Federal and State Insurance Exchange Access Fairness and Penalty Delay Act of 2013 - Amends the Internal Revenue Code to delay the effective date of the penalty for failure to maintain minimum essential health insurance coverage to months beginning no earlier than 30 days after the end of an enrollment period extension required by this Act (a period of at least 90 days after a certification to Congress by the Inspector General of the Department of Health and Human Services [HHS] that the healthcare.gov website and a state exchange website are fully operational, or only the healthcare.gov website in the case of an individual residing in a state without a state exchange website).
Requires the Inspector General, in determining whether to make such certification, to consider monthly reports by the Comptroller General (GAO) on the progress of the websites in achieving such status.