HR 3402 · 113th Congress 2013–2015, ended

Fair Debt Collection Improvement Act

Introduced Oct 30, 2013 Originated House Sponsor Steve Cohen D-TN

Fact sheet

Latest action · Oct 30, 2013 Referred to the House Committee on Financial Services.

Progress

Where this bill reached, and when. A stage with no date was not reached; one that failed a vote and later carried shows the date it carried.

  1. IntroducedOct 30, 2013
  2. Passed HouseNot reached
  3. Passed SenateNot reached
  4. To the PresidentNot reached
  5. Became lawNot reached

Summary

Fair Debt Collection Improvement Act - Amends the Fair Debt Collection Practices Act to prohibit a debt collector from bringing, or threatening to bring, legal action against any consumer on a debt in which the statute of limitations has expired.

Requires a debt collector, in connection with the collection of debt in which the statute of limitations has expired, to disclose to the consumer that: (1) the debt has been transferred to the debt collector, (2) the creditor no longer holds the debt, (3) the debt collector may not bring legal action against the consumer to collect the debt because the statute of limitations has expired, and (4) any payment by the consumer towards the debt may cause the statute of limitations to reset.


Cosponsors 3

Members who signed on, in the order they did. All signed on Oct 30, 2013.

SeatCosponsorSigned on
D-DCEleanor Holmes NortonOriginalOct 30, 2013
D-WIGwen MooreOriginalOct 30, 2013
D-MIJohn Conyers, Jr.OriginalOct 30, 2013

Actions 2

Everything that happened, newest first.

  1. Oct 30, 2013Introduced in House
  2. Oct 30, 2013Referred to the House Committee on Financial Services.

Subjects

Assigned by the Library of Congress. Policy area: Finance and Financial Sector.

Text 1

Each version as it was printed, newest first.

  1. Oct 30, 2013Introduced in House

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Everything here is as published by Congress: the summary is the Congressional Research Service's, the action wording is the clerks', and the subjects are the Library of Congress's. How far it got is read from the actions themselves, taking the most recent one of each kind, so a bill that failed a vote and later passed is shown as having passed. Records come from this bill on Congress.gov and govinfo.gov.