOriginalApr 26, 2016
D-VARobert C. "Bobby" ScottOriginalApr 26, 2016
D-ILRobin L. KellyOriginalApr 26, 2016
D-TXRuben HinojosaOriginalApr 26, 2016
D-GASanford D. Bishop, Jr.OriginalApr 26, 2016
D-TXSheila Jackson LeeOriginalApr 26, 2016
D-MOWm. Lacy ClayOriginalApr 26, 2016
D-ILBobby L. RushApr 29, 2016

Committees 1

Where it was sent and what each committee and subcommittee did with it, in order.

ChamberCommitteeWhat it did
HouseFinancial Services Committee
Referred Apr 26, 2016

Actions 4

Everything that happened, newest first.

  1. Apr 29, 2016Sponsor introductory remarks on measure.
  2. Apr 26, 2016Introduced in House
  3. Apr 26, 2016Sponsor introductory remarks on measure. (CR E631)
  4. Apr 26, 2016Referred to the House Committee on Financial Services.

In the Congressional Record 1

Days the Record’s own index lists this bill, newest first, with the pages and the members it names. Pages starting H are the House, S the Senate, E Extensions of Remarks.

WhereIn the RecordMembersDate
ExtensionsDebate and remarks E631Joyce Beatty D-OHApr 29, 2016

Research

What has been written about this bill: committee reports, cost estimates, the sponsor’s authority statement, printed hearings and the Congressional Research Service’s work.

Constitutional authority

Congress has the power to enact this legislation pursuant to the following: Article I, Section 8: ``To regulate Commerce with foreign Nations, and among the several States, and with the Indian Tribes;''

The sponsor’s statement, as printed in the Congressional Record, vol. 162, no. 64, April 26, 2016, page H1995.

Related bills 1

Companion bills and other measures the record links to this one.

BillTitleRelationshipLatest action
HR 2262Free Credit Score Act of 2017Reintroduced BillMay 1, 2017

Titles 2

Every title it has carried, official and short, at each stage.

Official Title as Introduced
To amend the Fair Credit Reporting Act to require certain consumer reporting agencies to include a credit score when providing consumers with a free annual consumer report.
Short Titles as Introduced
Free Credit Score Act of 2016

Subjects

Assigned by the Library of Congress. Policy area: Finance and Financial Sector.

Text 1

Each version as it was printed, newest first.

  1. Apr 26, 2016Introduced in House

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Everything here is as published by Congress: the summary is the Congressional Research Service's, the action wording is the clerks', and the subjects are the Library of Congress's. How far it got is read from the actions themselves, taking the most recent one of each kind, so a bill that failed a vote and later passed is shown as having passed. Records come from this bill on Congress.gov and govinfo.gov; cost estimates are the Congressional Budget Office's, and the hearings are the printed hearings GovInfo publishes, which can appear months after the hearing.