S 482 · 113th Congress 2013–2015, ended

Health Insurance Rate Review Act

Fact sheet

Latest action · Mar 6, 2013 Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

Progress

Where this bill reached, and when. A stage with no date was not reached; one that failed a vote and later carried shows the date it carried.

  1. IntroducedMar 6, 2013
  2. Passed SenateNot reached
  3. Passed HouseNot reached
  4. To the PresidentNot reached
  5. Became lawNot reached

Summary

Health Insurance Rate Review Act - Amends the Public Health Service Act to declare that federal requirements that the Secretary of Health and Human Services (HHS) review unreasonable premium increases in health care coverage shall not be construed to prohibit a state from imposing additional rate requirements on health insurance issuers that are more protective of consumers. Expands such review to include all rate increases, not only premium increases.

Directs the Secretary or the relevant state insurance commissioner (or state regulator) to take corrective actions to ensure that any excessive, unjustified, or unfairly discriminatory rates are corrected before, or as soon as possible after, implementation, including through mechanisms such as denying rates, modifying rates, or requiring rebates to consumers. Authorizes civil monetary penalties and ineligibility as a qualified health plan for failing to comply with any corrective action taken by the Secretary.

Requires the Secretary to determine whether the state insurance commissioner or regulator or the Secretary will undertake such corrective actions based on whether the state can adequately undertake such actions.

Applies this Act to health plans grandfathered under the Patient Protection and Affordable Care Act.

Cosponsors 7

Members who signed on, in the order they did. Signatures ran from Mar 6, 2013 to May 22, 2014, with 4 there on the day it was introduced.

SeatCosponsorSigned on
D-CABarbara BoxerOriginalMar 6, 2013
I-VTBernard SandersOriginalMar 6, 2013
D-NJFrank R. LautenbergOriginalMar 6, 2013
D-MTJon TesterOriginalMar 6, 2013
D-NYKirsten E. GillibrandMar 14, 2013
D-RISheldon WhitehouseApr 8, 2013
D-MAElizabeth WarrenMay 22, 2014

Actions 3

Everything that happened, newest first.

  1. Mar 6, 2013Introduced in Senate
  2. Mar 6, 2013Read twice and referred to the Committee on Health, Education, Labor, and Pensions.
  3. Mar 6, 2013Sponsor introductory remarks on measure. (CR S1234-1235)

Related bills 2

Companion bills and other measures the record links to this one.

BillTitleRelationshipLatest action
HR 1019Health Insurance Rate Review ActIdentical billMar 8, 2013
HR 3504Consumer Protection and Rate Review Act of 2013Related billNov 22, 2013

Subjects

Assigned by the Library of Congress. Policy area: Health.

Text 1

Each version as it was printed, newest first.

  1. Mar 6, 2013Introduced in Senate

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Everything here is as published by Congress: the summary is the Congressional Research Service's, the action wording is the clerks', and the subjects are the Library of Congress's. How far it got is read from the actions themselves, taking the most recent one of each kind, so a bill that failed a vote and later passed is shown as having passed. Records come from this bill on Congress.gov and govinfo.gov.