To amend the Internal Revenue Code of 1986 to extend for 1 year the American Opportunity Tax Credit and the disregard of tax refunds for purposes of Federal, and federally-assisted, programs.

Amends the Internal Revenue Code to extend through 2013: (1) the increase in the Hope Scholarship tax credit (American Opportunity Tax Credit), and (2) the disregard of tax refunds for purposes of determining eligibility for means tested federal programs.